How to Find the Best Lexus RC F Insurance Rates in 2023

How much is insurance on the Lexus RC F sport coupe? We compare insurance rates for the RC F to other sports cars to see how it ranks.

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How much does Lexus RC F car insurance cost?

Lexus RC F car insurance rates average $2,330 a year for full coverage, which is the equivalent of $194 a month. Comprehensive coverage will cost about $646 a year, liability and medical coverage costs an estimated $496, and the remaining collision coverage is an estimated $1,188.

The chart below shows how average RC F car insurance rates fluctuate based on driver age and comprehensive and collision deductibles. The cost values shown range from the lowest price of $1,710 per year for a 60-year-old driver with high policy deductibles to the highest cost of $5,474 per year for a driver age 20 with low deductibles.

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Chart Data Details: Chart shows average insurance cost for a 2023 Lexus RC F with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Lexus RC F trim levels.Data last updated on August 12, 2023
Lexus RC F Car Insurance Rates
2023 Lexus RC F Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,806$317
$500$4,618$385
$250$5,474$456
30$1,000$2,032$169
$500$2,486$207
$250$2,958$247
40$1,000$1,914$160
$500$2,330$194
$250$2,764$230
50$1,000$1,740$145
$500$2,116$176
$250$2,506$209
60$1,000$1,710$143
$500$2,078$173
$250$2,464$205

The following table shows average Lexus RC F insurance costs for the 2015 to 2023 model years. Average prices range from $1,862 to $2,330 per year depending on the model year.

Lexus RC F Insurance Cost for 2015-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Lexus RC F$2,330$1,165$194
2022 Lexus RC F$2,304$1,152$192
2021 Lexus RC F$2,172$1,086$181
2020 Lexus RC F$2,138$1,069$178
2019 Lexus RC F$2,008$1,004$167
2018 Lexus RC F$1,948$974$162
2017 Lexus RC F$1,862$931$155
2016 Lexus RC F$1,912$956$159
2015 Lexus RC F$1,986$993$166

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
Lexus RC F Insurance Cost by Model Year

How does Lexus RC F insurance compare?

When compared to the best-selling models in the sports car category, insurance for a Lexus RC F costs $400 less per year than the Dodge Challenger, $328 more than the Subaru WRX, $38 less than the Chevrolet Camaro, and $96 more than the Chevrolet Corvette.

The Lexus RC F ranks 13th out of 26 comparison vehicles in the sports car segment. The RC F costs an estimated $2,330 per year for insurance and the segment average rate is $2,476 per year, a difference of $146 per year.

The table below shows how insurance cost for a 2023 Lexus RC F compares to all other midsize luxury models.

Lexus RC F Insurance Cost Comparison
Rank Make/Model Insurance Cost Difference
1Mazda MX-5 Miata$1,672-$658
2Audi TT$1,876-$454
3Ford Mustang$1,964-$366
4BMW Z4$1,978-$352
5Subaru WRX$2,002-$328
6Nissan Z$2,032-$298
7Toyota GR Supra$2,066-$264
8Toyota GR86$2,092-$238
9BMW M2$2,102-$228
10Subaru BRZ$2,186-$144
11Chevrolet Corvette$2,234-$96
12BMW M3$2,282-$48
13Lexus RC F$2,330--
14Porsche 718$2,334$4
15Chevrolet Camaro$2,368$38
16Mercedes-Benz AMG GT53$2,512$182
17Jaguar F-Type$2,600$270
18Porsche Taycan$2,656$326
19BMW M4$2,692$362
20Lexus LC 500$2,722$392
21Dodge Challenger$2,730$400
22Porsche 911$2,964$634
23Acura NSX$3,354$1,024
24Audi R8$3,468$1,138
25Mercedes-Benz SL 55$3,474$1,144
26Mercedes-Benz SL 63$3,698$1,368

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on August 12, 2023
Lexus RC F Insurance Cost Comparison

Is Lexus RC F insurance expensive?

The cost of insuring a Lexus RC F can differ widely, from cheaper rates like $1,656 a year in Charlotte, NC, or $1,472 in Raleigh, NC, to more expensive rates such as $3,592 a year in Las Vegas, NV, and $3,314 in Miami, FL.

