Insurance and Your Lexus GS 200T: What You Need to Know

• Lexus GS 200T car insurance rates average $2,280 per year (about $190 per month) for full coverage.
• GS 200T insurance cost ranges from $2,236 to $2,324 per year for the average driver, depending on trim level.
• As one of the more expensive 2017 compact luxury cars to insure, the Lexus GS 200T costs $265 more per year on average to insure when compared to the rest of the class.

How much does Lexus GS 200T insurance cost?

Ranked 26^th out of 26 vehicles in the 2017 small luxury car class, average Lexus GS 200T insurance cost is $2,280 annually for full coverage, or around $190 monthly. With the average small luxury car costing $2,015 a year to insure, the Lexus GS 200T would cost around $265 or more every 12 months.

The price summary chart below demonstrates how GS 200T insurance rates adjust with a variety of driver ages and the policy deductibles. Prices range from the cheapest rate of $1,598 per year for a 60-year-old driver with high physical damage deductibles to the highest rate of $5,362 per year for a driver age 20 with deductibles of $250.

The rate table below breaks down average insurance rates for a Lexus GS 200T for the 2016-2017 model years and a range of rated drivers.

The table below displays average insurance rates for annual and 6-month policy terms, plus a monthly budget figure, for the 2017 Lexus GS 200T base and F-Sport trim levels.

Is Lexus GS 200T insurance expensive?

When compared to the best-selling models in the 2017 small luxury car category, insurance prices for a Lexus GS 200T cost $410 more per year than the BMW 330i, $244 more than the Mercedes-Benz C300, and $394 more than the Volvo S60.

The Lexus GS 200T ranks 26^th out of 26 total vehicles in the small luxury car category for most affordable insurance cost. The GS 200T costs an estimated $2,280 per year for full coverage insurance, while the class average insurance cost is $2,015 per year, a difference of $265 per year.

The chart below shows how insurance cost for a Lexus GS 200T compares to popular models like the Acura TLX, Audi A4, and the Lexus IS 350. In addition to the chart, we also included a table after the chart that displays rates for the entire 26 vehicle compact luxury car segment for 2017.