- Cadillac CTS-V insurance costs an average of $2,276 per year, or around $190 per month, depending on policy limits.
- The Cadillac CTS-V is one of the cheaper large luxury cars to insure, costing $139 less per year on average when compared to other large luxury cars.
How much does Cadillac CTS-V car insurance cost?
Cadillac CTS-V insurance costs an average of $2,276 a year for full coverage, or $190 each month. On average, expect to pay approximately $139 less each year to insure a Cadillac CTS-V when compared to the average rate for all large luxury cars, and $393 more per year than the $1,883 average for all vehicles.
The rate chart below demonstrates how average Cadillac CTS-V car insurance rates can vary with changes in the rated driver age and policy deductibles.
The next table illustrates average full coverage insurance rates for a Cadillac CTS-V for the 2013-2019 model years.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2019 Cadillac CTS-V | $2,276 | $190 |
| 2018 Cadillac CTS-V | $2,150 | $179 |
| 2017 Cadillac CTS-V | $2,058 | $172 |
| 2016 Cadillac CTS-V | $1,976 | $165 |
| 2015 Cadillac CTS-V | $1,764 | $147 |
| 2014 Cadillac CTS-V | $1,646 | $137 |
| 2013 Cadillac CTS-V | $1,490 | $124 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Cadillac CTS-V trim levels for each model year. Updated February 23, 2024
How cheap is Cadillac CTS-V car insurance?
The Cadillac CTS-V ranks 16th out of 31 total comparison vehicles in the large luxury car category for most affordable car insurance cost. The CTS-V costs an average of $2,276 per year for a car insurance policy with full coverage and the class average cost is $2,415 annually, a difference of $139 per year.
When compared to other popular large luxury cars, car insurance rates for a Cadillac CTS-V cost $522 more per year than the Audi A5, $134 less than the BMW 740i, and $448 more than the Cadillac XTS.
The next chart shows how average Cadillac CTS-V car insurance rates compare to the top 10 most popular large luxury cars in the U.S. like the Cadillac CT6, Lincoln Continental, and the Porsche Panamera. A more complete table is added following the chart that displays insurance cost rankings for all 31 models in the large luxury car class.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Cadillac CTS | $1,720 | -$556 |
| 2 | Lincoln Continental | $1,746 | -$530 |
| 3 | Audi A5 | $1,754 | -$522 |
| 4 | Cadillac CT6 | $1,798 | -$478 |
| 5 | Cadillac XTS | $1,828 | -$448 |
| 6 | Volvo S90 | $1,912 | -$364 |
| 7 | Infiniti Q70 | $1,974 | -$302 |
| 8 | Acura RLX | $2,038 | -$238 |
| 9 | Infiniti Q60 | $2,116 | -$160 |
| 10 | Lexus LS 500 | $2,140 | -$136 |
| 11 | Lexus LS 500H | $2,150 | -$126 |
| 12 | Mercedes-Benz AMG E53 | $2,160 | -$116 |
| 13 | Genesis G90 | $2,222 | -$54 |
| 14 | Kia K900 | $2,258 | -$18 |
| 15 | Mercedes-Benz AMG CLS53 | $2,264 | -$12 |
| 16 | Cadillac CTS-V | $2,276 | -- |
| 17 | Mercedes-Benz S450 | $2,312 | $36 |
| 18 | Jaguar XJ | $2,324 | $48 |
| 19 | BMW 740e | $2,394 | $118 |
| 20 | BMW 740i | $2,410 | $134 |
| 21 | BMW 650i | $2,432 | $156 |
| 22 | BMW M850i | $2,440 | $164 |
| 23 | Mercedes-Benz E63 AMG | $2,600 | $324 |
| 24 | Audi A8 | $2,608 | $332 |
| 25 | Mercedes-Benz S560 | $2,616 | $340 |
| 26 | BMW 750i | $2,618 | $342 |
| 27 | Porsche Panamera | $2,750 | $474 |
| 28 | BMW M760i | $3,134 | $858 |
| 29 | Mercedes-Benz AMG S63 | $3,208 | $932 |
| 30 | Mercedes-Benz S65 AMG | $4,028 | $1,752 |
| 31 | Bentley Mulsanne | $4,644 | $2,368 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2019 model year. Updated February 23, 2024
Other CTS-V insurance rates and insights
Some other observations as they relate to insurance costs on a Cadillac CTS-V include:
- Raise your credit for better rates. Insureds with excellent credit scores of 800+ could save as much as $357 per year over a good credit rating of 670-739. Conversely, a weaker credit score could cost around $414 more per year.
- Drive safe and save. Too many at-fault accidents will increase rates, to the tune of $1,096 per year for a 30-year-old driver and even as much as $530 per year for a 60-year-old driver.
- Cadillac CTS-V car insurance rates for teenagers are high. Average rates for full coverage CTS-V insurance costs $8,008 per year for a 16-year-old driver, $7,831 per year for a 17-year-old driver, $7,152 per year for an 18-year-old driver, and $6,451 per year for a 19-year-old driver.
- Getting older means cheaper auto insurance rates. The difference in CTS-V insurance cost between a 60-year-old driver ($1,878 per year) and a 20-year-old driver ($4,622 per year) is $2,744, or a savings of 84.4%.
- Earn discounts to save money. Discounts may be available if the insureds are homeowners, take a defensive driving course, are military or federal employees, are senior citizens, or many other discounts which could save the average driver as much as $384 per year.
- High-risk car insurance can get expensive. For a 50-year-old driver, having enough accidents and violations to require a high-risk insurance policy can increase the cost by $2,668 or more per year.