Volvo S90 Car Insurance Rates – 2023 Cost Comparison

How much does Volvo S90 insurance cost? We compared rates by model year from the base S90 T5 models up to the well-appointed T8 Hybrid models to find out how insurance cost ranks against competing luxury car brands.

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  • Volvo S90 car insurance costs an average of $2,290 per year for a full coverage policy.
  • The cheapest model of Volvo S90 to insure is the Plus at an estimated $2,178 per year.
  • The Volvo S90 is one of the cheaper large luxury cars to insure, costing $507 less per year on average as compared to the rest of the vehicles in the segment.

How much does Volvo S90 car insurance cost?

Ranked second out of 26 vehicles in the large luxury car class, Volvo S90 insurance costs an average of $2,290 yearly, or around $191 monthly. With the average large luxury car costing $2,797 a year to insure, the Volvo S90 could save around $507 or more every 12 months.

The following rate chart shows how average Volvo S90 insurance prices change with differences in driver age and coverage deductibles. The cost values shown vary from the cheapest policy rate of $1,704 per year for a driver age 60 with high policy deductibles to the highest rate of $5,390 each year for a driver age 20 with deductibles of $250.

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Chart Data Details: Chart shows average insurance cost for a 2023 Volvo S90 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Volvo S90 trim levels.Data last updated on August 11, 2023
Volvo S90 Car Insurance Rates
2023 Volvo S90 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,820$318
$500$4,582$382
$250$5,390$449
30$1,000$2,002$167
$500$2,426$202
$250$2,866$239
40$1,000$1,902$159
$500$2,290$191
$250$2,694$225
50$1,000$1,736$145
$500$2,084$174
$250$2,450$204
60$1,000$1,704$142
$500$2,046$171
$250$2,406$201

The table below shows the estimated annual and 6-month policy costs, plus a monthly budget estimate, for each Volvo S90 model and trim level.

2023 Volvo S90 Insurance Cost by Trim Level
Volvo S90 Trim Level Annual Policy Six-Month Policy Per Month
Plus$2,178$1,089$182
Ultimate$2,236$1,118$186
Recharge Ultimate$2,456$1,228$205

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Volvo S90, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Volvo S90 Insurance Cost by Trim Level

The following data table illustrates average insurance policy premiums for a Volvo S90 from the 2017 to the 2023 model years.

Volvo S90 Insurance Cost for 2017-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Volvo S90$2,290$1,145$191
2022 Volvo S90$2,196$1,098$183
2021 Volvo S90$1,990$995$166
2020 Volvo S90$1,958$979$163
2019 Volvo S90$1,904$952$159
2018 Volvo S90$1,842$921$154
2017 Volvo S90$1,766$883$147

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Volvo S90 Insurance Cost by Model Year

How does S90 insurance cost rank?

The Volvo S90 ranks second out of 26 comparison vehicles in the large luxury car segment for most affordable car insurance cost. The S90 costs an estimated $2,290 per year for an auto insurance policy with full coverage and the category average is $2,797 per year, a difference of $507 per year.

When compared to other large luxury car models for 2023, Volvo S90 car insurance costs $260 more per year than the Audi A5, $582 less than the BMW 740i, and $732 less than the Porsche Panamera.

The next table shows how average S90 car insurance cost compares to all other 2023 large luxury cars like the Infiniti Q60, Audi A8, and the Genesis G90.

Insurance Cost Comparison: Volvo S90 vs Large Luxury Cars
Rank Make/Model Insurance Cost Difference
1Audi A5$2,030-$260
2Volvo S90$2,290--
3Lexus LS 500$2,366$76
4Mercedes-Benz AMG E53$2,378$88
5Genesis G90$2,394$104
6BMW i7$2,410$120
7Mercedes-Benz AMG GT43$2,432$142
8Lexus LS 500h$2,512$222
9BMW 840i$2,582$292
10Mercedes-Benz EQS 450$2,640$350
11Infiniti Q60$2,654$364
12Mercedes-Benz S500$2,666$376
13Audi RS 7$2,726$436
14Mercedes-Benz EQS 580$2,736$446
15BMW 740i$2,872$582
16BMW M850i$2,908$618
17Mercedes-Benz AMG EQS$2,928$638
18Audi A8$2,964$674
19Audi S8$2,982$692
20Porsche Panamera$3,022$732
21BMW 760i$3,056$766
22Mercedes-Benz S580$3,126$836
23BMW Alpina B8$3,320$1,030
24BMW M760i$3,426$1,136
25Mercedes-Benz Maybach S580$3,530$1,240
26Mercedes-Benz Maybach S680$3,764$1,474

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on August 11, 2023
Insurance Cost Comparison: Volvo S90 vs Large Luxury Cars