Porsche 911 Insurance Rates for 2022

How much does Porsche 911 insurance cost? We compared average rates from the Targa 4 Coupe to the GT2 RS Coupe to see how prices compared to other sports cars.

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  • Porsche 911 insurance costs $2,402 per year on average, or around $200 per month for full coverage.
  • The cheapest Porsche 911 insurance is on the Carrera Coupe trim level at an estimated $2,064 per year. The most expensive is the Turbo S Cabriolet at $2,744 annually.
  • The Porsche 911 is one of the more expensive sports cars to insure, costing $267 more per year on average as compared to other sports cars

How much does Porsche 911 car insurance cost?

Ranked #18 out of 23 vehicles in the sports car class, Porsche 911 insurance costs on average $2,402 a year, or around $200 a month. With the average sports car costing $2,135 a year to insure, the Porsche 911 could cost around $267 or more annually.

Depending on the trim level being insured, monthly car insurance cost for a 2022 Porsche 911 ranges from $172 to $229, with the Carrera Coupe being cheapest and the Turbo S Cabriolet being the most expensive to insure.

The chart below details how average Porsche 911 insurance rates vary depending on the age of the driver and policy deductibles. Displayed cost values range from the cheapest policy rate of $1,736 per year for a 60-year-old driver with a $1,000 policy deductible to the highest cost estimate of $5,688 per year for a driver age 20 with deductibles of $250.

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Chart Data Details: Chart shows average insurance cost for a 2022 Porsche 911 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Porsche 911 trim levels.Data last updated on May 19, 2022
Porsche 911 Car Insurance Rates
Porsche 911 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,854$321
$500$4,748$396
$250$5,688$474
30$1,000$2,078$173
$500$2,580$215
$250$3,100$258
40$1,000$1,946$162
$500$2,402$200
$250$2,882$240
50$1,000$1,766$147
$500$2,178$182
$250$2,608$217
60$1,000$1,736$145
$500$2,142$179
$250$2,562$214

To help readers grasp the vast range of insurance rates, consider that a policy for liability only on a Porsche 911 in the most affordable parts of Ohio or Iowa could cost under $400 a year, while a newly-licensed teenage driver with a few accidents and violations in a few Pennsylvania zip codes might be as much as $18,272 a year for a policy with full coverage.

The following table details average Porsche 911 car insurance rates for the 2013 to 2022 model years. Insurance prices range from $1,608 for a 2013 model to $2,402 for a 2022 Porsche 911.

Porsche 911 Insurance Cost for 2013-2022 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2022 Porsche 911$2,402$1,201$200
2021 Porsche 911$2,442$1,221$204
2020 Porsche 911$2,382$1,191$199
2019 Porsche 911$2,338$1,169$195
2018 Porsche 911$2,148$1,074$179
2017 Porsche 911$2,090$1,045$174
2016 Porsche 911$1,948$974$162
2015 Porsche 911$1,646$823$137
2014 Porsche 911$1,684$842$140
2013 Porsche 911$1,608$804$134

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
Porsche 911 Car Insurance Rates by Model Year

What Porsche 911 model has the cheapest insurance?

The cheapest trim level of Porsche 911 to insure is the Carrera Coupe at around $2,064 per year, or about $172 per month. The next cheapest model is the Carrera 4 Coupe at $2,140 per year, and the third cheapest trim to insure is the Carrera S Coupe at $2,218 per year.

The most expensive models of Porsche 911 to insure are the Turbo S Cabriolet at $2,744 and the Turbo Cabriolet at $2,652 per year. Those two models will cost an extra $680 and $588 per year, respectively, over the lowest cost Carrera Coupe model.

The table below shows average car insurance rates for the trim levels available on the 2022 Porsche 911.

2022 Porsche 911 Insurance Cost by Trim Level
Porsche 911 Trim Level Annual Policy 6-month Policy Per Month
Carrera Coupe$2,064$1,032$172
Carrera 4 Coupe$2,140$1,070$178
Carrera S Coupe$2,218$1,109$185
Targa 4$2,252$1,126$188
Carrera Cabriolet$2,262$1,131$189
Carrera 4S Coupe$2,274$1,137$190
Carrera 4 Cabriolet$2,324$1,162$194
Targa 4S$2,358$1,179$197
Carrera GTS$2,358$1,179$197
Carrera S Cabriolet$2,386$1,193$199
Carrera 4 GTS$2,398$1,199$200
Carrera 4S Cabriolet$2,430$1,215$203
Targa 4 GTS$2,462$1,231$205
GT3$2,484$1,242$207
GT3 Touring$2,484$1,242$207
Carrera GTS Cabriolet$2,498$1,249$208
Carrera 4 GTS Cabriolet$2,534$1,267$211
Turbo Coupe$2,536$1,268$211
Turbo S Coupe$2,640$1,320$220
Turbo Cabriolet$2,652$1,326$221
Turbo S Cabriolet$2,744$1,372$229

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Porsche 911, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 19, 2022
Porsche 911 Insurance Cost by Trim Level

How does 911 insurance compare to other sports cars?

