- Alfa Romeo Guilia car insurance costs an average of $1,678 per year, $839 for a 6-month policy, or $140 per month.
- With an insurance cost range of $342, the cheapest Giulia model to insure is the base Sprint at around $1,552 per year, and the most expensive trim being the Quadrifoglio at $1,894 annually.
- The Alfa Romeo Giulia is one of the cheaper small luxury cars to insure for the 2022 model year, costing $39 less per year on average as compared to the rest of the vehicles in the segment.
How much does Alfa Romeo Giulia insurance cost?
Ranked #8 out of 19 vehicles in the compact luxury sedan class, Alfa Romeo Giulia insurance averages $1,678 per year, or about $140 each month.
Average monthly car insurance cost for a 2022 Alfa Romeo Giulia ranges from $129 to $158, with the base Sprint being cheapest and the Quadrifoglio costing the most to insure.
With the average small luxury car costing $1,717 a year to insure, the Alfa Romeo Giulia costs $39 less to insure on average every 12 months.
The chart below illustrates how average Alfa Romeo Giulia car insurance cost varies depending on the age of the driver and coverage deductibles.
Which Giulia trim level has the cheapest insurance?
With Alfa Romeo Giulia insurance cost ranging from $1,552 to $1,894 annually, the cheapest trim level to insure is the base Sprint model. The next cheapest model to insure is the Giulia Ti at $1,600 per year. On average, expect to pay an average of $129 per month to insure a Giulia for full coverage.
The most expensive models of Giulia to insure are the Quadrifoglio at $1,894 and the Veloce at $1,668 per year. Those two trim levels will cost an extra $342 and $116 per year, respectively, over the least expensive Sprint model.
Average annual and 6-month car insurance policy rates are shown in the table below, including a monthly budget figure, for each Alfa Romeo Giulia trim level.
| Alfa Romeo Giulia Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| Sprint | $1,552 | $776 | $129 |
| Ti | $1,600 | $800 | $133 |
| Veloce | $1,668 | $834 | $139 |
| Quadrifoglio | $1,894 | $947 | $158 |
How does Giulia insurance cost rank vs other luxury cars?
The Alfa Romeo Giulia ranks #8 out of 19 total vehicles in the 2022 compact luxury car segment. The Giulia costs an average of $1,678 per year for full coverage insurance, while the segment median rate is $1,717 annually, a difference of $39 per year.
When compared to the most popular models in the small luxury car category, insurance for a Alfa Romeo Giulia costs $80 more per year than the BMW 330i, $124 less than the Mercedes-Benz C300, $54 more than the Volvo S60, and $70 more than the Acura TLX.
The chart below shows how well 2022 Giulia car insurance rates compare to the rest of the top 10 most popular small luxury cars in America. Additionally, a larger table is included after the chart that ranks insurance affordability for the entire compact luxury car class.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Mercedes-Benz A220 | $1,486 | -$192 |
| 2 | BMW 330i | $1,598 | -$80 |
| 3 | Acura TLX | $1,608 | -$70 |
| 4 | Volvo S60 | $1,624 | -$54 |
| 5 | BMW 330e | $1,630 | -$48 |
| 6 | BMW 228i | $1,640 | -$38 |
| 7 | BMW 230i | $1,650 | -$28 |
| 8 | Alfa Romeo Giulia | $1,678 | -- |
| 9 | Cadillac CT4 | $1,682 | $4 |
| 10 | Lexus RC 350 | $1,686 | $8 |
| 11 | Genesis G70 | $1,708 | $30 |
| 12 | Audi A4 | $1,752 | $74 |
| 13 | Audi S3 | $1,756 | $78 |
| 14 | Mercedes-Benz C300 | $1,802 | $124 |
| 15 | BMW M235i | $1,838 | $160 |
| 16 | Audi RS 3 | $1,844 | $166 |
| 17 | BMW M240i | $1,872 | $194 |
| 18 | Lexus IS 350 | $1,884 | $206 |
| 19 | BMW M340i | $1,890 | $212 |
When insuring a luxury vehicle like the Giulia, it’s important to understand that rates can vary considerably based on a lot of factors. The bullet points below detail some additional rates and possible discounts that may be available when shopping around for car insurance.
- Policy discounts equal cheaper Giulia insurance rates. Discounts may be available if the insureds are accident-free, work in certain occupations, are loyal customers, are senior citizens, or many other policy discounts which could save the average driver as much as $282 per year.
- Good credit scores mean better rates. Drivers who have credit scores over 800 could save as much as $263 per year over a decent credit rating of 670-739. Conversely, a subpar credit score could cost up to $305 more per year. Not every state allows credit scores to be used when calculating rates, so your mileage may vary on this discount.
- Driver gender influences rates. For a 2022 Alfa Romeo Giulia, a 20-year-old man pays an estimated $3,344 per year, while a 20-year-old woman will pay an average of $2,466, a difference of $878 per year. Women get significantly cheaper rates. But by age 50, male driver rates are $1,530 and the rate for women is $1,498, a difference of only $32.
- Giulia insurance rates for teenagers are high. Average rates for full coverage Giulia insurance costs $5,894 per year for a 16-year-old driver, $5,550 per year for a 17-year-old driver, and $5,200 per year for a 18-year-old driver.
- Getting older means cheaper auto insurance rates. The difference in insurance cost on a 2022 Giulia between a 50-year-old driver ($1,530 per year) and a 20-year-old driver ($3,344 per year) is $1,814, or a savings of 54.2%.
- Increase physical damage deductibles to save money. Raising your policy deductibles from $500 to $1,000 could save around $282 per year for a 40-year-old driver and $554 per year for a 20-year-old driver.
- Low deductibles makes insurance more expensive. Dropping your physical damage deductibles from $500 to $250 could cost an additional $294 per year for a 40-year-old driver and $588 per year for a 20-year-old driver.
- Prepare for sticker shock for high-risk insurance. For a 50-year-old driver, being required to buy a high-risk insurance policy can increase the cost by $1,964 or more per year.
