Insuring Your Fiat 500E: What You Need to Know

How much does car insurance for a Fiat 500E cost? We break down average rates for the battery-powered hatchback to see how well 500e insurance prices rank against all other compact cars.

Start a Free QuoteCompare Fiat 500E car insurance quotes and save on your next policy.

  • Fiat 500E insurance costs an average of $1,822 per year, or around $152 per month for full coverage.
  • Out of 33 models in the 2019 small car segment, the 500E ranks 15th for auto insurance cost.

How much does Fiat 500E car insurance cost?

Ranked 15th out of 33 vehicles in the compact car class for the 2019 model year, Fiat 500E insurance averages around $1,822 annually, or about $152 a month. With the average small car costing $1,859 a year to insure, the Fiat 500E may save around $37 or more annually.

The following rate chart displays average car insurance rates for a 2019 Fiat 500E for different driver age groups and policy risk profiles.

Average 2019 Fiat 500E insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2019 Fiat 500E insurance premiums for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for a 2019 model year Fiat 500E with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Fiat 500E trim levels.

2019 Fiat 500E Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,174$348
Safe Driver Age 20$3,658$305
At-fault Accidents Age 40$2,578$215
Low Deductibles Age 40$2,360$197
Safe Driver Age 30$1,938$162
Safe Driver Age 40$1,822$152
Safe Driver Age 50$1,618$135
High Deductibles Age 40$1,542$129
Safe Driver Age 60$1,514$126
Discount Rate Age 40$1,514$126

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2019 Fiat 500E trim levels. Updated June 27, 2025

Other insurance rates and insights

Some additional rates are included below for different situations drivers may run into when shopping for car insurance.

  • Expect to pay a lot for high-risk insurance. For a 40-year-old driver, having too many accidents or violations could end up with a rate increase of $2,200 or more per year.
  • Save money by qualifying for discounts. Discounts may be available if the policyholders are good students, are claim-free, insure their home and car with the same company, are homeowners, are loyal customers, or other discounts which could save the average driver as much as $308 per year on the cost of insuring a Fiat 500E.
  • Your employment could reduce your rates. Some car insurance companies offer discounts for having a job in professions like engineers, nurses, dentists, college professors, doctors, accountants, and others. Being employed in a qualifying profession could save between $55 and $202 on your annual insurance bill, subject to policy limits.
  • 500E insurance rates for teenagers are high. Average rates for full coverage 500E insurance costs $6,517 per year for a 16-year-old driver, $6,295 per year for a 17-year-old driver, $5,614 per year for an 18-year-old driver, and $5,121 per year for a 19-year-old driver.
  • Older drivers tend to pay less than younger drivers. The difference in 500E insurance cost between a 50-year-old driver ($1,618 per year) and a 20-year-old driver ($3,658 per year) is $2,040, or a savings of 77.3%.
  • Driver age and gender matter. For a 2019 Fiat 500E, a 20-year-old man will have an average rate of $3,658 per year, while a 20-year-old female driver pays an average of $2,628, a difference of $1,030 per year. The females get the cheaper rate by far. But by age 50, the cost for men is $1,618 and rates for female drivers are $1,574, a difference of only $44.

How well do Fiat 500E insurance rates rank?

The Fiat 500E ranks 15th out of 33 total comparison vehicles in the small car segment for most affordable car insurance prices. Insurance rates for a 2019 500E cost an average of $1,822 per year for an auto insurance policy with full coverage and the category average auto insurance cost is $1,859 annually, a difference of $37 per year.

When compared side-by-side to other small cars, insurance prices for a Fiat 500E cost $10 more per year than the Honda Civic, $270 more than the Toyota Corolla, and $20 less than the Nissan Sentra.

The table displayed below shows how the 500E compares to other compact cars like the Hyundai Elantra, Volkswagen Jetta, and the Kia Forte for the 2019 model year.

Insurance Cost Comparison: Fiat 500E vs Small Cars
Rank Make and Model Annual Premium Difference
1Ford Fiesta$1,546-$276
2Honda Fit$1,548-$274
3Toyota Corolla$1,552-$270
4Fiat 500$1,560-$262
5Fiat 500L$1,650-$172
6Chevrolet Spark$1,664-$158
7Volkswagen Golf$1,678-$144
8Fiat 124 Spider$1,688-$134
9Hyundai Accent$1,690-$132
10Toyota Yaris$1,694-$128
11Smart Fortwo$1,700-$122
12Subaru Impreza$1,704-$118
13Mazda 3$1,724-$98
14Honda Civic$1,812-$10
15Fiat 500E$1,822--
16Nissan Sentra$1,842$20
17Nissan Versa$1,852$30
18Kia Forte$1,862$40
19Hyundai Veloster$1,868$46
20Volkswagen Beetle$1,900$78
21Kia Rio$1,934$112
22Toyota Prius$1,950$128
23Honda Clarity$1,972$150
24Chevrolet Sonic$1,994$172
25Volkswagen GTI$2,000$178
26Hyundai Ioniq$2,016$194
27Chevrolet Cruze$2,036$214
28Chevrolet Volt$2,056$234
29Hyundai Elantra$2,096$274
30Volkswagen Jetta$2,144$322
31Volkswagen E-Golf$2,154$332
32Toyota 86$2,270$448
33Toyota Mirai$2,378$556

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2019 model year. Updated June 26, 2025

At $1,822 per year, insurance cost for a 2019 Fiat 500E ranks 15th out of 33 models in the small car segment
At $1,822 per year, insurance cost for a 2019 Fiat 500E ranks 15th out of 33 models in the small car segment