Insuring Your Fiat 500E: What You Need to Know

• Fiat 500E insurance costs an average of $1,864 per year, or around $155 per month for full coverage.
• Out of 33 models in the 2019 small car segment, the 500E ranks 15^th for auto insurance cost.

How much does Fiat 500E car insurance cost?

Ranked 15^th out of 33 vehicles in the compact car class for the 2019 model year, Fiat 500E insurance averages around $1,864 annually, or about $155 a month. With the average small car costing $1,904 a year to insure, the Fiat 500E may save around $40 or more annually.

The following rate chart displays average car insurance rates for a 2019 Fiat 500E for different driver age groups and policy risk profiles.

Other insurance rates and insights

Some additional rates are included below for different situations drivers may run into when shopping for car insurance.

• Expect to pay a lot for high-risk insurance. For a 40-year-old driver, having too many accidents or violations could end up with a rate increase of $2,258 or more per year.
• Save money by qualifying for discounts. Discounts may be available if the policyholders are good students, are claim-free, insure their home and car with the same company, are homeowners, are loyal customers, or other discounts which could save the average driver as much as $314 per year on the cost of insuring a Fiat 500E.
• Your employment could reduce your rates. Some car insurance companies offer discounts for having a job in professions like engineers, nurses, dentists, college professors, doctors, accountants, and others. Being employed in a qualifying profession could save between $56 and $207 on your annual insurance bill, subject to policy limits.
• 500E insurance rates for teenagers are high. Average rates for full coverage 500E insurance costs $6,677 per year for a 16-year-old driver, $6,453 per year for a 17-year-old driver, $5,753 per year for an 18-year-old driver, and $5,248 per year for a 19-year-old driver.
• Older drivers tend to pay less than younger drivers. The difference in 500E insurance cost between a 50-year-old driver ($1,658 per year) and a 20-year-old driver ($3,744 per year) is $2,086, or a savings of 77.2%.
• Driver age and gender matter. For a 2019 Fiat 500E, a 20-year-old man will have an average rate of $3,744 per year, while a 20-year-old female driver pays an average of $2,692, a difference of $1,052 per year. The females get the cheaper rate by far. But by age 50, the cost for men is $1,658 and rates for female drivers are $1,612, a difference of only $46.

How well do Fiat 500E insurance rates rank?

The Fiat 500E ranks 15^th out of 33 total comparison vehicles in the small car segment for most affordable car insurance prices. Insurance rates for a 2019 500E cost an average of $1,864 per year for an auto insurance policy with full coverage and the category average auto insurance cost is $1,904 annually, a difference of $40 per year.

When compared side-by-side to other small cars, insurance prices for a Fiat 500E cost $8 more per year than the Honda Civic, $274 more than the Toyota Corolla, and $24 less than the Nissan Sentra.

The table displayed below shows how the 500E compares to other compact cars like the Hyundai Elantra, Volkswagen Jetta, and the Kia Forte for the 2019 model year.