- Average Camaro insurance cost is $3,118 per year for a full coverage policy, depending on the trim level.
- The cheapest model of Camaro to insure is the 1LT Convertible at around $2,628 per year, or about $219 per month.
- The Camaro ranks 13th out of 23 vehicles in the 2024 sports car class for car insurance affordability.
- For the best Camaro insurance rates among large U.S. car insurance companies, GEICO, Progressive, and Nationwide tended to be cheaper than State Farm, Liberty Mutual, and Farmers Insurance.
How much does Camaro insurance cost?
Ranked 13th out of 23 vehicles in the 2024 sports car class, Camaro car insurance rates average $3,118 annually, or around $260 per month. With the average 2024 model year sports car costing $3,300 per year to insure, expect average Camaro insurance rates to be around $182 less each year.
However, lots of different factors contribute to the actual price you’ll pay to insure your Camaro. Three of the biggest are your age, your driving record, and the comprehensive and collision deductibles you have on your policy.
The following chart shows how these three factors can affect the cost of Camaro insurance. Young drivers and drivers with multiple violations or at-fault accidents pay some of the highest rates. The best Camaro insurance rates are generally reserved for more experienced drivers having no prior violations, no prior claims, and the ability to earn significant policy discounts.
Rates for different policy deductibles for physical damage coverage are shown for an average 40-year-old driver to illustrate the impact low, medium, and high deductibles have on overall Camaro insurance cost.
Having a lower deductible increases the price of a car insurance policy due to the fact that you will have to pay less out-of-pocket if you have a covered comprehensive or collision claim.
In the chart, a low $100 deductible policy will cost the average driver $4,012 per year for a 2024 Camaro. A $500 deductible policy will cost around $3,118, and a $1,000 deductible will cost an average of $2,654 per year.
That’s an annual price difference of $1,358 between the low and high deductible policies, which just shows that raising your deductible is one of the best ways to get cheaper Camaro insurance, regardless of your age.
Camaro insurance cost for teenage drivers
Notably absent from the chart are teenage drivers, as they are really in a class by themselves when it comes to Camaro insurance due to the high cost.
Average car insurance rates for a teen driver on a 2024 Chevy Camaro are expensive. Average annual full-coverage insurance prices for a male driver on a new 2024 Camaro are:
- Camaro insurance cost for a 16-year-old: $11,194
- Camaro insurance cost for a 17-year-old: $10,794
- Camaro insurance cost for a 18-year-old: $9,580
- Camaro insurance cost for a 19-year-old: $8,765
There is a good chance that a teen is driving an older model year of Camaro, rather than a new 2024 model, which will save a little bit on insurance. The chart below shows average car insurance rates on a 2015 Chevy Camaro for both male and female teen drivers, from ages 16 to 19.
Teenagers are the most expensive age group to insure, and the performance of the Camaro does not help the situation. Any time a young, inexperienced driver is rated on any kind of vehicle with above-average performance features, the result will be very high car insurance rates.
If keeping full coverage is mandatory, the only ways to reduce the cost of insuring a teen on a Camaro are to increase the physical damage deductibles, or ensure you’re getting every discount possible including good student and driver training discounts if you can.
If the Camaro is old enough to justify dropping full coverage, that is an option that can definitely cut the cost of car insurance. Liability-only insurance is the cheapest policy available since it does not cover any losses like collisions, hail, fire, flood, theft, or vandalism.
What is the cheapest Camaro insurance?
The cheapest Camaro model to insure is the 1LT Convertible at $2,628 per year. The next cheapest model to insure is the 2LT Convertible at $2,680 per year. On average, plan on budgeting a minimum of $219 per month for a policy with full coverage, but this can vary considerably based on where you live.
The three most expensive Camaro models to insure are the Camaro 1SS Coupe, the 2SS Coupe, and the ZL1 Coupe trim levels at around $3,438, $3,536, and $3,814 per year, respectively.
