BMW 330xi Insurance: 2025 Rates, Insights, Comparisons

• BMW 330xi insurance rates average $1,952 per year or $976 for a semi-annual policy.
• Out of 26 other small luxury cars for the 2017 model year, the 330xi ranks ninth for insurance cost.
• Insurance for the 330xi costs 3.2% less than the average rate for similar luxury car models.

How much does BMW 330xi car insurance cost?

Ranked ninth out of 26 vehicles in the 2017 small luxury car class, BMW 330xi insurance averages around $1,952 yearly, or about $163 if paid each month. With the average small luxury car costing $2,015 a year to insure, the BMW 330xi could potentially save an estimated $63 or more annually.

The chart below shows average full coverage car insurance rates for a 2017 BMW 330xi using different deductibles and driver age groups.

The chart above shows just a handful of average rates for different car insurance policies. Below are some additional rates, tips, and discounts that may apply when shopping for insurance.

• BMW 330xi insurance for teen drivers is expensive. Average rates for full coverage 330xi insurance costs $6,975 per year for a 16-year-old driver, $6,760 per year for a 17-year-old driver, $6,061 per year for an 18-year-old driver, and $5,514 per year for a 19-year-old driver.
• Expect to pay a lot for high-risk insurance. For a 50-year-old driver, having a tendency to get into accidents or receive violations can cause a rate increase of $2,290 or more per year.
• Get cheaper rates because of your employer. The large majority of auto insurance providers offer discounts for earning a living in occupations like scientists, accountants, architects, doctors, police officers and law enforcement, engineers, and others. If you can get this discount applied to your policy, you may save between $59 and $183 on your annual 330xi insurance premium, depending on the level of coverage purchased.
• Gender and age are two big factors. For a 2017 BMW 330xi, a 20-year-old male pays an estimated $3,938 per year, while a 20-year-old female driver will pay $2,822, a difference of $1,116 per year in favor of the women by a long shot. But by age 50, the cost for a male driver is $1,730 and the cost for women is $1,686, a difference of only $44.
• A good driving record pays dividends. If you want the most reasonable price on 330xi insurance rates, it pays to be a good, safe driver. Not surprisingly, just a couple of minor infractions on your motor vehicle report can increase the cost of a policy as much as $518 per year. Major misdemeanor violations such as DUI or reckless driving could raise rates by an additional $1,814 or more.
• Cautious drivers pay less for insurance. Causing too many accidents will raise rates, as much as $2,798 per year for a 20-year-old driver and even as much as $584 per year for a 50-year-old driver.

How do BMW 330xi car insurance rates rank?

The BMW 330xi ranks ninth out of 26 total comparison vehicles in the 2017 small luxury car category for most affordable auto insurance rates.

The 330xi costs an average of $1,952 per year for a car insurance policy with full coverage and the class average car insurance cost is $2,015 per year, a difference of $63 per year.

When compared directly to the other small luxury cars, auto insurance rates for a BMW 330xi cost $82 more per year than the BMW 330i, $84 less than the Mercedes-Benz C300, and $66 more than the Volvo S60.

The next table shows how average BMW 330xi car insurance rates compared to other 2017 model year small luxury cars like the Acura TLX, Audi A4, and the Lexus IS 350.