Lexus LC 500 Car Insurance Rates for 2022

How much does Lexus LC 500 insurance cost? We analyze rates from the base coupe up to the Performance model to see how prices compare to other sports cars.

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How much does Lexus LC 500 insurance cost?

Lexus LC 500 insurance costs an average of $2,514 a year for full coverage, or around $210 each month. Expect to pay about $362 more annually for LC 500 car insurance compared to the sports cars average rate, and $947 more per year than the $1,567 national average.

Average Lexus LC 500 insurance cost per month ranges from $203 to $218 depending on the trim level. This amount can vary considerably depending on where you live, however.

The following chart shows average car insurance cost for a 2022 Lexus LC 500 using different policy scenarios.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Lexus LC 500 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Lexus LC 500 trim levels.Data last updated on December 5, 2022
Lexus LC 500 Insurance Cost Summary
Lexus LC 500 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$5,696$475
Safe Driver Age 20$4,990$416
At-fault Accidents Age 40$3,516$293
Low Deductibles Age 40$3,364$280
Safe Driver Age 30$2,670$223
Safe Driver Age 40$2,514$210
Safe Driver Age 50$2,282$190
Safe Driver Age 60$2,242$187
Discount Rate Age 40$2,086$174
High Deductibles Age 40$2,076$173

The following table shows average insurance rates for the LC 500 for the 2018 through 2022 model years. Rates are for full coverage and are averaged for rated drivers age 20 through 60.

Lexus LC 500 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2022 Lexus LC 500$4,990$2,514$2,242
2021 Lexus LC 500$4,732$2,378$2,124
2020 Lexus LC 500$4,636$2,330$2,078
2019 Lexus LC 500$4,216$2,116$1,890
2018 Lexus LC 500$4,086$2,046$1,828

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 5, 2022
Lexus LC 500 Insurance Rates by Model Year

What is the cheapest Lexus LC 500 insurance?

With Lexus LC 500 insurance cost ranging from $2,432 to $2,610 annually for the average driver, the cheapest model to insure is the base Coupe. The second cheapest model to insure is the Coupe Touring at $2,466 per year. On average, expect to budget a minimum of $203 per month for full coverage LC 500 insurance.

The two most expensive LC 500 models to insure are the Coupe Dynamic Handling and the Convertible Touring trim levels at an average of $2,548 and $2,610 per year, respectively.

The table below details average auto insurance cost for different policy terms for each Lexus LC 500 package and trim.

2022 Lexus LC 500 Insurance Cost by Trim Level
Lexus LC 500 Trim Level Annual Policy 6-month Policy Per Month
Coupe$2,432$1,216$203
Coupe Touring$2,466$1,233$206
Coupe Sport$2,496$1,248$208
Convertible$2,530$1,265$211
Coupe Dynamic Handling$2,548$1,274$212
Convertible Touring$2,610$1,305$218

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Lexus LC 500, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 5, 2022
Lexus LC 500 Insurance Cost by Trim Level

Is Lexus LC 500 car insurance expensive?

The Lexus LC 500 ranks #20 out of 23 total comparison vehicles in the 2022 sports car segment. The LC 500 costs an average of $2,514 per year for insurance and the category average is $2,152 annually, a difference of $362 per year.

When comparing LC 500 car insurance rates directly to top-selling sports cars, the Lexus costs $906 more per year than the Ford Mustang, $344 more than the Dodge Challenger, $402 more than the Chevrolet Camaro, and $780 more than the Subaru WRX.

The table below shows how well LC 500 car insurance rates fare against other sports car models for the 2022 model year.

Insurance Cost Comparison: Lexus LC 500 vs Sports Cars
Rank Make/Model Insurance Cost Difference
1Mazda MX-5 Miata$1,322-$1,192
2Ford Mustang$1,608-$906
3BMW Z4$1,642-$872
4Subaru WRX$1,734-$780
5Toyota GR86$1,776-$738
6Toyota GR Supra$1,818-$696
7Audi TT$1,856-$658
8Subaru BRZ$1,916-$598
9Chevrolet Corvette$1,922-$592
10BMW M3$1,974-$540
11Porsche 718$2,064-$450
12Chevrolet Camaro$2,112-$402
13Lexus RC F$2,162-$352
14Dodge Challenger$2,170-$344
15Mercedes-Benz AMG GT53$2,202-$312
16Jaguar F-Type$2,304-$210
17Porsche Taycan$2,366-$148
18Porsche 911$2,426-$88
19BMW M4$2,428-$86
20Lexus LC 500$2,514--
21Acura NSX$2,948$434
22Audi R8$3,078$564
23Nissan GT-R$3,154$640

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 5, 2022
Insurance Cost Comparison: Lexus LC 500 vs Sports Cars