With average 2024 Chevy Camaro insurance rates ranging from $2,628 to $3,814 per year depending on the trim level, the cost difference between the cheapest 1LT Convertible trim and most expensive ZL1 Coupe model is $1,186 per year.
The next table details average annual and 6-month Chevrolet Camaro car insurance rates, plus a monthly budget amount, for each 2024 model and trim level.
| 2024 Chevrolet Camaro Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| 1LT Convertible | $2,628 | $219 |
| 2LT Convertible | $2,680 | $223 |
| 3LT Convertible | $2,776 | $231 |
| LT1 Convertible | $2,812 | $234 |
| 1SS Convertible | $2,878 | $240 |
| 2SS Convertible | $2,952 | $246 |
| 1LT Coupe | $3,112 | $259 |
| ZL1 Convertible | $3,170 | $264 |
| 2LT Coupe | $3,186 | $266 |
| 3LT Coupe | $3,308 | $276 |
| LT1 Coupe | $3,362 | $280 |
| 1SS Coupe | $3,438 | $287 |
| 2SS Coupe | $3,536 | $295 |
| ZL1 Coupe | $3,814 | $318 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
Chevy Camaro versus the competition
If you’re comparing insurance costs between the Camaro and other sports cars, the Camaro ranks 13th out of 23 total comparison vehicles in the 2024 sports car category. Camaro insurance costs an average of $3,118 per year, while the segment average cost is $3,300 per year, a difference of $182.
When rates are compared directly to other models in the sports car category, insurance for a Chevrolet Camaro costs $484 more per year than the Ford Mustang, $250 more per year than the Subaru BRZ, $1,552 less per year than the Nissan GT-R, and $204 less per year than the Chevrolet Corvette.
If you’re wondering how the cost of Camaro insurance compares to all vehicles, not just sports cars, we have that number too. For the 2024 model year, a Camaro costs 19.2% more to insure than the average rate for all 2024 model year vehicles of $2,572 per year.
The table below shows how well average Camaro insurance compares to all other cars in the 2024 sports car segment.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Mazda MX-5 Miata | $2,220 | -$898 |
| 2 | Toyota GR86 | $2,530 | -$588 |
| 3 | Ford Mustang | $2,634 | -$484 |
| 4 | BMW Z4 | $2,650 | -$468 |
| 5 | Subaru WRX | $2,690 | -$428 |
| 6 | Toyota GR Supra | $2,694 | -$424 |
| 7 | BMW M2 | $2,772 | -$346 |
| 8 | Nissan Z | $2,778 | -$340 |
| 9 | Lexus RC F | $2,838 | -$280 |
| 10 | Subaru BRZ | $2,868 | -$250 |
| 11 | BMW M3 | $3,030 | -$88 |
| 12 | Porsche 718 | $3,090 | -$28 |
| 13 | Chevrolet Camaro | $3,118 | -- |
| 2024 Sports Car Average | $3,300 | $182 | |
| 14 | Chevrolet Corvette | $3,322 | $204 |
| 15 | Porsche 911 | $3,438 | $320 |
| 16 | BMW M4 | $3,580 | $462 |
| 17 | Lexus LC 500 | $3,600 | $482 |
| 18 | Jaguar F-Type | $3,786 | $668 |
| 19 | Mercedes-Benz AMG GT53 | $3,972 | $854 |
| 20 | Porsche Taycan | $4,062 | $944 |
| 21 | Mercedes-Benz SL 55 | $4,632 | $1,514 |
| 22 | Nissan GT-R | $4,670 | $1,552 |
| 23 | Mercedes-Benz SL 63 | $4,930 | $1,812 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model. Updated October 24, 2025
Best insurance for a Chevy Camaro
Everyone has a different definition of what the “best” insurance for a Camaro is. Maybe it’s solely a price-based decision, or maybe you prefer to have top-notch claim service.
We compiled average Camaro insurance rates for some of the larger car insurance companies in the U.S., and also break down some of the pros and cons for each one.
