- Audi S7 car insurance rates average $2,720 per year (about $227 per month) for full coverage, depending on the trim level.
- Average Audi S7 insurance ranges from $2,660 to $2,778 per year, depending on trim level.
- The Audi S7 is one of the more expensive 2023 midsize luxury cars to insure, costing $478 more per year on average when compared to other midsize luxury cars.
How much does Audi S7 insurance cost?
Average car insurance rates for an Audi S7 cost $2,720 a year for full coverage, or about $227 a month. Liability and medical coverage is approximately $568 a year, collision coverage is an estimated $1,448, and the remaining comprehensive is an estimated $704.
The rate chart below demonstrates how Audi S7 auto insurance prices can fluctuate with changes in the rated driver age and the choice of physical damage coverage deductibles.
The data table below shows average Audi S7 car insurance premiums for the 2013-2023 model years and different driver age groups.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2023 Audi S7 | $5,438 | $2,720 | $2,428 |
| 2022 Audi S7 | $5,446 | $2,716 | $2,426 |
| 2021 Audi S7 | $5,508 | $2,740 | $2,454 |
| 2020 Audi S7 | $5,426 | $2,696 | $2,416 |
| 2018 Audi S7 | $4,896 | $2,422 | $2,172 |
| 2017 Audi S7 | $4,620 | $2,290 | $2,052 |
| 2016 Audi S7 | $4,184 | $2,074 | $1,860 |
| 2015 Audi S7 | $4,310 | $2,148 | $1,924 |
| 2014 Audi S7 | $3,766 | $1,878 | $1,682 |
| 2013 Audi S7 | $3,554 | $1,768 | $1,584 |
The table below shows average car insurance rates for both annual and 6-month policy terms for the Premium Plus and Prestige trim levels.
| Audi S7 Trim Level | Annual Policy | Six-Month Policy | Per Month |
|---|---|---|---|
| Premium Sportback | $2,660 | $1,330 | $222 |
| Premium Plus Sportback | $2,724 | $1,362 | $227 |
| Prestige Sportback | $2,778 | $1,389 | $232 |
Is Audi S7 car insurance expensive?
When compared directly to other vehicles in the 2023 midsize luxury car class, car insurance prices for an Audi S7 cost $818 more per year than the Lexus ES 350, $598 more than the BMW 530i, and $262 more than the Infiniti Q50.
The Audi S7 ranks 36th out of 38 total vehicles in the midsize luxury car segment for most affordable car insurance prices. The S7 costs an average of $2,720 per year to insure for full coverage and the category average insurance cost is $2,242 per year, a difference of $478 per year.
The chart displayed below shows how well S7 insurance rates compare to the top 10 selling midsize luxury cars like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S. A more comprehensive data table is included after the chart that illustrates insurance rankings for all 38 vehicles in the 2023 midsize luxury car segment.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Cadillac CT5 | $1,898 | -$822 |
| 2 | Lexus ES 350 | $1,902 | -$818 |
| 3 | Lexus ES 250 | $1,914 | -$806 |
| 4 | Lexus RC 300 | $1,920 | -$800 |
| 5 | Mercedes-Benz AMG CLA35 | $1,924 | -$796 |
| 6 | Audi A3 | $1,928 | -$792 |
| 7 | Mercedes-Benz AMG CLA45 | $1,968 | -$752 |
| 8 | Mercedes-Benz CLA250 | $1,978 | -$742 |
| 9 | Lexus IS 300 | $1,986 | -$734 |
| 10 | Jaguar XF | $1,988 | -$732 |
| 11 | Audi S4 | $2,030 | -$690 |
| 12 | BMW i4 | $2,040 | -$680 |
| 13 | Mercedes-Benz E350 | $2,054 | -$666 |
| 14 | Lexus ES 300h | $2,082 | -$638 |
| 15 | BMW 530i | $2,122 | -$598 |
| 16 | Audi A6 | $2,164 | -$556 |
| 17 | Audi S5 | $2,166 | -$554 |
| 18 | BMW 540i | $2,170 | -$550 |
| 19 | BMW 430i | $2,206 | -$514 |
| 20 | Lexus IS 500 | $2,212 | -$508 |
| 21 | Mercedes-Benz E450 | $2,232 | -$488 |
| 22 | Genesis G80 | $2,238 | -$482 |
| 23 | Mercedes-Benz CLS450 | $2,296 | -$424 |
| 24 | Mercedes-Benz EQE 350 | $2,312 | -$408 |
| 25 | Audi RS 5 | $2,318 | -$402 |
| 26 | BMW 530e | $2,330 | -$390 |
| 27 | Audi S6 | $2,354 | -$366 |
| 28 | Mercedes-Benz AMG C43 | $2,358 | -$362 |
| 29 | BMW M440i | $2,362 | -$358 |
| 30 | Mercedes-Benz EQE 500 | $2,364 | -$356 |
| 31 | Audi A7 | $2,456 | -$264 |
| 32 | Infiniti Q50 | $2,458 | -$262 |
| 33 | Lexus LC 500h | $2,640 | -$80 |
| 34 | BMW M550i | $2,644 | -$76 |
| 35 | Tesla Model S | $2,704 | -$16 |
| 36 | Audi S7 | $2,720 | -- |
| 37 | BMW M5 | $2,800 | $80 |
| 38 | BMW M8 | $2,954 | $234 |
Additional car insurance rates and insights
Some additional noteworthy insights about Audi S7 insurance rates include:
- Negligent drivers pay higher insurance rates. Too many at-fault accidents can cost more, potentially by an additional $3,810 per year for a 20-year-old driver and even as much as $802 per year for a 60-year-old driver.
- Avoid traffic tickets to pay less. To pay the best price on Audi S7 insurance, it’s necessary to follow the law. A couple of blemishes on your driving record could possibly increase insurance policy cost by at least $712 per year. Being convicted of a major violation like driving under the influence or reckless driving could raise rates by an additional $2,506 or more.
- Improve your credit rating to save on insurance. Having an excellent credit score over 800 could save as much as $427 per year when compared to a credit score ranging from 670-739. Conversely, a subpar credit score could cost as much as $495 more per year.
- Research discounts to lower the cost. Discounts may be available if the insureds are good students, drive a vehicle with safety or anti-theft features, belong to certain professional organizations, are loyal customers, are homeowners, or many other discounts which could save the average driver as much as $462 per year on the cost of insuring an Audi S7.
- Teen drivers cost a lot to insure. Average rates for full coverage S7 insurance costs $9,406 per year for a 16-year-old driver, $8,912 per year for a 17-year-old driver, $8,370 per year for an 18-year-old driver, and $7,654 per year for a 19-year-old driver.
- Getting older pays dividends in cheaper insurance. The difference in 2023 Audi S7 insurance rates between a 50-year-old driver ($2,472 per year) and a 20-year-old driver ($5,438 per year) is $2,966, or a savings of 75%.
