Lexus RC F Insurance Cost [Comparisons + Rates for 2022]

How much is insurance on the Lexus RC F sport coupe? We compare insurance rates for the RC F to other sports cars to see how it ranks.

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How much does Lexus RC F car insurance cost?

Lexus RC F car insurance rates average $2,162 a year for full coverage, which is the equivalent of $180 a month. Comprehensive coverage will cost about $598 a year, liability and medical coverage costs an estimated $510, and the remaining collision coverage is an estimated $1,054.

The chart below shows how average RC F car insurance rates fluctuate based on driver age and comprehensive and collision deductibles. The cost values shown range from the lowest price of $1,596 per year for a 60-year-old driver with high policy deductibles to the highest cost of $5,048 per year for a driver age 20 with low deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2022 Lexus RC F with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Lexus RC F trim levels.Data last updated on August 23, 2022
Lexus RC F Car Insurance Rates
Lexus RC F Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,550$296
$500$4,280$357
$250$5,048$421
30$1,000$1,892$158
$500$2,302$192
$250$2,728$227
40$1,000$1,786$149
$500$2,162$180
$250$2,554$213
50$1,000$1,626$136
$500$1,962$164
$250$2,314$193
60$1,000$1,596$133
$500$1,926$161
$250$2,272$189

The following table shows average Lexus RC F insurance costs for the 2015 to 2022 model years. Average prices range from $1,710 to $2,162 per year depending on the model year.

Lexus RC F Insurance Cost for 2015-2022 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2022 Lexus RC F$2,162$1,081$180
2021 Lexus RC F$1,942$971$162
2020 Lexus RC F$1,900$950$158
2019 Lexus RC F$1,816$908$151
2018 Lexus RC F$1,762$881$147
2017 Lexus RC F$1,710$855$143
2016 Lexus RC F$1,736$868$145
2015 Lexus RC F$1,840$920$153

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 23, 2022
Lexus RC F Insurance Cost by Model Year

How does Lexus RC F insurance compare?

When compared to the best-selling models in the sports car category, insurance for a Lexus RC F costs $8 less per year than the Dodge Challenger, $428 more than the Subaru WRX, $50 more than the Chevrolet Camaro, and $240 more than the Chevrolet Corvette.

The Lexus RC F ranks #13 out of 23 comparison vehicles in the sports car segment. The RC F costs an estimated $2,162 per year for insurance and the segment average rate is $2,152 per year, a difference of $10 per year.

The table below shows how insurance cost for a 2022 Lexus RC F compares to all other midsize luxury models.

Lexus RC F Insurance Cost Comparison
Rank Make/Model Insurance Cost Difference
1Mazda MX-5 Miata$1,322-$840
2Ford Mustang$1,608-$554
3BMW Z4$1,642-$520
4Subaru WRX$1,734-$428
5Toyota GR86$1,776-$386
6Toyota GR Supra$1,818-$344
7Audi TT$1,856-$306
8Subaru BRZ$1,916-$246
9Chevrolet Corvette$1,922-$240
10BMW M3$1,974-$188
11Porsche 718$2,064-$98
12Chevrolet Camaro$2,112-$50
13Lexus RC F$2,162--
14Dodge Challenger$2,170$8
15Mercedes-Benz AMG GT53$2,202$40
16Jaguar F-Type$2,304$142
17Porsche Taycan$2,366$204
18Porsche 911$2,426$264
19BMW M4$2,428$266
20Lexus LC 500$2,514$352
21Acura NSX$2,948$786
22Audi R8$3,078$916
23Nissan GT-R$3,154$992

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 23, 2022
Lexus RC F Insurance Cost Comparison

Is Lexus RC F insurance expensive?

The cost of insuring a Lexus RC F can differ widely, from cheaper rates like $1,548 a year in Charlotte, NC, or $1,348 in Raleigh, NC, to more expensive rates such as $3,596 a year in Las Vegas, NV, and $4,176 in Miami, FL.

Other larger metro area rates include Wichita, KS, at an estimated $2,354 per year, Chicago, IL, costing $2,352, Houston, TX, averaging $2,296, and Denver, CO, at $2,668.

