Jeep Grand Wagoneer Car Insurance Comparison: 2025 Edition

Is insurance for a Jeep Grand Wagoneer expensive?

From the base model to the Series III Obsidian L trim, we compiled average insurance cost for a Grand Wagoneer to see how average insurance cost measures up to all other large SUVs.

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  • Jeep Grand Wagoneer insurance costs $2,784 per year (about $232 per month) for a full coverage policy.
  • The Jeep Grand Wagoneer is one of the more expensive large SUVs to insure, costing $134 more per year on average when compared to other large SUVs.

How much does Jeep Grand Wagoneer insurance cost?

Jeep Grand Wagoneer insurance rates average $2,784 yearly, or $232 on a monthly basis. With the average large SUV costing $2,650 a year to insure, the Jeep Grand Wagoneer costs $134 more to insure per year.

With MSRPs on the new 2024 Grand Wagoneer model ranging from $91,190 to $115,335, average monthly insurance rates range from $218 to $242.

The chart below demonstrates how the cost to insure a Grand Wagoneer changes with different driver ages and policy deductibles. The yearly premium varies from the cheapest rate of $1,876 per year for a 60-year-old driver with high deductibles to the highest rate of $6,588 each year for a 20-year-old with a $250 policy deductible.

Average 2024 Jeep Grand Wagoneer car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Jeep Grand Wagoneer car insurance premiums for different driver ages and policy deductibles. Rates updated on October 24, 2025.

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Data Methodology: Average premiums are based on a 2024 model year Jeep Grand Wagoneer. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Jeep Grand Wagoneer Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$4,538$378
$500$5,534$461
$250$6,588$549
30-Year-Old$1,000$2,434$203
$500$2,992$249
$250$3,572$298
40-Year-Old$1,000$2,272$189
$500$2,784$232
$250$3,318$277
50-Year-Old$1,000$2,004$167
$500$2,446$204
$250$2,906$242
60-Year-Old$1,000$1,876$156
$500$2,290$191
$250$2,722$227

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Jeep Grand Wagoneer. Updated October 24, 2025

Not only does the age of the driver and policy deductibles affect the cost of insurance, but the trim level of the Grand Wagoneer you’re insuring also impacts the price.

The table below shows average annual and semi-annual policy costs, plus a monthly amount for budgeting, for each 2024 Jeep Grand Wagoneer trim level.

2024 Jeep Grand Wagoneer Insurance Rates by Trim Level
2024 Jeep Grand Wagoneer Trim Level Annual Premium Cost Per Month
Base$2,620$218
Base L$2,662$222
Series II$2,708$226
Series II L$2,746$229
Obsidian$2,776$231
Obsidian L$2,812$234
Series III$2,854$238
Series III Obsidian$2,880$240
Series III L$2,886$241
Series III Obsidian L$2,908$242

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025

Insurance cost by trim level for a 2024 Jeep Grand Wagoneer ranging from the Base model at $2,620 per year to the Series III Obsidian L model at $2,908
Insurance cost by trim level for a 2024 Jeep Grand Wagoneer ranging from the Base model at $2,620 per year to the Series III Obsidian L model at $2,908

Is Jeep Grand Wagoneer insurance expensive?

The Jeep Grand Wagoneer ranks last out of nine total vehicles in the 2024 full-size SUV segment for car insurance affordability. The Grand Wagoneer costs an estimated $2,784 per year to insure and the segment average is $2,650 per year, a difference of $134 per year.

When rates are compared to other vehicles in the large SUV segment, car insurance rates for a Jeep Grand Wagoneer cost $532 more per year than the Chevrolet Tahoe, $198 more than the Ford Expedition, and $202 more than the GMC Yukon.

The chart below shows how average Grand Wagoneer car insurance rates compare to the rest of the 2024 large SUV segment.

Average 2024 Jeep Grand Wagoneer car insurance premium compared to other large SUV models.
Figure 2: Average 2024 Jeep Grand Wagoneer car insurance premium compared to other large SUV models. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Jeep Grand Wagoneer. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Jeep Grand Wagoneer trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Jeep Grand Wagoneer Insurance Cost Compared to All Large SUVs
Rank Make and Model Annual Premium Difference
1Chevrolet Tahoe$2,252-$532
2Chevrolet Suburban$2,378-$406
3Nissan Armada$2,488-$296
4GMC Yukon$2,582-$202
5Ford Expedition$2,586-$198
6Jeep Grand Wagoneer$2,784--
7GMC Hummer EV$2,796$12
8Jeep Wagoneer$2,986$202
9Toyota Sequoia$3,002$218

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025