Lexus RC F Insurance Cost [Comparisons + Rates for 2023]

How much is insurance on the Lexus RC F sport coupe? We compare insurance rates for the RC F to other sports cars to see how it ranks.

Start QuoteCompare RC F car insurance rates and save on your next policy.

How much does Lexus RC F car insurance cost?

Lexus RC F car insurance rates average $2,270 a year for full coverage, which is the equivalent of $189 a month. Comprehensive coverage will cost about $628 a year, liability and medical coverage costs an estimated $484, and the remaining collision coverage is an estimated $1,158.

The chart below shows how average RC F car insurance rates fluctuate based on driver age and comprehensive and collision deductibles. The cost values shown range from the lowest price of $1,666 per year for a 60-year-old driver with high policy deductibles to the highest cost of $5,334 per year for a driver age 20 with low deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 Lexus RC F with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Lexus RC F trim levels.Data last updated on December 30, 2022
Lexus RC F Car Insurance Rates
Lexus RC F Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,708$309
$500$4,500$375
$250$5,334$445
30$1,000$1,978$165
$500$2,420$202
$250$2,880$240
40$1,000$1,866$156
$500$2,270$189
$250$2,694$225
50$1,000$1,698$142
$500$2,064$172
$250$2,444$204
60$1,000$1,666$139
$500$2,026$169
$250$2,400$200

The following table shows average Lexus RC F insurance costs for the 2015 to 2023 model years. Average prices range from $1,816 to $2,270 per year depending on the model year.

Lexus RC F Insurance Cost for 2015-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Lexus RC F$2,270$1,135$189
2022 Lexus RC F$2,246$1,123$187
2021 Lexus RC F$2,114$1,057$176
2020 Lexus RC F$2,082$1,041$174
2019 Lexus RC F$1,958$979$163
2018 Lexus RC F$1,898$949$158
2017 Lexus RC F$1,816$908$151
2016 Lexus RC F$1,862$931$155
2015 Lexus RC F$1,932$966$161

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Lexus RC F Insurance Cost by Model Year

How does Lexus RC F insurance compare?

When compared to the best-selling models in the sports car category, insurance for a Lexus RC F costs $390 less per year than the Dodge Challenger, $322 more than the Subaru WRX, $40 less than the Chevrolet Camaro, and $94 more than the Chevrolet Corvette.

The Lexus RC F ranks 13th out of 26 comparison vehicles in the sports car segment. The RC F costs an estimated $2,270 per year for insurance and the segment average rate is $2,412 per year, a difference of $142 per year.

The table below shows how insurance cost for a 2023 Lexus RC F compares to all other midsize luxury models.

Lexus RC F Insurance Cost Comparison
Rank Make/Model Insurance Cost Difference
1Mazda MX-5 Miata$1,630-$640
2Audi TT$1,828-$442
3Ford Mustang$1,914-$356
4BMW Z4$1,928-$342
5Subaru WRX$1,948-$322
6Nissan Z$1,978-$292
7Toyota GR Supra$2,010-$260
8Toyota GR86$2,034-$236
9BMW M2$2,036-$234
10Subaru BRZ$2,128-$142
11Chevrolet Corvette$2,176-$94
12BMW M3$2,224-$46
13Lexus RC F$2,270--
14Porsche 718$2,272$2
15Chevrolet Camaro$2,310$40
16Mercedes-Benz AMG GT53$2,448$178
17Jaguar F-Type$2,534$264
18Porsche Taycan$2,590$320
19BMW M4$2,622$352
20Lexus LC 500$2,652$382
21Dodge Challenger$2,660$390
22Porsche 911$2,890$620
23Acura NSX$3,268$998
24Audi R8$3,378$1,108
25Mercedes-Benz SL 55$3,382$1,112
26Mercedes-Benz SL 63$3,600$1,330

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Lexus RC F Insurance Cost Comparison

Is Lexus RC F insurance expensive?

The cost of insuring a Lexus RC F can differ widely, from cheaper rates like $1,608 a year in Charlotte, NC, or $1,420 in Raleigh, NC, to more expensive rates such as $3,542 a year in Las Vegas, NV, and $3,272 in Miami, FL.

