- Lexus RC F car insurance costs $2,244 per year on average, or about $187 per month for a policy with full coverage.
- When compared to other sports cars, the Lexus RC F is slightly cheaper to insure, costing $367 less per year than the segment average rate.
- On a state level, insurance rates range from a low of $1,434 per year in Maine to $2,942 in Michigan. Rates in a few larger cities include $2,618 in Denver, CO, $2,102 in San Antonio, TX, and $2,760 in Baltimore, MD.
How much does Lexus RC F car insurance cost?
Lexus RC F car insurance rates average $2,244 a year for full coverage, which is the equivalent of $187 a month. Comprehensive coverage will cost about $614 a year, liability and medical coverage costs an estimated $502, and the remaining collision coverage is an estimated $1,128.
The chart below shows how average RC F car insurance rates fluctuate based on driver age and comprehensive and collision deductibles. The cost values shown range from the lowest price of $1,530 per year for a 60-year-old driver with high policy deductibles to the highest cost of $5,302 per year for a driver age 20 with low deductibles.
The following table shows average Lexus RC F insurance costs for the 2015 to 2024 model years. Average prices range from $1,842 to $2,244 per year depending on the model year.
Model Year and Vehicle | Annual Premium | Cost Per Month |
---|---|---|
2024 Lexus RC F | $2,244 | $187 |
2023 Lexus RC F | $2,380 | $198 |
2022 Lexus RC F | $2,360 | $197 |
2021 Lexus RC F | $2,220 | $185 |
2020 Lexus RC F | $2,152 | $179 |
2019 Lexus RC F | $2,018 | $168 |
2018 Lexus RC F | $1,920 | $160 |
2017 Lexus RC F | $1,842 | $154 |
2016 Lexus RC F | $1,834 | $153 |
2015 Lexus RC F | $1,898 | $158 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Lexus RC F trim levels for each model year. Updated February 23, 2024
How does Lexus RC F insurance compare?
When compared to other models in the sports car category, insurance for a Lexus RC F costs $200 less per year than the Porsche 718, $476 less per year than the Porsche 911, and $28 less per year than the Subaru BRZ.
The Lexus RC F ranks ninth out of 23 comparison vehicles in the sports car segment. The RC F costs an estimated $2,244 per year for insurance and the segment average rate is $2,611 per year, a difference of $367 per year.
The table below shows how insurance cost for a 2024 Lexus RC F compares to all other midsize luxury models.
Rank | Make and Model | Annual Premium | Difference |
---|---|---|---|
1 | Mazda MX-5 Miata | $1,754 | -$490 |
2 | Toyota GR86 | $1,998 | -$246 |
3 | Ford Mustang | $2,086 | -$158 |
4 | BMW Z4 | $2,096 | -$148 |
5 | Subaru WRX | $2,130 | -$114 |
6 | Toyota GR Supra | $2,132 | -$112 |
7 | BMW M2 | $2,196 | -$48 |
8 | Nissan Z | $2,200 | -$44 |
9 | Lexus RC F | $2,244 | -- |
10 | Subaru BRZ | $2,272 | $28 |
11 | BMW M3 | $2,398 | $154 |
12 | Porsche 718 | $2,444 | $200 |
13 | Chevrolet Camaro | $2,468 | $224 |
14 | Chevrolet Corvette | $2,628 | $384 |
15 | Porsche 911 | $2,720 | $476 |
16 | BMW M4 | $2,832 | $588 |
17 | Lexus LC 500 | $2,846 | $602 |
18 | Jaguar F-Type | $2,994 | $750 |
19 | Mercedes-Benz AMG GT53 | $3,142 | $898 |
20 | Porsche Taycan | $3,214 | $970 |
21 | Mercedes-Benz SL 55 | $3,660 | $1,416 |
22 | Nissan GT-R | $3,694 | $1,450 |
23 | Mercedes-Benz SL 63 | $3,898 | $1,654 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated February 23, 2024
Is Lexus RC F insurance expensive?
The cost of insuring a Lexus RC F can differ widely, from cheaper rates like $1,656 a year in Charlotte, NC, or $1,486 in Raleigh, NC, to more expensive rates such as $3,408 a year in Las Vegas, NV, and $3,124 in Miami, FL.
Other larger metro area rates include Wichita, KS, at an estimated $2,348 per year, Chicago, IL, costing $2,344, Houston, TX, averaging $2,298, and Denver, CO, at $2,618.
