Porsche 911 Insurance Rates for 2022

How much does Porsche 911 insurance cost? We compared average rates from the Targa 4 Coupe to the GT2 RS Coupe to see how prices compared to other sports cars.

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  • Porsche 911 insurance costs $2,426 per year on average, or around $202 per month for full coverage.
  • The cheapest Porsche 911 insurance is on the Carrera Coupe trim level at an estimated $2,080 per year. The most expensive is the Turbo S Cabriolet at $2,766 annually.
  • The Porsche 911 is one of the more expensive sports cars to insure, costing $274 more per year on average as compared to other sports cars

How much does Porsche 911 car insurance cost?

Ranked #18 out of 23 vehicles in the sports car class, Porsche 911 insurance costs on average $2,426 a year, or around $202 a month. With the average sports car costing $2,152 a year to insure, the Porsche 911 could cost around $274 or more annually.

Depending on the trim level being insured, monthly car insurance cost for a 2022 Porsche 911 ranges from $173 to $231, with the Carrera Coupe being cheapest and the Turbo S Cabriolet being the most expensive to insure.

The chart below details how average Porsche 911 insurance rates vary depending on the age of the driver and policy deductibles. Displayed cost values range from the cheapest policy rate of $1,750 per year for a 60-year-old driver with a $1,000 policy deductible to the highest cost estimate of $5,732 per year for a driver age 20 with deductibles of $250.

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Chart Data Details: Chart shows average insurance cost for a 2022 Porsche 911 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Porsche 911 trim levels.Data last updated on September 27, 2022
Porsche 911 Car Insurance Rates
Porsche 911 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,884$324
$500$4,784$399
$250$5,732$478
30$1,000$2,096$175
$500$2,600$217
$250$3,124$260
40$1,000$1,964$164
$500$2,426$202
$250$2,906$242
50$1,000$1,780$148
$500$2,196$183
$250$2,628$219
60$1,000$1,750$146
$500$2,158$180
$250$2,582$215

To help readers grasp the vast range of insurance rates, consider that a policy for liability only on a Porsche 911 in the most affordable parts of Ohio or Iowa could cost under $400 a year, while a newly-licensed teenage driver with a few accidents and violations in a few Pennsylvania zip codes might be as much as $18,272 a year for a policy with full coverage.

The following table details average Porsche 911 car insurance rates for the 2013 to 2022 model years. Insurance prices range from $1,620 for a 2013 model to $2,426 for a 2022 Porsche 911.

Porsche 911 Insurance Cost for 2013-2022 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2022 Porsche 911$2,426$1,213$202
2021 Porsche 911$2,462$1,231$205
2020 Porsche 911$2,398$1,199$200
2019 Porsche 911$2,356$1,178$196
2018 Porsche 911$2,168$1,084$181
2017 Porsche 911$2,108$1,054$176
2016 Porsche 911$1,964$982$164
2015 Porsche 911$1,660$830$138
2014 Porsche 911$1,696$848$141
2013 Porsche 911$1,620$810$135

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
Porsche 911 Car Insurance Rates by Model Year

What Porsche 911 model has the cheapest insurance?

The cheapest trim level of Porsche 911 to insure is the Carrera Coupe at around $2,080 per year, or about $173 per month. The next cheapest model is the Carrera 4 Coupe at $2,158 per year, and the third cheapest trim to insure is the Carrera S Coupe at $2,236 per year.

The most expensive models of Porsche 911 to insure are the Turbo S Cabriolet at $2,766 and the Turbo Cabriolet at $2,674 per year. Those two models will cost an extra $686 and $594 per year, respectively, over the lowest cost Carrera Coupe model.

The table below shows average car insurance rates for the trim levels available on the 2022 Porsche 911.

2022 Porsche 911 Insurance Cost by Trim Level
Porsche 911 Trim Level Annual Policy 6-month Policy Per Month
Carrera Coupe$2,080$1,040$173
Carrera 4 Coupe$2,158$1,079$180
Carrera S Coupe$2,236$1,118$186
Targa 4$2,268$1,134$189
Carrera Cabriolet$2,280$1,140$190
Carrera 4S Coupe$2,292$1,146$191
Carrera 4 Cabriolet$2,342$1,171$195
Targa 4S$2,376$1,188$198
Carrera GTS$2,376$1,188$198
Carrera S Cabriolet$2,404$1,202$200
Carrera 4 GTS$2,416$1,208$201
Carrera 4S Cabriolet$2,450$1,225$204
Targa 4 GTS$2,482$1,241$207
GT3$2,502$1,251$209
GT3 Touring$2,502$1,251$209
Carrera GTS Cabriolet$2,520$1,260$210
Carrera 4 GTS Cabriolet$2,556$1,278$213
Turbo Coupe$2,556$1,278$213
Turbo S Coupe$2,660$1,330$222
Turbo Cabriolet$2,674$1,337$223
Turbo S Cabriolet$2,766$1,383$231

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Porsche 911, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
Porsche 911 Insurance Cost by Trim Level

How does 911 insurance compare to other sports cars?

