- Audi S6 car insurance rates average $2,534 per year or around $211 per month, depending on the age of the rated driver.
- The S6 ranks 29th out of 34 vehicles in the 2024 midsize luxury car class for auto insurance affordability.
- The cheapest model of Audi S6 to insure is the Quattro Premium Sedan at around $2,472 per year, or about $206 per month.
How much does Audi S6 car insurance cost?
Audi S6 insurance costs an average of $2,534 per year, which is the equivalent of $211 a month. Comprehensive (or other-than-collision) coverage will cost about $688 a year, collision coverage will cost approximately $1,258, and the remaining liability/medical (or PIP) coverage costs about $588.
The chart below shows average auto insurance cost on a 2024 Audi S6 for different driver age groups and scenarios.
The table below details the average annual and semi-annual policy costs, including a monthly insurance rate, for each Audi S6 model and trim level.
2024 Audi S6 Trim Level | Annual Premium | Cost Per Month |
---|---|---|
Quattro Premium Sedan | $2,472 | $206 |
Quattro Premium Plus Sedan | $2,538 | $212 |
Quattro Prestige Sedan | $2,592 | $216 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 23, 2024
The following data table details average Audi S6 full coverage insurance rates for the 2013 to 2024 model years.
Model Year and Vehicle | Annual Premium | Cost Per Month |
---|---|---|
2024 Audi S6 | $2,534 | $211 |
2023 Audi S6 | $2,466 | $206 |
2022 Audi S6 | $2,498 | $208 |
2021 Audi S6 | $2,424 | $202 |
2020 Audi S6 | $2,348 | $196 |
2018 Audi S6 | $2,156 | $180 |
2017 Audi S6 | $2,066 | $172 |
2016 Audi S6 | $1,910 | $159 |
2015 Audi S6 | $1,880 | $157 |
2014 Audi S6 | $1,680 | $140 |
2013 Audi S6 | $1,674 | $140 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Audi S6 trim levels for each model year. Updated February 23, 2024
Additional rates and observations
Some additional relevant data observations about S6 insurance rates include:
- It’s expensive to buy high-risk insurance. For a 50-year-old driver, having too many driving record violations or accidents could end up with a rate increase of $2,926 or more per year.
- Raise your credit score for cheaper rates. Having a credit score above 800 may save up to $398 per year versus a good rating of 670-739. Conversely, a lesser credit rating could cost around $461 more per year.
- Avoid accidents and save. Having a few at-fault accidents can really raise rates, potentially up to $3,564 per year for a 20-year-old driver and even $574 per year for a 60-year-old driver.
- Driver gender affects car insurance rates. For a 2024 Audi S6, a 20-year-old male will pay an estimated rate of $5,078 per year, while a 20-year-old female will get a rate of $3,642, a difference of $1,436 per year. Women get significantly cheaper rates. But by age 50, the male rate is $2,232 and female rates are $2,184, a difference of only $48.
- Avoid tickets to save money. In order to have the cheapest possible Audi S6 car insurance rates, it’s necessary to be a good, safe driver. In fact, just a couple minor driving offenses could raise S6 insurance rates by up to $662 per year.
Is Audi S6 car insurance expensive?
The Audi S6 ranks 29th out of 34 total comparison vehicles in the 2024 midsize luxury car category for most affordable insurance cost. The S6 costs an average of $2,534 per year to insure and the segment average rate is $2,328 per year, a difference of $206 per year.
Auto insurance rates for an Audi S6 cost $554 more per year than the Lexus ES 350, $228 more than the BMW 530i, and $386 more than the Infiniti Q50.
The following chart shows how well S6 insurance rates compare to the best-selling midsize luxury cars in America like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S. A comprehensive table is included following the chart that details insurance rate comparisons for the entire 2024 midsize luxury car category.
Rank | Make and Model | Annual Premium | Difference |
---|---|---|---|
1 | Mercedes-Benz CLA250 | $1,954 | -$580 |
2 | Lexus IS 300 | $1,956 | -$578 |
3 | Lexus ES 350 | $1,980 | -$554 |
4 | Mercedes-Benz AMG CLA35 | $1,988 | -$546 |
5 | Lexus RC 300 | $1,994 | -$540 |
6 | Jaguar XF | $2,008 | -$526 |
7 | Cadillac CT5 | $2,044 | -$490 |
8 | Lexus ES 250 | $2,054 | -$480 |
9 | Lexus ES 300h | $2,082 | -$452 |
10 | Audi A3 | $2,132 | -$402 |
11 | Infiniti Q50 | $2,148 | -$386 |
12 | Mercedes-Benz AMG CLA45 | $2,174 | -$360 |
13 | Audi S4 | $2,184 | -$350 |
14 | Mercedes-Benz EQE 350 | $2,206 | -$328 |
15 | BMW i4 | $2,214 | -$320 |
16 | Lexus IS 500 | $2,242 | -$292 |
17 | BMW 530i | $2,306 | -$228 |
18 | Audi S5 | $2,330 | -$204 |
19 | BMW 540i | $2,336 | -$198 |
20 | BMW 430i | $2,386 | -$148 |
21 | BMW i5 | $2,396 | -$138 |
22 | Genesis G80 | $2,408 | -$126 |
23 | Mercedes-Benz EQE 500 | $2,436 | -$98 |
24 | Mercedes-Benz AMG C43 | $2,452 | -$82 |
25 | Audi A6 | $2,458 | -$76 |
26 | Tesla Model S | $2,488 | -$46 |
27 | BMW 530e | $2,510 | -$24 |
28 | Audi RS 5 | $2,516 | -$18 |
29 | Audi S6 | $2,534 | -- |
30 | BMW M440i | $2,600 | $66 |
31 | Audi A7 | $2,646 | $112 |
32 | Lexus LC 500h | $2,842 | $308 |
33 | Audi S7 | $2,934 | $400 |
34 | BMW M8 | $3,198 | $664 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated February 22, 2024