Porsche Cayenne Insurance Rates – 2022 Cost Comparison

How much does insurance cost for a Porsche Cayenne? We compared rates from the base to the turbo AWD models to see how prices compare to other midsize luxury SUVs.

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How much does Porsche Cayenne insurance cost?

Porsche Cayenne insurance rates average $2,314 a year, or $193 each month. With the average midsize luxury SUV costing $1,843 a year to insure, the Porsche Cayenne could cost an estimated $471 or more to insure each year.

The chart below demonstrates average car insurance cost for a 2022 Cayenne with a variety of different policy risk scenarios.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Porsche Cayenne with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Porsche Cayenne trim levels.Data last updated on June 24, 2022
Porsche Cayenne Insurance Cost Summary
Porsche Cayenne Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$5,270$439
Safe Driver Age 20$4,618$385
At-fault Accidents Age 40$3,242$270
Low Deductibles Age 40$3,114$260
Safe Driver Age 30$2,468$206
Safe Driver Age 40$2,314$193
Safe Driver Age 50$2,104$175
Safe Driver Age 60$2,066$172
Discount Rate Age 40$1,922$160
High Deductibles Age 40$1,904$159

Which Cayenne model is cheapest to insure?

The cheapest model of Porsche Cayenne to insure is the base SUV model at around $1,982 per year, or about $165 per month. The second cheapest trim is the Coupe at $2,092 per year.

The two most expensive Porsche Cayenne trim levels to insure are the Cayenne Turbo S E-Hybrid Coupe and the Turbo GT SUV at around $2,556 and $2,584 per year, respectively.

The rate table below details average insurance cost for a Porsche Cayenne for each 2022 package and trim level.

2022 Porsche Cayenne Insurance Cost by Trim Level
Porsche Cayenne Trim Level Annual Policy 6-month Policy Per Month
SUV$1,982$991$165
Coupe$2,092$1,046$174
E-Hybrid SUV$2,146$1,073$179
S SUV$2,180$1,090$182
E-Hybrid Coupe$2,198$1,099$183
S Coupe$2,218$1,109$185
GTS SUV$2,340$1,170$195
GTS Coupe$2,354$1,177$196
Turbo SUV$2,438$1,219$203
Turbo Coupe$2,452$1,226$204
Turbo S E-Hybrid SUV$2,546$1,273$212
Turbo S E-Hybrid Coupe$2,556$1,278$213
Turbo GT SUV$2,584$1,292$215

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Porsche Cayenne, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Porsche Cayenne Insurance Cost by Trim Level

How do Porsche Cayenne insurance rates rank?

The Porsche Cayenne ranks #35 out of 36 total comparison vehicles in the midsize luxury SUV class. The Cayenne costs an average of $2,314 per year to insure, while the class average cost is $1,843 annually, a difference of $471 per year.

When car insurance rates are compared to other popular midsize luxury SUVs, the Porsche Cayenne costs $744 more per year than the Lexus RX 350, $376 more than the BMW X5, $736 more than the Acura MDX, and $814 more than the Cadillac XT5.

The table below shows how average Cayenne insurance rates compare against the entire 2022 midsize luxury SUV segment.

Insurance Cost Comparison: Porsche Cayenne vs Midsize Luxury SUVs
Rank Make/Model Insurance Cost Difference
1Cadillac XT5$1,500-$814
2Jaguar E-Pace$1,564-$750
3Lexus RX 350$1,570-$744
4Acura MDX$1,578-$736
5Lincoln Nautilus$1,594-$720
6Lexus RX 450h$1,608-$706
7Infiniti QX50$1,614-$700
8Lexus RX 350L$1,628-$686
9Cadillac XT6$1,640-$674
10Volvo V60$1,648-$666
11Land Rover Discovery$1,660-$654
12Land Rover Discovery Sport$1,662-$652
13Lexus RX 450hL$1,676-$638
14Volvo V90$1,688-$626
15Lincoln Aviator$1,720-$594
16Mercedes-Benz AMG GLB35$1,740-$574
17Mercedes-Benz GLE450$1,744-$570
18Lexus GX 460$1,766-$548
19Infiniti QX60$1,774-$540
20Mercedes-Benz GLE350$1,784-$530
21Genesis GV80$1,818-$496
22Mercedes-Benz AMG GLC43$1,846-$468
23Audi SQ5$1,874-$440
24BMW X5$1,938-$376
25Audi Q8$1,966-$348
26Audi Q7$1,998-$316
27Land Rover Range Rover Sport$2,020-$294
28BMW iX$2,034-$280
29Tesla Model X$2,064-$250
30Audi SQ7$2,124-$190
31Audi e-tron$2,144-$170
32Mercedes-Benz AMG GLE53$2,150-$164
33BMW X6$2,200-$114
34Mercedes-Benz AMG GLE63$2,292-$22
35Porsche Cayenne$2,314--
36Audi RS 6$2,390$76

