Why Volvo S90 Insurance Costs So Much: Insights for Savings

• Volvo S90 car insurance costs an average of $2,324 per year for a full coverage policy.
• The cheapest model of Volvo S90 to insure is the Plus at an estimated $2,220 per year.
• The Volvo S90 is one of the cheaper large luxury cars to insure, costing $712 less per year on average as compared to the rest of the vehicles in the segment.

How much does Volvo S90 car insurance cost?

Ranked second out of 24 vehicles in the large luxury car class, Volvo S90 insurance costs an average of $2,324 yearly, or around $194 monthly. With the average large luxury car costing $3,036 a year to insure, the Volvo S90 could save around $712 or more every 12 months.

The following rate chart shows how average Volvo S90 insurance prices change with differences in driver age and coverage deductibles. The cost values shown vary from the cheapest policy rate of $1,602 per year for a driver age 60 with high policy deductibles to the highest rate of $5,432 each year for a driver age 20 with deductibles of $250.

The table below shows the estimated annual and 6-month policy costs, plus a monthly budget estimate, for each Volvo S90 model and trim level.

The following data table illustrates average insurance policy premiums for a Volvo S90 from the 2017 to the 2024 model years.

How does S90 insurance cost rank?

The Volvo S90 ranks second out of 24 comparison vehicles in the large luxury car segment for most affordable car insurance cost. The S90 costs an estimated $2,324 per year for an auto insurance policy with full coverage and the category average is $3,036 per year, a difference of $712 per year.

When compared to other large luxury car models for 2024, Volvo S90 car insurance costs $78 more per year than the Audi A5, $748 less than the BMW 740i, and $1,460 less than the Porsche Panamera.

The next table shows how average S90 car insurance cost compares to all other 2024 large luxury cars like the Infiniti Q60, Audi A8, and the Genesis G90.