- Nissan GT-R insurance cost averages $3,272 per year or $1,636 for a semi-annual policy, depending on the trim level.
- The cheapest GT-R to insure is the Premium AWD trim level at an estimated $2,826 per year. The most expensive is the Nismo AWD at $3,794 annually.
- Out of 18 vehicles in the 2021 sports car segment, the GT-R ranks #18 for insurance affordability.
How much does Nissan GT-R car insurance cost?
Car insurance for a Nissan GT-R averages $3,272 per year for full coverage, which is $273 a month. Insuring a GT-R costs 114.8% more than the national average car insurance rate of $1,523 per year.
When split out by coverage type, collision coverage is an estimated $1,872 a year, liability and medical (or PIP) coverage is approximately $502, and the remaining comprehensive (or other-than-collision) coverage costs an estimated $898.
The following chart shows how 2021 Nissan GTR car insurance changes depending on driver age and policy deductibles. The annual policy rates shown vary from $2,364 per year for a driver age 60 with $1,000 comprehensive and collision deductibles to a high policy cost of $7,850 each year for a 20-year-old driver with $250 physical damage deductibles.
|Driver Age||Deductible||Annual Cost||Monthly Cost|
Which GT-R trim costs the least to insure?
The cheapest model of Nissan GT-R to insure is the Premium AWD at an estimated $2,826 per year. The second cheapest model is the Track Edition AWD at $3,196 per year, and the third cheapest trim level to insure is the Nismo AWD at $3,794 per year.
The next table shows average car insurance rates for the trim levels available for the 2021 Nissan GT-R. Rates are displayed for both annual and 6-month policy terms as well as a monthly amount for budgeting purposes.
|Nissan GT-R Trim Level||Annual Policy||6-month Policy||Per Month|
|Track Edition AWD||$3,196||$1,598||$266|
Is GT-R insurance expensive compared to other cars?
The Nissan GT-R ranks #18 out of 18 comparison vehicles in the sports car category. The GT-R costs an average of $3,272 per year for full coverage insurance, while the segment median average cost is $2,212 per year, a difference of $1,060 per year.
When compared to the all-vehicle national average rate of $1,523, the GT-R costs a whopping $1,749 more. The GT-R is definitely not the vehicle to drive if you’re worried about monthly budgeting to cover your auto insurance bill.
When rates are compared to popular vehicles in the sports car segment, insurance for a Nissan GT-R costs $1,574 more per year than the Ford Mustang, $1,192 more than the Dodge Challenger, $1,268 more than the Chevrolet Camaro, and $1,472 more than the Subaru WRX.
The table below shows how average 2021 Nissan GT-R car insurance rates compare to competitor models in the sports car segment.
|1||Mazda MX-5 Miata||$1,388||-$1,884|
|13||Lexus LC 500||$2,500||-$772|
How much is insurance on a used GT-R?
Insurance for a new 2021 Nissan GT-R will set you back an average of $3,272 per year, but insuring and older model could save money. For example, insurance rates for a 2015 GT-R cost an average of $2,312 per year, a savings of $960 per year.
The table below shows average full coverage GT-R car insurance rates for the 2013 to 2021 model years.
|Model Year and Vehicle||Annual Rate||6-month Rate||Monthly Rate|
|2021 Nissan GT-R||$3,272||$1,636||$273|
|2020 Nissan GT-R||$3,174||$1,587||$265|
|2019 Nissan GT-R||$2,660||$1,330||$222|
|2018 Nissan GT-R||$2,624||$1,312||$219|
|2017 Nissan GT-R||$2,358||$1,179||$197|
|2016 Nissan GT-R||$2,344||$1,172||$195|
|2015 Nissan GT-R||$2,312||$1,156||$193|
|2014 Nissan GT-R||$1,998||$999||$167|
|2013 Nissan GT-R||$1,878||$939||$157|
How much is Nissan GT-R insurance for teenage drivers?
Average car insurance rates for teen drivers on a Nissan GT-R range from a low of $8,126 for a 19-year-old female driver to a high of $11,036 for a 16-year-old male driver.
The chart below details Nissan GTR insurance cost for 16 to 19-year-old male and female drivers. For 17-year-old drivers, GTR insurance costs an average of $10,538 for males and $9,254 for females. Nissan GTR insurance for 18-year-old drivers costs $9,928 for males and $8,632 for females.
Average rates for teen drivers vary considerably by location, so it’s a good idea to get a GT-R car insurance quote to determine specific rates where you live.
|Teen Driver Gender||Age 16||Age 17||Age 18||Age 19|
How much is liability insurance for a GT-R?
Insuring an older GT-R model for liability-only could save around $1,200 a year for the 2012 model when compared to the full-coverage rate. Insurance on a 2009 GT-R would be around $1,000 cheaper if not insured for physical damage coverage.
However, even a 2009 GT-R has a book value ranging from about $13,700 to $22,100. That’s still quite a bit of value to leave uninsured by buying a liability-only policy. A 2012 GT-R is worth between $24,700 and $43,000, which is even more exposure.
The table below compared full coverage insurance cost to liability-only cost for the 2009 to 2012 Nissan GT-R model years.
|Vehicle Model Year||Full Coverage Insurance||Liability Insurance|
|2012 Nissan GT-R||$1,780||$522|
|2011 Nissan GT-R||$1,708||$518|
|2010 Nissan GT-R||$1,644||$514|
|2009 Nissan GT-R||$1,558||$510|
Frequently asked questions
The following are some of the most common questions pertaining to insuring a GT-R.
What is the average cost to insure a 2021 Nissan GT-R?
Nissan GT R insurance costs an average of $3,272 per year with rates ranging from $2,826 per year for the GT-R Premium AWD to $3,794 for the GT-R Nismo AWD.
What is the average monthly cost to insure a 2021 GT-R?
The average monthly cost to insure a Nissan GT-R is $273 for full coverage. Rates range from around $243 per month for a 60-year-old drive to $545 for a 20-year-old driver. Teen drivers pay significantly higher rates.
How much does GT-R insurance cost for teenagers?
For a male driver, full coverage Nissan GT-R insurance ranges from $9,132 to $11,036 for ages 16 to 19. For females, the teen driver rate ranges from $8,126 to $9,680, also for ages 16 through 19.
Is Nissan GT-R or Nissan 370Z insurance cheaper?
The Nissan GT-R has an average insurance cost of $3,272 and the Nissan 370Z is $1,892, making the Nissan 370Z cheaper by $1,380 per year for the 2021 model year.
Is Nissan GT-R or Acura NSX insurance cheaper?
For the 2021 model year, the Nissan GT-R has an average insurance cost of $3,272 and the Acura NSX is $2,940, making the Acura NSX cheaper by $332 per year.
Is GT-R insurance expensive?
In one word: Yes. The average cost to insure a 2021 Nissan GT-R is $3,272 per year which ranks it as one of the most expensive sports cars to insure. With a starting MSRP of $113,540 for the Premium GT-R model and going up to $210,740 for the Nismo trim level, that’s a lot of car to insure.