Audi S6 Car Insurance Rates for 2023

How much does Audi S6 insurance cost? We analyze auto insurance rates for the Quattro Premium Plus and the loaded Quattro Prestige trim levels to discover how insurance prices measure up to the rest of the midsize luxury car market.

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  • Audi S6 car insurance rates average $2,354 per year or around $196 per month, depending on the age of the rated driver.
  • The S6 ranks 27th out of 38 vehicles in the 2023 midsize luxury car class for auto insurance affordability.
  • The cheapest model of Audi S6 to insure is the Quattro Premium Sedan at around $2,290 per year, or about $191 per month.

How much does Audi S6 car insurance cost?

Audi S6 insurance costs an average of $2,354 per year, which is the equivalent of $196 a month. Comprehensive (or other-than-collision) coverage will cost about $626 a year, collision coverage will cost approximately $1,160, and the remaining liability/medical (or PIP) coverage costs about $568.

The chart below shows average auto insurance cost on a 2023 Audi S6 for different driver age groups and scenarios.

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Chart Data Details: Average rates are for a 2023 model year Audi S6 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Audi S6 trim levels.Data last updated on December 30, 2022
Audi S6 Car Insurance Cost Summary
2023 Audi S6 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$5,330$444
Safe Driver Age 20$4,672$389
At-fault Accidents Age 40$3,292$274
Low Deductibles Age 40$3,142$262
Safe Driver Age 30$2,500$208
Safe Driver Age 40$2,354$196
Safe Driver Age 50$2,136$178
Safe Driver Age 60$2,098$175
Discount Rate Age 40$1,954$163
High Deductibles Age 40$1,948$162

The table below details the average annual and semi-annual policy costs, including a monthly insurance rate, for each Audi S6 model and trim level.

2023 Audi S6 Insurance Cost by Trim Level
Audi S6 Trim Level Annual Policy Six-Month Policy Per Month
Quattro Premium Sedan$2,290$1,145$191
Quattro Premium Plus Sedan$2,358$1,179$197
Quattro Prestige Sedan$2,410$1,205$201

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Table Data Details: Average rates are for a 2023 Audi S6, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
Audi S6 Insurance Cost by Trim Level

The following data table details average Audi S6 full coverage insurance rates for the 2013 to 2023 model years.

Audi S6 Insurance Cost for 2013-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Audi S6$2,354$1,177$196
2022 Audi S6$2,378$1,189$198
2021 Audi S6$2,304$1,152$192
2020 Audi S6$2,268$1,134$189
2018 Audi S6$2,136$1,068$178
2017 Audi S6$2,042$1,021$170
2016 Audi S6$1,938$969$162
2015 Audi S6$1,906$953$159
2014 Audi S6$1,696$848$141
2013 Audi S6$1,684$842$140

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Audi S6 Insurance Cost by Model Year

Additional rates and observations

Some additional relevant data observations about S6 insurance rates include:

  • It’s expensive to buy high-risk insurance. For a 50-year-old driver, having too many driving record violations or accidents could end up with a rate increase of $2,732 or more per year.
  • Raise your credit score for cheaper rates. Having a credit score above 800 may save up to $370 per year versus a good rating of 670-739. Conversely, a lesser credit rating could cost around $428 more per year.
  • Avoid accidents and save. Having a few at-fault accidents can really raise rates, potentially up to $3,258 per year for a 20-year-old driver and even $684 per year for a 60-year-old driver.
  • Driver gender affects car insurance rates. For a 2023 Audi S6, a 20-year-old male will pay an estimated rate of $4,672 per year, while a 20-year-old female will get a rate of $3,456, a difference of $1,216 per year. Women get significantly cheaper rates. But by age 50, the male rate is $2,136 and female rates are $2,094, a difference of only $42.
  • Avoid tickets to save money. In order to have the cheapest possible Audi S6 car insurance rates, it’s necessary to be a good, safe driver. In fact, just a couple minor driving offenses could raise S6 insurance rates by up to $610 per year.

Is Audi S6 car insurance expensive?

The Audi S6 ranks 27th out of 38 total comparison vehicles in the 2023 midsize luxury car category for most affordable insurance cost. The S6 costs an average of $2,354 per year to insure and the segment average rate is $2,242 per year, a difference of $112 per year.

Auto insurance rates for an Audi S6 cost $452 more per year than the Lexus ES 350, $232 more than the BMW 530i, and $104 less than the Infiniti Q50.

The following chart shows how well S6 insurance rates compare to the best-selling midsize luxury cars in America like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S. A comprehensive table is included following the chart that details insurance rate comparisons for the entire 2023 midsize luxury car category.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Audi S6, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Audi S6 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Audi S6 vs Top 10 Midsize Luxury Cars Insurance Rate Comparison
Audi S6 Insurance Cost Compared to All Midsize Luxury Cars
Rank Make/Model Insurance Cost Difference
1Cadillac CT5$1,898-$456
2Lexus ES 350$1,902-$452
3Lexus ES 250$1,914-$440
4Lexus RC 300$1,920-$434
5Mercedes-Benz AMG CLA35$1,924-$430
6Audi A3$1,928-$426
7Mercedes-Benz AMG CLA45$1,968-$386
8Mercedes-Benz CLA250$1,978-$376
9Lexus IS 300$1,986-$368
10Jaguar XF$1,988-$366
11Audi S4$2,030-$324
12BMW i4$2,040-$314
13Mercedes-Benz E350$2,054-$300
14Lexus ES 300h$2,082-$272
15BMW 530i$2,122-$232
16Audi A6$2,164-$190
17Audi S5$2,166-$188
18BMW 540i$2,170-$184
19BMW 430i$2,206-$148
20Lexus IS 500$2,212-$142
21Mercedes-Benz E450$2,232-$122
22Genesis G80$2,238-$116
23Mercedes-Benz CLS450$2,296-$58
24Mercedes-Benz EQE 350$2,312-$42
25Audi RS 5$2,318-$36
26BMW 530e$2,330-$24
27Audi S6$2,354--
28Mercedes-Benz AMG C43$2,358$4
29BMW M440i$2,362$8
30Mercedes-Benz EQE 500$2,364$10
31Audi A7$2,456$102
32Infiniti Q50$2,458$104
33Lexus LC 500h$2,640$286
34BMW M550i$2,644$290
35Tesla Model S$2,704$350
36Audi S7$2,720$366
37BMW M5$2,800$446
38BMW M8$2,954$600