Lexus LC 500h Car Insurance Cost for 2023

How much does car insurance for a Lexus LC 500h cost? We compared rates by model year from the base LC 500h Coupe up to the Performance Coupe model to discover how average insurance prices rank against all other midsize luxury cars.

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  • Average Lexus LC 500h insurance cost is $2,640 per year, or $220 per month for full coverage.
  • The LC 500h Hybrid Coupe trim level is the cheapest to insure at around $2,602 per year. The most expensive trim is the Hybrid Coupe Dynamic Handling at $2,686 per year.
  • As one of the more expensive midsize luxury cars to insure, the Lexus LC 500h costs $398 more per year on average to insure when compared to the other midsize luxury cars.

How much does Lexus LC 500h car insurance cost?

Lexus LC 500h insurance rates cost an average of $2,640 annually for full coverage, or around $220 on a monthly basis. Drivers can expect to pay about $398 more per year to insure a Lexus LC 500h compared to the midsize luxury cars average rate, and $955 more per year than the $1,685 national average.

The rate chart below illustrates how 2023 Lexus LC 500h car insurance rates can vary based on driver age group and the choice of physical damage coverage deductibles.

Prices range from the cheapest policy rate of $1,936 per year for a 60-year-old driver with high policy deductibles to a high of $6,214 each year for a driver age 20 with $250 deductibles.

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Chart Data Details: Chart shows average insurance cost for a 2023 Lexus LC 500h with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Lexus LC 500h trim levels.Data last updated on December 30, 2022
Lexus LC 500h Car Insurance Rates
2023 Lexus LC 500h Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$4,324$360
$500$5,246$437
$250$6,214$518
30$1,000$2,298$192
$500$2,812$234
$250$3,346$279
40$1,000$2,168$181
$500$2,640$220
$250$3,130$261
50$1,000$1,972$164
$500$2,396$200
$250$2,838$237
60$1,000$1,936$161
$500$2,352$196
$250$2,788$232

The rate table below details the estimated yearly and 6-month policy costs, plus a monthly insurance rate, for each Lexus LC 500h package and trim level.

2023 Lexus LC 500h Insurance Cost by Trim Level
Lexus LC 500h Trim Level Annual Policy Six-Month Policy Per Month
Hybrid Coupe$2,602$1,301$217
Hybrid Coupe Sport$2,630$1,315$219
Hybrid Coupe Touring$2,634$1,317$220
Hybrid Coupe Dynamic Handling$2,686$1,343$224

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Lexus LC 500h, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
Lexus LC 500h Insurance Cost by Trim Level

The data below illustrates average Lexus LC 500h full coverage insurance policy costs for the 2018-2023 model years.

Lexus LC 500h Insurance Cost for 2018-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Lexus LC 500h$2,640$1,320$220
2022 Lexus LC 500h$2,582$1,291$215
2021 Lexus LC 500h$2,642$1,321$220
2020 Lexus LC 500h$2,600$1,300$217
2019 Lexus LC 500h$2,338$1,169$195
2018 Lexus LC 500h$2,272$1,136$189

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Lexus LC 500h Insurance Cost by Model Year

How do LC 500h insurance prices rank?

The Lexus LC 500h ranks 33rd out of 38 comparison vehicles in the midsize luxury car segment for most affordable car insurance rates. The LC 500h costs an average of $2,640 per year to insure for full coverage, while the class average rate is $2,242 annually, a difference of $398 per year.

When compared side-by-side to other midsize luxury car segment models, insurance prices for a Lexus LC 500h cost $712 more than the Audi A3, $518 more per year than the BMW 530i, $402 more than the Genesis G80, and $476 more than the Audi A6.

The chart displayed below shows how car insurance rates for a LC 500h compare to the top 10 most popular midsize luxury cars in America like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S. An additional table is included after the chart that shows average car insurance prices for the entire 38 vehicle midsize luxury car segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Lexus LC 500h, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Lexus LC 500h trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Lexus LC 500h Insurance vs Top 10 Midsize Luxury Cars
Lexus LC 500h Insurance Cost Compared to All Midsize Luxury Cars
Rank Make/Model Insurance Cost Difference
1Cadillac CT5$1,898-$742
2Lexus ES 350$1,902-$738
3Lexus ES 250$1,914-$726
4Lexus RC 300$1,920-$720
5Mercedes-Benz AMG CLA35$1,924-$716
6Audi A3$1,928-$712
7Mercedes-Benz AMG CLA45$1,968-$672
8Mercedes-Benz CLA250$1,978-$662
9Lexus IS 300$1,986-$654
10Jaguar XF$1,988-$652
11Audi S4$2,030-$610
12BMW i4$2,040-$600
13Mercedes-Benz E350$2,054-$586
14Lexus ES 300h$2,082-$558
15BMW 530i$2,122-$518
16Audi A6$2,164-$476
17Audi S5$2,166-$474
18BMW 540i$2,170-$470
19BMW 430i$2,206-$434
20Lexus IS 500$2,212-$428
21Mercedes-Benz E450$2,232-$408
22Genesis G80$2,238-$402
23Mercedes-Benz CLS450$2,296-$344
24Mercedes-Benz EQE 350$2,312-$328
25Audi RS 5$2,318-$322
26BMW 530e$2,330-$310
27Audi S6$2,354-$286
28Mercedes-Benz AMG C43$2,358-$282
29BMW M440i$2,362-$278
30Mercedes-Benz EQE 500$2,364-$276
31Audi A7$2,456-$184
32Infiniti Q50$2,458-$182
33Lexus LC 500h$2,640--
34BMW M550i$2,644$4
35Tesla Model S$2,704$64
36Audi S7$2,720$80
37BMW M5$2,800$160
38BMW M8$2,954$314