GEICO tended to have the cheapest Camaro insurance rates out of the companies we compared at an average of $2,912 per year. with Progressive and Nationwide placing in second and third place at $3,062 and $3,087, respectively.
State Farm, Liberty Mutual, and Farmers were a little higher on average, but please keep in mind that these rates are averaged for all Camaro models and locations. So cheaper models will tend to have lower-than-average rates, and also where you live makes a huge difference in the price you pay.
To get rates for your exact Camaro model and also where you live, simply enter your Zip Code in the form below the chart and click the ‘GO’ button.
Every car insurance company has its strengths and weaknesses, so we broke down some of the pros and cons for each of the companies from the chart above.
Each offers individualized coverage, and also different discounts that can save you money, so a link is provided directly to each company’s website where you can read more about the auto insurance coverages they offer.
1. GEICO
Estimated GEICO car insurance rate on a 2024 Chevrolet Camaro: $2,912 per year
Pros
- Provides non-owner insurance for people who do not own a car but still may need coverage
- Offers a usage-based insurance policy option called DriveEasy for drivers willing to be monitored and possibly get a discount
- Will file SR-22/FR-44 forms (for a small charge) if they are required by a prior conviction
Cons
- Doesn’t offer the option to buy gap insurance
- They do not offer coverage for ridesharing for drivers who are employed by a company like Uber or Lyft
Get a Quote Or read more about auto insurance coverages offered at GEICO.com
2. Progressive
Estimated Progressive car insurance rate on a 2024 Chevrolet Camaro: $3,062 per year
Pros
- Rates are better than most for drivers with prior DUIs or other serious violations
- Will file SR-22 forms if you are required to have them
- If your policy has collision coverage and your pet gets injured in a car accident, they may help pay your vet expenses
Cons
- They don’t have strong claim ratings in J.D. Power surveys
- Progressive has some of the most expensive prices for drivers in their teens and early twenties
Get a Quote Or read more about auto insurance coverages offered at Progressive.com
3. Nationwide
Estimated Nationwide car insurance rate on a 2024 Chevrolet Camaro: $3,087 per year
Pros
- Offer a usage-based policy option for drivers who want to be monitored to save money
- Offers perks like accident forgiveness, gap insurance, and a vanishing deductible
- Decent insurance rates for drivers with a poor credit rating
Cons
- Expensive average rates for drivers who caused an accident with injuries
- Average rates are higher for drivers with prior accidents or major violations like a DUI
Get a Quote Or read more about auto insurance coverages offered at Nationwide.com
4. State Farm
Estimated State Farm car insurance rate on a 2024 Chevrolet Camaro: $3,467 per year
Pros
- Will file SR-22 forms if they are mandated from a prior conviction
- Offers their Steer Clear app that helps younger drivers drive safely
- Good rates when adding a teenager to your policy
Cons
- Expensive average rates for drivers with below-average credit
- Average rates are higher for drivers with major violations like a DUI or reckless driving
Get a Quote Or read more about auto insurance coverages offered at StateFarm.com
5. Liberty Mutual
Estimated Liberty Mutual car insurance rate on a 2024 Chevrolet Camaro: $3,514 per year
Pros
- Offers non-owner auto insurance coverage
- Offer a usage-based insurance pricing option called RightTrack for drivers who want to lower costs based on driving habits
- Has optional coverages like loan/lease gap coverage and new car replacement
Cons
- They have below-average claim handling scores in recent surveys
- Expensive insurance rates for teenage and early twenties drivers
Get a Quote Or read more about auto insurance coverages offered at LibertyMutual.com
6. Farmers Insurance
Estimated Farmers Insurance car insurance rate on a 2024 Chevrolet Camaro: $3,586 per year
Pros
- Offers a usage-based insurance policy option, Signal, for drivers who want to lower costs based on driving habits
- Will file SR-22 forms with the state if they are needed
- They have a generally good customer satisfaction level with a low level of complaints filed with state insurance regulators
Cons
- Expensive average rates for the majority of drivers
- They do not give the option to buy gap insurance coverage
Get a Quote Or read more about auto insurance coverages offered at Farmers.com
Chevy Camaro prior model year insurance rates
The following sections detail Chevrolet Camaro insurance rates for every trim level since 2013. Current 2024 model year rates are featured in the previous sections.
