- Audi S6 car insurance rates average $2,354 per year or around $196 per month, depending on the age of the rated driver.
- The S6 ranks 27th out of 38 vehicles in the 2023 midsize luxury car class for auto insurance affordability.
- The cheapest model of Audi S6 to insure is the Quattro Premium Sedan at around $2,290 per year, or about $191 per month.
How much does Audi S6 car insurance cost?
Audi S6 insurance costs an average of $2,354 per year, which is the equivalent of $196 a month. Comprehensive (or other-than-collision) coverage will cost about $626 a year, collision coverage will cost approximately $1,160, and the remaining liability/medical (or PIP) coverage costs about $568.
The chart below shows average auto insurance cost on a 2023 Audi S6 for different driver age groups and scenarios.
The table below details the average annual and semi-annual policy costs, including a monthly insurance rate, for each Audi S6 model and trim level.
Audi S6 Trim Level | Annual Policy | Six-Month Policy | Per Month |
---|---|---|---|
Quattro Premium Sedan | $2,290 | $1,145 | $191 |
Quattro Premium Plus Sedan | $2,358 | $1,179 | $197 |
Quattro Prestige Sedan | $2,410 | $1,205 | $201 |
The following data table details average Audi S6 full coverage insurance rates for the 2013 to 2023 model years.
Model Year and Vehicle | Annual Rate | 6-month Rate | Monthly Rate |
---|---|---|---|
2023 Audi S6 | $2,354 | $1,177 | $196 |
2022 Audi S6 | $2,378 | $1,189 | $198 |
2021 Audi S6 | $2,304 | $1,152 | $192 |
2020 Audi S6 | $2,268 | $1,134 | $189 |
2018 Audi S6 | $2,136 | $1,068 | $178 |
2017 Audi S6 | $2,042 | $1,021 | $170 |
2016 Audi S6 | $1,938 | $969 | $162 |
2015 Audi S6 | $1,906 | $953 | $159 |
2014 Audi S6 | $1,696 | $848 | $141 |
2013 Audi S6 | $1,684 | $842 | $140 |
Additional rates and observations
Some additional relevant data observations about S6 insurance rates include:
- It’s expensive to buy high-risk insurance. For a 50-year-old driver, having too many driving record violations or accidents could end up with a rate increase of $2,732 or more per year.
- Raise your credit score for cheaper rates. Having a credit score above 800 may save up to $370 per year versus a good rating of 670-739. Conversely, a lesser credit rating could cost around $428 more per year.
- Avoid accidents and save. Having a few at-fault accidents can really raise rates, potentially up to $3,258 per year for a 20-year-old driver and even $684 per year for a 60-year-old driver.
- Driver gender affects car insurance rates. For a 2023 Audi S6, a 20-year-old male will pay an estimated rate of $4,672 per year, while a 20-year-old female will get a rate of $3,456, a difference of $1,216 per year. Women get significantly cheaper rates. But by age 50, the male rate is $2,136 and female rates are $2,094, a difference of only $42.
- Avoid tickets to save money. In order to have the cheapest possible Audi S6 car insurance rates, it’s necessary to be a good, safe driver. In fact, just a couple minor driving offenses could raise S6 insurance rates by up to $610 per year.
Is Audi S6 car insurance expensive?
The Audi S6 ranks 27th out of 38 total comparison vehicles in the 2023 midsize luxury car category for most affordable insurance cost. The S6 costs an average of $2,354 per year to insure and the segment average rate is $2,242 per year, a difference of $112 per year.
Auto insurance rates for an Audi S6 cost $452 more per year than the Lexus ES 350, $232 more than the BMW 530i, and $104 less than the Infiniti Q50.
The following chart shows how well S6 insurance rates compare to the best-selling midsize luxury cars in America like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S. A comprehensive table is included following the chart that details insurance rate comparisons for the entire 2023 midsize luxury car category.
Rank | Make/Model | Insurance Cost | Difference |
---|---|---|---|
1 | Cadillac CT5 | $1,898 | -$456 |
2 | Lexus ES 350 | $1,902 | -$452 |
3 | Lexus ES 250 | $1,914 | -$440 |
4 | Lexus RC 300 | $1,920 | -$434 |
5 | Mercedes-Benz AMG CLA35 | $1,924 | -$430 |
6 | Audi A3 | $1,928 | -$426 |
7 | Mercedes-Benz AMG CLA45 | $1,968 | -$386 |
8 | Mercedes-Benz CLA250 | $1,978 | -$376 |
9 | Lexus IS 300 | $1,986 | -$368 |
10 | Jaguar XF | $1,988 | -$366 |
11 | Audi S4 | $2,030 | -$324 |
12 | BMW i4 | $2,040 | -$314 |
13 | Mercedes-Benz E350 | $2,054 | -$300 |
14 | Lexus ES 300h | $2,082 | -$272 |
15 | BMW 530i | $2,122 | -$232 |
16 | Audi A6 | $2,164 | -$190 |
17 | Audi S5 | $2,166 | -$188 |
18 | BMW 540i | $2,170 | -$184 |
19 | BMW 430i | $2,206 | -$148 |
20 | Lexus IS 500 | $2,212 | -$142 |
21 | Mercedes-Benz E450 | $2,232 | -$122 |
22 | Genesis G80 | $2,238 | -$116 |
23 | Mercedes-Benz CLS450 | $2,296 | -$58 |
24 | Mercedes-Benz EQE 350 | $2,312 | -$42 |
25 | Audi RS 5 | $2,318 | -$36 |
26 | BMW 530e | $2,330 | -$24 |
27 | Audi S6 | $2,354 | -- |
28 | Mercedes-Benz AMG C43 | $2,358 | $4 |
29 | BMW M440i | $2,362 | $8 |
30 | Mercedes-Benz EQE 500 | $2,364 | $10 |
31 | Audi A7 | $2,456 | $102 |
32 | Infiniti Q50 | $2,458 | $104 |
33 | Lexus LC 500h | $2,640 | $286 |
34 | BMW M550i | $2,644 | $290 |
35 | Tesla Model S | $2,704 | $350 |
36 | Audi S7 | $2,720 | $366 |
37 | BMW M5 | $2,800 | $446 |
38 | BMW M8 | $2,954 | $600 |