- BMW 330e insurance costs an average of $2,544 per year for a full coverage policy, but can vary a lot based on the policy limits.
- The base 330e Sedan trim level is the cheapest to insure at around $2,512 per year. The most expensive to insure is the xDrive Sedan at $2,578 per year.
- Ranked eighth out of 18 other models in the 2024 compact luxury car class, insurance rates for the BMW 330e cost $34 less per year than the average cost for the segment.
How much does BMW 330e insurance cost?
Ranked eighth out of 18 vehicles in the small luxury car class, BMW 330e insurance rates average $2,544 annually for full coverage, or about $212 monthly. With the average small luxury car costing $2,578 a year to insure, the BMW 330e is about $34 cheaper than the average.
The following chart illustrates how 330e car insurance prices can change with modifications to the rated driver and policy deductibles.
The table below shows the estimated yearly and 6-month policy costs, plus a monthly insurance rate, for each BMW 330e trim level for the 2024 model year.
| 2024 BMW 330e Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Sedan | $2,512 | $209 |
| xDrive Sedan | $2,578 | $215 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025
The next table breaks down average BMW 330e full coverage insurance policy costs for the 2016-2022 model years.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2024 BMW 330e | $2,544 | $212 |
| 2023 BMW 330e | $2,466 | $206 |
| 2022 BMW 330e | $2,302 | $192 |
| 2018 BMW 330e | $2,114 | $176 |
| 2017 BMW 330e | $1,978 | $165 |
| 2016 BMW 330e | $2,010 | $168 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all BMW 330e trim levels for each model year. Updated June 26, 2025
Does BMW 330e insurance cost more than similar models?
When compared to other compact luxury models, insurance rates for a BMW 330e average $72 more per year than the Lexus IS 350, $24 less per year than the BMW 230i, $92 more per year than the Genesis G70, and $154 less per year than the Audi A4.
The BMW 330e ranks eighth out of 18 total vehicles in the 2024 small luxury car class for most affordable car insurance rates. The 330e costs an average of $2,544 per year to insure, while the class average price is $2,578 per year, a difference of $34 per year.
The table displayed below shows how average BMW 330e car insurance cost compares to the rest of the segment.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Acura Integra | $2,082 | -$462 |
| 2 | BMW 330i | $2,384 | -$160 |
| 3 | Acura TLX | $2,424 | -$120 |
| 4 | Cadillac CT4 | $2,446 | -$98 |
| 5 | Genesis G70 | $2,452 | -$92 |
| 6 | Lexus IS 350 | $2,472 | -$72 |
| 7 | Lexus RC 350 | $2,542 | -$2 |
| 8 | BMW 330e | $2,544 | -- |
| 9 | BMW 228i | $2,548 | $4 |
| 10 | BMW 230i | $2,568 | $24 |
| 11 | Audi S3 | $2,626 | $82 |
| 12 | Alfa Romeo Giulia | $2,642 | $98 |
| 13 | Audi A4 | $2,698 | $154 |
| 14 | BMW M235i | $2,712 | $168 |
| 15 | Volvo S60 | $2,748 | $204 |
| 16 | Audi RS 3 | $2,800 | $256 |
| 17 | BMW M240i | $2,854 | $310 |
| 18 | BMW M340i | $2,862 | $318 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 27, 2025