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Insurance Cost Comparison: Porsche Cayenne vs Midsize Luxury SUVs

How much is Cayenne insurance where I live?

The insurance cost for a Porsche Cayenne can range widely, from cheaper rates like $1,656 a year in Charlotte, NC, or $1,740 in Columbus, OH, to higher rates such as $9,060 a year in Detroit, MI, and $5,416 in New Orleans, LA.

The average cost of Porsche Cayenne insurance in some other areas include Nashville, TN, at $2,350 per year, San Antonio, TX, averaging $2,214, San Diego, CA, costing $2,600, and Minneapolis, MN, at an estimated $2,434.

The chart below shows average Porsche Cayenne insurance rates for the larger metro areas in the United States. In addition to the chart, a table is included that shows annual, semi-annual, and monthly insurance costs for the 50 largest metro areas in the U.S.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2022 Porsche Cayenne, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Porsche Cayenne trim levels.Data last updated on June 24, 2022
Porsche Cayenne Insurance Rates in Large U.S. Cities
Porsche Cayenne Insurance Rates by Location
City/State Annual Rate Monthly Rate
Detroit, MI$9,060$755
New Orleans, LA$5,416$451
Miami, FL$4,468$372
New York, NY$4,370$364
Philadelphia, PA$3,856$321
Las Vegas, NV$3,846$321
Los Angeles, CA$3,838$320
Louisville, KY$3,678$307
San Francisco, CA$3,298$275
Jacksonville, FL$3,282$274
Oakland, CA$3,276$273
Sacramento, CA$3,100$258
Baltimore, MD$3,032$253
Long Beach, CA$3,006$251
Tulsa, OK$2,938$245
Kansas City, MO$2,916$243
Oklahoma City, OK$2,916$243
Denver, CO$2,856$238
Memphis, TN$2,856$238
Atlanta, GA$2,818$235
Colorado Springs, CO$2,792$233
Fresno, CA$2,754$230
San Jose, CA$2,732$228
Phoenix, AZ$2,658$222
Portland, OR$2,624$219
San Diego, CA$2,600$217
Boston, MA$2,594$216
Wichita, KS$2,518$210
Chicago, IL$2,516$210
Dallas, TX$2,472$206
Houston, TX$2,458$205
Seattle, WA$2,450$204
Minneapolis, MN$2,434$203
Birmingham, AL$2,426$202
Nashville, TN$2,350$196
Milwaukee, WI$2,338$195
Mesa, AZ$2,330$194
Indianapolis, IN$2,328$194
Albuquerque, NM$2,294$191
Tucson, AZ$2,244$187
San Antonio, TX$2,214$185
Omaha, NE$2,148$179
Fort Worth, TX$2,134$178
El Paso, TX$2,132$178
Austin, TX$2,106$176
Cleveland, OH$1,832$153
Columbus, OH$1,740$145
Charlotte, NC$1,656$138
Virginia Beach, VA$1,554$130
Raleigh, NC$1,442$120

What are average Cayenne insurance rates in my state?

When looking at average Porsche Cayenne rates from the state level, states like Idaho ($1,826), Iowa ($1,674), and Maine ($1,600) have lower rates, while states like Nevada ($2,538), Michigan ($3,686), and Louisiana ($3,350) tend to have more expensive Cayenne insurance rates.

