- Lexus LC 500 insurance rates average $2,500 per year or around $208 per month, depending on the trim level.
- Drivers can find the cheapest insurance on the LC 500 Coupe trim level at $2,488 per year.
- The LC 500 Performance Coupe is the most expensive to insure at $2,534 per year.
- When compared to the entire sports car segment, the LC 500 ranks in the bottom half at #13 out of 18 total comparison vehicles.
How much does Lexus LC 500 insurance cost?
Lexus LC 500 insurance costs an average of $2,500 a year for full coverage, or around $208 each month. Expect to pay about $288 more annually for LC 500 car insurance compared to the sports cars average rate, and $977 more per year than the $1,523 national average.
Average Lexus LC 500 insurance cost per month ranges from $207 to $211 depending on the trim level. This amount can vary considerably depending on where you live, however.
The following chart shows average car insurance cost for a 2021 Lexus LC 500 using different policy scenarios.
The following table shows average insurance rates for the LC 500 for the 2018 through 2021 model years. Rates are for full coverage and are averaged for rated drivers age 20 through 60.
| Model Year | Driver Age 20 | Driver Age 30 | Driver Age 40 | Driver Age 50 | Driver Age 60 |
|---|---|---|---|---|---|
| 2021 | $4,988 | $2,658 | $2,500 | $2,270 | $2,230 |
| 2020 | $4,860 | $2,582 | $2,432 | $2,212 | $2,172 |
| 2019 | $4,410 | $2,346 | $2,204 | $2,006 | $1,974 |
| 2018 | $4,182 | $2,226 | $2,092 | $1,900 | $1,868 |
What is the cheapest Lexus LC 500 insurance?
With Lexus LC 500 insurance cost ranging from $2,488 to $2,534 annually for the average driver, the cheapest model to insure is the base Coupe. The second cheapest model to insure is the Sport Coupe at $2,488 per year. On average, expect to budget a minimum of $207 per month for full coverage LC 500 insurance.
The two most expensive LC 500 models to insure are the Touring Coupe and the Performance Coupe trim levels at an average of $2,488 and $2,534 per year, respectively.
The table below details average auto insurance cost for different policy terms for each Lexus LC 500 package and trim.
| Lexus LC 500 Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| Coupe | $2,488 | $1,244 | $207 |
| Sport Coupe | $2,488 | $1,244 | $207 |
| Touring Coupe | $2,488 | $1,244 | $207 |
| Performance Coupe | $2,534 | $1,267 | $211 |
Is Lexus LC 500 car insurance expensive?
The Lexus LC 500 ranks #13 out of 18 total comparison vehicles in the 2021 sports car segment. The LC 500 costs an average of $2,500 per year for insurance and the category average is $2,212 annually, a difference of $288 per year.
When comparing LC 500 car insurance rates directly to top-selling sports cars, the Lexus costs $802 more per year than the Ford Mustang, $420 more than the Dodge Challenger, $496 more than the Chevrolet Camaro, and $700 more than the Subaru WRX.
The table below shows how well LC 500 car insurance rates fare against other sports car models for the 2021 model year.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Mazda MX-5 Miata | $1,388 | -$1,112 |
| 2 | Ford Mustang | $1,698 | -$802 |
| 3 | Audi TT | $1,708 | -$792 |
| 4 | Subaru WRX | $1,800 | -$700 |
| 5 | Toyota Supra | $1,812 | -$688 |
| 6 | Porsche 718 | $1,876 | -$624 |
| 7 | Nissan 370Z | $1,892 | -$608 |
| 8 | Chevrolet Corvette | $1,946 | -$554 |
| 9 | Subaru BRZ | $1,984 | -$516 |
| 10 | Chevrolet Camaro | $2,004 | -$496 |
| 11 | Dodge Challenger | $2,080 | -$420 |
| 12 | Jaguar F-Type | $2,336 | -$164 |
| 13 | Lexus LC 500 | $2,500 | -- |
| 14 | Porsche 911 | $2,592 | $92 |
| 15 | BMW i8 | $2,826 | $326 |
| 16 | Acura NSX | $2,940 | $440 |
| 17 | Audi R8 | $3,170 | $670 |
| 18 | Nissan GT-R | $3,272 | $772 |
