- Average Lexus LC 500h insurance cost is $2,640 per year, or $220 per month for full coverage.
- The LC 500h Hybrid Coupe trim level is the cheapest to insure at around $2,602 per year. The most expensive trim is the Hybrid Coupe Dynamic Handling at $2,686 per year.
- As one of the more expensive midsize luxury cars to insure, the Lexus LC 500h costs $398 more per year on average to insure when compared to the other midsize luxury cars.
How much does Lexus LC 500h car insurance cost?
Lexus LC 500h insurance rates cost an average of $2,640 annually for full coverage, or around $220 on a monthly basis. Drivers can expect to pay about $398 more per year to insure a Lexus LC 500h compared to the midsize luxury cars average rate, and $955 more per year than the $1,685 national average.
The rate chart below illustrates how 2023 Lexus LC 500h car insurance rates can vary based on driver age group and the choice of physical damage coverage deductibles.
Prices range from the cheapest policy rate of $1,936 per year for a 60-year-old driver with high policy deductibles to a high of $6,214 each year for a driver age 20 with $250 deductibles.
The rate table below details the estimated yearly and 6-month policy costs, plus a monthly insurance rate, for each Lexus LC 500h package and trim level.
Lexus LC 500h Trim Level | Annual Policy | Six-Month Policy | Per Month |
---|---|---|---|
Hybrid Coupe | $2,602 | $1,301 | $217 |
Hybrid Coupe Sport | $2,630 | $1,315 | $219 |
Hybrid Coupe Touring | $2,634 | $1,317 | $220 |
Hybrid Coupe Dynamic Handling | $2,686 | $1,343 | $224 |
The data below illustrates average Lexus LC 500h full coverage insurance policy costs for the 2018-2023 model years.
Model Year and Vehicle | Annual Rate | 6-month Rate | Monthly Rate |
---|---|---|---|
2023 Lexus LC 500h | $2,640 | $1,320 | $220 |
2022 Lexus LC 500h | $2,582 | $1,291 | $215 |
2021 Lexus LC 500h | $2,642 | $1,321 | $220 |
2020 Lexus LC 500h | $2,600 | $1,300 | $217 |
2019 Lexus LC 500h | $2,338 | $1,169 | $195 |
2018 Lexus LC 500h | $2,272 | $1,136 | $189 |
How do LC 500h insurance prices rank?
The Lexus LC 500h ranks 33rd out of 38 comparison vehicles in the midsize luxury car segment for most affordable car insurance rates. The LC 500h costs an average of $2,640 per year to insure for full coverage, while the class average rate is $2,242 annually, a difference of $398 per year.
When compared side-by-side to other midsize luxury car segment models, insurance prices for a Lexus LC 500h cost $712 more than the Audi A3, $518 more per year than the BMW 530i, $402 more than the Genesis G80, and $476 more than the Audi A6.
The chart displayed below shows how car insurance rates for a LC 500h compare to the top 10 most popular midsize luxury cars in America like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S. An additional table is included after the chart that shows average car insurance prices for the entire 38 vehicle midsize luxury car segment.
Rank | Make/Model | Insurance Cost | Difference |
---|---|---|---|
1 | Cadillac CT5 | $1,898 | -$742 |
2 | Lexus ES 350 | $1,902 | -$738 |
3 | Lexus ES 250 | $1,914 | -$726 |
4 | Lexus RC 300 | $1,920 | -$720 |
5 | Mercedes-Benz AMG CLA35 | $1,924 | -$716 |
6 | Audi A3 | $1,928 | -$712 |
7 | Mercedes-Benz AMG CLA45 | $1,968 | -$672 |
8 | Mercedes-Benz CLA250 | $1,978 | -$662 |
9 | Lexus IS 300 | $1,986 | -$654 |
10 | Jaguar XF | $1,988 | -$652 |
11 | Audi S4 | $2,030 | -$610 |
12 | BMW i4 | $2,040 | -$600 |
13 | Mercedes-Benz E350 | $2,054 | -$586 |
14 | Lexus ES 300h | $2,082 | -$558 |
15 | BMW 530i | $2,122 | -$518 |
16 | Audi A6 | $2,164 | -$476 |
17 | Audi S5 | $2,166 | -$474 |
18 | BMW 540i | $2,170 | -$470 |
19 | BMW 430i | $2,206 | -$434 |
20 | Lexus IS 500 | $2,212 | -$428 |
21 | Mercedes-Benz E450 | $2,232 | -$408 |
22 | Genesis G80 | $2,238 | -$402 |
23 | Mercedes-Benz CLS450 | $2,296 | -$344 |
24 | Mercedes-Benz EQE 350 | $2,312 | -$328 |
25 | Audi RS 5 | $2,318 | -$322 |
26 | BMW 530e | $2,330 | -$310 |
27 | Audi S6 | $2,354 | -$286 |
28 | Mercedes-Benz AMG C43 | $2,358 | -$282 |
29 | BMW M440i | $2,362 | -$278 |
30 | Mercedes-Benz EQE 500 | $2,364 | -$276 |
31 | Audi A7 | $2,456 | -$184 |
32 | Infiniti Q50 | $2,458 | -$182 |
33 | Lexus LC 500h | $2,640 | -- |
34 | BMW M550i | $2,644 | $4 |
35 | Tesla Model S | $2,704 | $64 |
36 | Audi S7 | $2,720 | $80 |
37 | BMW M5 | $2,800 | $160 |
38 | BMW M8 | $2,954 | $314 |