Porsche Cayenne Insurance Rates – 2022 Cost Comparison

• The average Porsche Cayenne insurance cost is $2,314 per year, or $193 per month for full coverage.
• Porsche Cayenne insurance prices range from $1,982 to $2,584 annually for the average driver, depending on trim level.
• When compared to the entire midsize luxury SUV segment, the Cayenne ranks near the bottom at #35 out of 36 total comparison vehicles.

How much does Porsche Cayenne insurance cost?

Porsche Cayenne insurance rates average $2,314 a year, or $193 each month. With the average midsize luxury SUV costing $1,843 a year to insure, the Porsche Cayenne could cost an estimated $471 or more to insure each year.

The chart below demonstrates average car insurance cost for a 2022 Cayenne with a variety of different policy risk scenarios.

Which Cayenne model is cheapest to insure?

The cheapest model of Porsche Cayenne to insure is the base SUV model at around $1,982 per year, or about $165 per month. The second cheapest trim is the Coupe at $2,092 per year.

The two most expensive Porsche Cayenne trim levels to insure are the Cayenne Turbo S E-Hybrid Coupe and the Turbo GT SUV at around $2,556 and $2,584 per year, respectively.

The rate table below details average insurance cost for a Porsche Cayenne for each 2022 package and trim level.

How do Porsche Cayenne insurance rates rank?

The Porsche Cayenne ranks #35 out of 36 total comparison vehicles in the midsize luxury SUV class. The Cayenne costs an average of $2,314 per year to insure, while the class average cost is $1,843 annually, a difference of $471 per year.

When car insurance rates are compared to other popular midsize luxury SUVs, the Porsche Cayenne costs $744 more per year than the Lexus RX 350, $376 more than the BMW X5, $736 more than the Acura MDX, and $814 more than the Cadillac XT5.

The table below shows how average Cayenne insurance rates compare against the entire 2022 midsize luxury SUV segment.

How much is Cayenne insurance where I live?

The insurance cost for a Porsche Cayenne can range widely, from cheaper rates like $1,656 a year in Charlotte, NC, or $1,740 in Columbus, OH, to higher rates such as $9,060 a year in Detroit, MI, and $5,416 in New Orleans, LA.

The average cost of Porsche Cayenne insurance in some other areas include Nashville, TN, at $2,350 per year, San Antonio, TX, averaging $2,214, San Diego, CA, costing $2,600, and Minneapolis, MN, at an estimated $2,434.

The chart below shows average Porsche Cayenne insurance rates for the larger metro areas in the United States. In addition to the chart, a table is included that shows annual, semi-annual, and monthly insurance costs for the 50 largest metro areas in the U.S.

What are average Cayenne insurance rates in my state?

When looking at average Porsche Cayenne rates from the state level, states like Idaho ($1,826), Iowa ($1,674), and Maine ($1,600) have lower rates, while states like Nevada ($2,538), Michigan ($3,686), and Louisiana ($3,350) tend to have more expensive Cayenne insurance rates.

Most other states are not too far to one extreme or the other, with states like West Virginia, Minnesota, and Texas included in this group, having average Porsche Cayenne insurance rates of $2,080, $2,034, and $2,180 per year, respectively.

Other Interesting Rates and Information

It’s impossible to cover all scenarios when insuring a Cayenne, so here are some additional rates and ways you can possibly save on car insurance.

• Get cheaper rates because of your employment. Most car insurance companies offer discounts for specific professions like farmers, nurses, scientists, architects, accountants, high school and elementary teachers, and other occupations. Qualifying for an occupational discount could save between $69 and $159 on your car insurance premium, depending on the age of the driver.
• Insuring teenagers can be very expensive. Average rates for full coverage Cayenne insurance costs $8,016 per year for a 16-year-old driver, $7,584 per year for a 17-year-old driver, and $7,118 per year for a 18-year-old driver.
• Get cheaper rates by researching discounts. Discounts may be available if the insureds are accident-free, work in certain occupations, are away-from-home students, insure multiple vehicles on the same policy, or many other discounts which could save the average driver as much as $392 per year on Porsche Cayenne insurance.
• Higher physical damage deductibles lower policy cost. Raising the comprehensive and collision deductibles from $500 to $1,000 could save around $410 per year for a 40-year-old driver and $804 per year for a 20-year-old driver.
• Low deductibles makes insurance more expensive. Lowering your physical damage coverage deductibles from $500 to $250 could cost an additional $428 per year for a 40-year-old driver and $848 per year for a 20-year-old driver.
• Driving violations increase insurance rates. If you want the cheapest Cayenne insurance rates, it’s necessary to drive safely. As few as two minor driving offenses could increase Cayenne insurance rates as much as $604 per year. Serious infractions like a DUI could raise rates by an additional $2,124 or more.