Audi Q7 Car Insurance Cost for 2022

How much does Audi Q7 insurance cost? We compare Q7 insurance rates for the Premium, Premium Plus and Prestige trim levels and compare them to the entire midsize luxury SUV segment to see how they rank.

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  • Drivers can expect to pay an average of $1,998 per year, $999 for a 6-month policy, or $167 per month, for full coverage insurance on an Audi Q7, depending on the trim level.
  • Drivers can find the cheapest Audi Q7 insurance on the Premium 45 model, costing an average of $1,902 per year. The Q7 Prestige 55 has the highest rates at $2,118 per year.
  • Insurance on an Audi Q7 runs right about average for the class, costing $155 more per year when compared to other midsize luxury SUVs
  • Audi Q7 insurance rates in a few larger U.S. cities include $3,328 in Philadelphia, PA, $3,316 in Las Vegas, NV, and $2,592 in Long Beach, CA.

How much does Audi Q7 car insurance cost?

Audi Q7 car insurance costs $1,998 per year for full coverage on average, while cost per month ranges from $159 to $177 depending on the trim level.

Collision insurance will cost an average of $1,146 a year, liability and medical coverage will cost around $362, and the remaining comprehensive (or other-than-collision) coverage will cost around $490.

The following chart details how average Audi Q7 car insurance rates change based on the age of the driver and the chosen policy deductibles.

Rates range from the lowest price of $1,460 per year for a driver age 60 with a deductible of $1,000 to the highest policy cost of $4,800 each year for a driver age 20 with a deductible of $250.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2022 Audi Q7 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Audi Q7 trim levels.Data last updated on June 24, 2022
Audi Q7 Insurance Rate Summary
Audi Q7 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,280$273
$500$4,016$335
$250$4,800$400
30$1,000$1,734$145
$500$2,138$178
$250$2,560$213
40$1,000$1,628$136
$500$1,998$167
$250$2,384$199
50$1,000$1,484$124
$500$1,818$152
$250$2,168$181
60$1,000$1,460$122
$500$1,788$149
$250$2,134$178

What Q7 model is cheapest to insure?

The cheapest trim level of Audi Q7 to insure is the Premium 45 at an estimated $1,902 per year, or about $159 per month. The second cheapest trim is the Premium Plus 45 at $1,948 per year, and the third cheapest trim to insure is the Premium 55 at $1,982 per year.

The rate table below details car insurance rates for annual and 6-month policy terms, in addition to a monthly budget figure, for each 2022 Audi Q7 model package and trim level.

2022 Audi Q7 Insurance Cost by Trim Level
Audi Q7 Trim Level Annual Policy 6-month Policy Per Month
Premium 45$1,902$951$159
Premium Plus 45$1,948$974$162
Premium 55$1,982$991$165
Premium Plus 55$2,034$1,017$170
Prestige 55$2,118$1,059$177

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Audi Q7, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Audi Q7 Insurance Cost by Trim Level

How does Q7 insurance cost compare to other SUVs?

The Audi Q7 ranks #26 out of 36 comparison vehicles in the midsize luxury SUV category. The Q7 costs an estimated $1,998 per year for full coverage insurance and the category median average cost is $1,843 annually, a difference of $155 per year.

When compared to other midsize luxury SUV models, insurance for an Audi Q7 costs $428 more per year than Lexus RX 350 insurance, $60 more than the BMW X5, $420 more than Acura MDX insurance, and $498 more than the Cadillac XT5.

The chart below shows how Audi Q7 car insurance rates compare to other midsize luxury SUVs like the Infiniti QX60 and the Cadillac XT6. An additional table is appended after the chart detailing average insurance rates for every vehicle in the midsize luxury SUV segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Audi Q7, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Audi Q7 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Audi Q7 vs Top 10 Midsize Luxury SUVs Insurance Cost Comparison
Audi Q7 Insurance Cost Compared to All Midsize Luxury SUVs
Rank Make/Model Insurance Cost Difference
1Cadillac XT5$1,500-$498
2Jaguar E-Pace$1,564-$434
3Lexus RX 350$1,570-$428
4Acura MDX$1,578-$420
5Lincoln Nautilus$1,594-$404
6Lexus RX 450h$1,608-$390
7Infiniti QX50$1,614-$384
8Lexus RX 350L$1,628-$370
9Cadillac XT6$1,640-$358
10Volvo V60$1,648-$350
11Land Rover Discovery$1,660-$338
12Land Rover Discovery Sport$1,662-$336
13Lexus RX 450hL$1,676-$322
14Volvo V90$1,688-$310
15Lincoln Aviator$1,720-$278
16Mercedes-Benz AMG GLB35$1,740-$258
17Mercedes-Benz GLE450$1,744-$254
18Lexus GX 460$1,766-$232
19Infiniti QX60$1,774-$224
20Mercedes-Benz GLE350$1,784-$214
21Genesis GV80$1,818-$180
22Mercedes-Benz AMG GLC43$1,846-$152
23Audi SQ5$1,874-$124
24BMW X5$1,938-$60
25Audi Q8$1,966-$32
26Audi Q7$1,998--
27Land Rover Range Rover Sport$2,020$22
28BMW iX$2,034$36
29Tesla Model X$2,064$66
30Audi SQ7$2,124$126
31Audi e-tron$2,144$146
32Mercedes-Benz AMG GLE53$2,150$152
33BMW X6$2,200$202
34Mercedes-Benz AMG GLE63$2,292$294
35Porsche Cayenne$2,314$316
36Audi RS 6$2,390$392

How much is insurance on a new Audi Q7?