The following bar chart details average Lexus RC F car insurance rates in the 15 largest metro areas in the U.S. Following the chart, you will see an expanded table breaking down typical rates for the 50 biggest U.S. metro regions.
Location | Annual Premium | Cost Per Month |
---|---|---|
New York, NY | $3,826 | $319 |
Philadelphia, PA | $3,416 | $285 |
Las Vegas, NV | $3,408 | $284 |
Los Angeles, CA | $3,402 | $284 |
San Francisco, CA | $2,970 | $248 |
Kansas City, MO | $2,662 | $222 |
Oklahoma City, OK | $2,662 | $222 |
Denver, CO | $2,618 | $218 |
Memphis, TN | $2,618 | $218 |
Atlanta, GA | $2,584 | $215 |
San Jose, CA | $2,520 | $210 |
Phoenix, AZ | $2,456 | $205 |
Portland, OR | $2,428 | $202 |
San Diego, CA | $2,416 | $201 |
Boston, MA | $2,408 | $201 |
Jacksonville, FL | $2,364 | $197 |
Chicago, IL | $2,344 | $195 |
Dallas, TX | $2,308 | $192 |
Houston, TX | $2,298 | $192 |
Seattle, WA | $2,290 | $191 |
Nashville, TN | $2,212 | $184 |
Milwaukee, WI | $2,202 | $184 |
Albuquerque, NM | $2,166 | $181 |
San Antonio, TX | $2,102 | $175 |
Omaha, NE | $2,050 | $171 |
Fort Worth, TX | $2,038 | $170 |
Austin, TX | $2,016 | $168 |
Indianapolis, IN | $1,856 | $155 |
Columbus, OH | $1,724 | $144 |
Charlotte, NC | $1,656 | $138 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for a 2024 Lexus RC F and all Zip Codes in each city. Updated February 23, 2024
Average insurance rates by state
When looking at average Lexus RC F car insurance rates from the state level, states like Virginia ($1,564), Iowa ($1,572), and North Carolina ($1,486) have cheaper rates, while states like Louisiana ($2,606), Michigan ($2,942), and Florida ($2,724) have more expensive insurance rates.
The next table breaks down average rates for Lexus RC F insurance for each U.S. state.
U.S. State | Annual Premium | Cost Per Month |
---|---|---|
Alabama | $2,050 | $171 |
Alaska | $1,754 | $146 |
Arizona | $2,086 | $174 |
Arkansas | $2,352 | $196 |
California | $2,688 | $224 |
Colorado | $2,406 | $201 |
Connecticut | $2,490 | $208 |
Delaware | $2,538 | $212 |
Florida | $2,724 | $227 |
Georgia | $2,300 | $192 |
Hawaii | $1,600 | $133 |
Idaho | $1,664 | $139 |
Illinois | $2,004 | $167 |
Indiana | $1,736 | $145 |
Iowa | $1,572 | $131 |
Kansas | $2,226 | $186 |
Kentucky | $2,404 | $200 |
Louisiana | $2,606 | $217 |
Maine | $1,434 | $120 |
Maryland | $2,108 | $176 |
Massachusetts | $2,442 | $204 |
Michigan | $2,942 | $245 |
Minnesota | $1,960 | $163 |
Mississippi | $2,204 | $184 |
Missouri | $2,520 | $210 |
Montana | $2,086 | $174 |
Nebraska | $1,918 | $160 |
Nevada | $2,658 | $222 |
New Hampshire | $1,574 | $131 |
New Jersey | $2,692 | $224 |
New Mexico | $1,890 | $158 |
New York | $2,584 | $215 |
North Carolina | $1,486 | $124 |
North Dakota | $1,902 | $159 |
Ohio | $1,632 | $136 |
Oklahoma | $2,466 | $206 |
Oregon | $2,122 | $177 |
Pennsylvania | $2,174 | $181 |
Rhode Island | $2,750 | $229 |
South Carolina | $1,922 | $160 |
South Dakota | $2,312 | $193 |
Tennessee | $2,154 | $180 |
Texas | $2,108 | $176 |
Utah | $1,998 | $167 |
Vermont | $1,692 | $141 |
Virginia | $1,564 | $130 |
Washington | $2,056 | $171 |
West Virginia | $2,034 | $170 |
Wisconsin | $1,668 | $139 |
Wyoming | $2,026 | $169 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated February 23, 2024