How Much Does Audi RS 3 Insurance Cost?

We compared average car insurance rates for the 2.5T Quattro trim to see how prices compare side-by-side to all other compact luxury cars.

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  • Audi RS 3 insurance costs an average of $1,856 per year, or around $155 per month for full coverage.
  • As one of the more expensive small luxury cars to insure, the Audi RS 3 costs $126 more per year on average to insure when compared to the other small luxury cars.

How much does Audi RS 3 insurance cost?

Ranked #16 out of 19 vehicles in the small luxury car class, Audi RS 3 insurance rates average $1,856 annually, or about $155 monthly. With the average small luxury car costing $1,730 a year to insure, the Audi RS 3 could possibly cost around $126 or more on an annual basis.

The bar chart below details how average Audi RS3 car insurance prices adjust based on driver age group and physical damage deductibles. Insurance cost estimates vary from the cheapest price of $1,388 per year for a driver age 60 with high physical damage deductibles to the highest cost of $4,320 each year for a driver age 20 with low policy deductibles.

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Chart Data Details: Chart shows average insurance cost for a 2022 Audi RS 3 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Audi RS 3 trim levels.Data last updated on November 28, 2022
Audi RS 3 Car Insurance Rates
Audi RS 3 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,094$258
$500$3,692$308
$250$4,320$360
30$1,000$1,634$136
$500$1,966$164
$250$2,314$193
40$1,000$1,550$129
$500$1,856$155
$250$2,174$181
50$1,000$1,414$118
$500$1,688$141
$250$1,976$165
60$1,000$1,388$116
$500$1,658$138
$250$1,940$162

The following table details average insurance policy premiums for an Audi RS 3 for the 2017 to 2021 model years and different driver age groups.

Audi RS 3 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2022 Audi RS 3$3,692$1,856$1,658
2021 Audi RS 3$3,602$1,810$1,618
2020 Audi RS 3$3,534$1,774$1,584
2018 Audi RS 3$3,214$1,612$1,440
2017 Audi RS 3$3,270$1,630$1,462

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Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 28, 2022
Audi RS 3 Insurance Cost by Model Year

Is Audi RS3 insurance expensive?

When compared to random models in the compact luxury car segment, car insurance prices for an Audi RS 3 cost $244 more per year than the BMW 330i, $42 more than the Mercedes-Benz C300, and $218 more than the Volvo S60.

The Audi RS 3 ranks #16 out of 19 comparison vehicles in the small luxury car category for car insurance affordability. The RS 3 costs an average of $1,856 per year to insure for full coverage, while the category median cost is $1,730 per year, a difference of $126 per year.

The following table shows how average Audi RS 3 car insurance rates compare to other models in the 2022 model year small luxury car segment like the Acura TLX, Audi A4, and the Genesis G70.

Insurance Cost Comparison: Audi RS 3 vs Small Luxury Cars
Rank Make/Model Insurance Cost Difference
1Mercedes-Benz A220$1,500-$356
2BMW 330i$1,612-$244
3Acura TLX$1,620-$236
4Volvo S60$1,638-$218
5BMW 330e$1,642-$214
6BMW 228i$1,652-$204
7BMW 230i$1,664-$192
8Alfa Romeo Giulia$1,692-$164
9Cadillac CT4$1,694-$162
10Lexus RC 350$1,698-$158
11Genesis G70$1,720-$136
12Audi A4$1,766-$90
13Audi S3$1,772-$84
14Mercedes-Benz C300$1,814-$42
15BMW M235i$1,852-$4
16Audi RS 3$1,856--
17BMW M240i$1,884$28
18Lexus IS 350$1,898$42
19BMW M340i$1,902$46

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 28, 2022
Insurance Cost Comparison: Audi RS 3 vs Small Luxury Cars