Lexus RC F Insurance Cost [Comparisons + Rates for 2023]

• Lexus RC F car insurance costs $2,270 per year on average, or about $189 per month for a policy with full coverage.
• When compared to other sports cars, the Lexus RC F is slightly cheaper to insure, costing $142 less per year than the segment average rate.
• On a state level, insurance rates range from a low of $1,366 per year in Maine to $3,102 in Michigan. Rates in a few larger cities include $2,668 in Denver, CO, $2,102 in San Antonio, TX, and $2,824 in Baltimore, MD.

How much does Lexus RC F car insurance cost?

Lexus RC F car insurance rates average $2,270 a year for full coverage, which is the equivalent of $189 a month. Comprehensive coverage will cost about $628 a year, liability and medical coverage costs an estimated $484, and the remaining collision coverage is an estimated $1,158.

The chart below shows how average RC F car insurance rates fluctuate based on driver age and comprehensive and collision deductibles. The cost values shown range from the lowest price of $1,666 per year for a 60-year-old driver with high policy deductibles to the highest cost of $5,334 per year for a driver age 20 with low deductibles.

The following table shows average Lexus RC F insurance costs for the 2015 to 2023 model years. Average prices range from $1,816 to $2,270 per year depending on the model year.

How does Lexus RC F insurance compare?

When compared to the best-selling models in the sports car category, insurance for a Lexus RC F costs $390 less per year than the Dodge Challenger, $322 more than the Subaru WRX, $40 less than the Chevrolet Camaro, and $94 more than the Chevrolet Corvette.

The Lexus RC F ranks 13^th out of 26 comparison vehicles in the sports car segment. The RC F costs an estimated $2,270 per year for insurance and the segment average rate is $2,412 per year, a difference of $142 per year.

The table below shows how insurance cost for a 2023 Lexus RC F compares to all other midsize luxury models.

Is Lexus RC F insurance expensive?

The cost of insuring a Lexus RC F can differ widely, from cheaper rates like $1,608 a year in Charlotte, NC, or $1,420 in Raleigh, NC, to more expensive rates such as $3,542 a year in Las Vegas, NV, and $3,272 in Miami, FL.

Other larger metro area rates include Wichita, KS, at an estimated $2,372 per year, Chicago, IL, costing $2,366, Houston, TX, averaging $2,318, and Denver, CO, at $2,668.

The following bar chart details average Lexus RC F car insurance rates in the 15 largest metro areas in the U.S. Following the chart, you will see an expanded table breaking down typical rates for the 50 biggest U.S. metro regions.

Average insurance rates by state

When looking at average Lexus RC F car insurance rates from the state level, states like Virginia ($1,508), Iowa ($1,518), and North Carolina ($1,418) have cheaper rates, while states like Louisiana ($2,700), Michigan ($3,102), and Florida ($2,828) have more expensive insurance rates.

The next table breaks down average rates for Lexus RC F insurance for each U.S. state.