Lexus RC F Insurance Cost [Comparisons + Rates for 2022]

How much is insurance on the Lexus RC F sport coupe? We compare insurance rates for the RC F to other sports cars to see how it ranks.

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How much does Lexus RC F car insurance cost?

Lexus RC F car insurance rates average $2,138 a year for full coverage, which is the equivalent of $178 a month. Comprehensive coverage will cost about $594 a year, liability and medical coverage costs an estimated $508, and the remaining collision coverage is an estimated $1,036.

The chart below shows how average RC F car insurance rates fluctuate based on driver age and comprehensive and collision deductibles. The cost values shown range from the lowest price of $1,576 per year for a 60-year-old driver with high policy deductibles to the highest cost of $4,980 per year for a driver age 20 with low deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2022 Lexus RC F with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Lexus RC F trim levels.Data last updated on April 14, 2022
Lexus RC F Car Insurance Rates
Lexus RC F Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,504$292
$500$4,222$352
$250$4,980$415
30$1,000$1,868$156
$500$2,272$189
$250$2,694$225
40$1,000$1,766$147
$500$2,138$178
$250$2,524$210
50$1,000$1,608$134
$500$1,940$162
$250$2,288$191
60$1,000$1,576$131
$500$1,902$159
$250$2,244$187

The following table shows average Lexus RC F insurance costs for the 2015 to 2022 model years. Average prices range from $1,692 to $2,138 per year depending on the model year.

Lexus RC F Insurance Cost for 2015-2022 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2022 Lexus RC F$2,138$1,069$178
2021 Lexus RC F$1,928$964$161
2020 Lexus RC F$1,886$943$157
2019 Lexus RC F$1,800$900$150
2018 Lexus RC F$1,748$874$146
2017 Lexus RC F$1,692$846$141
2016 Lexus RC F$1,722$861$144
2015 Lexus RC F$1,826$913$152

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
Lexus RC F Insurance Cost by Model Year

How does Lexus RC F insurance compare?

When compared to the best-selling models in the sports car category, insurance for a Lexus RC F costs $14 less per year than the Dodge Challenger, $416 more than the Subaru WRX, $42 more than the Chevrolet Camaro, and $230 more than the Chevrolet Corvette.

The Lexus RC F ranks #13 out of 23 comparison vehicles in the sports car segment. The RC F costs an estimated $2,138 per year for insurance and the segment average rate is $2,135 per year, a difference of $3 per year.

The table below shows how insurance cost for a 2022 Lexus RC F compares to all other midsize luxury models.

Lexus RC F Insurance Cost Comparison
Rank Make/Model Insurance Cost Difference
1Mazda MX-5 Miata$1,312-$826
2Ford Mustang$1,596-$542
3BMW Z4$1,628-$510
4Subaru WRX$1,722-$416
5Toyota GR86$1,764-$374
6Toyota GR Supra$1,804-$334
7Audi TT$1,844-$294
8Subaru BRZ$1,898-$240
9Chevrolet Corvette$1,908-$230
10BMW M3$1,960-$178
11Porsche 718$2,044-$94
12Chevrolet Camaro$2,096-$42
13Lexus RC F$2,138--
14Dodge Challenger$2,152$14
15Mercedes-Benz AMG GT53$2,186$48
16Jaguar F-Type$2,286$148
17Porsche Taycan$2,346$208
18Porsche 911$2,402$264
19BMW M4$2,410$272
20Lexus LC 500$2,494$356
21Acura NSX$2,924$786
22Audi R8$3,052$914
23Nissan GT-R$3,132$994

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on April 2, 2022
Lexus RC F Insurance Cost Comparison

Is Lexus RC F insurance expensive?

The cost of insuring a Lexus RC F can differ widely, from cheaper rates like $1,540 a year in Charlotte, NC, or $1,342 in Raleigh, NC, to more expensive rates such as $3,580 a year in Las Vegas, NV, and $4,156 in Miami, FL.

Other larger metro area rates include Wichita, KS, at an estimated $2,342 per year, Chicago, IL, costing $2,340, Houston, TX, averaging $2,286, and Denver, CO, at $2,656.

