Cheaper Mazda 6 Insurance in 2025: Insights Into Savings

• Mazda 6 car insurance cost averages $2,180 per year, or around $182 per month, depending on the trim level.
• When compared to other midsize cars, the Mazda 6 is one of the cheaper midsize cars to insure, costing $102 less per year on average.
• The cheapest Mazda 6 to insure is the Sport model at an estimated $2,012 per year. The most expensive is the Signature at $2,282 annually.

How much does Mazda 6 insurance cost?

Mazda 6 insurance costs an average of $2,180 per year for a full-coverage car insurance policy. Depending on the trim level being insured, monthly car insurance rates for a 2022 Mazda 6 range from $168 to $190.

When a policy is broken down into individual coverages, collision insurance costs about $910 a year, comprehensive (or other-than-collision) coverage costs about $538, and the remaining liability and medical coverage is around $732.

The following chart demonstrates how car insurance rates fluctuate based on driver age and comprehensive and collision deductibles for the Mazda 6 midsize sedan.

The chart above provides just a small sampling of car insurance rates for different age groups and policy coverage levels. The list below gives example rates for some other policy situations, along with some potential savings discounts to be aware of.

• Negligent drivers pay higher insurance rates. Being the cause of frequent accidents will raise rates, possibly up to $1,052 per year for a 30-year-old driver and even $666 per year for a 50-year-old driver.
• Increasing deductibles makes car insurance cheaper. Raising your physical damage coverage deductibles from $500 to $1,000 could save around $330 per year for a 40-year-old driver and $636 per year for a 20-year-old driver.
• Choosing a low deductible may not make good financial sense. Dropping your deductibles from $500 to $250 could cost an additional $342 per year for a 40-year-old driver and $670 per year for a 20-year-old driver.
• As you get older, rates tend to be cheaper. The difference in Mazda 6 car insurance rates between a 50-year-old driver ($1,936 per year) and a 20-year-old driver ($4,368 per year) is $2,432, or a savings of 77.2%.
• Age and gender affect car insurance rates. For a 2022 Mazda 6, a 20-year-old man will pay an average rate of $4,368 per year, while a 20-year-old female pays an average of $3,148, a difference of $1,220 per year. The females get much better rates. But by age 50, the rate for men is $1,936 and the cost for female drivers is $1,884, a difference of only $52.
• Obey driving laws to keep rates low. If you want the cheapest Mazda 6 insurance rates, it’s necessary to avoid traffic citations. A few minor driving infractions could increase the cost of a policy by as much as $580 per year.
• Mazda 6 insurance rates for teens are expensive. Average rates for full coverage Mazda 6 car insurance costs $7,798 per year for a 16-year-old driver, $7,527 per year for a 17-year-old driver, and $6,695 per year for a 18-year-old driver.

How does Mazda 6 insurance cost compare?

When rates are compared to the best-selling models in the midsize car category, insurance for a Mazda 6 costs $28 more per year than the Toyota Camry, $106 less than the Honda Accord, $268 less than the Nissan Altima, and $120 less than the Tesla Model 3.

The Mazda 6 ranks sixth out of 13 comparison vehicles in the 2022 midsize car class. It costs an average of $2,180 per year to insure and the category median rate is $2,282 per year, a savings of $102 per year.

The table below shows how well Mazda 6 insurance rates compare to the rest of the 2022 midsize car segment.

Which Mazda 6 model is cheapest to insure?

With Mazda 6 insurance rates ranging from $2,012 to $2,282 annually, the most budget-friendly model to insure is the Sport. The second cheapest trim level to insure is the Touring at $2,080 per year. Expect to budget at least $168 per month for a policy with full coverage.

The two most expensive models of Mazda 6 to insure are the Signature at $2,282 and the Carbon Edition at $2,254 per year. Those will cost an extra $270 and $242 per year, respectively, over the cheapest Sport model.

The next table shows average car insurance cost, including a monthly budget figure, for each Mazda 6 package and trim.

How much is insurance on a used Mazda 6?

Driving a used Mazda 6 could reduce the cost of insurance by as much as $742 each year, at least when comparing the 2013 model to the 2022 model.

The following table illustrates average car insurance rates for a Mazda 6 for various driver age groups from 2013 to 2022. In general, the older the model, the lower the cost of insurance.