BMW 750i Insurance Cost – [2022 Rates + Rankings]

How much are BMW 750i car insurance rates? We compared rates for the 750i xDrive Sedan to the rest of the large luxury car segment to see how prices rank and compare.

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  • BMW 750i car insurance rates average $2,602 per year (about $217 per month) for full coverage, but can vary based on the age of the rated driver.
  • Out of 25 models in the large luxury car segment, the 750i ranks #19 for car insurance cost.

How much does BMW 750i car insurance cost?

Average car insurance cost on a BMW 750i is $2,602 per year, which is about $217 each month. For individual coverages, liability and medical (or PIP) coverage costs about $436 a year, collision insurance costs an estimated $1,492, and the remaining comprehensive coverage is about $674.

The next chart shows average auto insurance cost on a 750i using different policy scenarios.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year BMW 750i with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all BMW 750i trim levels.Data last updated on June 24, 2022
BMW 750i Car Insurance Cost Summary
BMW 750i Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$5,964$497
Safe Driver Age 20$5,222$435
At-fault Accidents Age 40$3,642$304
Low Deductibles Age 40$3,568$297
Safe Driver Age 30$2,786$232
Safe Driver Age 40$2,602$217
Safe Driver Age 50$2,364$197
Safe Driver Age 60$2,326$194
Discount Rate Age 40$2,160$180
High Deductibles Age 40$2,112$176

The next table breaks down average insurance rates for a BMW 750i for the 2013 to 2021 model years and different driver age groups.

BMW 750i Insurance Cost for 2013-2022 Models
Model Year Driver Age 20 Age 30 Age 40 Age 50 Age 60
2022$5,222$2,786$2,602$2,364$2,326
2021$5,354$2,832$2,652$2,412$2,374
2020$5,240$2,768$2,592$2,358$2,320
2019$4,742$2,504$2,346$2,134$2,102
2018$4,590$2,422$2,272$2,066$2,036
2017$4,714$2,470$2,322$2,118$2,086
2016$4,320$2,276$2,136$1,944$1,916
2015$3,954$2,076$1,950$1,780$1,754
2014$3,672$1,930$1,822$1,660$1,634
2013$3,654$1,910$1,814$1,654$1,626

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
BMW 750i Insurance Cost by Model Year

How do 750i car insurance rates rank?

The BMW 750i ranks #19 out of 25 total comparison vehicles in the large luxury car category for car insurance affordability. The 750i costs an estimated $2,602 per year to insure for full coverage, while the class average policy cost is $2,410 annually, a difference of $192 per year.

When compared to popular vehicles in the large luxury car segment, car insurance prices for a BMW 750i cost $812 more per year than the Audi A5, $62 more than the BMW 740i, and $54 less than the Porsche Panamera.

The table below shows how well the 750i fares against the best-selling large luxury cars like the Infiniti Q60, Audi A8, and the Genesis G90.

Insurance Cost Comparison: BMW 750i vs Large Luxury Cars
Rank Make/Model Insurance Cost Difference
1Audi A5$1,790-$812
2Volvo S90$1,974-$628
3Lexus LS 500$2,048-$554
4Mercedes-Benz AMG E53$2,082-$520
5Genesis G90$2,088-$514
6Mercedes-Benz AMG GT43$2,130-$472
7Lexus LS 500h$2,192-$410
8BMW 840i$2,206-$396
9BMW 745e$2,246-$356
10Mercedes-Benz EQS 450$2,298-$304
11Infiniti Q60$2,308-$294
12Mercedes-Benz S500$2,336-$266
13Audi RS 7$2,340-$262
14Mercedes-Benz EQS 580$2,356-$246
15BMW M850i$2,514-$88
16Mercedes-Benz S580$2,518-$84
17BMW 740i$2,540-$62
18Audi S8$2,574-$28
19BMW 750i$2,602--
20Audi A8$2,606$4
21Porsche Panamera$2,656$54
22Mercedes-Benz S560$2,772$170
23BMW Alpina B8$2,906$304
24BMW M760i$3,002$400
25Mercedes-Benz Maybach S580$3,154$552

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Insurance Cost Comparison: BMW 750i vs Large Luxury Cars

Additional rates and insights

A few additional insights as they relate to insurance cost on a BMW 750i include:

  • Increasing deductibles makes car insurance cheaper. Raising physical damage coverage deductibles from $500 to $1,000 could save around $490 per year for a 40-year-old driver and $976 per year for a 20-year-old driver.
  • Choosing a low deductible will increase insurance policy cost. Lowering your physical damage coverage deductibles from $500 to $250 could cost an additional $514 per year for a 40-year-old driver and $1,030 per year for a 20-year-old driver.
  • Tickets and violations can cost a lot. If you want the cheapest 750i insurance rates, it pays to avoid traffic citations. In fact, just a couple driving offenses have the potential to increase insurance rates by at least $680 per year. Being convicted of a major violation like DWI and leaving the scene of an accident could raise rates by an additional $2,406 or more.
  • Your profession could earn you discounts. The large majority of insurance companies offer discounts for occupations like scientists, college professors, high school and elementary teachers, nurses, architects, firefighters, and others. Qualifying for this discount could save between $78 and $159 on your insurance premium, subject to policy limits.
  • Expect to pay a lot for high-risk insurance. For a 20-year-old driver, having to buy a high-risk insurance policy could trigger a rate increase of $4,046 or more per year.
  • Get cheaper rates by researching discounts. Discounts may be available if the policyholders sign their policy early, are senior citizens, belong to certain professional organizations, take a defensive driving course, work in certain occupations, or many other discounts which could save the average driver as much as $442 per year.