2022 Chevy Camaro Insurance Cost
A 2022 Chevy Camaro costs an average of $3,030 per year to insure, or around $253 per month. Rates range from $2,800 per year for the Camaro 1LT Convertible to $3,448 for the Camaro ZL1 Coupe.
| 2022 Chevrolet Camaro Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| 1LT Convertible | $2,800 | $233 |
| 1LS Coupe | $2,810 | $234 |
| 1LT Coupe | $2,830 | $236 |
| 2LT Convertible | $2,854 | $238 |
| 2LT Coupe | $2,902 | $242 |
| 3LT Convertible | $2,940 | $245 |
| LT1 Convertible | $2,982 | $249 |
| 3LT Coupe | $3,020 | $252 |
| 1SS Convertible | $3,034 | $253 |
| LT1 Coupe | $3,082 | $257 |
| 2SS Convertible | $3,100 | $258 |
| 1SS Coupe | $3,160 | $263 |
| 2SS Coupe | $3,238 | $270 |
| ZL1 Convertible | $3,264 | $272 |
| ZL1 Coupe | $3,448 | $287 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated October 24, 2025
2021 Chevy Camaro Insurance Cost
Average insurance rates for a 2021 Chevy Camaro are $2,798 per year, or around $233 per month. Rates range from $2,360 per year for the Camaro LT Convertible to $3,518 for the Camaro ZL1 Coupe.
| 2021 Chevrolet Camaro Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| LT Convertible | $2,360 | $197 |
| LT Convertible 4 Cyl Turbo | $2,416 | $201 |
| SS Convertible | $2,558 | $213 |
| LS Coupe | $2,764 | $230 |
| LT Coupe | $2,776 | $231 |
| LT Coupe 4 Cyl Turbo | $2,776 | $231 |
| ZL1 Convertible | $2,856 | $238 |
| SS Coupe | $3,144 | $262 |
| ZL1 Coupe | $3,518 | $293 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated October 24, 2025
2020 Chevy Camaro Insurance Cost
Average insurance rates for a 2020 Chevy Camaro are $2,714 per year, or around $226 per month. Rates range from $2,288 per year for the Camaro LT Convertible to $3,406 for the Camaro ZL1 Coupe.
| 2020 Chevrolet Camaro Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| LT Convertible | $2,288 | $191 |
| LT Convertible 4 Cyl Turbo | $2,342 | $195 |
| SS Convertible | $2,478 | $207 |
| LS Coupe | $2,680 | $223 |
| LT Coupe | $2,694 | $225 |
| LT Coupe 4 Cyl Turbo | $2,694 | $225 |
| ZL1 Convertible | $2,762 | $230 |
| SS Coupe | $3,050 | $254 |
| ZL1 Coupe | $3,406 | $284 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated October 24, 2025
2019 Chevy Camaro Insurance Cost
Insurance rates for a 2019 Chevrolet Camaro average $2,528 per year, or about $211 per month. Rates range from $2,044 per year for the Camaro LT Convertible to $3,168 for the Camaro ZL1 Coupe.
| 2019 Chevrolet Camaro Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| LT Convertible | $2,044 | $170 |
| SS Convertible | $2,216 | $185 |
| LS Coupe | $2,490 | $208 |
| LT Coupe | $2,490 | $208 |
| ZL1 Convertible | $2,522 | $210 |
| SS Coupe | $2,768 | $231 |
| ZL1 Coupe | $3,168 | $264 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated October 24, 2025
2018 Chevy Camaro Insurance Cost
2018 Chevy Camaro insurance rates average $2,426 per year, or around $202 per month. Cost ranges from $1,962 per year for the Camaro LT Convertible to $3,030 for the Camaro ZL1 Coupe.
