Audi Q7 Car Insurance Cost for 2023

How much does Audi Q7 insurance cost? We compare Q7 insurance rates for the Premium, Premium Plus and Prestige trim levels and compare them to the entire midsize luxury SUV segment to see how they rank.

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  • Drivers can expect to pay an average of $2,158 per year, $1,079 for a 6-month policy, or $180 per month, for full coverage insurance on an Audi Q7, depending on the trim level.
  • Drivers can find the cheapest Audi Q7 insurance on the Premium 45 model, costing an average of $2,058 per year. The Q7 Prestige 55 has the highest rates at $2,268 per year.
  • Insurance on an Audi Q7 runs right about average for the class, costing $54 more per year when compared to other midsize luxury SUVs
  • Audi Q7 insurance rates in a few larger U.S. cities include $3,336 in Philadelphia, PA, $3,328 in Las Vegas, NV, and $2,638 in Long Beach, CA.

How much does Audi Q7 car insurance cost?

Audi Q7 car insurance costs $2,158 per year for full coverage on average, while cost per month ranges from $172 to $189 depending on the trim level.

Collision insurance will cost an average of $1,144 a year, liability and medical coverage will cost around $496, and the remaining comprehensive (or other-than-collision) coverage will cost around $518.

The following chart details how average Audi Q7 car insurance rates change based on the age of the driver and the chosen policy deductibles.

Rates range from the lowest price of $1,600 per year for a driver age 60 with a deductible of $1,000 to the highest policy cost of $5,126 each year for a driver age 20 with a deductible of $250.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 Audi Q7 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Audi Q7 trim levels.Data last updated on August 11, 2023
Audi Q7 Insurance Rate Summary
2023 Audi Q7 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,588$299
$500$4,334$361
$250$5,126$427
30$1,000$1,888$157
$500$2,296$191
$250$2,728$227
40$1,000$1,782$149
$500$2,158$180
$250$2,552$213
50$1,000$1,626$136
$500$1,964$164
$250$2,322$194
60$1,000$1,600$133
$500$1,934$161
$250$2,286$191

What Q7 model is the cheapest to insure?

The cheapest trim level of Audi Q7 to insure is the Premium 45 at an estimated $2,058 per year, or about $172 per month. The second cheapest trim is the Premium Plus 45 at $2,124 per year, and the third cheapest trim to insure is the Premium 55 at $2,146 per year.

The rate table below details car insurance rates for annual and 6-month policy terms, in addition to a monthly budget figure, for each 2023 Audi Q7 model package and trim level.

2023 Audi Q7 Insurance Cost by Trim Level
Audi Q7 Trim Level Annual Policy Six-Month Policy Per Month
Premium 45$2,058$1,029$172
Premium Plus 45$2,124$1,062$177
Premium 55$2,146$1,073$179
Premium Plus 55$2,198$1,099$183
Prestige 55$2,268$1,134$189

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Audi Q7, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
Audi Q7 Insurance Cost by Trim Level

How does Q7 insurance cost compare to other SUVs?

The Audi Q7 ranks 24th out of 37 comparison vehicles in the midsize luxury SUV category. The Q7 costs an estimated $2,158 per year for full coverage insurance and the category median average cost is $2,104 annually, a difference of $54 per year.

When compared to other midsize luxury SUV models, insurance for an Audi Q7 costs $538 more per year than Lexus RX 350 insurance, $130 less than the BMW X5, $358 more than Acura MDX insurance, and $438 more than the Cadillac XT5.

The chart below shows how Audi Q7 car insurance rates compare to other midsize luxury SUVs like the Infiniti QX60 and the Cadillac XT6. An additional table is appended after the chart detailing average insurance rates for every vehicle in the midsize luxury SUV segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Audi Q7, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Audi Q7 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Audi Q7 vs Top 10 Midsize Luxury SUVs Insurance Cost Comparison
Audi Q7 Insurance Cost Compared to All Midsize Luxury SUVs
Rank Make/Model Insurance Cost Difference
1Lexus RX 350$1,620-$538
2Infiniti QX50$1,676-$482
3Cadillac XT5$1,720-$438
4Cadillac XT6$1,762-$396
5Acura MDX$1,800-$358
6Lincoln Nautilus$1,834-$324
7Lexus RX 350L$1,850-$308
8Land Rover Discovery Sport$1,854-$304
9Jaguar E-Pace$1,856-$302
10Volvo V90$1,886-$272
11Lexus RX 450h$1,908-$250
12Lexus GX 460$1,928-$230
13Lexus RX 450hL$1,938-$220
14Volvo V60$1,946-$212
15Genesis GV80$1,986-$172
16Mercedes-Benz AMG GLB35$1,988-$170
17Audi SQ5$1,990-$168
18Lincoln Aviator$2,008-$150
19Infiniti QX60$2,026-$132
20Mercedes-Benz GLE450$2,042-$116
21Mercedes-Benz GLE350$2,066-$92
22Land Rover Discovery$2,074-$84
23Mercedes-Benz AMG GLC43$2,110-$48
24Audi Q7$2,158--
25Audi e-tron$2,232$74
26Tesla Model X$2,242$84
27Mercedes-Benz AMG GLE53$2,248$90
28BMW X5$2,288$130
29Audi Q8$2,298$140
30Land Rover Range Rover Sport$2,312$154
31Audi SQ7$2,426$268
32BMW iX$2,458$300
33BMW X6$2,508$350
34Porsche Cayenne$2,528$370
35Mercedes-Benz AMG GLE63$2,650$492
36Audi RS 6$2,694$536
37BMW XM$2,948$790

New vs. used Audi Q7 insurance rates

A 2023 Audi Q7 costs an average of $2,158 per year to insure. Insuring an older model like a 2013 Q7 in place of a new 2023 model will save around $378 each year. Even opting for a gently used 2019 model could save you $242 on a yearly basis.

