BMW 750i Insurance Cost – [2023 Rates + Rankings]

How much are BMW 750i car insurance rates? We compared rates for the 750i xDrive Sedan to the rest of the large luxury car segment to see how prices rank and compare.

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  • BMW 750i car insurance rates average $2,808 per year (about $234 per month) for full coverage, but can vary based on the age of the rated driver.
  • Out of 25 models in the large luxury car segment, the 750i ranks 19th for car insurance cost.

How much does BMW 750i car insurance cost?

Average car insurance cost on a BMW 750i is $2,808 per year, which is about $234 each month. For individual coverages, liability and medical (or PIP) coverage costs about $486 a year, collision insurance costs an estimated $1,608, and the remaining comprehensive coverage is about $714.

The next chart shows average auto insurance cost on a 750i using different policy scenarios.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year BMW 750i with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all BMW 750i trim levels.Data last updated on December 29, 2022
BMW 750i Car Insurance Cost Summary
2022 BMW 750i Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$6,446$537
Safe Driver Age 20$5,642$470
At-fault Accidents Age 40$3,934$328
Low Deductibles Age 40$3,846$321
Safe Driver Age 30$3,006$251
Safe Driver Age 40$2,808$234
Safe Driver Age 50$2,554$213
Safe Driver Age 60$2,514$210
Discount Rate Age 40$2,330$194
High Deductibles Age 40$2,284$190

The next table breaks down average insurance rates for a BMW 750i for the 2013 to 2022 model years and different driver age groups.

BMW 750i Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2022 BMW 750i$5,642$2,808$2,514
2021 BMW 750i$5,826$2,884$2,582
2020 BMW 750i$5,738$2,834$2,540
2019 BMW 750i$5,102$2,522$2,264
2018 BMW 750i$4,950$2,442$2,194
2017 BMW 750i$4,982$2,460$2,206
2016 BMW 750i$4,598$2,276$2,044
2015 BMW 750i$4,094$2,032$1,824
2014 BMW 750i$3,860$1,916$1,720
2013 BMW 750i$3,906$1,940$1,740

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
BMW 750i Insurance Cost by Model Year

How do 750i car insurance rates rank?

The BMW 750i ranks 19th out of 25 total comparison vehicles in the large luxury car category for car insurance affordability. The 750i costs an estimated $2,808 per year to insure for full coverage, while the class average policy cost is $2,606 annually, a difference of $202 per year.

When compared to popular vehicles in the large luxury car segment, car insurance prices for a BMW 750i cost $868 more per year than the Audi A5, $64 more than the BMW 740i, and $60 less than the Porsche Panamera.

The table below shows how well the 750i fares against the best-selling large luxury cars like the Infiniti Q60, Audi A8, and the Genesis G90.

Insurance Cost Comparison: BMW 750i vs Large Luxury Cars
Rank Make/Model Insurance Cost Difference
1Audi A5$1,940-$868
2Volvo S90$2,136-$672
3Lexus LS 500$2,218-$590
4Mercedes-Benz AMG E53$2,256-$552
5Genesis G90$2,258-$550
6Mercedes-Benz AMG GT43$2,304-$504
7Lexus LS 500h$2,372-$436
8BMW 840i$2,386-$422
9BMW 745e$2,430-$378
10Mercedes-Benz EQS 450$2,486-$322
11Infiniti Q60$2,508-$300
12Mercedes-Benz S500$2,526-$282
13Audi RS 7$2,532-$276
14Mercedes-Benz EQS 580$2,550-$258
15BMW M850i$2,718-$90
16Mercedes-Benz S580$2,722-$86
17BMW 740i$2,744-$64
18Audi S8$2,784-$24
19BMW 750i$2,808--
20Audi A8$2,818$10
21Porsche Panamera$2,868$60
22Mercedes-Benz S560$2,994$186
23BMW Alpina B8$3,140$332
24BMW M760i$3,240$432
25Mercedes-Benz Maybach S580$3,402$594

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2022 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on December 30, 2022
Insurance Cost Comparison: BMW 750i vs Large Luxury Cars

Additional rates and insights

A few additional insights as they relate to insurance cost on a BMW 750i include:

  • Increasing deductibles makes car insurance cheaper. Raising physical damage coverage deductibles from $500 to $1,000 could save around $524 per year for a 40-year-old driver and $1,044 per year for a 20-year-old driver.
  • Choosing a low deductible will increase insurance policy cost. Lowering your physical damage coverage deductibles from $500 to $250 could cost an additional $552 per year for a 40-year-old driver and $1,106 per year for a 20-year-old driver.
  • Tickets and violations can cost a lot. If you want the cheapest 750i insurance rates, it pays to avoid traffic citations. In fact, just a couple driving offenses have the potential to increase insurance rates by at least $738 per year. Being convicted of a major violation like DWI and leaving the scene of an accident could raise rates by an additional $2,606 or more.
  • Your profession could earn you discounts. The large majority of insurance companies offer discounts for occupations like scientists, college professors, high school and elementary teachers, nurses, architects, firefighters, and others. Qualifying for this discount could save between $84 and $173 on your insurance premium, subject to policy limits.
  • Expect to pay a lot for high-risk insurance. For a 20-year-old driver, having to buy a high-risk insurance policy could trigger a rate increase of $4,384 or more per year.
  • Get cheaper rates by researching discounts. Discounts may be available if the policyholders sign their policy early, are senior citizens, belong to certain professional organizations, take a defensive driving course, work in certain occupations, or many other discounts which could save the average driver as much as $478 per year.