Learn How to Pay Less for Lexus LS 500 Insurance in 2023

How much does car insurance for a Lexus LS 500 cost? We analyze auto insurance rates from the base LS 500 Sedan to the F Sport trim to find out how average prices compare to the large luxury car segment.

Start a Free QuoteCompare Lexus LS 500 car insurance quotes and save on your next policy.

Stylized illustration of a Lexus LS 500
  • Lexus LS 500 car insurance costs $2,366 per year (about $197 per month) for a full coverage policy, depending on the trim level.
  • The cheapest trim level of Lexus LS 500 to insure is the base RWD model at $2,318 per year, or about $193 per month.
  • Out of 26 other large luxury cars, the LS 500 ranks third for affordable insurance cost.

How much does Lexus LS 500 insurance cost?

Lexus LS 500 car insurance costs on average $2,366 a year for full coverage, or about $197 a month. Drivers can plan on paying about $431 less each year for Lexus LS 500 insurance compared to similar vehicles, and $638 more per year than the $1,728 national average.

The price summary chart below details how Lexus LS 500 car insurance costs can differ with changes in driver age and coverage deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 Lexus LS 500 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Lexus LS 500 trim levels.Data last updated on August 12, 2023
Lexus LS 500 Car Insurance Rates
2023 Lexus LS 500 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,920$327
$500$4,712$393
$250$5,550$463
30$1,000$2,066$172
$500$2,508$209
$250$2,968$247
40$1,000$1,960$163
$500$2,366$197
$250$2,786$232
50$1,000$1,788$149
$500$2,152$179
$250$2,532$211
60$1,000$1,754$146
$500$2,112$176
$250$2,486$207

The rate table below displays the estimated yearly and semi-annual policy costs, in addition to a monthly budget amount, for each Lexus LS 500 trim level.

2023 Lexus LS 500 Insurance Cost by Trim Level
Lexus LS 500 Trim Level Annual Policy Six-Month Policy Per Month
Base RWD$2,318$1,159$193
Base AWD$2,366$1,183$197
F Sport RWD$2,366$1,183$197
F Sport AWD$2,410$1,205$201

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Lexus LS 500, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Lexus LS 500 Insurance Cost by Trim Level

The data table below illustrates average Lexus LS 500 car insurance policy premiums from the 2018 to the 2023 model years and for various driver ages.

Lexus LS 500 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Lexus LS 500$4,712$2,366$2,112
2022 Lexus LS 500$4,544$2,282$2,034
2021 Lexus LS 500$4,708$2,358$2,104
2020 Lexus LS 500$4,640$2,322$2,072
2019 Lexus LS 500$4,284$2,140$1,912
2018 Lexus LS 500$3,822$1,910$1,710

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
Lexus LS 500 Insurance Cost by Model Year

How do Lexus LS 500 insurance rates compare?

When compared side-by-side to some other models in the large luxury car category, car insurance prices for a Lexus LS 500 cost $336 more per year than the Audi A5, $506 less than the BMW 740i, and $656 less than the Porsche Panamera.

The Lexus LS 500 ranks third out of 26 comparison vehicles in the large luxury car category for auto insurance affordability. The LS 500 costs an average of $2,366 per year for an auto insurance policy with full coverage and the segment average auto insurance cost is $2,797 annually, a difference of $431 per year.

The chart displayed below shows how Lexus LS 500 car insurance cost compares to the best-selling large luxury cars like the Infiniti Q60, Audi A8, and the Genesis G90. A table with more comprehensive data is also included following the chart showing insurance cost rankings for the entire large luxury car category.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Lexus LS 500, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Lexus LS 500 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Lexus LS 500 vs Top 10 Large Luxury Cars Insurance Rate Comparison
Lexus LS 500 Insurance Cost Compared to All Large Luxury Cars
Rank Make/Model Insurance Cost Difference
1Audi A5$2,030-$336
2Volvo S90$2,290-$76
3Lexus LS 500$2,366--
4Mercedes-Benz AMG E53$2,378$12
5Genesis G90$2,394$28
6BMW i7$2,410$44
7Mercedes-Benz AMG GT43$2,432$66
8Lexus LS 500h$2,512$146
9BMW 840i$2,582$216
10Mercedes-Benz EQS 450$2,640$274
11Infiniti Q60$2,654$288
12Mercedes-Benz S500$2,666$300
13Audi RS 7$2,726$360
14Mercedes-Benz EQS 580$2,736$370
15BMW 740i$2,872$506
16BMW M850i$2,908$542
17Mercedes-Benz AMG EQS$2,928$562
18Audi A8$2,964$598
19Audi S8$2,982$616
20Porsche Panamera$3,022$656
21BMW 760i$3,056$690
22Mercedes-Benz S580$3,126$760
23BMW Alpina B8$3,320$954
24BMW M760i$3,426$1,060
25Mercedes-Benz Maybach S580$3,530$1,164
26Mercedes-Benz Maybach S680$3,764$1,398