BMW 760i Insurance for 2024: Why Does it Cost so Much?

We compared average 760i sedan insurance rates for the 2013-2015 model years to see how prices ranked against other large luxury cars.

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Stylized illustration of a BMW 760i
  • BMW 760i insurance costs around $2,398 per year, $1,199 for a 6-month policy, or around $200 per month.
  • Out of 39 vehicles in the 2015 large luxury car segment, the 760i ranks 33rd for car insurance affordability.

How much does BMW 760i insurance cost?

Ranked 33rd out of 39 vehicles in the large luxury car class, BMW 760i insurance costs on average $2,398 annually for full coverage, or $200 monthly. With the average large luxury car costing $2,069 a year to insure, the BMW 760i could cost around $329 or more every 12 months.

The bar chart below illustrates average car insurance rates for a 2015 BMW 760i using an assortment of different driver ages and risk profiles.

Figure 1: Average 2015 BMW 760i insurance premiums for different driver ages and risk scenarios. Rates updated on February 26, 2024.

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Data Methodology: Average rates are for a 2015 model year BMW 760i with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all BMW 760i trim levels.

BMW 760i Insurance Cost Summary
2015 BMW 760i Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,510$459
Safe Driver Age 20$4,846$404
At-fault Accidents Age 40$3,374$281
Low Deductibles Age 40$3,220$268
Safe Driver Age 30$2,570$214
Safe Driver Age 40$2,398$200
Safe Driver Age 50$2,108$176
Discount Rate Age 40$1,990$166
Safe Driver Age 60$1,978$165
High Deductibles Age 40$1,978$165

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2015 BMW 760i trim levels. Updated February 26, 2024

The data table below details average BMW 760i insurance rates from the 2013 to 2015 model years.

BMW 760i Insurance Cost for 2013-2024 Models
Model Year and Vehicle Annual Premium Cost Per Month
2024 BMW 760i$3,244$270
2023 BMW 760i$3,124$260
2015 BMW 760i$2,398$200
2014 BMW 760i$2,224$185
2013 BMW 760i$2,110$176

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all BMW 760i trim levels for each model year. Updated February 23, 2024

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BMW 760i Insurance Cost by Model Year

How does BMW 760i car insurance cost rank?

The BMW 760i ranks 33rd out of 39 comparison vehicles in the large luxury car class for car insurance affordability. The 760i costs an estimated $2,398 per year for full coverage insurance and the class average insurance cost is $2,069 per year, a difference of $329 per year.

When insurance prices are compared to other large luxury cars, the BMW 760i costs $880 more per year than the Audi A5, $308 more than the Mercedes-Benz S550, and $514 more than the BMW 740i.

The next chart shows how insurance rates for a BMW 760i compare to the top 10 most popular large luxury cars like the Cadillac XTS, Lexus LS 460, and the Porsche Panamera. In addition to the chart, we also included a table showing car insurance affordability rankings for all 39 models in the 2015 large luxury car class.

Figure 2: Average 2015 BMW 760i car insurance premium compared to other large luxury car models. Rates updated on February 23, 2024.

Data Methodology: Average rates are for a 2015 model year BMW 760i. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all BMW 760i trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Insurance Cost Comparison: BMW 760i vs Top 10 Large Luxury Cars
BMW 760i Insurance Cost Compared to All Large Luxury Cars
Rank Make and Model Annual Premium Difference
1Cadillac CTS$1,338-$1,060
2Cadillac XTS$1,482-$916
3Audi A5$1,518-$880
4Lincoln MKS$1,518-$880
5Infiniti Q60$1,564-$834
6Acura RLX$1,684-$714
7Lexus GS 450$1,698-$700
8Infiniti Q70L$1,712-$686
9Infiniti Q70$1,722-$676
10Lexus LS 460$1,738-$660
11Kia K900$1,740-$658
12Cadillac CTS-V$1,764-$634
13Mercedes-Benz CLS550$1,810-$588
14Mercedes-Benz C63 AMG$1,828-$570
15Hyundai Equus$1,838-$560
16BMW 740i$1,884-$514
17BMW 650i$1,930-$468
18Maserati Ghibli$1,950-$448
19Jaguar XJ$1,990-$408
20BMW 750i$2,012-$386
21Jaguar XJ Super$2,014-$384
22Mercedes-Benz E63 AMG$2,058-$340
23Mercedes-Benz S550$2,090-$308
24BMW 750xi$2,110-$288
25Mercedes-Benz CLS63 AMG$2,134-$264
26Audi RS 7$2,156-$242
27Lexus LS 600H$2,192-$206
28BMW Alpina B6$2,204-$194
29Audi A8$2,220-$178
30Audi S8$2,228-$170
31Porsche Panamera$2,270-$128
32Maserati Quattroporte$2,386-$12
33BMW 760i$2,398--
34Mercedes-Benz S63 AMG$2,504$106
35Mercedes-Benz S600$2,590$192
36Bentley Continental$2,914$516
37Mercedes-Benz S65 AMG$2,964$566
38Mercedes-Benz S65$3,038$640
39Bentley Mulsanne$3,518$1,120

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2015 model year. Updated February 23, 2024