The following bar chart details average Lexus RC F car insurance rates in the 15 largest metro areas in the U.S. Following the chart, you will see an expanded table breaking down typical rates for the 50 biggest U.S. metro regions.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2022 Lexus RC F, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Lexus RC F trim levels.Data last updated on February 20, 2022
Lexus RC F Insurance Rates in Large U.S. Cities
Lexus RC F Insurance Rates by Location
City/State Annual Rate Monthly Rate
Detroit, MI$8,428$702
New Orleans, LA$5,038$420
Miami, FL$4,156$346
New York, NY$4,066$339
Philadelphia, PA$3,586$299
Las Vegas, NV$3,580$298
Los Angeles, CA$3,568$297
Louisville, KY$3,422$285
San Francisco, CA$3,068$256
Jacksonville, FL$3,052$254
Oakland, CA$3,046$254
Sacramento, CA$2,884$240
Baltimore, MD$2,822$235
Long Beach, CA$2,796$233
Tulsa, OK$2,732$228
Kansas City, MO$2,714$226
Oklahoma City, OK$2,714$226
Denver, CO$2,656$221
Memphis, TN$2,656$221
Atlanta, GA$2,622$219
Colorado Springs, CO$2,596$216
Fresno, CA$2,560$213
San Jose, CA$2,542$212
Phoenix, AZ$2,474$206
Portland, OR$2,438$203
San Diego, CA$2,418$202
Boston, MA$2,412$201
Wichita, KS$2,342$195
Chicago, IL$2,340$195
Dallas, TX$2,300$192
Houston, TX$2,286$191
Seattle, WA$2,280$190
Minneapolis, MN$2,264$189
Birmingham, AL$2,256$188
Nashville, TN$2,186$182
Milwaukee, WI$2,176$181
Mesa, AZ$2,168$181
Indianapolis, IN$2,166$181
Albuquerque, NM$2,132$178
Tucson, AZ$2,088$174
San Antonio, TX$2,060$172
Omaha, NE$1,996$166
Fort Worth, TX$1,986$166
El Paso, TX$1,982$165
Austin, TX$1,960$163
Cleveland, OH$1,706$142
Columbus, OH$1,620$135
Charlotte, NC$1,540$128
Virginia Beach, VA$1,446$121
Raleigh, NC$1,342$112

What states have the cheapest RC F insurance rates?

When looking at average Lexus RC F car insurance rates from the state level, states like Virginia ($1,390), Iowa ($1,556), and North Carolina ($1,368) have cheaper rates, while states like Louisiana ($3,116), Michigan ($3,430), and Florida ($3,146) have more expensive insurance rates.

Insurance rates in other states like Oregon, Colorado, and Alabama are closer to the average, with insurance rates of $1,802, $2,298, and $1,752 per year, respectively.

Lexus RC F Insurance Cost by U.S. State
U.S. State Annual Cost 6-month Cost Monthly Cost
Alabama$1,752$876$146
Alaska$1,888$944$157
Arizona$1,916$958$160
Arkansas$2,306$1,153$192
California$2,466$1,233$206
Colorado$2,298$1,149$192
Connecticut$2,088$1,044$174
Delaware$2,184$1,092$182
Florida$3,146$1,573$262
Georgia$2,082$1,041$174
Hawaii$1,464$732$122
Idaho$1,698$849$142
Illinois$1,736$868$145
Indiana$1,608$804$134
Iowa$1,556$778$130
Kansas$2,164$1,082$180
Kentucky$2,502$1,251$209
Louisiana$3,116$1,558$260
Maine$1,488$744$124
Maryland$1,944$972$162
Massachusetts$1,764$882$147
Michigan$3,430$1,715$286
Minnesota$1,894$947$158
Mississippi$2,032$1,016$169
Missouri$2,284$1,142$190
Montana$2,098$1,049$175
Nebraska$2,058$1,029$172
Nevada$2,360$1,180$197
New Hampshire$1,298$649$108
New Jersey$2,032$1,016$169
New Mexico$1,724$862$144
New York$2,290$1,145$191
North Carolina$1,368$684$114
North Dakota$1,790$895$149
Ohio$1,252$626$104
Oklahoma$2,092$1,046$174
Oregon$1,802$901$150
Pennsylvania$1,810$905$151
Rhode Island$2,536$1,268$211
South Carolina$1,982$991$165
South Dakota$1,948$974$162
Tennessee$1,702$851$142
Texas$2,028$1,014$169
Utah$1,778$889$148
Vermont$1,428$714$119
Virginia$1,390$695$116
Washington$1,634$817$136
West Virginia$1,936$968$161
Wisconsin$1,464$732$122
Wyoming$1,974$987$165

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Lexus RC F, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Lexus RC F trim levels. Physical damage deductibles are $500 and rates are averaged for all zip codes in each state.Data last updated on February 20, 2022
Lexus RC F insurance rates by U.S. state