Audi A7 Car Insurance Rates for 2023

Is car insurance for an Audi A7 expensive?

From the Premium model up to the top level Prestige trim, we compared insurance cost for the A7 to discover how the average insurance cost compares to the entire 2023 midsize luxury car segment.

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How much does Audi A7 car insurance cost?

Audi A7 insurance costs an average of $2,456 per year, which is around $205 a month. Comprehensive (or other-than-collision) coverage is approximately $612 a year, collision coverage will cost an estimated $1,276, and the remaining liability and medical coverage costs an estimated $568.

The chart below breaks down average car insurance rates on a 2023 Audi A7 using variations of risk profiles and driver ages.

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Chart Data Details: Average rates are for a 2023 model year Audi A7 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Audi A7 trim levels.Data last updated on December 30, 2022
Audi A7 Car Insurance Rates
2023 Audi A7 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$5,614$468
Safe Driver Age 20$4,916$410
At-fault Accidents Age 40$3,450$288
Low Deductibles Age 40$3,294$275
Safe Driver Age 30$2,612$218
Safe Driver Age 40$2,456$205
Safe Driver Age 50$2,234$186
Safe Driver Age 60$2,196$183
Discount Rate Age 40$2,038$170
High Deductibles Age 40$2,028$169

Which Audi A7 is cheapest to insure?

With Audi A7 insurance rates ranging from $2,382 to $2,520 annually for an average driver, the cheapest trim level to insure is the Premium.

The most expensive Audi A7 to insure is the Prestige at $2,520 per year. It will cost an extra $138 per year this model over the least expensive Premium model.

The rate table below details the average yearly and 6-month auto insurance policy costs, including a monthly budget amount, for each Audi A7 trim level.

2023 Audi A7 Insurance Cost by Trim Level
Audi A7 Trim Level Annual Policy Six-Month Policy Per Month
Premium$2,382$1,191$199
Premium Plus$2,464$1,232$205
Prestige$2,520$1,260$210

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Audi A7, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
Audi A7 Insurance Cost by Trim Level

How does Audi A7 insurance cost compare?

When compared to some of the best-selling models in the midsize luxury car category, insurance for an Audi A7 costs $292 more per year than the Audi A6, $554 more than the Lexus ES 350, $334 more than the BMW 530i, and $248 less than the Tesla Model S.

The Audi A7 ranks 31st out of 38 total vehicles in the midsize luxury car segment. The A7 costs an average of $2,456 per year for full coverage insurance and the segment median average cost is $2,242 annually, making the A7 $214 more expensive per year.

The chart below shows how average insurance cost for an Audi A7 compares to the best-selling midsize luxury cars in the U.S. Insurance affordability rankings for all 38 models in the midsize luxury car category are shown in the table following the chart.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Audi A7, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Audi A7 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Audi A7 vs Top 10 Midsize Luxury Cars Insurance Cost Comparison
Audi A7 Insurance Cost Compared to All Midsize Luxury Cars
Rank Make/Model Insurance Cost Difference
1Cadillac CT5$1,898-$558
2Lexus ES 350$1,902-$554
3Lexus ES 250$1,914-$542
4Lexus RC 300$1,920-$536
5Mercedes-Benz AMG CLA35$1,924-$532
6Audi A3$1,928-$528
7Mercedes-Benz AMG CLA45$1,968-$488
8Mercedes-Benz CLA250$1,978-$478
9Lexus IS 300$1,986-$470
10Jaguar XF$1,988-$468
11Audi S4$2,030-$426
12BMW i4$2,040-$416
13Mercedes-Benz E350$2,054-$402
14Lexus ES 300h$2,082-$374
15BMW 530i$2,122-$334
16Audi A6$2,164-$292
17Audi S5$2,166-$290
18BMW 540i$2,170-$286
19BMW 430i$2,206-$250
20Lexus IS 500$2,212-$244
21Mercedes-Benz E450$2,232-$224
22Genesis G80$2,238-$218
23Mercedes-Benz CLS450$2,296-$160
24Mercedes-Benz EQE 350$2,312-$144
25Audi RS 5$2,318-$138
26BMW 530e$2,330-$126
27Audi S6$2,354-$102
28Mercedes-Benz AMG C43$2,358-$98
29BMW M440i$2,362-$94
30Mercedes-Benz EQE 500$2,364-$92
31Audi A7$2,456--
32Infiniti Q50$2,458$2
33Lexus LC 500h$2,640$184
34BMW M550i$2,644$188
35Tesla Model S$2,704$248
36Audi S7$2,720$264
37BMW M5$2,800$344
38BMW M8$2,954$498

How much is insurance on a used A7?

Insuring a 2013 Audi A7 instead of a more expensive 2023 model may save up to $658 each year, depending on the policy deductibles and liability limits. Even a newer 2019 model may save the average driver around $140 annually.

The following data table illustrates average Audi A7 car insurance rates for a range of driver ages from 2013 through 2023. The cost of insurance ranges from the best rate of $1,614 for a 60-year-old driver rated on a 2013 Audi A7 to the highest rate of $4,916 for a 20-year-old driver rated on a 2023 A7.

Audi A7 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Audi A7$4,916$2,456$2,196
2022 Audi A7$5,036$2,508$2,244
2021 Audi A7$5,182$2,576$2,306
2020 Audi A7$5,108$2,536$2,272
2019 Audi A7$4,662$2,316$2,074
2018 Audi A7$4,604$2,282$2,044
2017 Audi A7$4,430$2,198$1,968
2016 Audi A7$4,144$2,060$1,844
2015 Audi A7$3,788$1,886$1,690
2014 Audi A7$3,570$1,786$1,596
2013 Audi A7$3,610$1,798$1,614

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Audi A7 Insurance Cost by Model Year