- Kia Rio5 insurance costs an average of $1,396 per year, or around $116 per month, depending on the trim level.
- Out of 23 vehicles in the small car segment, the Rio5 ranks second for insurance affordability.
How much does Kia Rio5 insurance cost?
Kia Rio5 car insurance rates average $1,396 per year for full coverage. Depending on the trim level being insured, monthly car insurance for a 2021 Kia Rio5 costs about $116.
When broken down to individual coverages, collision coverage will cost approximately $440 a year, comprehensive is an estimated $296, and the remaining liability/medical (or PIP) coverage will cost around $660.
The chart below shows how car insurance rates for a 2021 Kia Rio5 can change with different ages of driver and coverage deductibles.
The rate table below illustrates average Kia Rio5 insurance rates for the 2013 to 2021 model years.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2021 Kia Rio5 | $2,802 | $1,396 | $1,172 |
| 2017 Kia Rio5 | $2,606 | $1,298 | $1,092 |
| 2015 Kia Rio5 | $2,166 | $1,084 | $914 |
| 2014 Kia Rio5 | $2,068 | $1,034 | $872 |
| 2013 Kia Rio5 | $2,008 | $1,006 | $850 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Kia Rio5 trim levels for each model year. Updated February 23, 2024
How well do Kia Rio5 insurance rates rank?
The Kia Rio5 ranks second out of 23 total vehicles in the 2021 small car category for most affordable auto insurance rates. The Rio5 costs an average of $1,396 per year for a car insurance policy with full coverage, while the category average policy cost is $1,666 per year, a difference of $270 per year.
When rates are compared to other small cars, car insurance prices for a Kia Rio5 cost $158 less per year than the Honda Civic, $10 less than the Toyota Corolla, and $120 less than the Nissan Sentra.
The next table shows how average Kia Rio5 car insurance rates compare to all other 2021 model year compact cars in the U.S. like the Hyundai Elantra, Volkswagen Jetta, and the Kia Forte.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Chevrolet Spark | $1,318 | -$78 |
| 2 | Kia Rio5 | $1,396 | -- |
| 3 | Toyota Corolla | $1,406 | $10 |
| 4 | Volkswagen Golf | $1,450 | $54 |
| 5 | Subaru Impreza | $1,482 | $86 |
| 6 | Nissan Sentra | $1,516 | $120 |
| 7 | Mazda 3 | $1,526 | $130 |
| 8 | Honda Civic | $1,554 | $158 |
| 9 | Kia Rio | $1,564 | $168 |
| 10 | Hyundai Accent | $1,578 | $182 |
| 11 | Kia Forte | $1,598 | $202 |
| 12 | Toyota Prius | $1,692 | $296 |
| 13 | Hyundai Veloster | $1,744 | $348 |
| 14 | Volkswagen GTI | $1,746 | $350 |
| 15 | Volkswagen Jetta | $1,750 | $354 |
| 16 | Nissan Versa | $1,754 | $358 |
| 17 | Nissan Leaf | $1,772 | $376 |
| 18 | Mitsubishi Mirage G4 | $1,776 | $380 |
| 19 | Honda Clarity | $1,840 | $444 |
| 20 | Hyundai Elantra | $1,864 | $468 |
| 21 | Hyundai Ioniq | $1,898 | $502 |
| 22 | Toyota 86 | $2,008 | $612 |
| 23 | Toyota Mirai | $2,086 | $690 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2021 model year. Updated February 23, 2024
