Exploring Audi S6 Car Insurance Costs: Ultimate Rate Breakdown

How much does Audi S6 insurance cost? We analyze auto insurance rates for the Quattro Premium Plus and the loaded Quattro Prestige trim levels to discover how insurance prices measure up to the rest of the midsize luxury car market.

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  • Audi S6 car insurance rates average $2,534 per year or around $211 per month, depending on the age of the rated driver.
  • The S6 ranks 29th out of 34 vehicles in the 2024 midsize luxury car class for auto insurance affordability.
  • The cheapest model of Audi S6 to insure is the Quattro Premium Sedan at around $2,472 per year, or about $206 per month.

How much does Audi S6 car insurance cost?

Audi S6 insurance costs an average of $2,534 per year, which is the equivalent of $211 a month. Comprehensive (or other-than-collision) coverage will cost about $688 a year, collision coverage will cost approximately $1,258, and the remaining liability/medical (or PIP) coverage costs about $588.

The chart below shows average auto insurance cost on a 2024 Audi S6 for different driver age groups and scenarios.

Figure 1: Average 2024 Audi S6 insurance premiums for different driver ages and risk scenarios. Rates updated on February 26, 2024.

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Data Methodology: Average rates are for a 2024 model year Audi S6 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Audi S6 trim levels.

Audi S6 Car Insurance Cost Summary
2024 Audi S6 Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,792$483
Safe Driver Age 20$5,078$423
At-fault Accidents Age 40$3,554$296
Low Deductibles Age 40$3,392$283
Safe Driver Age 30$2,718$227
Safe Driver Age 40$2,534$211
Safe Driver Age 50$2,232$186
Discount Rate Age 40$2,104$175
High Deductibles Age 40$2,092$174
Safe Driver Age 60$2,090$174

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Audi S6 trim levels. Updated February 26, 2024

The table below details the average annual and semi-annual policy costs, including a monthly insurance rate, for each Audi S6 model and trim level.

2024 Audi S6 Insurance Rates by Trim Level
2024 Audi S6 Trim Level Annual Premium Cost Per Month
Quattro Premium Sedan$2,472$206
Quattro Premium Plus Sedan$2,538$212
Quattro Prestige Sedan$2,592$216

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 23, 2024

Audi S6 Insurance Cost by Trim Level

The following data table details average Audi S6 full coverage insurance rates for the 2013 to 2024 model years.

Audi S6 Insurance Cost for 2013-2024 Models
Model Year and Vehicle Annual Premium Cost Per Month
2024 Audi S6$2,534$211
2023 Audi S6$2,466$206
2022 Audi S6$2,498$208
2021 Audi S6$2,424$202
2020 Audi S6$2,348$196
2018 Audi S6$2,156$180
2017 Audi S6$2,066$172
2016 Audi S6$1,910$159
2015 Audi S6$1,880$157
2014 Audi S6$1,680$140
2013 Audi S6$1,674$140

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Audi S6 trim levels for each model year. Updated February 23, 2024

Audi S6 Insurance Cost by Model Year

Additional rates and observations

Some additional relevant data observations about S6 insurance rates include:

  • It’s expensive to buy high-risk insurance. For a 50-year-old driver, having too many driving record violations or accidents could end up with a rate increase of $2,926 or more per year.
  • Raise your credit score for cheaper rates. Having a credit score above 800 may save up to $398 per year versus a good rating of 670-739. Conversely, a lesser credit rating could cost around $461 more per year.
  • Avoid accidents and save. Having a few at-fault accidents can really raise rates, potentially up to $3,564 per year for a 20-year-old driver and even $574 per year for a 60-year-old driver.
  • Driver gender affects car insurance rates. For a 2024 Audi S6, a 20-year-old male will pay an estimated rate of $5,078 per year, while a 20-year-old female will get a rate of $3,642, a difference of $1,436 per year. Women get significantly cheaper rates. But by age 50, the male rate is $2,232 and female rates are $2,184, a difference of only $48.
  • Avoid tickets to save money. In order to have the cheapest possible Audi S6 car insurance rates, it’s necessary to be a good, safe driver. In fact, just a couple minor driving offenses could raise S6 insurance rates by up to $662 per year.

Is Audi S6 car insurance expensive?

The Audi S6 ranks 29th out of 34 total comparison vehicles in the 2024 midsize luxury car category for most affordable insurance cost. The S6 costs an average of $2,534 per year to insure and the segment average rate is $2,328 per year, a difference of $206 per year.

Auto insurance rates for an Audi S6 cost $554 more per year than the Lexus ES 350, $228 more than the BMW 530i, and $386 more than the Infiniti Q50.

The following chart shows how well S6 insurance rates compare to the best-selling midsize luxury cars in America like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S. A comprehensive table is included following the chart that details insurance rate comparisons for the entire 2024 midsize luxury car category.

Figure 2: Average 2024 Audi S6 car insurance premium compared to other midsize luxury car models. Rates updated on February 22, 2024.

Data Methodology: Average rates are for a 2024 model year Audi S6. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Audi S6 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Audi S6 vs Top 10 Midsize Luxury Cars Insurance Rate Comparison
Audi S6 Insurance Cost Compared to All Midsize Luxury Cars
Rank Make and Model Annual Premium Difference
1Mercedes-Benz CLA250$1,954-$580
2Lexus IS 300$1,956-$578
3Lexus ES 350$1,980-$554
4Mercedes-Benz AMG CLA35$1,988-$546
5Lexus RC 300$1,994-$540
6Jaguar XF$2,008-$526
7Cadillac CT5$2,044-$490
8Lexus ES 250$2,054-$480
9Lexus ES 300h$2,082-$452
10Audi A3$2,132-$402
11Infiniti Q50$2,148-$386
12Mercedes-Benz AMG CLA45$2,174-$360
13Audi S4$2,184-$350
14Mercedes-Benz EQE 350$2,206-$328
15BMW i4$2,214-$320
16Lexus IS 500$2,242-$292
17BMW 530i$2,306-$228
18Audi S5$2,330-$204
19BMW 540i$2,336-$198
20BMW 430i$2,386-$148
21BMW i5$2,396-$138
22Genesis G80$2,408-$126
23Mercedes-Benz EQE 500$2,436-$98
24Mercedes-Benz AMG C43$2,452-$82
25Audi A6$2,458-$76
26Tesla Model S$2,488-$46
27BMW 530e$2,510-$24
28Audi RS 5$2,516-$18
29Audi S6$2,534--
30BMW M440i$2,600$66
31Audi A7$2,646$112
32Lexus LC 500h$2,842$308
33Audi S7$2,934$400
34BMW M8$3,198$664

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated February 22, 2024