- Lexus RX 350L car insurance costs an average of $1,628 per year, or around $136 per month for full coverage.
- With the cheapest insurance rates, the RX 350L Black Line Special Edition 2WD trim level costs an average of $1,572 per year to insure.
- At the high end, the RX 350L Luxury 4WD is the most expensive to insure at $1,706 for an annual policy.
- Ranked #8 out of 36 other models in the midsize luxury SUV class, car insurance rates for the Lexus RX 350L cost $215 less per year than the average cost for the segment.
How much does Lexus RX 350L car insurance cost?
Lexus RX 350L insurance rates average $1,628 annually, or about $136 if paid each month. On average, expect to pay approximately $215 less each year for Lexus RX 350L insurance as compared to the average rate for midsize luxury SUVs, and $61 more per year than the all-vehicle national average of $1,567.
The rate summary chart below breaks down average insurance cost for a 2022 Lexus RX 350L using a variety of different risk scenarios.
The table below details the estimated yearly and semi-annual policy costs, in addition to a monthly insurance rate, for each Lexus RX 350L model package and trim level.
Lexus RX 350L Trim Level | Annual Policy | 6-month Policy | Per Month |
---|---|---|---|
Black Line Special Edition 2WD | $1,572 | $786 | $131 |
2WD | $1,580 | $790 | $132 |
Black Line Special Edition AWD | $1,586 | $793 | $132 |
4WD | $1,634 | $817 | $136 |
Luxury 2WD | $1,692 | $846 | $141 |
Luxury 4WD | $1,706 | $853 | $142 |
The table below breaks down average Lexus RX 350L insurance cost by policy term for the 2018-2021 model years.
Model Year and Vehicle | Annual Rate | 6-month Rate | Monthly Rate |
---|---|---|---|
2022 Lexus RX 350L | $1,628 | $814 | $136 |
2021 Lexus RX 350L | $1,564 | $782 | $130 |
2020 Lexus RX 350L | $1,532 | $766 | $128 |
2019 Lexus RX 350L | $1,412 | $706 | $118 |
2018 Lexus RX 350L | $1,352 | $676 | $113 |
Is insurance for a Lexus RX 350L expensive?
The Lexus RX 350L ranks #8 out of 36 total vehicles in the midsize luxury SUV category for most affordable auto insurance rates. The RX 350L costs an estimated $1,628 per year to insure, while the category average price is $1,843 per year, a difference of $215 per year.
When rates are compared to popular vehicles in the midsize luxury SUV segment, car insurance rates for a Lexus RX 350L cost $58 more per year than the Lexus RX 350, $310 less than the BMW X5, and $50 more than the Acura MDX.
The next table shows how well RX 350L car insurance rates rank against other midsize luxury SUVs like the Cadillac XT5, Lexus GX 460, and the Infiniti QX60.
Rank | Make/Model | Insurance Cost | Difference |
---|---|---|---|
1 | Cadillac XT5 | $1,500 | -$128 |
2 | Jaguar E-Pace | $1,564 | -$64 |
3 | Lexus RX 350 | $1,570 | -$58 |
4 | Acura MDX | $1,578 | -$50 |
5 | Lincoln Nautilus | $1,594 | -$34 |
6 | Lexus RX 450h | $1,608 | -$20 |
7 | Infiniti QX50 | $1,614 | -$14 |
8 | Lexus RX 350L | $1,628 | -- |
9 | Cadillac XT6 | $1,640 | $12 |
10 | Volvo V60 | $1,648 | $20 |
11 | Land Rover Discovery | $1,660 | $32 |
12 | Land Rover Discovery Sport | $1,662 | $34 |
13 | Lexus RX 450hL | $1,676 | $48 |
14 | Volvo V90 | $1,688 | $60 |
15 | Lincoln Aviator | $1,720 | $92 |
16 | Mercedes-Benz AMG GLB35 | $1,740 | $112 |
17 | Mercedes-Benz GLE450 | $1,744 | $116 |
18 | Lexus GX 460 | $1,766 | $138 |
19 | Infiniti QX60 | $1,774 | $146 |
20 | Mercedes-Benz GLE350 | $1,784 | $156 |
21 | Genesis GV80 | $1,818 | $190 |
22 | Mercedes-Benz AMG GLC43 | $1,846 | $218 |
23 | Audi SQ5 | $1,874 | $246 |
24 | BMW X5 | $1,938 | $310 |
25 | Audi Q8 | $1,966 | $338 |
26 | Audi Q7 | $1,998 | $370 |
27 | Land Rover Range Rover Sport | $2,020 | $392 |
28 | BMW iX | $2,034 | $406 |
29 | Tesla Model X | $2,064 | $436 |
30 | Audi SQ7 | $2,124 | $496 |
31 | Audi e-tron | $2,144 | $516 |
32 | Mercedes-Benz AMG GLE53 | $2,150 | $522 |
33 | BMW X6 | $2,200 | $572 |
34 | Mercedes-Benz AMG GLE63 | $2,292 | $664 |
35 | Porsche Cayenne | $2,314 | $686 |
36 | Audi RS 6 | $2,390 | $762 |