A 2022 Audi Q7 costs an average of $1,998 per year to insure. Insuring an older model like a 2013 Q7 in place of a new 2022 model will save around $382 each year. Even opting for a gently used 2019 model could save you $264 on a yearly basis.

The data table below illustrates typical Audi Q7 auto insurance premiums from 2013 to 2022. Insurance cost ranges from the least expensive rate of $1,460 for a 2014 Audi Q7 to the most expensive rate of $1,998 for a 2022 model.

Audi Q7 Insurance Cost for 2013-2022 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2022 Audi Q7$1,998$999$167
2021 Audi Q7$1,868$934$156
2020 Audi Q7$1,826$913$152
2019 Audi Q7$1,734$867$145
2018 Audi Q7$1,648$824$137
2017 Audi Q7$1,574$787$131
2015 Audi Q7$1,548$774$129
2014 Audi Q7$1,460$730$122
2013 Audi Q7$1,616$808$135

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Audi Q7 Insurance Cost by Model Year

Will Q7 insurance cost more depending on where I live?

Depending on your address, the car insurance cost for a Q7 can fluctuate significantly, from cheaper premiums like $1,340 a year in Virginia Beach, VA, or $1,246 in Raleigh, NC, to more expensive rates such as $3,328 a year in Philadelphia, PA, and $3,308 in Los Angeles, CA.

Some additional examples of rates include Seattle, WA, at $2,114 per year, Baltimore, MD, at $2,616, Tulsa, OK, costing $2,534, and Omaha, NE, averaging $1,852.

The chart below visualizes average full coverage car insurance rates for an Audi Q7 for the largest cities in the U.S. The insurance rates range from $1,502 per year in Columbus, OH, to $3,766 per year for insurance in New York City, a difference of $2,264.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2022 Audi Q7, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Audi Q7 trim levels.Data last updated on June 24, 2022
Audi Q7 Insurance Rates in Large U.S. Cities
Audi Q7 Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$3,766$314
Philadelphia, PA$3,328$277
Los Angeles, CA$3,308$276
San Francisco, CA$2,844$237
Jacksonville, FL$2,828$236
San Jose, CA$2,358$197
Phoenix, AZ$2,292$191
San Diego, CA$2,246$187
Chicago, IL$2,170$181
Dallas, TX$2,130$178
Houston, TX$2,120$177
Indianapolis, IN$2,008$167
San Antonio, TX$1,910$159
Austin, TX$1,816$151
Columbus, OH$1,502$125

Additional Rates and Information

A few additional rates and conclusions as they relate to insurance cost on an Audi Q7 include:

  • Plan on paying a lot to insure a teen driver. Average rates for full coverage Q7 insurance costs $6,898 per year for a 16-year-old driver, $6,560 per year for a 17-year-old driver, and $6,170 per year for a 18-year-old driver.
  • Gender and age affect the rate you pay. For a 2022 Audi Q7, a 20-year-old man pays an estimated $4,016 per year, while a 20-year-old woman pays an estimated $2,928, a difference of $1,088 per year in the women’s favor by a large margin. But by age 50, the cost for men is $1,818 and the cost for female drivers is $1,780, a difference of only $38.
  • Tickets and violations can cost a lot. If you want the best Q7 insurance rates, it pays to follow traffic laws. Just a couple of minor lapses of judgement on your driving record can increase insurance cost as much as $522 per year. Serious misdemeanor violations like hit-and-run, DUI or reckless driving could raise rates by an additional $1,856 or more.
  • Getting older pays dividends in cheaper insurance. The difference in insurance cost for an Audi Q7 between a 50-year-old driver ($1,818 per year) and a 30-year-old driver ($2,138 per year) is $320, or a savings of 15%.
  • Expect to pay a lot for high risk insurance. For a 40-year-old driver, having to buy a high-risk policy due to excessive accidents and/or violations could increase the cost by $2,412 or more per year.
  • Get a discount from your employer. Most auto insurance companies offer policy discounts for specific professions like high school and elementary teachers, members of the military, college professors, accountants, emergency medical technicians, and other occupations. If your job can earn you this discount, you may save between $60 and $159 on your car insurance premium, subject to policy limits.
  • Excellent credit equals excellent rates. In states that have car insurance regulations that allow a driver’s personal credit information to be used for the purpose of generating an insurance rate, having a high credit score of 800+ could experience savings as high as $314 per year versus a credit score ranging from 670-739. Conversely, a weaker credit score could cost around $364 more per year.