Other larger metro area rates include Wichita, KS, at an estimated $2,372 per year, Chicago, IL, costing $2,366, Houston, TX, averaging $2,318, and Denver, CO, at $2,668.

The following bar chart details average Lexus RC F car insurance rates in the 15 largest metro areas in the U.S. Following the chart, you will see an expanded table breaking down typical rates for the 50 biggest U.S. metro regions.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2023 Lexus RC F, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Lexus RC F trim levels.Data last updated on December 30, 2022
Lexus RC F Insurance Rates in Large U.S. Cities
Lexus RC F Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$4,000$333
Philadelphia, PA$3,552$296
Las Vegas, NV$3,542$295
Los Angeles, CA$3,532$294
San Francisco, CA$3,058$255
Kansas City, MO$2,722$227
Oklahoma City, OK$2,722$227
Denver, CO$2,668$222
Memphis, TN$2,668$222
Atlanta, GA$2,634$220
San Jose, CA$2,560$213
Phoenix, AZ$2,494$208
Portland, OR$2,460$205
San Diego, CA$2,446$204
Boston, MA$2,440$203
Jacksonville, FL$2,434$203
Chicago, IL$2,366$197
Dallas, TX$2,330$194
Houston, TX$2,318$193
Seattle, WA$2,310$193
Nashville, TN$2,226$186
Milwaukee, WI$2,212$184
Albuquerque, NM$2,172$181
San Antonio, TX$2,102$175
Omaha, NE$2,044$170
Fort Worth, TX$2,030$169
Austin, TX$2,006$167
Indianapolis, IN$1,828$152
Columbus, OH$1,682$140
Charlotte, NC$1,608$134

Average insurance rates by state

When looking at average Lexus RC F car insurance rates from the state level, states like Virginia ($1,508), Iowa ($1,518), and North Carolina ($1,418) have cheaper rates, while states like Louisiana ($2,700), Michigan ($3,102), and Florida ($2,828) have more expensive insurance rates.

The next table breaks down average rates for Lexus RC F insurance for each U.S. state.

Lexus RC F Average Insurance Cost by State for 2023
U.S. State Annual Cost 6-month Cost Monthly Cost
Alabama$2,044$1,022$170
Alaska$1,718$859$143
Arizona$2,082$1,041$174
Arkansas$2,376$1,188$198
California$2,746$1,373$229
Colorado$2,434$1,217$203
Connecticut$2,528$1,264$211
Delaware$2,584$1,292$215
Florida$2,828$1,414$236
Georgia$2,320$1,160$193
Hawaii$1,548$774$129
Idaho$1,620$810$135
Illinois$1,990$995$166
Indiana$1,694$847$141
Iowa$1,518$759$127
Kansas$2,238$1,119$187
Kentucky$2,432$1,216$203
Louisiana$2,700$1,350$225
Maine$1,366$683$114
Maryland$2,110$1,055$176
Massachusetts$2,474$1,237$206
Michigan$3,102$1,551$259
Minnesota$1,948$974$162
Mississippi$2,216$1,108$185
Missouri$2,562$1,281$214
Montana$2,082$1,041$174
Nebraska$1,898$949$158
Nevada$2,714$1,357$226
New Hampshire$1,520$760$127
New Jersey$2,750$1,375$229
New Mexico$1,866$933$156
New York$2,632$1,316$219
North Carolina$1,418$709$118
North Dakota$1,878$939$157
Ohio$1,582$791$132
Oklahoma$2,506$1,253$209
Oregon$2,122$1,061$177
Pennsylvania$2,178$1,089$182
Rhode Island$2,816$1,408$235
South Carolina$1,902$951$159
South Dakota$2,334$1,167$195
Tennessee$2,160$1,080$180
Texas$2,106$1,053$176
Utah$1,986$993$166
Vermont$1,652$826$138
Virginia$1,508$754$126
Washington$2,050$1,025$171
West Virginia$2,024$1,012$169
Wisconsin$1,624$812$135
Wyoming$2,016$1,008$168

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Lexus RC F, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Lexus RC F trim levels. Physical damage deductibles are $500 and rates are averaged for all zip codes in each state.Data last updated on December 30, 2022
Lexus RC F insurance rates by U.S. state