The following bar chart details average Lexus RC F car insurance rates in the 15 largest metro areas in the U.S. Following the chart, you will see an expanded table breaking down typical rates for the 50 biggest U.S. metro regions.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2022 Lexus RC F, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Lexus RC F trim levels.Data last updated on August 23, 2022
Lexus RC F Insurance Rates in Large U.S. Cities
Lexus RC F Insurance Rates by Location
City/State Annual Rate Monthly Rate
Detroit, MI$8,466$706
New Orleans, LA$5,060$422
Miami, FL$4,176$348
New York, NY$4,084$340
Philadelphia, PA$3,602$300
Las Vegas, NV$3,596$300
Los Angeles, CA$3,584$299
Louisville, KY$3,438$287
San Francisco, CA$3,082$257
Jacksonville, FL$3,066$256
Oakland, CA$3,060$255
Sacramento, CA$2,896$241
Baltimore, MD$2,836$236
Long Beach, CA$2,808$234
Tulsa, OK$2,744$229
Oklahoma City, OK$2,726$227
Kansas City, MO$2,726$227
Denver, CO$2,668$222
Memphis, TN$2,668$222
Atlanta, GA$2,634$220
Colorado Springs, CO$2,608$217
Fresno, CA$2,572$214
San Jose, CA$2,552$213
Phoenix, AZ$2,484$207
Portland, OR$2,450$204
San Diego, CA$2,430$203
Boston, MA$2,424$202
Wichita, KS$2,354$196
Chicago, IL$2,352$196
Dallas, TX$2,310$193
Houston, TX$2,296$191
Seattle, WA$2,290$191
Minneapolis, MN$2,274$190
Birmingham, AL$2,266$189
Nashville, TN$2,196$183
Milwaukee, WI$2,186$182
Mesa, AZ$2,178$182
Indianapolis, IN$2,176$181
Albuquerque, NM$2,142$179
Tucson, AZ$2,098$175
San Antonio, TX$2,070$173
Omaha, NE$2,006$167
Fort Worth, TX$1,994$166
El Paso, TX$1,990$166
Austin, TX$1,968$164
Cleveland, OH$1,714$143
Columbus, OH$1,626$136
Charlotte, NC$1,548$129
Virginia Beach, VA$1,452$121
Raleigh, NC$1,348$112

What states have the cheapest RC F insurance rates?

When looking at average Lexus RC F car insurance rates from the state level, states like Virginia ($1,396), Iowa ($1,564), and North Carolina ($1,374) have cheaper rates, while states like Louisiana ($3,130), Michigan ($3,446), and Florida ($3,160) have more expensive insurance rates.

Insurance rates in other states like Oregon, Colorado, and Alabama are closer to the average, with insurance rates of $1,810, $2,308, and $1,760 per year, respectively.

Lexus RC F Insurance Cost by U.S. State
U.S. State Annual Cost 6-month Cost Monthly Cost
Alabama$1,760$880$147
Alaska$1,896$948$158
Arizona$1,924$962$160
Arkansas$2,314$1,157$193
California$2,476$1,238$206
Colorado$2,308$1,154$192
Connecticut$2,096$1,048$175
Delaware$2,196$1,098$183
Florida$3,160$1,580$263
Georgia$2,090$1,045$174
Hawaii$1,470$735$123
Idaho$1,706$853$142
Illinois$1,746$873$146
Indiana$1,614$807$135
Iowa$1,564$782$130
Kansas$2,176$1,088$181
Kentucky$2,514$1,257$210
Louisiana$3,130$1,565$261
Maine$1,496$748$125
Maryland$1,954$977$163
Massachusetts$1,772$886$148
Michigan$3,446$1,723$287
Minnesota$1,902$951$159
Mississippi$2,042$1,021$170
Missouri$2,294$1,147$191
Montana$2,108$1,054$176
Nebraska$2,064$1,032$172
Nevada$2,372$1,186$198
New Hampshire$1,304$652$109
New Jersey$2,042$1,021$170
New Mexico$1,732$866$144
New York$2,302$1,151$192
North Carolina$1,374$687$115
North Dakota$1,798$899$150
Ohio$1,258$629$105
Oklahoma$2,102$1,051$175
Oregon$1,810$905$151
Pennsylvania$1,818$909$152
Rhode Island$2,548$1,274$212
South Carolina$1,992$996$166
South Dakota$1,958$979$163
Tennessee$1,710$855$143
Texas$2,036$1,018$170
Utah$1,786$893$149
Vermont$1,436$718$120
Virginia$1,396$698$116
Washington$1,642$821$137
West Virginia$1,946$973$162
Wisconsin$1,470$735$123
Wyoming$1,984$992$165

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Lexus RC F, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Lexus RC F trim levels. Physical damage deductibles are $500 and rates are averaged for all zip codes in each state.Data last updated on August 23, 2022
Lexus RC F insurance rates by U.S. state