- Car insurance rates for a Lexus LS 500h average $2,512 per year or around $209 per month, but can vary considerably depending on driver age.
- Out of 26 vehicles in the 2023 large luxury car segment, the LS 500h ranks eighth for insurance affordability.
How much does Lexus LS 500h car insurance cost?
Lexus LS 500h insurance rates average $2,512 annually for full coverage, or $209 a month. Overall, expect to pay around $285 less each year for Lexus LS 500h insurance when compared to the average rate for all large luxury cars, and $784 more per year than the overall national average of $1,728.
The following rate chart details how 2023 Lexus LS 500h insurance rates can fluctuate based on a variety of driver ages and different policy deductibles. The rate estimates vary from a low of $1,854 per year for a driver age 60 with high policy deductibles to a high policy cost of $5,902 per year for a driver age 20 with $250 physical damage deductibles.
The following table breaks down average Lexus LS 500h full coverage insurance policy costs from the 2018 to the 2023 model years.
| Model Year and Vehicle | Annual Rate | 6-month Rate | Monthly Rate |
|---|---|---|---|
| 2023 Lexus LS 500h | $2,512 | $1,256 | $209 |
| 2022 Lexus LS 500h | $2,438 | $1,219 | $203 |
| 2021 Lexus LS 500h | $2,244 | $1,122 | $187 |
| 2020 Lexus LS 500h | $2,210 | $1,105 | $184 |
| 2019 Lexus LS 500h | $2,148 | $1,074 | $179 |
| 2018 Lexus LS 500h | $1,990 | $995 | $166 |
The rate table below details the estimated annual and semi-annual policy costs, in addition to a monthly budget amount, for each Lexus LS 500h model and trim level.
| Lexus LS 500h Trim Level | Annual Policy | Six-Month Policy | Per Month |
|---|---|---|---|
| Hybrid AWD | $2,512 | $1,256 | $209 |
Is Lexus LS 500h car insurance expensive?
The Lexus LS 500h ranks eighth out of 26 total comparison vehicles in the 2023 large luxury car class for most affordable car insurance rates. The LS 500h costs an estimated $2,512 per year for insurance and the segment average cost is $2,797 per year, a difference of $285 per year.
When insurance prices are compared to other large luxury car segment models, insurance prices for a Lexus LS 500h cost $452 less per year than the Audi A8, $360 less than the BMW 740i, $142 less than the Infiniti Q60, and $510 less than the Porsche Panamera.
The table displayed below shows how well LS 500h insurance rates fare against the top 10 best-selling large luxury cars in the United States like the Infiniti Q60, Audi A8, and the Genesis G90.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Audi A5 | $2,030 | -$482 |
| 2 | Volvo S90 | $2,290 | -$222 |
| 3 | Lexus LS 500 | $2,366 | -$146 |
| 4 | Mercedes-Benz AMG E53 | $2,378 | -$134 |
| 5 | Genesis G90 | $2,394 | -$118 |
| 6 | BMW i7 | $2,410 | -$102 |
| 7 | Mercedes-Benz AMG GT43 | $2,432 | -$80 |
| 8 | Lexus LS 500h | $2,512 | -- |
| 9 | BMW 840i | $2,582 | $70 |
| 10 | Mercedes-Benz EQS 450 | $2,640 | $128 |
| 11 | Infiniti Q60 | $2,654 | $142 |
| 12 | Mercedes-Benz S500 | $2,666 | $154 |
| 13 | Audi RS 7 | $2,726 | $214 |
| 14 | Mercedes-Benz EQS 580 | $2,736 | $224 |
| 15 | BMW 740i | $2,872 | $360 |
| 16 | BMW M850i | $2,908 | $396 |
| 17 | Mercedes-Benz AMG EQS | $2,928 | $416 |
| 18 | Audi A8 | $2,964 | $452 |
| 19 | Audi S8 | $2,982 | $470 |
| 20 | Porsche Panamera | $3,022 | $510 |
| 21 | BMW 760i | $3,056 | $544 |
| 22 | Mercedes-Benz S580 | $3,126 | $614 |
| 23 | BMW Alpina B8 | $3,320 | $808 |
| 24 | BMW M760i | $3,426 | $914 |
| 25 | Mercedes-Benz Maybach S580 | $3,530 | $1,018 |
| 26 | Mercedes-Benz Maybach S680 | $3,764 | $1,252 |
