Toyota 86 Insurance Cost [2023 Rates + Comparisons]

How much does Toyota 86 insurance cost? We ran rates from the GT Coupe up to the TRD Handling Coupe to see how prices compare to the competition.

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How much does Toyota 86 car insurance cost?

Average Toyota 86 car insurance rates cost $1,920 per year, which is right around $160 per month. Collision insurance will cost about $824 a year, comprehensive costs about $438, and the remaining liability and medical (or PIP) coverage will cost approximately $658.

The chart below illustrates average car insurance rates for a 2021 Toyota 86 using variations of risk profiles and driver ages.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2021 model year Toyota 86 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Toyota 86 trim levels.Data last updated on May 5, 2023
Toyota 86 Insurance Cost Summary
2021 Toyota 86 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,376$365
Safe Driver Age 20$3,830$319
At-fault Accidents Age 40$2,720$227
Low Deductibles Age 40$2,476$206
Safe Driver Age 30$2,018$168
Safe Driver Age 40$1,920$160
Safe Driver Age 50$1,750$146
Safe Driver Age 60$1,718$143
High Deductibles Age 40$1,632$136
Discount Rate Age 40$1,592$133

Do the TRD models cost more to insure?

The two most expensive trim levels of Toyota 86 to insure are the TRD Handling Coupe at $1,960 and the GT TRD Handling Coupe at $1,946 per year. The TRD models will cost an extra $84 and $70 to insure per year, respectively, over the cheapest Coupe model.

What is the cheapest Toyota 86 car insurance?

The cheapest car insurance rates for the Toyota 86 are found on the Coupe at an estimated $1,876 per year, and the GT Coupe at $1,898 per year.

The rate table below details the average Toyota 86 car insurance rates for both annual and semi-annual policy terms, in addition to a monthly budget estimate, for each 2021 model year trim level.

2021 Toyota 86 Insurance Cost by Trim Level
Toyota 86 Trim Level Annual Policy Six-Month Policy Per Month
Coupe$1,876$938$156
GT Coupe$1,898$949$158
GT TRD Handling Coupe$1,946$973$162
TRD Handling Coupe$1,960$980$163

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2021 Toyota 86, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 5, 2023
Toyota 86 Insurance Cost by Trim Level

How does Toyota 86 car insurance cost compare?

When compared directly to the top-selling other small cars, insurance for a Toyota 86 costs $432 more per year than the Honda Civic, $574 more than the Toyota Corolla, $464 more than the Nissan Sentra, and $128 more than the Hyundai Elantra.

The Toyota 86 ranks 22nd out of 23 comparison vehicles in the small car segment for insurance affordability. The 86 costs an estimated $1,920 per year to insure for full coverage and the category average rate is $1,596 annually, a difference of $324 per year.

The table below shows how average car insurance rates on a Toyota 86 compare to the entire compact car segment. Look in the difference column to find out the difference in insurance cost for each model compared to the Toyota 86.

Insurance Cost Comparison: Toyota 86 vs Small Cars
Rank Make/Model Insurance Cost Difference
1Chevrolet Spark$1,272-$648
2Kia Rio5$1,340-$580
3Toyota Corolla$1,346-$574
4Volkswagen Golf$1,380-$540
5Subaru Impreza$1,416-$504
6Nissan Sentra$1,456-$464
7Mazda 3$1,464-$456
8Honda Civic$1,488-$432
9Kia Rio$1,506-$414
10Hyundai Accent$1,520-$400
11Kia Forte$1,532-$388
12Toyota Prius$1,612-$308
13Volkswagen GTI$1,666-$254
14Hyundai Veloster$1,670-$250
15Volkswagen Jetta$1,682-$238
16Nissan Versa$1,692-$228
17Nissan Leaf$1,696-$224
18Mitsubishi Mirage G4$1,704-$216
19Honda Clarity$1,750-$170
20Hyundai Elantra$1,792-$128
21Hyundai Ioniq$1,818-$102
22Toyota 86$1,920--
23Toyota Mirai$1,980$60

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2021 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on May 5, 2023
Insurance Cost Comparison: Toyota 86 vs Small Cars

How much is insurance on a used Toyota 86?

Used models generally tend to have cheaper insurance rates, but the Toyota 86 is very unique. Not only are the rates very similar for used models, but some years actually show a drop in cost for the newer model. The table below details average insurance policy premiums for a Toyota 86 for various driver age groups for the 2017 through 2021 model years.

Toyota 86 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2021 Toyota 86$3,830$1,920$1,718
2020 Toyota 86$3,782$1,894$1,696
2019 Toyota 86$3,574$1,800$1,610
2018 Toyota 86$3,560$1,790$1,602
2017 Toyota 86$3,516$1,770$1,586

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 5, 2023
Toyota 86 Insurance Cost by Model Year