The Porsche 911 ranks #18 out of 23 comparison vehicles in the 2022 sports car segment. The 911 costs an average of $2,426 per year to insure and the segment average rate is $2,152 annually, a difference of $274 per year.

When average insurance rates are compared to the best-selling models in the sports car category, insurance for a Porsche 911 costs $818 more per year than the Ford Mustang, $256 more than the Dodge Challenger, $314 more than the Chevrolet Camaro, and $692 more than the Subaru WRX.

The table below shows how well Porsche 911 insurance rates compare to the rest of the sports car segment for insurance affordability. Vehicles are ranked #1 through #23 and also include the difference in insurance cost when compared to the 911.

Insurance Cost Comparison: Porsche 911 vs Sports Cars
Rank Make/Model Insurance Cost Difference
1Mazda MX-5 Miata$1,322-$1,104
2Ford Mustang$1,608-$818
3BMW Z4$1,642-$784
4Subaru WRX$1,734-$692
5Toyota GR86$1,776-$650
6Toyota GR Supra$1,818-$608
7Audi TT$1,856-$570
8Subaru BRZ$1,916-$510
9Chevrolet Corvette$1,922-$504
10BMW M3$1,974-$452
11Porsche 718$2,064-$362
12Chevrolet Camaro$2,112-$314
13Lexus RC F$2,162-$264
14Dodge Challenger$2,170-$256
15Mercedes-Benz AMG GT53$2,202-$224
16Jaguar F-Type$2,304-$122
17Porsche Taycan$2,366-$60
18Porsche 911$2,426--
19BMW M4$2,428$2
20Lexus LC 500$2,514$88
21Acura NSX$2,948$522
22Audi R8$3,078$652
23Nissan GT-R$3,154$728

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
Insurance Cost Comparison: Porsche 911 vs Sports Cars

Additional rates and information

Some other rates for different risk factors are listed below, as well as some different ways to save money on your insurance bill.

  • Porsche 911 insurance rates for teenagers are high. Average rates for full coverage 911 insurance costs $8,042 per year for a 16-year-old driver, $7,670 per year for a 17-year-old driver, and $7,232 per year for a 18-year-old driver.
  • Get better rates due to your job. Just about all auto insurance companies offer policy discounts for specific occupations like accountants, farmers, emergency medical technicians, scientists, doctors, architects, and other occupations. If you can get this discount applied to your policy, you may save between $73 and $159 on your Porsche 911 insurance bill, depending on the policy coverages.
  • Raising physical damage deductibles lowers cost. Raising your physical damage coverage deductibles from $500 to $1,000 could save around $462 per year for a 40-year-old driver and $900 per year for a 20-year-old driver.
  • Low deductibles will increase rates. Dropping your deductibles from $500 to $250 could cost an additional $480 per year for a 40-year-old driver and $948 per year for a 20-year-old driver.
  • Rated driver gender affects the rate you pay. For a 2022 Porsche 911, a 20-year-old man will have an average rate of $4,784 per year, while a 20-year-old woman will pay an average of $3,534, a difference of $1,250 per year. Women get significantly cheaper rates. But by age 50, the cost for men is $2,196 and the cost for women is $2,152, a difference of only $44.
  • Be a responsible driver and save. Having multiple accidents could cost you more, potentially as much as $3,290 per year for a 20-year-old driver and even $696 per year for a 50-year-old driver.
  • Improve your credit to save money. In states that permit personal credit information to be used as a policy rate factor, having an excellent credit score over 800 could get savings of $381 per year compared to a slightly lower credit score between 670-739. Conversely, poor credit could cost around $442 more per year.
  • Earn policy discounts to save money. Discounts may be available if the insureds insure their home and car with the same company, drive a vehicle with safety or anti-theft features, sign their policy early, work in certain occupations, or many other policy discounts which could save the average driver as much as $408 per year.