Porsche 911 Insurance Rates for 2021

How much does Porsche 911 insurance cost? We compared average rates from the Targa 4 Coupe to the GT2 RS Coupe to see how prices compared to other sports cars.

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  • Porsche 911 insurance costs $2,592 per year on average, or around $216 per month for full coverage.
  • The cheapest Porsche 911 insurance is on the Targa 4 Coupe trim level at an estimated $2,126 per year. The most expensive is the GT2 RS Coupe at $3,862 annually.
  • The Porsche 911 is one of the more expensive sports cars to insure, costing $380 more per year on average as compared to other sports cars

How much does Porsche 911 car insurance cost?

Ranked #14 out of 18 vehicles in the sports car class, Porsche 911 insurance costs on average $2,592 a year, or around $216 a month. With the average sports car costing $2,212 a year to insure, the Porsche 911 could cost around $380 or more annually.

Depending on the trim level being insured, monthly car insurance cost for a 2021 Porsche 911 ranges from $177 to $322, with the Targa 4 Coupe being cheapest and the GT2 RS Coupe being the most expensive to insure.

The chart below details how average Porsche 911 insurance rates vary depending on the age of the driver and policy deductibles. Displayed cost values range from the cheapest policy rate of $1,864 per year for a 60-year-old driver with a $1,000 policy deductible to the highest cost estimate of $6,208 per year for a driver age 20 with deductibles of $250.

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Chart Data Details: Chart shows average insurance cost for a 2021 Porsche 911 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Porsche 911 trim levels.
Porsche 911 Car Insurance Rates
Porsche 911 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$4,168$347
$500$5,158$430
$250$6,208$517
30$1,000$2,236$186
$500$2,784$232
$250$3,358$280
40$1,000$2,088$174
$500$2,592$216
$250$3,118$260
50$1,000$1,898$158
$500$2,352$196
$250$2,826$236
60$1,000$1,864$155
$500$2,312$193
$250$2,778$232

To help readers grasp the vast range of insurance rates, consider that a policy for liability only on a Porsche 911 in the most affordable parts of Ohio or Iowa could cost under $400 a year, while a newly-licensed teenage driver with a few accidents and violations in a few Pennsylvania zip codes might be as much as $19,472 a year for a policy with full coverage.

The following table details average Porsche 911 car insurance rates for the 2013 to 2021 model years. Insurance prices range from $1,698 for a 2013 model to $2,592 for a 2021 Porsche 911.

Porsche 911 Insurance Cost for 2013-2021 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2021 Porsche 911$2,592$1,296$216
2020 Porsche 911$2,512$1,256$209
2019 Porsche 911$2,452$1,226$204
2018 Porsche 911$2,250$1,125$188
2017 Porsche 911$2,186$1,093$182
2016 Porsche 911$2,084$1,042$174
2015 Porsche 911$1,786$893$149
2014 Porsche 911$1,798$899$150
2013 Porsche 911$1,698$849$142

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.
Porsche 911 Car Insurance Rates by Model Year

What Porsche 911 model has the cheapest insurance?

The cheapest trim level of Porsche 911 to insure is the Targa 4 Coupe at around $2,126 per year, or about $177 per month. The next cheapest model is the Carrera 4 AWD at $2,172 per year, and the third cheapest trim to insure is the Carrera Coupe at $2,172 per year.

The most expensive models of Porsche 911 to insure are the GT2 RS Coupe at $3,862 and the Turbo S Exclusive Convertible at $3,676 per year. Those two models will cost an extra $1,736 and $1,550 per year, respectively, over the lowest cost Targa 4 Coupe model.

The table below shows average car insurance rates for the trim levels available on the 2021 Porsche 911.

Porsche 911 Insurance Cost by Trim Level
Porsche 911 Trim Level Annual Policy 6-month Policy Per Month
Targa 4 Coupe$2,126$1,063$177
Carrera 4 AWD$2,172$1,086$181
Carrera Coupe$2,172$1,086$181
Targa 4 S Coupe$2,218$1,109$185
Carrera T Coupe$2,218$1,109$185
Carrera Convertible$2,264$1,132$189
Carrera 4 S AWD$2,310$1,155$193
Carrera 4 AWD Convertible$2,310$1,155$193
Carrera S Coupe$2,356$1,178$196
Targa 4 GTS Coupe$2,356$1,178$196
Carrera 4 S AWD Convertible$2,402$1,201$200
Carrera GTS Coupe$2,402$1,201$200
Carrera S Convertible$2,448$1,224$204
Carrera 4 GTS AWD$2,448$1,224$204
Carrera GTS Convertible$2,494$1,247$208
Carrera 4 GTS AWD Convertible$2,542$1,271$212
GT3 Coupe$2,588$1,294$216
Turbo Convertible$2,680$1,340$223
Turbo Coupe$2,912$1,456$243
GT3 R3 Coupe$3,012$1,506$251
Turbo S Convertible$3,078$1,539$257
Turbo S Coupe$3,142$1,571$262
Turbo S Exclusive Convertible$3,676$1,838$306
GT2 RS Coupe$3,862$1,931$322

