Fiat 500 Insurance Costs for 2025: Rates and Trends

• Fiat 500 insurance costs an average of $1,598 per year or around $133 per month, depending on the trim level.
• The 500 Pop Hatchback trim level is the cheapest to insure at around $1,486 per year, or $124 per month.
• The model with the most expensive insurance is the Abarth Convertible at $1,706 per year, or around $142 per month.
• When compared to other small cars, the Fiat 500 is one of the cheaper small cars to insure, costing $306 less per year on average.

How much does Fiat 500 insurance cost?

Fiat 500 car insurance costs on average $1,598 a year, or $133 on a monthly basis. You can expect to pay about $306 less annually to insure a Fiat 500 compared to the average rate for small cars, and $678 less per year than the $2,276 average for all vehicles.

The chart below shows average car insurance cost on a 2019 Fiat 500 for a range of different policy situations.

In order to help you understand the full scope of insurance rates, consider that choosing a liability-only policy in the cheapest areas of Vermont or Indiana can be as low as $244 a year, while a 16-year-old driver with an accident and a violation in some zip codes in New Orleans, LA, could be footing the bill for $12,315 a year for full coverage.

What is the cheapest Fiat 500 car insurance?

The cheapest model of Fiat 500 to insure is the Pop Hatchback at an estimated $1,486 per year, or about $124 per month. The second cheapest trim is the Lounge Hatchback at $1,568 per year, and the third cheapest model to insure is the Pop Convertible at $1,584 per year.

On the opposite end of the cost spectrum, the three most expensive 500 trim levels to insure are the Fiat 500 Lounge Convertible, the Abarth Hatchback, and the Abarth Convertible trim levels at an estimated $1,612,  $1,638, and $1,706 per year, respectively.

The rate table below details average car insurance cost for each Fiat 500 trim level.

Where does Fiat 500 car insurance cost rank?

The Fiat 500 ranks fourth out of 33 comparison vehicles in the small car category for car insurance affordability. The 500 costs an average of $1,598 per year to insure, while the class average cost is $1,904 per year, a difference of $306 per year.

When compared to the most popular models in the small car segment, insurance for a Fiat 500 costs $258 less per year than the Honda Civic, $8 more than the Toyota Corolla, $290 less than the Nissan Sentra, and $550 less than the Hyundai Elantra.

The chart below shows how well average Fiat 500 insurance rates rank when compared to the top 10 selling small cars in America for 2019. A larger table showing average car insurance rates for the entire 33 vehicle small car segment is included following the chart.