Chevrolet Camaro Insurance Cost for 2022

How much is car insurance for a Camaro? We analyzed average insurance cost from the 1LT Convertible to the ZL1 Coupe trim level to see how rates compare to other models in the sports car segment.

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How much is insurance for a Camaro?

Ranked #12 out of 23 vehicles in the sports car class, Camaro car insurance rates average $2,112 annually, or around $176 monthly. With the average sports car costing $2,152 a year to insure, Camaro insurance costs $40 less each year.

The following chart shows average car insurance cost for a 2022 Chevy Camaro rated for different driver ages and risk profiles.

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Chart Data Details: Average rates are for a 2022 model year Chevrolet Camaro with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Chevrolet Camaro trim levels.Data last updated on September 8, 2022
Chevrolet Camaro Car Insurance Rates
Chevrolet Camaro Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,778$398
Safe Driver Age 20$4,190$349
At-fault Accidents Age 40$2,986$249
Low Deductibles Age 40$2,712$226
Safe Driver Age 30$2,216$185
Safe Driver Age 40$2,112$176
Safe Driver Age 50$1,926$161
Safe Driver Age 60$1,888$157
High Deductibles Age 40$1,802$150
Discount Rate Age 40$1,752$146

To help you grasp how variable insurance rates for a Camaro are, think about the fact that insuring an older Camaro for only liability insurance in some parts of Illinois or North Carolina can cost as little as $209 a year. For the same model year of vehicle, average insurance cost for a 16-year-old driver with a tendency to speed in specific Philadelpha zip codes may have to pay as much as $13,082 a year for full coverage.

Some other notable rates and scenarios that can possibly earn policy discounts include:

  • Insuring teenagers can be very expensive. Chevrolet Camaro car insurance costs $7,652 per year for a 16-year-old driver, $7,118 per year for a 17-year-old driver, and $6,638 per year for a 18-year-old driver.
  • Clean up your credit to lower your rates. In states that have laws allowing an insured’s credit rating to be used for generating rates, having a good credit rating over 800 could save a minimum of $332 per year when compared to a slightly lower credit score between 670-739. Conversely, a below average credit score could cost as much as $384 more per year.
  • Your job could save you a few bucks. Most car insurance providers offer policy discounts for working in professions like high school and elementary teachers, members of the military, engineers, emergency medical technicians, farmers, and other occupations. Getting this discount applied to your policy could save between $63 and $159 on your Chevrolet Camaro insurance bill, depending on your age.
  • High risk Camaro insurance is expensive. For a 30-year-old driver, the requirement to buy a high-risk policy could trigger a rate increase of $2,562 or more per year.
  • Find cheaper rates by qualifying for policy discounts. Discounts may be available if the insureds are homeowners, insure multiple vehicles on the same policy, are accident-free, belong to certain professional organizations, or many other policy discounts which could save the average driver as much as $360 per year.

Does a ZL1 or SS Camaro cost more to insure?

The three most expensive Camaro models to insure are the Camaro 2SS Coupe, the ZL1 Convertible, and the ZL1 Coupe trim levels at around $2,256,  $2,274, and $2,402 per year, respectively.

The cheapest Camaro model to insure is the 1LT Convertible at $1,954 per year. The next cheapest model to insure is the 1LS Coupe at $1,958 per year. On average, plan on budgeting a minimum of $163 per month for a policy with full coverage.

With 2022 Chevy Camaro insurance rates ranging from $1,954 to $2,402 per year on average, the cost difference between the cheapest and most expensive models is $448 per year.

The next table details average annual and 6-month Chevrolet Camaro car insurance rates, plus a monthly budget amount, for each 2022 model and trim level.

2022 Chevrolet Camaro Insurance Cost by Trim Level
Chevrolet Camaro Trim Level Annual Policy 6-month Policy Per Month
1LT Convertible$1,954$977$163
1LS Coupe$1,958$979$163
1LT Coupe$1,972$986$164
2LT Convertible$1,990$995$166
2LT Coupe$2,022$1,011$169
3LT Convertible$2,048$1,024$171
LT1 Convertible$2,078$1,039$173
3LT Coupe$2,106$1,053$176
1SS Convertible$2,116$1,058$176
LT1 Coupe$2,150$1,075$179
2SS Convertible$2,162$1,081$180
1SS Coupe$2,200$1,100$183
2SS Coupe$2,256$1,128$188
ZL1 Convertible$2,274$1,137$190
ZL1 Coupe$2,402$1,201$200

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Table Data Details: Average rates are for a 2022 Chevrolet Camaro, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 8, 2022
Chevrolet Camaro Insurance Cost by Trim Level

Where does Camaro insurance cost rank?