The Porsche 911 ranks #18 out of 23 comparison vehicles in the 2022 sports car segment. The 911 costs an average of $2,402 per year to insure and the segment average rate is $2,135 annually, a difference of $267 per year.

When average insurance rates are compared to the best-selling models in the sports car category, insurance for a Porsche 911 costs $806 more per year than the Ford Mustang, $250 more than the Dodge Challenger, $306 more than the Chevrolet Camaro, and $680 more than the Subaru WRX.

The table below shows how well Porsche 911 insurance rates compare to the rest of the sports car segment for insurance affordability. Vehicles are ranked #1 through #23 and also include the difference in insurance cost when compared to the 911.

Insurance Cost Comparison: Porsche 911 vs Sports Cars
Rank Make/Model Insurance Cost Difference
1Mazda MX-5 Miata$1,312-$1,090
2Ford Mustang$1,596-$806
3BMW Z4$1,628-$774
4Subaru WRX$1,722-$680
5Toyota GR86$1,764-$638
6Toyota GR Supra$1,804-$598
7Audi TT$1,844-$558
8Subaru BRZ$1,898-$504
9Chevrolet Corvette$1,908-$494
10BMW M3$1,960-$442
11Porsche 718$2,044-$358
12Chevrolet Camaro$2,096-$306
13Lexus RC F$2,138-$264
14Dodge Challenger$2,152-$250
15Mercedes-Benz AMG GT53$2,186-$216
16Jaguar F-Type$2,286-$116
17Porsche Taycan$2,346-$56
18Porsche 911$2,402--
19BMW M4$2,410$8
20Lexus LC 500$2,494$92
21Acura NSX$2,924$522
22Audi R8$3,052$650
23Nissan GT-R$3,132$730

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 19, 2022
Insurance Cost Comparison: Porsche 911 vs Sports Cars

Additional rates and information

Some other rates for different risk factors are listed below, as well as some different ways to save money on your insurance bill.

  • Porsche 911 insurance rates for teenagers are high. Average rates for full coverage 911 insurance costs $7,978 per year for a 16-year-old driver, $7,606 per year for a 17-year-old driver, and $7,172 per year for a 18-year-old driver.
  • Get better rates due to your job. Just about all auto insurance companies offer policy discounts for specific occupations like accountants, farmers, emergency medical technicians, scientists, doctors, architects, and other occupations. If you can get this discount applied to your policy, you may save between $72 and $158 on your Porsche 911 insurance bill, depending on the policy coverages.
  • Raising physical damage deductibles lowers cost. Raising your physical damage coverage deductibles from $500 to $1,000 could save around $456 per year for a 40-year-old driver and $894 per year for a 20-year-old driver.
  • Low deductibles will increase rates. Dropping your deductibles from $500 to $250 could cost an additional $480 per year for a 40-year-old driver and $940 per year for a 20-year-old driver.
  • Rated driver gender affects the rate you pay. For a 2022 Porsche 911, a 20-year-old man will have an average rate of $4,748 per year, while a 20-year-old woman will pay an average of $3,506, a difference of $1,242 per year. Women get significantly cheaper rates. But by age 50, the cost for men is $2,178 and the cost for women is $2,136, a difference of only $42.
  • Be a responsible driver and save. Having multiple accidents could cost you more, potentially as much as $3,266 per year for a 20-year-old driver and even $696 per year for a 50-year-old driver.
  • Improve your credit to save money. In states that permit personal credit information to be used as a policy rate factor, having an excellent credit score over 800 could get savings of $377 per year compared to a slightly lower credit score between 670-739. Conversely, poor credit could cost around $437 more per year.
  • Earn policy discounts to save money. Discounts may be available if the insureds insure their home and car with the same company, drive a vehicle with safety or anti-theft features, sign their policy early, work in certain occupations, or many other policy discounts which could save the average driver as much as $404 per year.