Most other states are not too far to one extreme or the other, with states like West Virginia, Minnesota, and Texas included in this group, having average Porsche Cayenne insurance rates of $2,080, $2,034, and $2,180 per year, respectively.

Porsche Cayenne Insurance Cost by U.S. State
U.S. State Annual Cost 6-month Cost Monthly Cost
Alabama$1,886$943$157
Alaska$2,032$1,016$169
Arizona$2,058$1,029$172
Arkansas$2,476$1,238$206
California$2,650$1,325$221
Colorado$2,470$1,235$206
Connecticut$2,242$1,121$187
Delaware$2,350$1,175$196
Florida$3,382$1,691$282
Georgia$2,236$1,118$186
Hawaii$1,572$786$131
Idaho$1,826$913$152
Illinois$1,868$934$156
Indiana$1,728$864$144
Iowa$1,674$837$140
Kansas$2,328$1,164$194
Kentucky$2,692$1,346$224
Louisiana$3,350$1,675$279
Maine$1,600$800$133
Maryland$2,090$1,045$174
Massachusetts$1,896$948$158
Michigan$3,686$1,843$307
Minnesota$2,034$1,017$170
Mississippi$2,186$1,093$182
Missouri$2,456$1,228$205
Montana$2,256$1,128$188
Nebraska$2,210$1,105$184
Nevada$2,538$1,269$212
New Hampshire$1,396$698$116
New Jersey$2,186$1,093$182
New Mexico$1,852$926$154
New York$2,462$1,231$205
North Carolina$1,470$735$123
North Dakota$1,926$963$161
Ohio$1,344$672$112
Oklahoma$2,250$1,125$188
Oregon$1,936$968$161
Pennsylvania$1,948$974$162
Rhode Island$2,726$1,363$227
South Carolina$2,132$1,066$178
South Dakota$2,094$1,047$175
Tennessee$1,828$914$152
Texas$2,180$1,090$182
Utah$1,910$955$159
Vermont$1,536$768$128
Virginia$1,492$746$124
Washington$1,756$878$146
West Virginia$2,080$1,040$173
Wisconsin$1,572$786$131
Wyoming$2,124$1,062$177

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Porsche Cayenne, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Porsche Cayenne trim levels. Physical damage deductibles are $500 and rates are averaged for all zip codes in each state.Data last updated on June 24, 2022
Porsche Cayenne insurance rates by U.S. state

Other Interesting Rates and Information

It’s impossible to cover all scenarios when insuring a Cayenne, so here are some additional rates and ways you can possibly save on car insurance.

  • Get cheaper rates because of your employment. Most car insurance companies offer discounts for specific professions like farmers, nurses, scientists, architects, accountants, high school and elementary teachers, and other occupations. Qualifying for an occupational discount could save between $69 and $159 on your car insurance premium, depending on the age of the driver.
  • Insuring teenagers can be very expensive. Average rates for full coverage Cayenne insurance costs $8,016 per year for a 16-year-old driver, $7,584 per year for a 17-year-old driver, and $7,118 per year for a 18-year-old driver.
  • Get cheaper rates by researching discounts. Discounts may be available if the insureds are accident-free, work in certain occupations, are away-from-home students, insure multiple vehicles on the same policy, or many other discounts which could save the average driver as much as $392 per year on Porsche Cayenne insurance.
  • Higher physical damage deductibles lower policy cost. Raising the comprehensive and collision deductibles from $500 to $1,000 could save around $410 per year for a 40-year-old driver and $804 per year for a 20-year-old driver.
  • Low deductibles makes insurance more expensive. Lowering your physical damage coverage deductibles from $500 to $250 could cost an additional $428 per year for a 40-year-old driver and $848 per year for a 20-year-old driver.
  • Driving violations increase insurance rates. If you want the cheapest Cayenne insurance rates, it’s necessary to drive safely. As few as two minor driving offenses could increase Cayenne insurance rates as much as $604 per year. Serious infractions like a DUI could raise rates by an additional $2,124 or more.