| 2018 Chevrolet Camaro Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| LT Convertible | $1,962 | $164 |
| SS Convertible | $2,124 | $177 |
| LS Coupe | $2,394 | $200 |
| LT Coupe | $2,410 | $201 |
| ZL1 Convertible | $2,410 | $201 |
| SS Coupe | $2,656 | $221 |
| ZL1 Coupe | $3,030 | $253 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated October 24, 2025
2017 Chevy Camaro Insurance Cost
A 2017 Chevrolet Camaro averages $2,172 per year for full coverage insurance, or around $181 per month. Rates range from $1,940 per year for the Camaro LT Convertible to $2,564 for the Camaro SS Coupe.
| 2017 Chevrolet Camaro Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| LT Convertible | $1,940 | $162 |
| ZL1 Convertible | $1,940 | $162 |
| SS 2 Convertible | $2,050 | $171 |
| SS Convertible | $2,050 | $171 |
| LT Coupe | $2,332 | $194 |
| ZL1 Coupe | $2,332 | $194 |
| SS Coupe | $2,564 | $214 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated October 24, 2025
2016 Chevy Camaro Insurance Cost
Average insurance cost for a 2016 Chevy Camaro is $2,062 per year, or around $172 per month. Rates range from $1,794 per year for the Camaro LT Convertible to $2,398 for the Camaro SS Coupe.
| 2016 Chevrolet Camaro Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| LT Convertible | $1,794 | $150 |
| SS Convertible | $1,944 | $162 |
| SS 2 Convertible | $1,994 | $166 |
| LT Coupe | $2,186 | $182 |
| SS Coupe | $2,398 | $200 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated October 24, 2025
2015 Chevy Camaro Insurance Cost
Insurance rates average $2,014 per year for a 2015 Chevrolet Camaro, or around $168 per month. Rates range from $1,608 per year for the Camaro LT Convertible to $2,550 for the Camaro Z/28 Coupe.
| 2015 Chevrolet Camaro Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| LT Convertible | $1,608 | $134 |
| SS Convertible | $1,700 | $142 |
| LS Coupe | $1,896 | $158 |
| ZL1 Convertible | $1,928 | $161 |
| LT Coupe | $1,942 | $162 |
| SS Coupe | $2,078 | $173 |
| ZL1 Coupe | $2,398 | $200 |
| Z/28 Coupe | $2,550 | $213 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated October 24, 2025
2014 Chevy Camaro Insurance Cost
Average insurance cost for a 2014 Chevrolet Camaro is $2,026 per year, or around $169 per month. Rates range from $1,614 per year for the Camaro LT Convertible to $2,584 for the Camaro Z/28 Coupe.
| 2014 Chevrolet Camaro Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| LT Convertible | $1,614 | $135 |
| SS Convertible | $1,700 | $142 |
| ZL1 Convertible | $1,916 | $160 |
| LS Coupe | $1,950 | $163 |
| LT Coupe | $1,978 | $165 |
| SS Coupe | $2,078 | $173 |
| ZL1 Coupe | $2,382 | $199 |
| Z/28 Coupe | $2,584 | $215 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated October 24, 2025
2013 Chevy Camaro Insurance Cost
Insurance rates for a 2013 Chevy Camaro average $1,840 per year, or about $153 per month. Rates range from $1,462 per year for the Camaro LT Convertible to $2,318 for the Camaro ZL1 Coupe.
| 2013 Chevrolet Camaro Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| LT Convertible | $1,462 | $122 |
| SS Convertible | $1,544 | $129 |
| ZL1 Convertible | $1,708 | $142 |
| LS Coupe | $1,906 | $159 |
| LT Coupe | $1,920 | $160 |
| SS Coupe | $2,030 | $169 |
| ZL1 Coupe | $2,318 | $193 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated October 24, 2025
