- Porsche 911 insurance costs $2,720 per year on average, or around $227 per month for full coverage.
- The cheapest Porsche 911 insurance is on the Carrera trim level at an estimated $2,350 per year. The most expensive is the Turbo S at $3,944 annually.
- The Porsche 911 is one of the more expensive sports cars to insure, costing $109 more per year on average as compared to other sports cars
How much does Porsche 911 car insurance cost?
Ranked 15th out of 23 vehicles in the sports car class, Porsche 911 insurance costs on average $2,720 a year, or around $227 a month. With the average sports car costing $2,611 a year to insure, the Porsche 911 could cost around $109 or more annually.
Depending on the trim level being insured, monthly car insurance cost for a 2024 Porsche 911 ranges from $196 to $329, with the Carrera being cheapest and the Turbo S being the most expensive to insure.
The chart below details how average Porsche 911 insurance rates vary depending on the age of the driver and policy deductibles. Displayed cost values range from the cheapest policy rate of $1,808 per year for a 60-year-old driver with a $1,000 policy deductible to the highest cost estimate of $6,386 per year for a driver age 20 with deductibles of $250.
To help readers grasp the vast range of insurance rates, consider that a policy for liability only on a Porsche 911 in the most affordable parts of Ohio or Iowa could cost under $400 a year, while a newly-licensed teenage driver with a few accidents and violations in a few Pennsylvania zip codes might be as much as $18,795 a year for a policy with full coverage.
The following table details average Porsche 911 car insurance rates for the 2013 to 2024 model years. Insurance prices range from $1,736 for a 2013 model to $2,720 for a 2024 Porsche 911.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2024 Porsche 911 | $2,720 | $227 |
| 2023 Porsche 911 | $3,036 | $253 |
| 2022 Porsche 911 | $2,752 | $229 |
| 2021 Porsche 911 | $2,824 | $235 |
| 2020 Porsche 911 | $2,726 | $227 |
| 2019 Porsche 911 | $2,628 | $219 |
| 2018 Porsche 911 | $2,364 | $197 |
| 2017 Porsche 911 | $2,272 | $189 |
| 2016 Porsche 911 | $2,076 | $173 |
| 2015 Porsche 911 | $1,718 | $143 |
| 2014 Porsche 911 | $1,792 | $149 |
| 2013 Porsche 911 | $1,736 | $145 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Porsche 911 trim levels for each model year. Updated February 23, 2024
What Porsche 911 model has the cheapest insurance?
The cheapest trim level of Porsche 911 to insure is the Carrera at around $2,350 per year, or about $196 per month. The next cheapest model is the Carrera 4 at $2,422 per year, and the third cheapest trim to insure is the Carrera T at $2,454 per year.
The most expensive models of Porsche 911 to insure are the Turbo S at $3,944 and the Turbo S Cabriolet at $3,020 per year. Those two models will cost an extra $1,594 and $670 per year, respectively, over the lowest cost Carrera model.
The table below shows average car insurance rates for the trim levels available on the 2024 Porsche 911.
| 2024 Porsche 911 Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Carrera | $2,350 | $196 |
| Carrera 4 | $2,422 | $202 |
| Carrera T | $2,454 | $205 |
| Carrera Cabriolet | $2,476 | $206 |
| Carrera S | $2,510 | $209 |
| Carrera 4 Cabriolet | $2,538 | $212 |
| Targa 4 | $2,538 | $212 |
| Carrera 4S | $2,570 | $214 |
| Carrera S Cabriolet | $2,608 | $217 |
| Carrera GTS | $2,652 | $221 |
| Carrera 4S Cabriolet | $2,656 | $221 |
| Targa 4S | $2,656 | $221 |
| Carrera 4 GTS | $2,698 | $225 |
| Carrera GTS Cabriolet | $2,730 | $228 |
| Carrera 4 GTS Cabriolet | $2,766 | $231 |
| Targa 4 GTS | $2,766 | $231 |
| GT3 | $2,830 | $236 |
| GT3 Touring | $2,830 | $236 |
| Turbo | $2,884 | $240 |
| Turbo Cabriolet | $2,926 | $244 |
| Turbo S Cabriolet | $3,020 | $252 |
| Turbo S | $3,944 | $329 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 23, 2024
How does 911 insurance compare to other sports cars?
