Nissan GT-R Insurance Cost for 2021

How much does Nissan GT-R insurance cost? We compared average car insurance rates for the Premium, Track Edition, and Nismo trim levels to see how prices rank against other performance sports cars.

Start QuoteCompare GT-R car insurance rates and save on your next policy.

How much does Nissan GT-R car insurance cost?

Car insurance for a Nissan GT-R averages $3,272 per year for full coverage, which is $273 a month. Insuring a GT-R costs 114.8% more than the national average car insurance rate of $1,523 per year.

When split out by coverage type, collision coverage is an estimated $1,872 a year, liability and medical (or PIP) coverage is approximately $502, and the remaining comprehensive (or other-than-collision) coverage costs an estimated $898.

The following chart shows how 2021 Nissan GTR car insurance changes depending on driver age and policy deductibles. The annual policy rates shown vary from $2,364 per year for a driver age 60 with $1,000 comprehensive and collision deductibles to a high policy cost of $7,850 each year for a 20-year-old driver with $250 physical damage deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2021 Nissan GT-R with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Nissan GT-R trim levels.
Nissan GT-R Insurance Cost Summary
Nissan GT-R Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$5,298$442
$500$6,538$545
$250$7,850$654
30$1,000$2,826$236
$500$3,510$293
$250$4,224$352
40$1,000$2,644$220
$500$3,272$273
$250$3,928$327
50$1,000$2,402$200
$500$2,968$247
$250$3,560$297
60$1,000$2,364$197
$500$2,920$243
$250$3,504$292

Which GT-R trim costs the least to insure?

The cheapest model of Nissan GT-R to insure is the Premium AWD at an estimated $2,826 per year. The second cheapest model is the Track Edition AWD at $3,196 per year, and the third cheapest trim level to insure is the Nismo AWD at $3,794 per year.

The next table shows average car insurance rates for the trim levels available for the 2021 Nissan GT-R. Rates are displayed for both annual and 6-month policy terms as well as a monthly amount for budgeting purposes.

Nissan GT-R Insurance Cost by Trim Level
Nissan GT-R Trim Level Annual Policy 6-month Policy Per Month
Premium AWD$2,826$1,413$236
Track Edition AWD$3,196$1,598$266
Nismo AWD$3,794$1,897$316

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2021 Nissan GT-R, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.
Nissan GT-R Insurance Cost by Trim Level

Is GT-R insurance expensive compared to other cars?

The Nissan GT-R ranks #18 out of 18 comparison vehicles in the sports car category. The GT-R costs an average of $3,272 per year for full coverage insurance, while the segment median average cost is $2,212 per year, a difference of $1,060 per year.

When compared to the all-vehicle national average rate of $1,523, the GT-R costs a whopping $1,749 more. The GT-R is definitely not the vehicle to drive if you’re worried about monthly budgeting to cover your auto insurance bill.

When rates are compared to popular vehicles in the sports car segment, insurance for a Nissan GT-R costs $1,574 more per year than the Ford Mustang, $1,192 more than the Dodge Challenger, $1,268 more than the Chevrolet Camaro, and $1,472 more than the Subaru WRX.

The table below shows how average 2021 Nissan GT-R car insurance rates compare to competitor models in the sports car segment.

Nissan GT-R Insurance Cost vs Other Sports Cars
Rank Make/Model Insurance Cost Difference
1Mazda MX-5 Miata$1,388-$1,884
2Ford Mustang$1,698-$1,574
3Audi TT$1,708-$1,564
4Subaru WRX$1,800-$1,472
5Toyota Supra$1,812-$1,460
6Porsche 718$1,876-$1,396
7Nissan 370Z$1,892-$1,380
8Chevrolet Corvette$1,946-$1,326
9Subaru BRZ$1,984-$1,288
10Chevrolet Camaro$2,004-$1,268
11Dodge Challenger$2,080-$1,192
12Jaguar F-Type$2,336-$936
13Lexus LC 500$2,500-$772
14Porsche 911$2,592-$680
15BMW i8$2,826-$446
16Acura NSX$2,940-$332
17Audi R8$3,170-$102
18Nissan GT-R$3,272--

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.
Nissan GT-R Insurance Cost vs Other Sports Cars

How much is insurance on a used GT-R?

Insurance for a new 2021 Nissan GT-R will set you back an average of $3,272 per year, but insuring and older model could save money. For example, insurance rates for a 2015 GT-R cost an average of $2,312 per year, a savings of $960 per year.

