Toyota Yaris Car Insurance Cost for 2022

How much does Toyota Yaris car insurance cost? We compared average rates for the L, LE and XLE trim levels to see how prices ranked against the rest of the compact car segment.

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How much does Toyota Yaris insurance cost?

Average Toyota Yaris insurance costs $1,264 a year for a full coverage, which is equal to about $105 a month. Collision coverage costs about $444 a year, comprehensive (or other-than-collision) coverage costs an estimated $274, and the remaining liability and medical payments insurance costs around $546.

The chart below illustrates average Toyota Yaris car insurance cost when rated with different driver ages and policy limits.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2020 model year Toyota Yaris with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Toyota Yaris trim levels.Data last updated on August 23, 2022
Toyota Yaris Insurance Cost Summary
Toyota Yaris Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$2,862$239
Safe Driver Age 20$2,506$209
At-fault Accidents Age 40$1,798$150
Low Deductibles Age 40$1,576$131
Safe Driver Age 30$1,312$109
Safe Driver Age 40$1,264$105
Safe Driver Age 50$1,154$96
Safe Driver Age 60$1,130$94
High Deductibles Age 40$1,100$92
Discount Rate Age 40$1,048$87

Expect to pay much higher rates for teen drivers on a Toyota Yaris. For example, a 16-year-old male driver with a clean driving record would pay around $4,726 a year for full coverage, while a 16-year-old female would pay about $4,170. By age 18, rates drop to around $4,046 for males and $3,504 for female drivers.

Is Toyota Yaris car insurance cheap?

With Toyota Yaris insurance rates ranging from $1,200 to $1,294 annually for the average driver, the most affordable trim level to insure is the Yaris LE Hatchback. The next cheapest trim level to insure is the XLE Sedan at $1,246 per year. On average, expect to budget a minimum of $100 per month to insure a Yaris for full coverage.

The three highest cost Yaris trim levels to insure are the Yaris XLE Hatchback, the L Sedan, and the LE Sedan trim levels at around $1,276,  $1,294, and $1,294 per year, respectively.

The rate table below shows the average auto insurance costs, in addition to a monthly budget amount, for each 2020 Toyota Yaris model and trim level.

2020 Toyota Yaris Insurance Cost by Trim Level
Toyota Yaris Trim Level Annual Policy 6-month Policy Per Month
LE Hatchback$1,200$600$100
XLE Sedan$1,246$623$104
XLE Hatchback$1,276$638$106
L Sedan$1,294$647$108
LE Sedan$1,294$647$108

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2020 Toyota Yaris, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 23, 2022
Toyota Yaris Insurance Cost by Trim Level

The Yaris vs. other compact cars: How does it rank?

The Toyota Yaris ranks #6 out of 27 comparison vehicles in the 2020 compact car segment. The Yaris costs an average of $1,264 per year for full coverage insurance and the class average cost is $1,419 annually, a difference of $155 per year.

When compared to top-selling vehicles in the small car class, Toyota Yaris car insurance costs $80 less per year than the Honda Civic, $50 more than the Toyota Corolla, $44 less than the Nissan Sentra, and $342 less than the Hyundai Elantra.

The table below shows how Toyota Yaris insurance cost compares to the all vehicles in the 2020 small car segment.

Insurance Cost Comparison: Toyota Yaris vs Small Cars
Rank Make/Model Insurance Cost Difference
1Chevrolet Spark$1,140-$124
2Honda Fit$1,186-$78
3Fiat 500L$1,196-$68
4Toyota Corolla$1,214-$50
5Volkswagen Golf$1,242-$22
6Toyota Yaris$1,264--
7Subaru Impreza$1,274$10
8Fiat 124 Spider$1,296$32
9Nissan Sentra$1,308$44
10Mazda 3$1,314$50
11Honda Civic$1,344$80
12Kia Rio$1,358$94
13Hyundai Accent$1,370$106
14Kia Forte$1,376$112
15Toyota Prius$1,452$188
16Volkswagen GTI$1,496$232
17Hyundai Veloster$1,506$242
18Volkswagen Jetta$1,512$248
19Nissan Versa$1,522$258
20Nissan Leaf$1,524$260
21Mitsubishi Mirage G4$1,536$272
22Chevrolet Sonic$1,564$300
23Honda Clarity$1,576$312
24Hyundai Elantra$1,606$342
25Hyundai Ioniq$1,634$370
26Toyota 86$1,728$464
27Toyota Mirai$1,762$498

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2020 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 23, 2022
Insurance Cost Comparison: Toyota Yaris vs Small Cars

How much does insurance cost on an older Yaris?

Opting to insure a 2013 Yaris in place of a new 2020 model year could save around $240 per year. Even opting for a gently used 2017 model could save you $94 per year.

The table below details estimated Toyota Yaris insurance cost for the 2013 to 2020 model years. Estimated policy costs range from a minimum of $1,024 for a 2013 Toyota Yaris to the most expensive yearly cost of $1,264 for a 2020 model.

Toyota Yaris Insurance Cost for 2013-2020 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2020 Toyota Yaris$1,264$632$105
2019 Toyota Yaris$1,234$617$103
2018 Toyota Yaris$1,204$602$100
2017 Toyota Yaris$1,170$585$98
2016 Toyota Yaris$1,062$531$89
2015 Toyota Yaris$1,010$505$84
2014 Toyota Yaris$1,008$504$84
2013 Toyota Yaris$1,024$512$85

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 23, 2022
Toyota Yaris Insurance Cost by Model Year

On older models, it will probably be a good financial move to delete one or both physical damage coverages from the policy. As a vehicle drops in value over time, the cost of maintaining physical damage coverage begins to outweigh the added benefit. Deleting physical damage coverage on an older Toyota Yaris may save the average driver $438 per year, depending on the policy deductibles and the driver age.