Lincoln MKX Insurance Costs and Comparisons: 2025 Edition

• Lincoln MKX insurance costs an average of $1,986 per year, or around $166 per month, for full coverage.
• For the 2018 model year, the cheapest Lincoln MKX insurance is on the Premiere 2WD trim level, costing an average of $1,880 per year. The most expensive trim is the Black Label AWD at $2,108 per year.
• Ranked sixth out of 26 midsize luxury SUVs, insurance cost for the Lincoln MKX costs $249 less per year than the average cost for the segment.

How much does Lincoln MKX car insurance cost?

Car insurance for a Lincoln MKX costs an average of $1,986 a year for full coverage. Monthly insurance cost for a MKX ranges from $157 to $176, depending on the trim level.

If total policy price is broken down by type of coverage, liability/medical (or PIP) coverage will cost approximately $604 a year, comprehensive costs an estimated $480, and the remaining collision coverage is an estimated $902.

The cost summary chart below illustrates average 2018 Lincoln MKX car insurance rates using a variety of different risk scenarios.

The table below displays average car insurance rates for a 2018 Lincoln MKX, including a monthly budget figure, for each available model package and trim level.

The following table illustrates average Lincoln MKX full coverage insurance rates for the 2013 to the 2018 model years.

How do Lincoln MKX insurance prices rank?

The Lincoln MKX ranks sixth out of 26 total comparison vehicles in the 2018 midsize luxury SUV category for most affordable auto insurance rates. The MKX costs an average of $1,986 per year to insure and the class average rate is $2,235 annually, a difference of $249 per year.

When prices are compared to other midsize luxury SUVs, insurance for a Lincoln MKX costs $48 more per year than the Lexus RX 350, $354 less than the BMW X5, and $40 less than the Acura MDX.

The next chart shows how average insurance cost for a Lincoln MKX compares to the top 10 most popular midsize luxury SUVs in the United States like the Cadillac XT5, Lexus GX 460, and the Infiniti QX60. A table with more comprehensive data is also included following the chart that ranks average car insurance prices for every vehicle in the midsize luxury SUV segment.