Land Rover LR2 Insurance on a Shoestring Budget: Find Out How

How much does Land Rover LR2 car insurance cost? We compare rates from the base LR2 model up to the well-appointed HSE Lux 4WD trim to find out how prices rank against all other midsize luxury SUVs.

Start a Free QuoteCompare Land Rover LR2 car insurance quotes and save on your next policy.

  • Land Rover LR2 car insurance rates average $1,722 per year (about $144 per month) for full coverage, but can vary a lot based on the policy limits.
  • Land Rover LR2 insurance cost ranges from $1,708 to $1,752 annually on average, depending on trim level.
  • Ranked 10th out of 23 vehicles in the 2015 midsize luxury SUV segment, average car insurance rates for the Land Rover LR2 cost $109 less per year than the segment average.

How much does Land Rover LR2 car insurance cost?

Ranked 10th out of 23 vehicles in the midsize luxury SUV class, Land Rover LR2 car insurance costs an average of $1,722 yearly, or $144 a month.

With the average midsize luxury SUV costing $1,831 a year to insure, the Land Rover LR2 could save around $109 or more every 12 months when compared to the average vehicle in the segment.

The following chart displays average 2015 Land Rover LR2 car insurance rates using variations of risk profiles and driver ages.

Average 2015 Land Rover LR2 insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2015 Land Rover LR2 insurance premiums for different driver ages and risk scenarios. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for a 2015 model year Land Rover LR2 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Land Rover LR2 trim levels.

2015 Land Rover LR2 Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$3,968$331
Safe Driver Age 20$3,476$290
At-fault Accidents Age 40$2,458$205
Low Deductibles Age 40$2,184$182
Safe Driver Age 30$1,824$152
Safe Driver Age 40$1,722$144
Safe Driver Age 50$1,538$128
High Deductibles Age 40$1,486$124
Safe Driver Age 60$1,438$120
Discount Rate Age 40$1,430$119

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2015 Land Rover LR2 trim levels. Updated June 26, 2025

The table below breaks down average Land Rover LR2 insurance policy premiums for the 2013-2015 model years.

Land Rover LR2 Insurance Cost for 2013-2015 Models
Model Year and Vehicle Annual Premium Cost Per Month
2015 Land Rover LR2$1,722$144
2014 Land Rover LR2$1,648$137
2013 Land Rover LR2$1,596$133

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Land Rover LR2 trim levels for each model year. Updated June 27, 2025

Average annual premium and cost per month to insure 2013 to 2015 Land Rover LR2 models
Average annual premium and cost per month to insure 2013 to 2015 Land Rover LR2 models

The table below details the average yearly and semi-annual policy costs, plus a monthly insurance rate, for each Land Rover LR2 model and trim level.

2015 Land Rover LR2 Insurance Rates by Trim Level
2015 Land Rover LR2 Trim Level Annual Premium Cost Per Month
4WD$1,708$142
HSE 4WD$1,708$142
HSE Lux 4WD$1,752$146

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025

Insurance cost by trim level for a 2015 Land Rover LR2 ranging from the 4WD model at $1,708 per year to the HSE Lux 4WD model at $1,752
Insurance cost by trim level for a 2015 Land Rover LR2 ranging from the 4WD model at $1,708 per year to the HSE Lux 4WD model at $1,752

How well do Land Rover LR2 insurance prices rank?

The Land Rover LR2 ranks 10th out of 23 total vehicles in the 2015 midsize luxury SUV segment for car insurance affordability. The LR2 costs an estimated $1,722 per year for an auto insurance policy with full coverage and the category average rate is $1,831 per year, a difference of $109 per year.

When compared directly to popular vehicles in the midsize luxury SUV segment, car insurance prices for a Land Rover LR2 cost $60 less per year than the Lexus RX 350, $316 less than the BMW X5, and $152 more than the Acura MDX.

The chart displayed below shows how well Land Rover LR2 car insurance rates compare to the top-selling midsize luxury SUVs like the Lexus GX 460, Infiniti QX60, and the Audi Q7. A rankings table is also included following the chart that displays insurance rankings for every vehicle in the midsize luxury SUV segment.

Average 2015 Land Rover LR2 car insurance premium compared to other midsize luxury SUV models.
Figure 2: Average 2015 Land Rover LR2 car insurance premium compared to other midsize luxury SUV models. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2015 model year Land Rover LR2. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Land Rover LR2 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Land Rover LR2 Insurance Cost Compared to All Midsize Luxury SUVs
Rank Make and Model Annual Premium Difference
1Volvo V60$1,488-$234
2Infiniti QX50$1,550-$172
3Lincoln MKX$1,554-$168
4Acura MDX$1,570-$152
5Volvo XC70$1,596-$126
6Mercedes-Benz GLK350$1,622-$100
7Land Rover Discovery$1,638-$84
8Lincoln MKT$1,690-$32
9Cadillac SRX$1,710-$12
10Land Rover LR2$1,722--
11Lexus RX 350$1,782$60
12Infiniti QX60$1,814$92
13Lexus GX 460$1,820$98
14Audi SQ5$1,870$148
15Audi Q7$1,970$248
16Lexus RX 450$2,012$290
17Mercedes-Benz ML350$2,028$306
18Mercedes-Benz GL350$2,032$310
19BMW X5$2,038$316
20Mercedes-Benz GL450$2,072$350
21Porsche Cayenne$2,150$428
22Mercedes-Benz ML400$2,176$454
23BMW X6$2,206$484

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2015 model year. Updated June 27, 2025

Additional rates and observations

Additional key data observations concerning the cost of insurance for a LR2 include:

  • LR2 insurance rates for teens are expensive. Average rates for full coverage LR2 insurance costs $6,307 per year for a 16-year-old driver, $6,058 per year for a 17-year-old driver, $5,329 per year for an 18-year-old driver, and $4,889 per year for a 19-year-old driver.
  • Fewer violations means cheaper policy cost. If you want to pay the most budget-friendly LR2 insurance rates, it’s necessary to drive conservatively. Not surprisingly, just a couple of minor driving offenses have the ramification of increasing policy cost by as much as $464 per year. Serious citations like driving under the influence of drugs or alcohol could raise rates by an additional $1,612 or more.
  • Auto insurance is cheaper with higher deductibles. Increasing your policy deductibles from $500 to $1,000 could save around $236 per year for a 40-year-old driver and $462 per year for a 20-year-old driver.
  • Lowering deductibles results in a more expensive policy. Decreasing your deductibles from $500 to $250 could cost an additional $248 per year for a 40-year-old driver and $488 per year for a 20-year-old driver.
  • Qualify for policy discounts to save money. Discounts may be available if the policyholders are accident-free, take a defensive driving course, sign their policy early, are loyal customers, or many other policy discounts which could save the average driver as much as $292 per year on their insurance cost.
  • Young male drivers pay the highest rates. For a 2015 Land Rover LR2, a 20-year-old man pays an estimated $3,476 per year, while a 20-year-old woman will get a rate of $2,502, a difference of $974 per year in favor of the women by a long shot. But by age 50, the male rate is $1,538 and female rates are $1,494, a difference of only $44.
  • High-risk insurance is expensive. For a 40-year-old driver, having too many driving record violations or accidents can potentially increase rates by $2,112 or more per year.
  • Avoiding accidents keeps insurance rates low. Too frequent at-fault accidents can raise rates, potentially by an additional $2,490 per year for a 20-year-old driver and even $452 per year for a 60-year-old driver.