- Buick Regal insurance costs an estimated $1,876 per year on average, or about $156 per month for a policy with full coverage.
- When compared to other midsize cars, the 2020 Buick Regal is one of the cheaper midsize cars to insure, costing $225 less per year on average.
- The cheapest model of Buick Regal to insure is the Sedan at $1,686 per year, or about $141 per month.
How much does Buick Regal insurance cost?
Car insurance for a Buick Regal costs an average of $1,876 per year for a policy with full coverage. Average monthly insurance cost for a Regal ranges from $141 to $170, depending on the trim level.
With the average midsize sedan costing $2,101 a year to insure, expect to pay around $225 less per year for Buick Regal insurance when compared to the segment average.
Comprehensive (or other-than-collision) coverage will cost about $474 a year, collision insurance costs approximately $792, and the remaining liability and medical coverage is about $610.
The following chart demonstrates average insurance cost on a 2020 Buick Regal using a variation of different driver ages and risk scenarios.
How does Regal car insurance cost compare?
Insurance for a 2020 Buick Regal costs $174 less per year than the Toyota Camry, $200 less than the Honda Accord, $206 less than the Nissan Altima, and $412 less than the Tesla Model 3.
The Regal ranks first out of 15 total comparison vehicles in the midsize car class. It costs an average of $1,876 per year to insure for full coverage, while the segment average cost is $2,101 annually, a difference of $225 per year.
The chart below shows how well Regal car insurance rates compare to the top-selling midsize cars. For a complete comparison, we included a comprehensive table after the chart that breaks down average insurance cost for the entire 15 vehicle midsize car segment.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Buick Regal | $1,876 | -- |
| 2 | Honda Insight | $1,890 | $14 |
| 3 | Mazda 6 | $1,908 | $32 |
| 4 | Chevrolet Malibu | $1,938 | $62 |
| 5 | Toyota Camry | $2,050 | $174 |
| 6 | Subaru Legacy | $2,062 | $186 |
| 7 | Volkswagen Passat | $2,070 | $194 |
| 8 | Honda Accord | $2,076 | $200 |
| 9 | Nissan Altima | $2,082 | $206 |
| 10 | Kia Optima | $2,144 | $268 |
| 11 | Ford Fusion | $2,202 | $326 |
| 12 | Volkswagen Arteon | $2,242 | $366 |
| 13 | Tesla Model 3 | $2,288 | $412 |
| 14 | Hyundai Sonata | $2,334 | $458 |
| 15 | Kia Stinger | $2,354 | $478 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2020 model year. Updated June 26, 2025
What is the cheapest Buick Regal model to insure?
The cheapest model of Buick Regal to insure is the Sedan at an estimated $1,686 per year, or about $141 per month. The next cheapest model is the Preferred Sedan at $1,704 per year, and the third cheapest trim level to insure is the Essence Sedan at $1,808 per year.
The highest cost trim levels of Buick Regal to insure are the Avenir Sedan at $2,042 and the TourX Essence AWD at $1,982 per year. Those two trim levels will cost an extra $356 and $296 per year, respectively, over the lowest cost Sedan model.
The table below shows average Buick Regal car insurance rates for annual and semi-annual policy terms, plus a monthly budget figure, for each available package and trim.
| 2020 Buick Regal Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Sedan | $1,686 | $141 |
| Preferred Sedan | $1,704 | $142 |
| Essence Sedan | $1,808 | $151 |
| TourX AWD | $1,860 | $155 |
| Essence AWD | $1,916 | $160 |
| TourX Preferred AWD | $1,920 | $160 |
| GS AWD | $1,976 | $165 |
| TourX Essence AWD | $1,982 | $165 |
| Avenir Sedan | $2,042 | $170 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 26, 2025
Some additional rates and insights when buying car insurance are listed below.
- A clean driving record saves money. If you want the best Regal insurance rates, it pays to avoid traffic citations. Just a couple blemishes on your driving record could result in spiking Regal insurance rates by up to $494 per year.
- Young male drivers pay the highest rates. For a 2020 Buick Regal, a 20-year-old male driver pays an estimated $3,752 per year, while a 20-year-old female will pay $2,704, a difference of $1,048 per year in the women’s favor by a large margin. But by age 50, male rates are $1,670 and the cost for women is $1,626, a difference of only $44.
- Car insurance is cheaper with higher deductibles. Raising your physical damage coverage deductibles from $500 to $1,000 could save around $288 per year for a 40-year-old driver and $554 per year for a 20-year-old driver.
- Lowering deductibles makes car insurance more expensive. Lowering your policy deductibles from $500 to $250 could cost an additional $300 per year for a 40-year-old driver and $584 per year for a 20-year-old driver.
- Get cheaper rates by researching discounts. Discounts may be available if the insured drivers are senior citizens, take a defensive driving course, insure multiple vehicles on the same policy, sign their policy early, belong to certain professional organizations, or many other discounts which could save the average driver as much as $314 per year on their insurance cost.
- High-risk drivers pay extremely high rates. For a 50-year-old driver, the need to buy a high-risk policy could increase the cost by $2,182 or more per year.
- Your choice of occupation could lower your rates. The large majority of car insurance providers offer discounts for certain occupations like accountants, nurses, emergency medical technicians, farmers, engineers, and others. By having a job that qualifies, you could save between $56 and $211 on your annual insurance bill, depending on your policy.
- Careless drivers pay more. Causing frequent accidents will increase insurance cost, possibly as much as $898 per year for a 30-year-old driver and as much as $568 per year for a 50-year-old driver.