Land Rover Insurance Cost for 2023

What does average Land Rover insurance cost? We We break down average car insurance rates for all models like the Defender, Range Rover, and Evoque to find the cheapest Land Rover insurance.

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The British Land Rover brand dates back to 1948, with a history of creating some of the most off-road capable vehicles in the modern era.

With popular models like the Range Rover, Discover, Defender and Evoque, sticker prices start in the mid 40’s for the Evoque and go up to well over $150,000 for certain Range Rover trim levels.

To find out how much it will cost to insure a Land Rover vehicle, we break down average rates for current production models like the Defender and Discovery Sport, along with older models like the LR2 and LR4.

How much does Land Rover insurance cost?

Average Land Rover car insurance rates range from $1,854 a year for a Land Rover Discovery Sport up to $3,142 per year for the Land Rover Range Rover.

The average cost across the entire 2023 lineup is $2,201 per year, which is 24.1% more than the U.S. national average car insurance cost of $1,728.

The table below shows average Land Rover insurance cost for current and discontinued models produced since 2013.

Average Insurance Cost for Land Rover Vehicles
Model Annual Cost Monthly Cost
Land Rover Defender$2,098$175
Land Rover Discovery$2,074$173
Land Rover Discovery Sport$1,854$155
Land Rover Range Rover Evoque$1,878$157
Land Rover LR2 2015 and prior model years$1,466$122
Land Rover LR4 2016 and prior model years$1,732$144
Land Rover Range Rover$3,142$262
Land Rover Range Rover Sport$2,312$193
Land Rover Range Rover Velar$2,050$171

Is Land Rover insurance expensive?

When compared to the cost to insure the average vehicle in the U.S., insurance on Land Rover models averages $473 more per year.

When compared to other luxury brands, Land Rover insurance costs 5.9% less per year than Audi, 10% less than BMW, 13.2% more than Volvo, and 11.9% less per year than Mercedes-Benz.

The chart below compares the average cost to insure a Land Rover vehicle to other premium luxury automotive brands.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average car insurance rates include all Land Rover, Alfa Romeo, Audi, BMW, Jaguar, Mercedes-Benz, Porsche, and Volvo vehicles for the 2023 model year. Rated driver is a 40-year-old married male with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Land Rover Car Insurance Cost vs. Top Luxury Competitors

As a whole, Land Rover insurance compared pretty favorably to the luxury brands featured in the chart. Rates are higher than Alfa Romeo and Volvo, but less than the other five brands.

When non-luxury brands are included in the comparison, Land Rover insurance starts to get a little pricier. In the next table, we compare average Land Rover car insurance cost to all the popular luxury and non-luxury automotive brands.

Land Rover is shown in the first row of the table, with the average annual car insurance cost of $2,201.

Other brands are shown alphabetically below Land Rover, with the average insurance cost for each. The difference value shows how much more or less each brand costs when compared to Land Rover.

If the difference value is green, that comparison brand has cheaper average car insurance cost than Land Rover. If the value is red, then Land Rover rates are cheaper than the comparison brand.

Land Rover Car Insurance Cost vs. Popular Automotive Brands
Automotive Brand Insurance Cost Difference
Land Rover$2,201--

Get Rates in Your AreaWhy is this important?

Table Data Details: Average car insurance cost for each automotive brand assumes a clean driving record and no at-fault accidents for a 40-year-old driver. Rates are averaged for all 2023 models for each manufacturer and for all U.S. states. The difference column indicates the cost difference between each brand and the average cost of Land Rover insurance. Green indicates the brand is cheaper to insure on average than Land Rover and red indicates the brand costs more to insure on average than Land Rover.Data last updated on August 11, 2023
Land Rover Car Insurance Cost vs. Popular Automotive Brands

As shown by the majority of green values in the difference column, Land Rover insurance definitely tends to be more expensive overall than non-luxury automakers.

This stands to reason, however, as the purchase price of most Land Rover vehicles is significantly higher than the MSRP for most non-luxury models. And as a general rule, the more a vehicle costs, the more insurance will cost as well.