The Porsche 911 ranks 15th out of 23 comparison vehicles in the 2024 sports car segment. The 911 costs an average of $2,720 per year to insure and the segment average rate is $2,611 annually, a difference of $109 per year.
When average insurance rates are compared to other models in the sports car category, insurance for a Porsche 911 costs $940 less per year than the Mercedes-Benz SL 55, $126 less per year than the Lexus LC 500, and $722 more per year than the Toyota GR86.
The table below shows how well Porsche 911 insurance rates compare to the rest of the sports car segment for insurance affordability. Vehicles are ranked #1 through #23 and also include the difference in insurance cost when compared to the 911.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Mazda MX-5 Miata | $1,754 | -$966 |
| 2 | Toyota GR86 | $1,998 | -$722 |
| 3 | Ford Mustang | $2,086 | -$634 |
| 4 | BMW Z4 | $2,096 | -$624 |
| 5 | Subaru WRX | $2,130 | -$590 |
| 6 | Toyota GR Supra | $2,132 | -$588 |
| 7 | BMW M2 | $2,196 | -$524 |
| 8 | Nissan Z | $2,200 | -$520 |
| 9 | Lexus RC F | $2,244 | -$476 |
| 10 | Subaru BRZ | $2,272 | -$448 |
| 11 | BMW M3 | $2,398 | -$322 |
| 12 | Porsche 718 | $2,444 | -$276 |
| 13 | Chevrolet Camaro | $2,468 | -$252 |
| 14 | Chevrolet Corvette | $2,628 | -$92 |
| 15 | Porsche 911 | $2,720 | -- |
| 16 | BMW M4 | $2,832 | $112 |
| 17 | Lexus LC 500 | $2,846 | $126 |
| 18 | Jaguar F-Type | $2,994 | $274 |
| 19 | Mercedes-Benz AMG GT53 | $3,142 | $422 |
| 20 | Porsche Taycan | $3,214 | $494 |
| 21 | Mercedes-Benz SL 55 | $3,660 | $940 |
| 22 | Nissan GT-R | $3,694 | $974 |
| 23 | Mercedes-Benz SL 63 | $3,898 | $1,178 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated February 22, 2024
Additional rates and information
Some other rates for different risk factors are listed below, as well as some different ways to save money on your insurance bill.
- Porsche 911 insurance rates for teenagers are high. Average rates for full coverage 911 insurance costs $8,950 per year for a 16-year-old driver, $8,798 per year for a 17-year-old driver, and $8,137 per year for an 18-year-old driver.
- Get better rates due to your job. Just about all auto insurance companies offer policy discounts for specific occupations like accountants, farmers, emergency medical technicians, scientists, doctors, architects, and other occupations. If you can get this discount applied to your policy, you may save between $82 and $185 on your Porsche 911 insurance bill, depending on the policy coverages.
- Raising physical damage deductibles lowers cost. Raising your physical damage coverage deductibles from $500 to $1,000 could save around $524 per year for a 40-year-old driver and $1,002 per year for a 20-year-old driver.
- Low deductibles will increase rates. Dropping your deductibles from $500 to $250 could cost an additional $544 per year for a 40-year-old driver and $1,058 per year for a 20-year-old driver.
- Rated driver gender affects the rate you pay. For a 2024 Porsche 911, a 20-year-old man will have an average rate of $5,328 per year, while a 20-year-old woman will pay an average of $3,844, a difference of $1,484 per year. Women get significantly cheaper rates. But by age 50, the cost for men is $2,384 and the cost for women is $2,338, a difference of only $46.
- Be a responsible driver and save. Having multiple accidents could cost you more, potentially as much as $3,632 per year for a 20-year-old driver and even $682 per year for a 50-year-old driver.
- Improve your credit to save money. In states that permit personal credit information to be used as a policy rate factor, having an excellent credit score over 800 could get savings of $427 per year compared to a slightly lower credit score between 670-739. Conversely, poor credit could cost around $495 more per year.
- Earn policy discounts to save money. Discounts may be available if the insureds insure their home and car with the same company, drive a vehicle with safety or anti-theft features, sign their policy early, work in certain occupations, or many other policy discounts which could save the average driver as much as $458 per year.