- Volkswagen E-Golf insurance costs an average of $2,154 per year, or around $180 per month for full coverage.
- The E-Golf SE Hatchback trim level is the cheapest to insure at around $2,086 per year, while the SEL Premium Hatchback costs an average of $2,222 per year.
- Ranked 31st out of 33 other models in the 2019 small car class, car insurance rates for the Volkswagen E-Golf cost $295 more per year than the average cost for the segment.
How much does Volkswagen E-Golf car insurance cost?
Ranked 31st out of 33 vehicles in the compact car segment, Volkswagen E-Golf insurance cost averages $2,154 annually, or around $180 each month. With the average small car costing $1,859 a year to insure, the Volkswagen E-Golf could cost $295 or more each year.
The price summary chart below details how average VW E-Golf car insurance cost can differ based on the age of the rated driver and physical damage deductibles. Insurance rate averages vary from as low as $1,548 per year for a driver age 60 with $1,000 comprehensive and collision deductibles to the highest price of $4,992 each year for a 20-year-old driver with $250 physical damage deductibles.
The next table shows average car insurance rates for annual and semi-annual policy terms, including a monthly budget amount, for each 2019 Volkswagen E-Golf model package and trim level.
| 2019 Volkswagen E-Golf Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| SE Hatchback | $2,086 | $174 |
| SEL Premium Hatchback | $2,222 | $185 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025
The next table breaks down average full coverage auto insurance rates for a VW E-Golf from the 2015 to the 2019 model years and for various driver ages.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2019 Volkswagen E-Golf | $4,358 | $2,154 | $1,794 |
| 2018 Volkswagen E-Golf | $4,010 | $1,988 | $1,654 |
| 2017 Volkswagen E-Golf | $3,862 | $1,916 | $1,596 |
| 2016 Volkswagen E-Golf | $3,730 | $1,852 | $1,556 |
| 2015 Volkswagen E-Golf | $3,438 | $1,702 | $1,424 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Volkswagen E-Golf trim levels for each model year. Updated June 26, 2025
Is E-Golf insurance more expensive than other cars?
When compared side-by-side to other vehicles in the small car class, insurance prices for a Volkswagen E-Golf cost an average of $342 more per year than the Honda Civic, $602 more than the Toyota Corolla, and $312 more than the Nissan Sentra.
The Volkswagen E-Golf ranks 31st out of 33 comparison vehicles in the small car segment for insurance affordability. The E-Golf costs an average of $2,154 per year to insure for full coverage, while the category average auto insurance cost is $1,859 annually, a difference of $295 per year.
The next table shows how well Volkswagen E-Golf insurance rates compare to other compact cars like the Hyundai Elantra, Volkswagen Jetta, and the Kia Forte.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Ford Fiesta | $1,546 | -$608 |
| 2 | Honda Fit | $1,548 | -$606 |
| 3 | Toyota Corolla | $1,552 | -$602 |
| 4 | Fiat 500 | $1,560 | -$594 |
| 5 | Fiat 500L | $1,650 | -$504 |
| 6 | Chevrolet Spark | $1,664 | -$490 |
| 7 | Volkswagen Golf | $1,678 | -$476 |
| 8 | Fiat 124 Spider | $1,688 | -$466 |
| 9 | Hyundai Accent | $1,690 | -$464 |
| 10 | Toyota Yaris | $1,694 | -$460 |
| 11 | Smart Fortwo | $1,700 | -$454 |
| 12 | Subaru Impreza | $1,704 | -$450 |
| 13 | Mazda 3 | $1,724 | -$430 |
| 14 | Honda Civic | $1,812 | -$342 |
| 15 | Fiat 500E | $1,822 | -$332 |
| 16 | Nissan Sentra | $1,842 | -$312 |
| 17 | Nissan Versa | $1,852 | -$302 |
| 18 | Kia Forte | $1,862 | -$292 |
| 19 | Hyundai Veloster | $1,868 | -$286 |
| 20 | Volkswagen Beetle | $1,900 | -$254 |
| 21 | Kia Rio | $1,934 | -$220 |
| 22 | Toyota Prius | $1,950 | -$204 |
| 23 | Honda Clarity | $1,972 | -$182 |
| 24 | Chevrolet Sonic | $1,994 | -$160 |
| 25 | Volkswagen GTI | $2,000 | -$154 |
| 26 | Hyundai Ioniq | $2,016 | -$138 |
| 27 | Chevrolet Cruze | $2,036 | -$118 |
| 28 | Chevrolet Volt | $2,056 | -$98 |
| 29 | Hyundai Elantra | $2,096 | -$58 |
| 30 | Volkswagen Jetta | $2,144 | -$10 |
| 31 | Volkswagen E-Golf | $2,154 | -- |
| 32 | Toyota 86 | $2,270 | $116 |
| 33 | Toyota Mirai | $2,378 | $224 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2019 model year. Updated June 27, 2025