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Table Data Details: Average rates are for a 2021 Porsche 911, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.
Porsche 911 Insurance Cost by Trim Level

How does 911 insurance compare to other sports cars?

The Porsche 911 ranks #14 out of 18 comparison vehicles in the 2021 sports car segment. The 911 costs an average of $2,592 per year to insure and the segment average rate is $2,212 annually, a difference of $380 per year.

When average insurance rates are compared to the best-selling models in the sports car category, insurance for a Porsche 911 costs $894 more per year than the Ford Mustang, $512 more than the Dodge Challenger, $588 more than the Chevrolet Camaro, and $792 more than the Subaru WRX.

The table below shows how well Porsche 911 insurance rates compare to the rest of the sports car segment for insurance affordability. Vehicles are ranked #1 through #18 and also include the difference in insurance cost when compared to the 911.

Insurance Cost Comparison: Porsche 911 vs Sports Cars
Rank Make/Model Insurance Cost Difference
1Mazda MX-5 Miata$1,388-$1,204
2Ford Mustang$1,698-$894
3Audi TT$1,708-$884
4Subaru WRX$1,800-$792
5Toyota Supra$1,812-$780
6Porsche 718$1,876-$716
7Nissan 370Z$1,892-$700
8Chevrolet Corvette$1,946-$646
9Subaru BRZ$1,984-$608
10Chevrolet Camaro$2,004-$588
11Dodge Challenger$2,080-$512
12Jaguar F-Type$2,336-$256
13Lexus LC 500$2,500-$92
14Porsche 911$2,592--
15BMW i8$2,826$234
16Acura NSX$2,940$348
17Audi R8$3,170$578
18Nissan GT-R$3,272$680

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.
Insurance Cost Comparison: Porsche 911 vs Sports Cars

Additional rates and information

Some other rates for different risk factors are listed below, as well as some different ways to save money on your insurance bill.

  • Porsche 911 insurance rates for teenagers are high. Average rates for full coverage 911 insurance costs $8,656 per year for a 16-year-old driver, $8,274 per year for a 17-year-old driver, and $7,804 per year for a 18-year-old driver.
  • Get better rates due to your job. Just about all auto insurance companies offer policy discounts for specific occupations like accountants, farmers, emergency medical technicians, scientists, doctors, architects, and other occupations. If you can get this discount applied to your policy, you may save between $78 and $145 on your Porsche 911 insurance bill, depending on the policy coverages.
  • Raising physical damage deductibles lowers cost. Raising your physical damage coverage deductibles from $500 to $1,000 could save around $504 per year for a 40-year-old driver and $990 per year for a 20-year-old driver.
  • Low deductibles will increase rates. Dropping your deductibles from $500 to $250 could cost an additional $526 per year for a 40-year-old driver and $1,050 per year for a 20-year-old driver.
  • Rated driver gender affects the rate you pay. For a 2021 Porsche 911, a 20-year-old man will have an average rate of $5,158 per year, while a 20-year-old woman will pay an average of $3,784, a difference of $1,374 per year. Women get significantly cheaper rates. But by age 50, the cost for men is $2,352 and the cost for women is $2,302, a difference of only $50.
  • Be a responsible driver and save. Having multiple accidents could cost you more, potentially as much as $3,576 per year for a 20-year-old driver and even $762 per year for a 50-year-old driver.
  • Improve your credit to save money. In states that permit personal credit information to be used as a policy rate factor, having an excellent credit score over 800 could get savings of $407 per year compared to a slightly lower credit score between 670-739. Conversely, poor credit could cost around $472 more per year.
  • Earn policy discounts to save money. Discounts may be available if the insureds insure their home and car with the same company, drive a vehicle with safety or anti-theft features, sign their policy early, work in certain occupations, or many other policy discounts which could save the average driver as much as $442 per year.