The data table below illustrates typical Audi Q7 auto insurance premiums from 2013 to 2023. Insurance cost ranges from the least expensive rate of $1,592 for a 2014 Audi Q7 to the most expensive rate of $2,158 for a 2023 model.

Audi Q7 Insurance Cost for 2013-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Audi Q7$2,158$1,079$180
2022 Audi Q7$2,212$1,106$184
2021 Audi Q7$2,082$1,041$174
2020 Audi Q7$2,046$1,023$171
2019 Audi Q7$1,916$958$160
2018 Audi Q7$1,820$910$152
2017 Audi Q7$1,710$855$143
2015 Audi Q7$1,660$830$138
2014 Audi Q7$1,592$796$133
2013 Audi Q7$1,780$890$148

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Audi Q7 Insurance Cost by Model Year

Auto insurance rates by location

Depending on your address, the car insurance cost for an Audi Q7 can fluctuate significantly, from cheaper premiums like $1,454 a year in Virginia Beach, VA, or $1,364 in Raleigh, NC, to more expensive rates such as $3,336 a year in Philadelphia, PA, and $3,318 in Los Angeles, CA.

Some additional examples of rates include Seattle, WA, at $2,186 per year, Baltimore, MD, at $2,662, Tulsa, OK, costing $2,586, and Omaha, NE, averaging $1,938.

The chart below visualizes average full-coverage car insurance rates for an Audi Q7 for the largest cities in the U.S.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2023 Audi Q7, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Audi Q7 trim levels.Data last updated on August 12, 2023
Audi Q7 Insurance Rates in Large U.S. Cities
Audi Q7 Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$3,754$313
Philadelphia, PA$3,336$278
Las Vegas, NV$3,328$277
Los Angeles, CA$3,318$277
San Francisco, CA$2,878$240
Kansas City, MO$2,566$214
Oklahoma City, OK$2,566$214
Denver, CO$2,514$210
Memphis, TN$2,514$210
Atlanta, GA$2,486$207
San Jose, CA$2,416$201
Phoenix, AZ$2,354$196
Portland, OR$2,324$194
San Diego, CA$2,312$193
Boston, MA$2,304$192
Jacksonville, FL$2,290$191
Chicago, IL$2,240$187
Dallas, TX$2,204$184
Houston, TX$2,190$183
Seattle, WA$2,186$182
Nashville, TN$2,104$175
Milwaukee, WI$2,094$175
Albuquerque, NM$2,058$172
San Antonio, TX$1,994$166
Omaha, NE$1,938$162
Fort Worth, TX$1,930$161
Austin, TX$1,904$159
Indianapolis, IN$1,740$145
Columbus, OH$1,604$134
Charlotte, NC$1,534$128

Additional Rates and Information

A few additional rates and conclusions as they relate to insurance rates on an Audi Q7 include:

  • Plan on paying a lot to insure a teen driver. Average rates for full coverage Q7 insurance costs $7,588 per year for a 16-year-old driver, $7,174 per year for a 17-year-old driver, and $6,726 per year for an 18-year-old driver.
  • Gender and age affect the rate you pay. For a 2023 Audi Q7, a 20-year-old man pays an estimated $4,334 per year, while a 20-year-old woman pays an estimated $3,180, a difference of $1,154 per year in the women’s favor by a large margin. But by age 50, the cost for men is $1,964 and the cost for female drivers is $1,928, a difference of only $36.
  • Tickets and violations can cost a lot. If you want the best Q7 insurance rates, it pays to follow traffic laws. Just a couple of minor lapses of judgment on your driving record can increase insurance cost as much as $570 per year. Serious misdemeanor violations like hit-and-run, DUI or reckless driving could raise rates by an additional $2,012 or more.
  • Getting older pays dividends in cheaper insurance. The difference in insurance cost for an Audi Q7 between a 50-year-old driver ($1,964 per year) and a 30-year-old driver ($2,296 per year) is $332, or a savings of 15.6%.
  • Expect to pay a lot for high-risk insurance. For a 40-year-old driver, having to buy a high-risk policy due to excessive accidents and/or violations could increase the cost by $2,618 or more per year.
  • Get a discount from your employer. Most auto insurance companies offer policy discounts for specific professions like high school and elementary teachers, members of the military, college professors, accountants, emergency medical technicians, and other occupations. If your job can earn you this discount, you may save between $65 and $183 on your car insurance premium, subject to policy limits.
  • Excellent credit equals excellent rates. In states that have car insurance regulations that allow a driver’s personal credit information to be used for the purpose of generating an insurance rate, having a high credit score of 800+ could experience savings as high as $339 per year versus a credit score ranging from 670-739. Conversely, a weaker credit score could cost around $393 more per year.