Lexus RX 350L Car Insurance Rates for 2022

How much does Lexus RX 350L insurance cost? We analyze rates from the base RX 350L 2WD up to the loaded Luxury 4WD model to find out how prices rank against the rest of the midsize luxury SUV market.

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  • Lexus RX 350L car insurance costs an average of $1,628 per year, or around $136 per month for full coverage.
  • With the cheapest insurance rates, the RX 350L Black Line Special Edition 2WD trim level costs an average of $1,572 per year to insure.
  • At the high end, the RX 350L Luxury 4WD is the most expensive to insure at $1,706 for an annual policy.
  • Ranked #8 out of 36 other models in the midsize luxury SUV class, car insurance rates for the Lexus RX 350L cost $215 less per year than the average cost for the segment.

How much does Lexus RX 350L car insurance cost?

Lexus RX 350L insurance rates average $1,628 annually, or about $136 if paid each month. On average, expect to pay approximately $215 less each year for Lexus RX 350L insurance as compared to the average rate for midsize luxury SUVs, and $61 more per year than the all-vehicle national average of $1,567.

The rate summary chart below breaks down average insurance cost for a 2022 Lexus RX 350L using a variety of different risk scenarios.

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Chart Data Details: Average rates are for a 2022 model year Lexus RX 350L with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Lexus RX 350L trim levels.Data last updated on June 24, 2022
Lexus RX 350L Car Insurance Cost Summary
Lexus RX 350L Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,690$308
Safe Driver Age 20$3,232$269
At-fault Accidents Age 40$2,278$190
Low Deductibles Age 40$2,168$181
Safe Driver Age 30$1,728$144
Safe Driver Age 40$1,628$136
Safe Driver Age 50$1,480$123
Safe Driver Age 60$1,456$121
High Deductibles Age 40$1,354$113
Discount Rate Age 40$1,354$113

The table below details the estimated yearly and semi-annual policy costs, in addition to a monthly insurance rate, for each Lexus RX 350L model package and trim level.

2022 Lexus RX 350L Insurance Cost by Trim Level
Lexus RX 350L Trim Level Annual Policy 6-month Policy Per Month
Black Line Special Edition 2WD$1,572$786$131
2WD$1,580$790$132
Black Line Special Edition AWD$1,586$793$132
4WD$1,634$817$136
Luxury 2WD$1,692$846$141
Luxury 4WD$1,706$853$142

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Lexus RX 350L, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Lexus RX 350L Insurance Cost by Trim Level

The table below breaks down average Lexus RX 350L insurance cost by policy term for the 2018-2021 model years.

Lexus RX 350L Insurance Cost for 2018-2022 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2022 Lexus RX 350L$1,628$814$136
2021 Lexus RX 350L$1,564$782$130
2020 Lexus RX 350L$1,532$766$128
2019 Lexus RX 350L$1,412$706$118
2018 Lexus RX 350L$1,352$676$113

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Lexus RX 350L Insurance Cost by Model Year

Is insurance for a Lexus RX 350L expensive?

The Lexus RX 350L ranks #8 out of 36 total vehicles in the midsize luxury SUV category for most affordable auto insurance rates. The RX 350L costs an estimated $1,628 per year to insure, while the category average price is $1,843 per year, a difference of $215 per year.

When rates are compared to popular vehicles in the midsize luxury SUV segment, car insurance rates for a Lexus RX 350L cost $58 more per year than the Lexus RX 350, $310 less than the BMW X5, and $50 more than the Acura MDX.

The next table shows how well RX 350L car insurance rates rank against other midsize luxury SUVs like the Cadillac XT5, Lexus GX 460, and the Infiniti QX60.

Insurance Cost Comparison: Lexus RX 350L vs Midsize Luxury SUVs
Rank Make/Model Insurance Cost Difference
1Cadillac XT5$1,500-$128
2Jaguar E-Pace$1,564-$64
3Lexus RX 350$1,570-$58
4Acura MDX$1,578-$50
5Lincoln Nautilus$1,594-$34
6Lexus RX 450h$1,608-$20
7Infiniti QX50$1,614-$14
8Lexus RX 350L$1,628--
9Cadillac XT6$1,640$12
10Volvo V60$1,648$20
11Land Rover Discovery$1,660$32
12Land Rover Discovery Sport$1,662$34
13Lexus RX 450hL$1,676$48
14Volvo V90$1,688$60
15Lincoln Aviator$1,720$92
16Mercedes-Benz AMG GLB35$1,740$112
17Mercedes-Benz GLE450$1,744$116
18Lexus GX 460$1,766$138
19Infiniti QX60$1,774$146
20Mercedes-Benz GLE350$1,784$156
21Genesis GV80$1,818$190
22Mercedes-Benz AMG GLC43$1,846$218
23Audi SQ5$1,874$246
24BMW X5$1,938$310
25Audi Q8$1,966$338
26Audi Q7$1,998$370
27Land Rover Range Rover Sport$2,020$392
28BMW iX$2,034$406
29Tesla Model X$2,064$436
30Audi SQ7$2,124$496
31Audi e-tron$2,144$516
32Mercedes-Benz AMG GLE53$2,150$522
33BMW X6$2,200$572
34Mercedes-Benz AMG GLE63$2,292$664
35Porsche Cayenne$2,314$686
36Audi RS 6$2,390$762

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Insurance Cost Comparison: Lexus RX 350L vs Midsize Luxury SUVs