Other larger metro area rates include Wichita, KS, at an estimated $2,420 per year, Chicago, IL, costing $2,418, Houston, TX, averaging $2,366, and Denver, CO, at $2,716.

The following bar chart details average Lexus RC F car insurance rates in the 15 largest metro areas in the U.S. Following the chart, you will see an expanded table breaking down typical rates for the 50 biggest U.S. metro regions.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2023 Lexus RC F, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Lexus RC F trim levels.Data last updated on August 12, 2023
Lexus RC F Insurance Rates in Large U.S. Cities
Lexus RC F Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$4,052$338
Philadelphia, PA$3,602$300
Las Vegas, NV$3,592$299
Los Angeles, CA$3,582$299
San Francisco, CA$3,106$259
Kansas City, MO$2,770$231
Oklahoma City, OK$2,770$231
Denver, CO$2,716$226
Memphis, TN$2,716$226
Atlanta, GA$2,684$224
San Jose, CA$2,608$217
Phoenix, AZ$2,540$212
Portland, OR$2,510$209
San Diego, CA$2,494$208
Boston, MA$2,486$207
Jacksonville, FL$2,474$206
Chicago, IL$2,418$202
Dallas, TX$2,378$198
Houston, TX$2,366$197
Seattle, WA$2,360$197
Nashville, TN$2,272$189
Milwaukee, WI$2,260$188
Albuquerque, NM$2,220$185
San Antonio, TX$2,152$179
Omaha, NE$2,092$174
Fort Worth, TX$2,082$174
Austin, TX$2,056$171
Indianapolis, IN$1,878$157
Columbus, OH$1,732$144
Charlotte, NC$1,656$138

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Average insurance rates by state

When looking at average Lexus RC F car insurance rates from the state level, states like Virginia ($1,558), Iowa ($1,568), and North Carolina ($1,466) have cheaper rates, while states like Louisiana ($2,740), Michigan ($3,136), and Florida ($2,868) have more expensive insurance rates.

The next table breaks down average rates for Lexus RC F insurance for each U.S. state.

Lexus RC F Average Insurance Cost by State for 2023
U.S. State Annual Cost Six-month Cost Monthly Cost
Alabama$2,092$1,046$174
Alaska$1,768$884$147
Arizona$2,130$1,065$178
Arkansas$2,426$1,213$202
California$2,796$1,398$233
Colorado$2,484$1,242$207
Connecticut$2,580$1,290$215
Delaware$2,634$1,317$220
Florida$2,868$1,434$239
Georgia$2,370$1,185$198
Hawaii$1,596$798$133
Idaho$1,668$834$139
Illinois$2,042$1,021$170
Indiana$1,746$873$146
Iowa$1,568$784$131
Kansas$2,284$1,142$190
Kentucky$2,484$1,242$207
Louisiana$2,740$1,370$228
Maine$1,414$707$118
Maryland$2,158$1,079$180
Massachusetts$2,522$1,261$210
Michigan$3,136$1,568$261
Minnesota$1,998$999$167
Mississippi$2,264$1,132$189
Missouri$2,614$1,307$218
Montana$2,132$1,066$178
Nebraska$1,944$972$162
Nevada$2,766$1,383$231
New Hampshire$1,568$784$131
New Jersey$2,802$1,401$234
New Mexico$1,914$957$160
New York$2,680$1,340$223
North Carolina$1,466$733$122
North Dakota$1,930$965$161
Ohio$1,634$817$136
Oklahoma$2,552$1,276$213
Oregon$2,168$1,084$181
Pennsylvania$2,232$1,116$186
Rhode Island$2,864$1,432$239
South Carolina$1,950$975$163
South Dakota$2,382$1,191$199
Tennessee$2,210$1,105$184
Texas$2,158$1,079$180
Utah$2,040$1,020$170
Vermont$1,700$850$142
Virginia$1,558$779$130
Washington$2,098$1,049$175
West Virginia$2,074$1,037$173
Wisconsin$1,672$836$139
Wyoming$2,066$1,033$172

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Lexus RC F, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Lexus RC F trim levels. Physical damage deductibles are $500 and rates are averaged for all Zip Codes in each state.Data last updated on August 12, 2023
Lexus RC F insurance rates by U.S. state