Mercedes-Benz S65 AMG Insurance Cost for 2023

How much does Mercedes S65 AMG car insurance cost? We break down insurance rates from the base S65 AMG Sedan up to the Convertible trim to find out how insurance costs measure up to the rest of the large luxury car segment.

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  • Mercedes-Benz S65 AMG car insurance costs $3,882 per year (about $324 per month) on average for a full coverage policy, but can vary significantly based on driver age.
  • Ranked 30th out of 31 other models in the 2019 large luxury car class, car insurance rates for the Mercedes-Benz S65 AMG cost $1,543 more per year than the average cost for the segment.
  • The S65 AMG Sedan trim level is the cheapest to insure at around $3,738 per year. The most expensive trim is the Convertible at $4,000 per year.

How much does Mercedes S65 AMG insurance cost?

Ranked 30th out of 31 vehicles in the large luxury car class, Mercedes-Benz S65 AMG insurance averages around $3,882 yearly, or $324 monthly. With the average large luxury car costing $2,339 a year to insure, the Mercedes-Benz S65 AMG could possibly cost around $1,543 or more each year.

The rate summary chart below details how Mercedes S65 AMG insurance cost adjusts with a variety of driver ages and insurance policy deductibles.

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Chart Data Details: Chart shows average insurance cost for a 2019 Mercedes-Benz S65 AMG with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Mercedes-Benz S65 AMG trim levels.Data last updated on December 30, 2022
Mercedes-Benz S65 AMG Car Insurance Rates
2019 Mercedes-Benz S65 AMG Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$6,342$529
$500$7,834$653
$250$9,418$785
30$1,000$3,352$279
$500$4,164$347
$250$5,018$418
40$1,000$3,136$261
$500$3,882$324
$250$4,666$389
50$1,000$2,852$238
$500$3,526$294
$250$4,236$353
60$1,000$2,808$234
$500$3,470$289
$250$4,170$348

The next table shows the average yearly and 6-month policy costs, in addition to a monthly budget amount, for each Mercedes-Benz S65 AMG package and trim level.

2019 Mercedes-Benz S65 AMG Insurance Cost by Trim Level
Mercedes-Benz S65 AMG Trim Level Annual Policy Six-Month Policy Per Month
Sedan$3,738$1,869$312
Coupe$3,908$1,954$326
Convertible$4,000$2,000$333

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Table Data Details: Average rates are for a 2019 Mercedes-Benz S65 AMG, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
Mercedes-Benz S65 AMG Insurance Cost by Trim Level

The rate table below details average car insurance cost for a Mercedes S65 AMG from the 2013 to the 2019 model years and for various driver ages.

Mercedes-Benz S65 AMG Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2019 Mercedes-Benz S65 AMG$7,834$3,882$3,470
2018 Mercedes-Benz S65 AMG$7,136$3,536$3,162
2017 Mercedes-Benz S65 AMG$6,756$3,354$3,000
2016 Mercedes-Benz S65 AMG$6,440$3,198$2,860
2015 Mercedes-Benz S65 AMG$5,972$2,982$2,662
2013 Mercedes-Benz S65 AMG$4,998$2,504$2,236

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Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Mercedes-Benz S65 AMG Insurance Cost by Model Year

Other S65 AMG car insurance rates

Some additional noteworthy observations about Mercedes-Benz S65 AMG insurance cost include:

  • Mercedes-Benz S65 AMG insurance rates for teens are expensive. Average rates for full coverage S65 AMG insurance costs $13,296 per year for a 16-year-old driver, $12,700 per year for a 17-year-old driver, $11,960 per year for an 18-year-old driver, and $10,996 per year for a 19-year-old driver.
  • Your choice of occupation could save you a few bucks. Many car insurance companies offer policy discounts for being employed in occupations like architects, nurses, emergency medical technicians, lawyers, police officers and law enforcement, and other. By earning this discount, you could save between $116 and $158 on your Mercedes-Benz S65 AMG insurance bill.
  • The higher deductible you choose, the lower the policy cost. Raising deductibles from $500 to $1,000 could save around $746 per year for a 40-year-old driver and $1,492 per year for a 20-year-old driver.
  • Decreasing deductibles will cost more. Decreasing deductibles from $500 to $250 could cost an additional $784 per year for a 40-year-old driver and $1,584 per year for a 20-year-old driver.
  • As you get older, car insurance rates tend to be cheaper. The difference in Mercedes-Benz S65 AMG insurance cost between a 50-year-old driver ($3,526 per year) and a 30-year-old driver ($4,164 per year) is $638, or a savings of 15.3%.
  • Safe drivers have cheaper S65 AMG insurance. Too many at-fault accidents will increase rates, potentially by an extra $1,844 per year for a 30-year-old driver and even as much as $1,152 per year for a 60-year-old driver.

Is S65 AMG insurance expensive?

When compared side-by-side to other vehicles in the large luxury car segment, auto insurance rates for a Mercedes-Benz S65 AMG cost $2,176 more per year than the Audi A5, $1,548 more than the BMW 740i, and $2,104 more than the Cadillac XTS.

The Mercedes S65 AMG ranks 30th out of 31 comparison vehicles in the large luxury car segment for most affordable car insurance rates. The S65 AMG costs an average of $3,882 per year to insure for full coverage, while the category average auto insurance cost is $2,339 annually, a difference of $1,543 per year.

The following chart shows how well S65 AMG insurance rates compare to the top 10 selling large luxury cars like the Cadillac CT6, Lincoln Continental, and the Porsche Panamera. A more complete table is added following the chart that shows insurance rate rankings for the entire 2019 large luxury car class.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2019 model year Mercedes-Benz S65 AMG, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Mercedes-Benz S65 AMG trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
 Mercedes-Benz S65 AMG vs Top 10 Large Luxury Cars
Mercedes-Benz S65 AMG Insurance Cost Compared to All Large Luxury Cars
Rank Make/Model Insurance Cost Difference
1Cadillac CTS$1,666-$2,216
2Lincoln Continental$1,692-$2,190
3Audi A5$1,706-$2,176
4Cadillac CT6$1,744-$2,138
5Cadillac XTS$1,778-$2,104
6Volvo S90$1,854-$2,028
7Infiniti Q70$1,914-$1,968
8Acura RLX$1,978-$1,904
9Infiniti Q60$2,064-$1,818
10Lexus LS 500$2,082-$1,800
11Lexus LS 500H$2,090-$1,792
12Mercedes-Benz AMG E53$2,096-$1,786
13Genesis G90$2,160-$1,722
14Cadillac CTS-V$2,192-$1,690
15Mercedes-Benz AMG CLS53$2,200-$1,682
16Kia K900$2,202-$1,680
17Mercedes-Benz S450$2,238-$1,644
18Jaguar XJ$2,250-$1,632
19BMW 740e$2,316-$1,566
20BMW 740i$2,334-$1,548
21BMW 650i$2,354-$1,528
22BMW M850i$2,362-$1,520
23Mercedes-Benz E63 AMG$2,520-$1,362
24BMW 750i$2,522-$1,360
25Audi A8$2,526-$1,356
26Mercedes-Benz S560$2,530-$1,352
27Porsche Panamera$2,654-$1,228
28BMW M760i$3,032-$850
29Mercedes-Benz AMG S63$3,092-$790
30Mercedes-Benz S65 AMG$3,882--
31Bentley Mulsanne$4,470$588