Lincoln MKX Car Insurance Cost for 2022 – Rates + Comparisons

How much does Lincoln MKX car insurance cost? We compared average rates from the base MKX Premiere 2WD up to the well-appointed Black Label AWD model to find out how MKX insurance prices compare to all other midsize luxury SUVs.

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  • Lincoln MKX insurance costs an average of $1,444 per year, or around $120 per month, for full coverage.
  • For the 2018 model year, the cheapest Lincoln MKX insurance is on the Premiere 2WD trim level, costing an average of $1,366 per year. The most expensive trim is the Black Label AWD at $1,532 per year.
  • Ranked #6 out of 26 midsize luxury SUVs, insurance cost for the Lincoln MKX costs $177 less per year than the average cost for the segment.

How much does Lincoln MKX car insurance cost?

Car insurance for a Lincoln MKX costs an average of $1,444 a year for full coverage. Monthly insurance cost for a MKX ranges from $114 to $128, depending on the trim level.

If total policy price is broken down by type of coverage, liability/medical (or PIP) coverage will cost approximately $444 a year, comprehensive costs an estimated $342, and the remaining collision coverage is an estimated $658.

The cost summary chart below illustrates average 2018 Lincoln MKX car insurance rates using a variety of different risk scenarios.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2018 model year Lincoln MKX with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Lincoln MKX trim levels.Data last updated on June 24, 2022
Lincoln MKX Insurance Cost Summary
Lincoln MKX Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,284$274
Safe Driver Age 20$2,874$240
At-fault Accidents Age 40$2,036$170
Low Deductibles Age 40$1,886$157
Safe Driver Age 30$1,522$127
Safe Driver Age 40$1,444$120
Safe Driver Age 50$1,314$110
Safe Driver Age 60$1,292$108
High Deductibles Age 40$1,218$102
Discount Rate Age 40$1,200$100

The table below displays average car insurance rates for a 2018 Lincoln MKX, including a monthly budget figure, for each available model package and trim level.

2018 Lincoln MKX Insurance Cost by Trim Level
Lincoln MKX Trim Level Annual Policy 6-month Policy Per Month
Premiere 2WD$1,366$683$114
Premiere AWD$1,406$703$117
Select 2WD$1,406$703$117
Reserve 2WD$1,448$724$121
Reserve AWD$1,448$724$121
Select AWD$1,448$724$121
Black Label 2WD$1,492$746$124
Black Label AWD$1,532$766$128

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2018 Lincoln MKX, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Lincoln MKX Insurance Cost by Trim Level

The following table illustrates average Lincoln MKX full coverage insurance rates for the 2013 to the 2018 model years.

Lincoln MKX Insurance Cost for 2013-2018 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2018 Lincoln MKX$1,444$722$120
2017 Lincoln MKX$1,400$700$117
2016 Lincoln MKX$1,194$597$100
2015 Lincoln MKX$1,218$609$102
2014 Lincoln MKX$1,026$513$86
2013 Lincoln MKX$1,088$544$91

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Lincoln MKX Insurance Cost by Model Year

How do Lincoln MKX insurance prices rank?

The Lincoln MKX ranks #6 out of 26 total comparison vehicles in the 2018 midsize luxury SUV category for most affordable auto insurance rates. The MKX costs an average of $1,444 per year to insure and the class average rate is $1,621 annually, a difference of $177 per year.

When prices are compared to other midsize luxury SUVs, insurance for a Lincoln MKX costs $40 more per year than the Lexus RX 350, $254 less than the BMW X5, and $30 less than the Acura MDX.

The next chart shows how average insurance cost for a Lincoln MKX compares to the top 10 most popular midsize luxury SUVs in the United States like the Cadillac XT5, Lexus GX 460, and the Infiniti QX60. A table with more comprehensive data is also included following the chart that ranks average car insurance prices for every vehicle in the midsize luxury SUV segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2018 model year Lincoln MKX, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Lincoln MKX trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Insurance Cost Comparison: Lincoln MKX vs Top 10 Midsize Luxury SUVs
Lincoln MKX Insurance Cost Compared to All Midsize Luxury SUVs
Rank Make/Model Insurance Cost Difference
1Volvo V60$1,262-$182
2Cadillac XT5$1,308-$136
3Lexus RX 350L$1,352-$92
4Lincoln MKT$1,386-$58
5Lexus RX 350$1,404-$40
6Lincoln MKX$1,444--
7Jaguar E-Pace$1,456$12
8Acura MDX$1,474$30
9Audi SQ5$1,492$48
10Lexus RX 450$1,522$78
11Volvo V90$1,532$88
12Lexus GX 460$1,532$88
13Infiniti QX60$1,542$98
14Land Rover Discovery$1,556$112
15Lexus RX 450hL$1,578$134
16Mercedes-Benz AMG GLC43$1,638$194
17Audi Q7$1,648$204
18Mercedes-Benz GLE350$1,664$220
19BMW X5$1,698$254
20Mercedes-Benz AMG GLC63$1,812$368
21Maserati Levante$1,872$428
22Tesla Model X$1,938$494
23Mercedes-Benz AMG GLE43$1,940$496
24Porsche Cayenne$2,024$580
25Mercedes-Benz AMG GLE63$2,032$588
26BMW X6$2,048$604