Lexus LC 500 Car Insurance Rates for 2021

How much does Lexus LC 500 insurance cost? We analyze rates from the base coupe up to the Performance model to see how prices compare to other sports cars.

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How much does Lexus LC 500 insurance cost?

Lexus LC 500 insurance costs an average of $2,500 a year for full coverage, or around $208 each month. Expect to pay about $288 more annually for LC 500 car insurance compared to the sports cars average rate, and $977 more per year than the $1,523 national average.

Average Lexus LC 500 insurance cost per month ranges from $207 to $211 depending on the trim level. This amount can vary considerably depending on where you live, however.

The following chart shows average car insurance cost for a 2021 Lexus LC 500 using different policy scenarios.

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Chart Data Details: Average rates are for a 2021 model year Lexus LC 500 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Lexus LC 500 trim levels.
Lexus LC 500 Insurance Cost Summary
Lexus LC 500 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$5,694$475
Safe Driver Age 20$4,988$416
At-fault Accidents Age 40$3,506$292
Low Deductibles Age 40$3,352$279
Safe Driver Age 30$2,658$222
Safe Driver Age 40$2,500$208
Safe Driver Age 50$2,270$189
Safe Driver Age 60$2,230$186
Discount Rate Age 40$2,072$173
High Deductibles Age 40$2,064$172

The following table shows average insurance rates for the LC 500 for the 2018 through 2021 model years. Rates are for full coverage and are averaged for rated drivers age 20 through 60.

Lexus LC 500 Insurance Cost for 2018-2021 Models
Model Year Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50 Driver Age 60
2021$4,988$2,658$2,500$2,270$2,230
2020$4,860$2,582$2,432$2,212$2,172
2019$4,410$2,346$2,204$2,006$1,974
2018$4,182$2,226$2,092$1,900$1,868

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.
Lexus LC 500 Insurance Rates by Model Year

What is the cheapest Lexus LC 500 insurance?

With Lexus LC 500 insurance cost ranging from $2,488 to $2,534 annually for the average driver, the cheapest model to insure is the base Coupe. The second cheapest model to insure is the Sport Coupe at $2,488 per year. On average, expect to budget a minimum of $207 per month for full coverage LC 500 insurance.

The two most expensive LC 500 models to insure are the Touring Coupe and the Performance Coupe trim levels at an average of $2,488 and $2,534 per year, respectively.

The table below details average auto insurance cost for different policy terms for each Lexus LC 500 package and trim.

Lexus LC 500 Insurance Cost by Trim Level
Lexus LC 500 Trim Level Annual Policy 6-month Policy Per Month
Coupe$2,488$1,244$207
Sport Coupe$2,488$1,244$207
Touring Coupe$2,488$1,244$207
Performance Coupe$2,534$1,267$211

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2021 Lexus LC 500, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.
Lexus LC 500 Insurance Cost by Trim Level

Is Lexus LC 500 car insurance expensive?

The Lexus LC 500 ranks #13 out of 18 total comparison vehicles in the 2021 sports car segment. The LC 500 costs an average of $2,500 per year for insurance and the category average is $2,212 annually, a difference of $288 per year.

When comparing LC 500 car insurance rates directly to top-selling sports cars, the Lexus costs $802 more per year than the Ford Mustang, $420 more than the Dodge Challenger, $496 more than the Chevrolet Camaro, and $700 more than the Subaru WRX.

The table below shows how well LC 500 car insurance rates fare against other sports car models for the 2021 model year.

Insurance Cost Comparison: Lexus LC 500 vs Sports Cars
Rank Make/Model Insurance Cost Difference
1Mazda MX-5 Miata$1,388-$1,112
2Ford Mustang$1,698-$802
3Audi TT$1,708-$792
4Subaru WRX$1,800-$700
5Toyota Supra$1,812-$688
6Porsche 718$1,876-$624
7Nissan 370Z$1,892-$608
8Chevrolet Corvette$1,946-$554
9Subaru BRZ$1,984-$516
10Chevrolet Camaro$2,004-$496
11Dodge Challenger$2,080-$420
12Jaguar F-Type$2,336-$164
13Lexus LC 500$2,500--
14Porsche 911$2,592$92
15BMW i8$2,826$326
16Acura NSX$2,940$440
17Audi R8$3,170$670
18Nissan GT-R$3,272$772

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.
Insurance Cost Comparison: Lexus LC 500 vs Sports Cars