The table below shows average full coverage GT-R car insurance rates for the 2013 to 2021 model years.

Nissan GT-R Insurance Cost for 2013-2021 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2021 Nissan GT-R$3,272$1,636$273
2020 Nissan GT-R$3,174$1,587$265
2019 Nissan GT-R$2,660$1,330$222
2018 Nissan GT-R$2,624$1,312$219
2017 Nissan GT-R$2,358$1,179$197
2016 Nissan GT-R$2,344$1,172$195
2015 Nissan GT-R$2,312$1,156$193
2014 Nissan GT-R$1,998$999$167
2013 Nissan GT-R$1,878$939$157

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.
Nissan GT-R Insurance Rates by Model Year

How much is Nissan GT-R insurance for teenage drivers?

Average car insurance rates for teen drivers on a Nissan GT-R range from a low of $8,126 for a 19-year-old female driver to a high of $11,036 for a 16-year-old male driver.

The chart below details Nissan GTR insurance cost for 16 to 19-year-old male and female drivers. For 17-year-old drivers, GTR insurance costs an average of $10,538 for males and $9,254 for females. Nissan GTR insurance for 18-year-old drivers costs $9,928 for males and $8,632 for females.

Average rates for teen drivers vary considerably by location, so it’s a good idea to get a GT-R car insurance quote to determine specific rates where you live.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Teenage driver rates are for a 2021 Nissan GT-R with $500 physical damage deductibles. Rates are averaged across all U.S. states and all vehicle trim levels.
Nissan GT-R Car Insurance Rates for Teenagers
Nissan GT-R Insurance Cost for Teenage Drivers
Teen Driver Gender Age 16 Age 17 Age 18 Age 19
Male$11,036$10,538$9,928$9,132
Female$9,680$9,254$8,632$8,126

How much is liability insurance for a GT-R?

Insuring an older GT-R model for liability-only could save around $1,200 a year for the 2012 model when compared to the full-coverage rate. Insurance on a 2009 GT-R would be around $1,000 cheaper if not insured for physical damage coverage.

However, even a 2009 GT-R has a book value ranging from about $13,700 to $22,100. That’s still quite a bit of value to leave uninsured by buying a liability-only policy. A 2012 GT-R is worth between $24,700 and $43,000, which is even more exposure.

The table below compared full coverage insurance cost to liability-only cost for the 2009 to 2012 Nissan GT-R model years.

Nissan GT-R Insurance Rates for 2009 to 2012 Model Years
Vehicle Model Year Full Coverage Insurance Liability Insurance
2012 Nissan GT-R$1,780$522
2011 Nissan GT-R$1,708$518
2010 Nissan GT-R$1,644$514
2009 Nissan GT-R$1,558$510

Get Rates in Your AreaWhy is this important?

Table Data Details: Average insurance rates for each Nissan GT-R model year assume a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premium amounts. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.
Nissan GT-R Liability Insurance Rates

Frequently asked questions

The following are some of the most common questions pertaining to insuring a GT-R.

What is the average cost to insure a 2021 Nissan GT-R?

Nissan GT R insurance costs an average of $3,272 per year with rates ranging from $2,826 per year for the GT-R Premium AWD to $3,794 for the GT-R Nismo AWD.

What is the average monthly cost to insure a 2021 GT-R?

The average monthly cost to insure a Nissan GT-R is $273 for full coverage. Rates range from around $243 per month for a 60-year-old drive to $545 for a 20-year-old driver. Teen drivers pay significantly higher rates.

How much does GT-R insurance cost for teenagers?

For a male driver, full coverage Nissan GT-R insurance ranges from $9,132 to $11,036 for ages 16 to 19. For females, the teen driver rate ranges from $8,126 to $9,680, also for ages 16 through 19.

Is Nissan GT-R or Nissan 370Z insurance cheaper?

The Nissan GT-R has an average insurance cost of $3,272 and the Nissan 370Z is $1,892, making the Nissan 370Z cheaper by $1,380 per year for the 2021 model year.

Is Nissan GT-R or Acura NSX insurance cheaper?

For the 2021 model year, the Nissan GT-R has an average insurance cost of $3,272 and the Acura NSX is $2,940, making the Acura NSX cheaper by $332 per year.

Is GT-R insurance expensive?

In one word: Yes. The average cost to insure a 2021 Nissan GT-R is $3,272 per year which ranks it as one of the most expensive sports cars to insure. With a starting MSRP of $113,540 for the Premium GT-R model and going up to $210,740 for the Nismo trim level, that’s a lot of car to insure.