Alfa Romeo Giulia Insurance Cost for 2023

Is insurance for an Alfa Romeo Giulia expensive?

We compared the average insurance cost for the Sprint 2WD trim level to the more expensive Quadrifoglio model to look at how rates compares to all other small luxury cars.

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  • Alfa Romeo Guilia car insurance costs an average of $1,992 per year, $996 for a 6-month policy, or $166 per month.
  • With an insurance cost range of $392, the cheapest Giulia model to insure is the base Sprint 2WD at around $1,856 per year, and the most expensive trim being the Quadrifoglio at $2,248 annually.
  • The Alfa Romeo Giulia is one of the more expensive small luxury cars to insure for the 2023 model year, costing $50 more per year on average as compared to the rest of the vehicles in the segment.

How much does Alfa Romeo Giulia insurance cost?

Ranked 14th out of 19 vehicles in the compact luxury sedan class, Alfa Romeo Giulia insurance averages $1,992 per year, or about $166 each month.

Average monthly car insurance cost for a 2023 Alfa Romeo Giulia ranges from $155 to $187, with the base Sprint 2WD being cheapest and the Quadrifoglio costing the most to insure.

With the average small luxury car costing $1,942 a year to insure, the Alfa Romeo Giulia costs $50 more to insure on average every 12 months.

The chart below illustrates how average Alfa Romeo Giulia car insurance cost varies depending on the age of the driver and coverage deductibles.

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Chart Data Details: Chart shows average insurance cost for a 2023 Alfa Romeo Giulia with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Alfa Romeo Giulia trim levels.Data last updated on December 30, 2022
Alfa Romeo Giulia Car Insurance Rates
Alfa Romeo Giulia Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,324$277
$500$3,954$330
$250$4,618$385
30$1,000$1,752$146
$500$2,106$176
$250$2,474$206
40$1,000$1,668$139
$500$1,992$166
$250$2,328$194
50$1,000$1,522$127
$500$1,812$151
$250$2,114$176
60$1,000$1,492$124
$500$1,776$148
$250$2,076$173

Which Giulia trim level has the cheapest insurance?

With Alfa Romeo Giulia insurance cost ranging from $1,856 to $2,248 annually, the cheapest trim level to insure is the base Sprint 2WD model. The next cheapest model to insure is the Giulia Sprint AWD at $1,892 per year. On average, expect to pay an average of $155 per month to insure a Giulia for full coverage.

The most expensive models of Giulia to insure are the Quadrifoglio at $2,248 and the Estrema AWD at $2,054 per year. Those two trim levels will cost an extra $392 and $198 per year, respectively, over the least expensive Sprint 2WD model.

Average annual and 6-month car insurance policy rates are shown in the table below, including a monthly budget figure, for each Alfa Romeo Giulia trim level.

2023 Alfa Romeo Giulia Insurance Cost by Trim Level
Alfa Romeo Giulia Trim Level Annual Policy 6-month Policy Per Month
Sprint 2WD$1,856$928$155
Sprint AWD$1,892$946$158
Ti 2WD$1,904$952$159
Ti AWD$1,936$968$161
Veloce 2WD$1,988$994$166
Veloce AWD$2,014$1,007$168
Estrema 2WD$2,032$1,016$169
Estrema AWD$2,054$1,027$171
Quadrifoglio$2,248$1,124$187

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Table Data Details: Average rates are for a 2023 Alfa Romeo Giulia, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Alfa Romeo Giulia Insurance Cost by Trim Level

How does Giulia insurance cost rank vs other luxury cars?

The Alfa Romeo Giulia ranks 14th out of 19 total vehicles in the 2023 compact luxury car segment. The Giulia costs an average of $1,992 per year for full coverage insurance, while the segment median rate is $1,942 annually, a difference of $50 per year.

When compared to the most popular models in the small luxury car category, insurance for a Alfa Romeo Giulia costs $200 more per year than the BMW 330i, $44 more than the Mercedes-Benz C300, $22 more than the Volvo S60, and $170 more than the Acura TLX.

The chart below shows how well 2023 Giulia car insurance rates compare to the rest of the top 10 most popular small luxury cars in America. Additionally, a larger table is included after the chart that ranks insurance affordability for the entire compact luxury car class.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Alfa Romeo Giulia, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Alfa Romeo Giulia trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Alfa Romeo Giulia vs Top 10 Small Luxury Cars Insurance Cost Comparison
Alfa Romeo Giulia Insurance Cost Compared to All Small Luxury Cars
Rank Make/Model Insurance Cost Difference
1Acura Integra$1,584-$408
2BMW 330i$1,792-$200
3Acura TLX$1,822-$170
4Cadillac CT4$1,842-$150
5Genesis G70$1,880-$112
6BMW 330e$1,910-$82
7BMW 228i$1,920-$72
8BMW 230i$1,932-$60
9Mercedes-Benz C300$1,948-$44
10Audi A4$1,954-$38
11Lexus RC 350$1,956-$36
12Audi S3$1,968-$24
13Volvo S60$1,970-$22
14Alfa Romeo Giulia$1,992--
15BMW M235i$1,996$4
16Lexus IS 350$2,028$36
17Audi RS 3$2,106$114
18BMW M240i$2,146$154
19BMW M340i$2,156$164

When insuring a luxury vehicle like the Giulia, it’s important to understand that rates can vary considerably based on a lot of factors. The bullet points below detail some additional rates and possible discounts that may be available when shopping around for car insurance.

  • Policy discounts equal cheaper Giulia insurance rates. Discounts may be available if the insureds are accident-free, work in certain occupations, are loyal customers, are senior citizens, or many other policy discounts which could save the average driver as much as $338 per year.
  • Good credit scores mean better rates. Drivers who have credit scores over 800 could save as much as $313 per year over a decent credit rating of 670-739. Conversely, a subpar credit score could cost up to $363 more per year. Not every state allows credit scores to be used when calculating rates, so your mileage may vary on this discount.
  • Driver gender influences rates. For a 2023 Alfa Romeo Giulia, a 20-year-old man pays an estimated $3,954 per year, while a 20-year-old woman will pay an average of $2,932, a difference of $1,022 per year. Women get significantly cheaper rates. But by age 50, male driver rates are $1,812 and the rate for women is $1,774, a difference of only $38.
  • Giulia insurance rates for teenagers are high. Average rates for full coverage Giulia insurance costs $7,032 per year for a 16-year-old driver, $6,598 per year for a 17-year-old driver, and $6,172 per year for a 18-year-old driver.
  • Getting older means cheaper auto insurance rates. The difference in insurance cost on a 2023 Giulia between a 50-year-old driver ($1,812 per year) and a 20-year-old driver ($3,954 per year) is $2,142, or a savings of 54.2%.
  • Increase physical damage deductibles to save money. Raising your policy deductibles from $500 to $1,000 could save around $324 per year for a 40-year-old driver and $630 per year for a 20-year-old driver.
  • Low deductibles makes insurance more expensive. Dropping your physical damage deductibles from $500 to $250 could cost an additional $336 per year for a 40-year-old driver and $664 per year for a 20-year-old driver.
  • Prepare for sticker shock for high-risk insurance. For a 50-year-old driver, being required to buy a high-risk insurance policy can increase the cost by $2,324 or more per year.