- Volkswagen E-Golf insurance costs an average of $1,742 per year, or around $145 per month for full coverage.
- The E-Golf SE Hatchback trim level is the cheapest to insure at around $1,688 per year, while the SEL Premium Hatchback costs an average of $1,798 per year.
- Ranked 31st out of 33 other models in the 2019 small car class, car insurance rates for the Volkswagen E-Golf cost $236 more per year than the average cost for the segment.
How much does Volkswagen E-Golf car insurance cost?
Ranked 31st out of 33 vehicles in the compact car segment, Volkswagen E-Golf insurance cost averages $1,742 annually, or around $145 each month. With the average small car costing $1,506 a year to insure, the Volkswagen E-Golf could cost $236 or more each year.
The price summary chart below details how average VW E-Golf car insurance cost can differ based on the age of the rated driver and physical damage deductibles. Insurance rate averages vary from as low as $1,254 per year for a driver age 60 with $1,000 comprehensive and collision deductibles to the highest price of $4,046 each year for a 20-year-old driver with $250 physical damage deductibles.
The next table shows average car insurance rates for annual and semi-annual policy terms, including a monthly budget amount, for each 2019 Volkswagen E-Golf model package and trim level.
2019 Volkswagen E-Golf Trim Level | Annual Premium | Cost Per Month |
---|---|---|
SE Hatchback | $1,688 | $141 |
SEL Premium Hatchback | $1,798 | $150 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 23, 2024
The next table breaks down average full coverage auto insurance rates for a VW E-Golf from the 2015 to the 2019 model years and for various driver ages.
Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
---|---|---|---|
2019 Volkswagen E-Golf | $3,534 | $1,742 | $1,454 |
2018 Volkswagen E-Golf | $3,250 | $1,608 | $1,342 |
2017 Volkswagen E-Golf | $3,132 | $1,552 | $1,294 |
2016 Volkswagen E-Golf | $3,022 | $1,504 | $1,262 |
2015 Volkswagen E-Golf | $2,792 | $1,384 | $1,156 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Volkswagen E-Golf trim levels for each model year. Updated February 23, 2024
Is E-Golf insurance more expensive than other cars?
When compared side-by-side to other vehicles in the small car class, insurance prices for a Volkswagen E-Golf cost an average of $270 more per year than the Honda Civic, $484 more than the Toyota Corolla, and $252 more than the Nissan Sentra.
The Volkswagen E-Golf ranks 31st out of 33 comparison vehicles in the small car segment for insurance affordability. The E-Golf costs an average of $1,742 per year to insure for full coverage, while the category average auto insurance cost is $1,506 annually, a difference of $236 per year.
The next table shows how well Volkswagen E-Golf insurance rates compare to other compact cars like the Hyundai Elantra, Volkswagen Jetta, and the Kia Forte.
Rank | Make and Model | Annual Premium | Difference |
---|---|---|---|
1 | Ford Fiesta | $1,250 | -$492 |
2 | Honda Fit | $1,254 | -$488 |
3 | Toyota Corolla | $1,258 | -$484 |
4 | Fiat 500 | $1,264 | -$478 |
5 | Fiat 500L | $1,336 | -$406 |
6 | Chevrolet Spark | $1,348 | -$394 |
7 | Volkswagen Golf | $1,358 | -$384 |
8 | Fiat 124 Spider | $1,364 | -$378 |
9 | Toyota Yaris | $1,366 | -$376 |
10 | Hyundai Accent | $1,368 | -$374 |
11 | Smart Fortwo | $1,372 | -$370 |
12 | Subaru Impreza | $1,380 | -$362 |
13 | Mazda 3 | $1,396 | -$346 |
14 | Honda Civic | $1,472 | -$270 |
15 | Fiat 500E | $1,474 | -$268 |
16 | Nissan Sentra | $1,490 | -$252 |
17 | Nissan Versa | $1,504 | -$238 |
18 | Kia Forte | $1,508 | -$234 |
19 | Hyundai Veloster | $1,512 | -$230 |
20 | Volkswagen Beetle | $1,538 | -$204 |
21 | Toyota Prius | $1,580 | -$162 |
22 | Kia Rio | $1,584 | -$158 |
23 | Honda Clarity | $1,598 | -$144 |
24 | Chevrolet Sonic | $1,616 | -$126 |
25 | Volkswagen GTI | $1,618 | -$124 |
26 | Hyundai Ioniq | $1,634 | -$108 |
27 | Chevrolet Cruze | $1,650 | -$92 |
28 | Chevrolet Volt | $1,664 | -$78 |
29 | Hyundai Elantra | $1,698 | -$44 |
30 | Volkswagen Jetta | $1,736 | -$6 |
31 | Volkswagen E-Golf | $1,742 | -- |
32 | Toyota 86 | $1,836 | $94 |
33 | Toyota Mirai | $1,928 | $186 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2019 model year. Updated February 23, 2024