The Chevrolet Camaro ranks #12 out of 23 total comparison vehicles in the sports car category. The Camaro costs an average of $2,112 per year to insure, while the segment average cost is $2,152 per year, a difference of $40 per year.

When rates are compared directly to the most popular models in the sports car category, insurance for a Chevrolet Camaro costs $504 more per year than the Ford Mustang, $58 less than the Dodge Challenger, $378 more than the Subaru WRX, and $190 more than the Chevrolet Corvette.

The table below shows how well average Camaro insurance compares to all other cars in the 2022 sports car segment.

Insurance Cost Comparison: Chevrolet Camaro vs Sports Cars
Rank Make/Model Insurance Cost Difference
1Mazda MX-5 Miata$1,322-$790
2Ford Mustang$1,608-$504
3BMW Z4$1,642-$470
4Subaru WRX$1,734-$378
5Toyota GR86$1,776-$336
6Toyota GR Supra$1,818-$294
7Audi TT$1,856-$256
8Subaru BRZ$1,916-$196
9Chevrolet Corvette$1,922-$190
10BMW M3$1,974-$138
11Porsche 718$2,064-$48
12Chevrolet Camaro$2,112--
13Lexus RC F$2,162$50
14Dodge Challenger$2,170$58
15Mercedes-Benz AMG GT53$2,202$90
16Jaguar F-Type$2,304$192
17Porsche Taycan$2,366$254
18Porsche 911$2,426$314
19BMW M4$2,428$316
20Lexus LC 500$2,514$402
21Acura NSX$2,948$836
22Audi R8$3,078$966
23Nissan GT-R$3,154$1,042

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 8, 2022
Insurance Cost Comparison: Chevrolet Camaro vs Sports Cars

How much is Camaro insurance for teenagers?

Average car insurance rates for a teen driver on a 2022 Chevy Camaro are expensive. Prices range from the average cost to insure a 19-year-old female is $5,324 per year up to insurance for a 16-year-old male at $7,652 per year.

There is a good chance that a teen is driving an older model year of Camaro, rather than a new 2022 model, which will save a little bit on insurance. The chart below shows average car insurance rates on a 2015 Chevy Camaro for both male and female teen drivers, from age 16 to 19.

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Chart Data Details: Teenage driver rates are for a 2015 model year Chevrolet Camaro with $500 physical damage deductibles. Rates are averaged across all U.S. states and all Chevrolet Camaro trim levels.Data last updated on September 8, 2022
Chevy Camaro Insurance Rates for Teenagers
Chevrolet Camaro Insurance Cost for Teenage Drivers
Teen Driver Gender Age 16 Age 17 Age 18 Age 19
Male$5,734$5,304$4,928$4,418
Female$5,060$4,744$4,274$3,932

Teenagers are the most expensive age group to insure, and the performance of the Camaro does not help the situation. Any time a young, inexperienced driver is rated on any kind of vehicle with above average performance features, the result will be very high car insurance rates.

If keeping full coverage is mandatory, the only ways to reduce the cost of insuring a teen on a Camaro are to increase the physical damage deductibles, or ensure you’re getting every discount possible including good student and driver training discounts if you can.

If the Camaro is old enough and in somewhat poor condition, then dropping full coverage may be an option. Liability-only insurance is the cheapest policy available since it does not cover any losses like collisions, hail, fire, flood, theft, or vandalism.

Chevy Camaro prior model year insurance rates

The following sections detail Chevrolet Camaro insurance rates for every trim level for the 2013 to 2021 model years.

2021 Chevy Camaro Insurance Cost

Average insurance rates for a 2021 Chevy Camaro are $2,294 per year, or around $191 per month. Rates range from $1,934 per year for the Camaro LT Convertible to $2,886 for the Camaro ZL1 Coupe.

2021 Chevrolet Camaro Insurance Cost by Trim Level
2021 Chevrolet Camaro Trim Level Annual Rate Per Month
LT Convertible$1,638$137
LT Convertible 4 Cyl Turbo$1,678$140
SS Convertible$1,776$148
LS Coupe$1,920$160
LT Coupe$1,930$161
LT Coupe 4 Cyl Turbo$1,930$161
ZL1 Convertible$1,980$165
SS Coupe$2,184$182
ZL1 Coupe$2,440$203

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2021 Chevrolet Camaro, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 8, 2022
2021 Chevrolet Camaro Insurance Cost by Trim Level

2020 Chevy Camaro Insurance Cost

Average insurance rates for a 2020 Chevy Camaro are $1,912 per year, or around $159 per month. Rates range from $1,614 per year for the Camaro LT Convertible to $2,392 for the Camaro ZL1 Coupe.

