Insurance on a Volkswagen E-Golf: How Much You Can Expect to Pay

How much does VW E-Golf insurance cost? We break down rates from the base E-Golf SE to the SEL Premium model to find out how insurance prices stack up against other compact cars.

Start a Free QuoteCompare Volkswagen E-Golf car insurance quotes and save on your next policy.

  • Volkswagen E-Golf insurance costs an average of $1,742 per year, or around $145 per month for full coverage.
  • The E-Golf SE Hatchback trim level is the cheapest to insure at around $1,688 per year, while the SEL Premium Hatchback costs an average of $1,798 per year.
  • Ranked 31st out of 33 other models in the 2019 small car class, car insurance rates for the Volkswagen E-Golf cost $236 more per year than the average cost for the segment.

How much does Volkswagen E-Golf car insurance cost?

Ranked 31st out of 33 vehicles in the compact car segment, Volkswagen E-Golf insurance cost averages $1,742 annually, or around $145 each month. With the average small car costing $1,506 a year to insure, the Volkswagen E-Golf could  cost $236 or more each year.

The price summary chart below details how average VW E-Golf car insurance cost can differ based on the age of the rated driver and physical damage deductibles. Insurance rate averages vary from as low as $1,254 per year for a driver age 60 with $1,000 comprehensive and collision deductibles to the highest price of $4,046 each year for a 20-year-old driver with $250 physical damage deductibles.

Figure 1: Average 2019 Volkswagen E-Golf car insurance premiums for different driver ages and policy deductibles. Rates updated on February 23, 2024.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on a 2019 model year Volkswagen E-Golf. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

Volkswagen E-Golf Car Insurance Rates
2019 Volkswagen E-Golf Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$3,048$254
$500$3,534$295
$250$4,046$337
30-Year-Old$1,000$1,582$132
$500$1,852$154
$250$2,134$178
40-Year-Old$1,000$1,494$125
$500$1,742$145
$250$2,002$167
50-Year-Old$1,000$1,342$112
$500$1,556$130
$250$1,780$148
60-Year-Old$1,000$1,254$105
$500$1,454$121
$250$1,664$139

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2019 Volkswagen E-Golf. Updated February 23, 2024

The next table shows average car insurance rates for annual and semi-annual policy terms, including a monthly budget amount, for each 2019 Volkswagen E-Golf model package and trim level.

2019 Volkswagen E-Golf Insurance Rates by Trim Level
2019 Volkswagen E-Golf Trim Level Annual Premium Cost Per Month
SE Hatchback$1,688$141
SEL Premium Hatchback$1,798$150

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 23, 2024

Volkswagen E-Golf Insurance Cost by Trim Level

The next table breaks down average full coverage auto insurance rates for a VW E-Golf from the 2015 to the 2019 model years and for various driver ages.

Volkswagen E-Golf Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2019 Volkswagen E-Golf$3,534$1,742$1,454
2018 Volkswagen E-Golf$3,250$1,608$1,342
2017 Volkswagen E-Golf$3,132$1,552$1,294
2016 Volkswagen E-Golf$3,022$1,504$1,262
2015 Volkswagen E-Golf$2,792$1,384$1,156

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Volkswagen E-Golf trim levels for each model year. Updated February 23, 2024

Volkswagen E-Golf Insurance Cost by Model Year

Is E-Golf insurance more expensive than other cars?

When compared side-by-side to other vehicles in the small car class, insurance prices for a Volkswagen E-Golf cost an average of $270 more per year than the Honda Civic, $484 more than the Toyota Corolla, and $252 more than the Nissan Sentra.

The Volkswagen E-Golf ranks 31st out of 33 comparison vehicles in the small car segment for insurance affordability. The E-Golf costs an average of $1,742 per year to insure for full coverage, while the category average auto insurance cost is $1,506 annually, a difference of $236 per year.

The next table shows how well Volkswagen E-Golf insurance rates compare to other compact cars like the Hyundai Elantra, Volkswagen Jetta, and the Kia Forte.

Insurance Cost Comparison: Volkswagen E-Golf vs Small Cars
Rank Make and Model Annual Premium Difference
1Ford Fiesta$1,250-$492
2Honda Fit$1,254-$488
3Toyota Corolla$1,258-$484
4Fiat 500$1,264-$478
5Fiat 500L$1,336-$406
6Chevrolet Spark$1,348-$394
7Volkswagen Golf$1,358-$384
8Fiat 124 Spider$1,364-$378
9Toyota Yaris$1,366-$376
10Hyundai Accent$1,368-$374
11Smart Fortwo$1,372-$370
12Subaru Impreza$1,380-$362
13Mazda 3$1,396-$346
14Honda Civic$1,472-$270
15Fiat 500E$1,474-$268
16Nissan Sentra$1,490-$252
17Nissan Versa$1,504-$238
18Kia Forte$1,508-$234
19Hyundai Veloster$1,512-$230
20Volkswagen Beetle$1,538-$204
21Toyota Prius$1,580-$162
22Kia Rio$1,584-$158
23Honda Clarity$1,598-$144
24Chevrolet Sonic$1,616-$126
25Volkswagen GTI$1,618-$124
26Hyundai Ioniq$1,634-$108
27Chevrolet Cruze$1,650-$92
28Chevrolet Volt$1,664-$78
29Hyundai Elantra$1,698-$44
30Volkswagen Jetta$1,736-$6
31Volkswagen E-Golf$1,742--
32Toyota 86$1,836$94
33Toyota Mirai$1,928$186

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2019 model year. Updated February 23, 2024

Insurance Cost Comparison: Volkswagen E-Golf vs Small Cars