- Lincoln MKX insurance costs an average of $1,940 per year, or around $162 per month, for full coverage.
- For the 2018 model year, the cheapest Lincoln MKX insurance is on the Premiere 2WD trim level, costing an average of $1,836 per year. The most expensive trim is the Black Label AWD at $2,058 per year.
- Ranked sixth out of 26 midsize luxury SUVs, insurance cost for the Lincoln MKX costs $241 less per year than the average cost for the segment.
How much does Lincoln MKX car insurance cost?
Car insurance for a Lincoln MKX costs an average of $1,940 a year for full coverage. Monthly insurance cost for a MKX ranges from $153 to $172, depending on the trim level.
If total policy price is broken down by type of coverage, liability/medical (or PIP) coverage will cost approximately $590 a year, comprehensive costs an estimated $468, and the remaining collision coverage is an estimated $882.
The cost summary chart below illustrates average 2018 Lincoln MKX car insurance rates using a variety of different risk scenarios.

The table below displays average car insurance rates for a 2018 Lincoln MKX, including a monthly budget figure, for each available model package and trim level.
2018 Lincoln MKX Trim Level | Annual Premium | Cost Per Month |
---|---|---|
Premiere 2WD | $1,836 | $153 |
Premiere AWD | $1,892 | $158 |
Select 2WD | $1,892 | $158 |
Reserve 2WD | $1,946 | $162 |
Reserve AWD | $1,946 | $162 |
Select AWD | $1,946 | $162 |
Black Label 2WD | $2,002 | $167 |
Black Label AWD | $2,058 | $172 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025
The following table illustrates average Lincoln MKX full coverage insurance rates for the 2013 to the 2018 model years.
Model Year and Vehicle | Annual Premium | Cost Per Month |
---|---|---|
2018 Lincoln MKX | $1,940 | $162 |
2017 Lincoln MKX | $1,860 | $155 |
2016 Lincoln MKX | $1,556 | $130 |
2015 Lincoln MKX | $1,554 | $130 |
2014 Lincoln MKX | $1,334 | $111 |
2013 Lincoln MKX | $1,422 | $119 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Lincoln MKX trim levels for each model year. Updated June 27, 2025
How do Lincoln MKX insurance prices rank?
The Lincoln MKX ranks sixth out of 26 total comparison vehicles in the 2018 midsize luxury SUV category for most affordable auto insurance rates. The MKX costs an average of $1,940 per year to insure and the class average rate is $2,181 annually, a difference of $241 per year.
When prices are compared to other midsize luxury SUVs, insurance for a Lincoln MKX costs $50 more per year than the Lexus RX 350, $342 less than the BMW X5, and $38 less than the Acura MDX.
The next chart shows how average insurance cost for a Lincoln MKX compares to the top 10 most popular midsize luxury SUVs in the United States like the Cadillac XT5, Lexus GX 460, and the Infiniti QX60. A table with more comprehensive data is also included following the chart that ranks average car insurance prices for every vehicle in the midsize luxury SUV segment.

Rank | Make and Model | Annual Premium | Difference |
---|---|---|---|
1 | Volvo V60 | $1,696 | -$244 |
2 | Cadillac XT5 | $1,758 | -$182 |
3 | Lexus RX 350L | $1,818 | -$122 |
4 | Lincoln MKT | $1,864 | -$76 |
5 | Lexus RX 350 | $1,890 | -$50 |
6 | Lincoln MKX | $1,940 | -- |
7 | Jaguar E-Pace | $1,956 | $16 |
8 | Acura MDX | $1,978 | $38 |
9 | Audi SQ5 | $2,004 | $64 |
10 | Lexus RX 450 | $2,046 | $106 |
11 | Volvo V90 | $2,060 | $120 |
12 | Lexus GX 460 | $2,062 | $122 |
13 | Infiniti QX60 | $2,078 | $138 |
14 | Land Rover Discovery | $2,090 | $150 |
15 | Lexus RX 450hL | $2,120 | $180 |
16 | Mercedes-Benz AMG GLC43 | $2,206 | $266 |
17 | Audi Q7 | $2,218 | $278 |
18 | Mercedes-Benz GLE350 | $2,238 | $298 |
19 | BMW X5 | $2,282 | $342 |
20 | Mercedes-Benz AMG GLC63 | $2,438 | $498 |
21 | Maserati Levante | $2,522 | $582 |
22 | Tesla Model X | $2,610 | $670 |
23 | Mercedes-Benz AMG GLE43 | $2,612 | $672 |
24 | Porsche Cayenne | $2,724 | $784 |
25 | Mercedes-Benz AMG GLE63 | $2,736 | $796 |
26 | BMW X6 | $2,756 | $816 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2018 model year. Updated June 27, 2025