- Lexus LC 500 insurance rates average $2,514 per year or around $210 per month, depending on the trim level.
- Drivers can find the cheapest insurance on the LC 500 Coupe trim level at $2,432 per year.
- The LC 500 Convertible Touring is the most expensive to insure at $2,610 per year.
- When compared to the entire sports car segment, the LC 500 ranks in the bottom half at #20 out of 23 total comparison vehicles.
How much does Lexus LC 500 insurance cost?
Lexus LC 500 insurance costs an average of $2,514 a year for full coverage, or around $210 each month. Expect to pay about $362 more annually for LC 500 car insurance compared to the sports cars average rate, and $947 more per year than the $1,567 national average.
Average Lexus LC 500 insurance cost per month ranges from $203 to $218 depending on the trim level. This amount can vary considerably depending on where you live, however.
The following chart shows average car insurance cost for a 2022 Lexus LC 500 using different policy scenarios.
The following table shows average insurance rates for the LC 500 for the 2018 through 2022 model years. Rates are for full coverage and are averaged for rated drivers age 20 through 60.
| Model Year | Driver Age 20 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| 2022 | $4,990 | $2,670 | $2,514 | $2,282 | $2,242 |
| 2021 | $4,732 | $2,524 | $2,378 | $2,160 | $2,124 |
| 2020 | $4,636 | $2,466 | $2,330 | $2,114 | $2,078 |
| 2019 | $4,216 | $2,250 | $2,116 | $1,924 | $1,890 |
| 2018 | $4,086 | $2,172 | $2,046 | $1,860 | $1,828 |
What is the cheapest Lexus LC 500 insurance?
With Lexus LC 500 insurance cost ranging from $2,432 to $2,610 annually for the average driver, the cheapest model to insure is the base Coupe. The second cheapest model to insure is the Coupe Touring at $2,466 per year. On average, expect to budget a minimum of $203 per month for full coverage LC 500 insurance.
The two most expensive LC 500 models to insure are the Coupe Dynamic Handling and the Convertible Touring trim levels at an average of $2,548 and $2,610 per year, respectively.
The table below details average auto insurance cost for different policy terms for each Lexus LC 500 package and trim.
| Lexus LC 500 Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| Coupe | $2,432 | $1,216 | $203 |
| Coupe Touring | $2,466 | $1,233 | $206 |
| Coupe Sport | $2,496 | $1,248 | $208 |
| Convertible | $2,530 | $1,265 | $211 |
| Coupe Dynamic Handling | $2,548 | $1,274 | $212 |
| Convertible Touring | $2,610 | $1,305 | $218 |
Is Lexus LC 500 car insurance expensive?
The Lexus LC 500 ranks #20 out of 23 total comparison vehicles in the 2022 sports car segment. The LC 500 costs an average of $2,514 per year for insurance and the category average is $2,152 annually, a difference of $362 per year.
When comparing LC 500 car insurance rates directly to top-selling sports cars, the Lexus costs $906 more per year than the Ford Mustang, $344 more than the Dodge Challenger, $402 more than the Chevrolet Camaro, and $780 more than the Subaru WRX.
The table below shows how well LC 500 car insurance rates fare against other sports car models for the 2022 model year.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Mazda MX-5 Miata | $1,322 | -$1,192 |
| 2 | Ford Mustang | $1,608 | -$906 |
| 3 | BMW Z4 | $1,642 | -$872 |
| 4 | Subaru WRX | $1,734 | -$780 |
| 5 | Toyota GR86 | $1,776 | -$738 |
| 6 | Toyota GR Supra | $1,818 | -$696 |
| 7 | Audi TT | $1,856 | -$658 |
| 8 | Subaru BRZ | $1,916 | -$598 |
| 9 | Chevrolet Corvette | $1,922 | -$592 |
| 10 | BMW M3 | $1,974 | -$540 |
| 11 | Porsche 718 | $2,064 | -$450 |
| 12 | Chevrolet Camaro | $2,112 | -$402 |
| 13 | Lexus RC F | $2,162 | -$352 |
| 14 | Dodge Challenger | $2,170 | -$344 |
| 15 | Mercedes-Benz AMG GT53 | $2,202 | -$312 |
| 16 | Jaguar F-Type | $2,304 | -$210 |
| 17 | Porsche Taycan | $2,366 | -$148 |
| 18 | Porsche 911 | $2,426 | -$88 |
| 19 | BMW M4 | $2,428 | -$86 |
| 20 | Lexus LC 500 | $2,514 | -- |
| 21 | Acura NSX | $2,948 | $434 |
| 22 | Audi R8 | $3,078 | $564 |
| 23 | Nissan GT-R | $3,154 | $640 |
