Lexus RC F Insurance Cost [Comparisons + Rates for 2022]

• Lexus RC F car insurance costs $2,162 per year on average, or about $180 per month for a policy with full coverage.
• When compared to other sports cars, the Lexus RC F is slightly more expensive to insure, costing $10 more per year than the segment average rate.
• On a state level, insurance rates range from a low of $1,496 per year in Maine to $3,446 in Michigan. Rates in a few larger cities include $2,668 in Denver, CO, $2,070 in San Antonio, TX, and $2,836 in Baltimore, MD.

How much does Lexus RC F car insurance cost?

Lexus RC F car insurance rates average $2,162 a year for full coverage, which is the equivalent of $180 a month. Comprehensive coverage will cost about $598 a year, liability and medical coverage costs an estimated $510, and the remaining collision coverage is an estimated $1,054.

The chart below shows how average RC F car insurance rates fluctuate based on driver age and comprehensive and collision deductibles. The cost values shown range from the lowest price of $1,596 per year for a 60-year-old driver with high policy deductibles to the highest cost of $5,048 per year for a driver age 20 with low deductibles.

The following table shows average Lexus RC F insurance costs for the 2015 to 2022 model years. Average prices range from $1,710 to $2,162 per year depending on the model year.

How does Lexus RC F insurance compare?

When compared to the best-selling models in the sports car category, insurance for a Lexus RC F costs $8 less per year than the Dodge Challenger, $428 more than the Subaru WRX, $50 more than the Chevrolet Camaro, and $240 more than the Chevrolet Corvette.

The Lexus RC F ranks #13 out of 23 comparison vehicles in the sports car segment. The RC F costs an estimated $2,162 per year for insurance and the segment average rate is $2,152 per year, a difference of $10 per year.

The table below shows how insurance cost for a 2022 Lexus RC F compares to all other midsize luxury models.

Is Lexus RC F insurance expensive?

The cost of insuring a Lexus RC F can differ widely, from cheaper rates like $1,548 a year in Charlotte, NC, or $1,348 in Raleigh, NC, to more expensive rates such as $3,596 a year in Las Vegas, NV, and $4,176 in Miami, FL.

Other larger metro area rates include Wichita, KS, at an estimated $2,354 per year, Chicago, IL, costing $2,352, Houston, TX, averaging $2,296, and Denver, CO, at $2,668.

The following bar chart details average Lexus RC F car insurance rates in the 15 largest metro areas in the U.S. Following the chart, you will see an expanded table breaking down typical rates for the 50 biggest U.S. metro regions.

What states have the cheapest RC F insurance rates?

When looking at average Lexus RC F car insurance rates from the state level, states like Virginia ($1,396), Iowa ($1,564), and North Carolina ($1,374) have cheaper rates, while states like Louisiana ($3,130), Michigan ($3,446), and Florida ($3,160) have more expensive insurance rates.

Insurance rates in other states like Oregon, Colorado, and Alabama are closer to the average, with insurance rates of $1,810, $2,308, and $1,760 per year, respectively.