2020 Chevrolet Camaro Insurance Cost by Trim Level
2020 Chevrolet Camaro Trim Level Annual Rate Per Month
LT Convertible$1,614$135
LT Convertible 4 Cyl Turbo$1,652$138
SS Convertible$1,746$146
LS Coupe$1,890$158
LT Coupe$1,898$158
LT Coupe 4 Cyl Turbo$1,898$158
ZL1 Convertible$1,944$162
SS Coupe$2,146$179
ZL1 Coupe$2,392$199

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2020 Chevrolet Camaro, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 8, 2022
2020 Chevrolet Camaro Insurance Cost by Trim Level

2019 Chevy Camaro Insurance Cost

Insurance rates for a 2019 Chevrolet Camaro average $1,804 per year, or about $150 per month. Rates range from $1,460 per year for the Camaro LT Convertible to $2,260 for the Camaro ZL1 Coupe.

2019 Chevrolet Camaro Insurance Cost by Trim Level
2019 Chevrolet Camaro Trim Level Annual Rate Per Month
LT Convertible$1,460$122
SS Convertible$1,582$132
LS Coupe$1,780$148
LT Coupe$1,780$148
ZL1 Convertible$1,796$150
SS Coupe$1,978$165
ZL1 Coupe$2,260$188

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2019 Chevrolet Camaro, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 8, 2022
2019 Chevrolet Camaro Insurance Cost by Trim Level

2018 Chevy Camaro Insurance Cost

2018 Chevy Camaro insurance rates average $1,764 per year, or around $147 per month. Cost ranges from $1,428 per year for the Camaro LT Convertible to $2,202 for the Camaro ZL1 Coupe.

2018 Chevrolet Camaro Insurance Cost by Trim Level
2018 Chevrolet Camaro Trim Level Annual Rate Per Month
LT Convertible$1,428$119
SS Convertible$1,544$129
LS Coupe$1,742$145
ZL1 Convertible$1,752$146
LT Coupe$1,754$146
SS Coupe$1,932$161
ZL1 Coupe$2,202$184

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2018 Chevrolet Camaro, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 8, 2022
2018 Chevrolet Camaro Insurance Cost by Trim Level

2017 Chevy Camaro Insurance Cost

A 2017 Chevrolet Camaro averages $1,596 per year for full coverage insurance, or around $133 per month. Rates range from $1,428 per year for the Camaro LT Convertible to $1,886 for the Camaro SS Coupe.

2017 Chevrolet Camaro Insurance Cost by Trim Level
2017 Chevrolet Camaro Trim Level Annual Rate Per Month
LT Convertible$1,428$119
ZL1 Convertible$1,428$119
SS 2 Convertible$1,506$126
SS Convertible$1,506$126
LT Coupe$1,716$143
ZL1 Coupe$1,716$143
SS Coupe$1,886$157

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2017 Chevrolet Camaro, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 8, 2022
2017 Chevrolet Camaro Insurance Cost by Trim Level

2016 Chevy Camaro Insurance Cost

Average insurance cost for a 2016 Chevy Camaro is $1,546 per year, or around $129 per month. Rates range from $1,342 per year for the Camaro LT Convertible to $1,798 for the Camaro SS Coupe.

2016 Chevrolet Camaro Insurance Cost by Trim Level
2016 Chevrolet Camaro Trim Level Annual Rate Per Month
LT Convertible$1,342$112
SS Convertible$1,454$121
SS 2 Convertible$1,490$124
LT Coupe$1,640$137
SS Coupe$1,798$150

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2016 Chevrolet Camaro, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 8, 2022
2016 Chevrolet Camaro Insurance Cost by Trim Level

2015 Chevy Camaro Insurance Cost

Insurance rates average $1,540 per year for a 2015 Chevrolet Camaro, or around $128 per month. Rates range from $1,230 per year for the Camaro LT Convertible to $1,952 for the Camaro Z/28 Coupe.

2015 Chevrolet Camaro Insurance Cost by Trim Level
2015 Chevrolet Camaro Trim Level Annual Rate Per Month
LT Convertible$1,230$103
SS Convertible$1,298$108
LS Coupe$1,448$121
ZL1 Convertible$1,476$123
LT Coupe$1,484$124
SS Coupe$1,588$132
ZL1 Coupe$1,836$153
Z/28 Coupe$1,952$163

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2015 Chevrolet Camaro, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 8, 2022
2015 Chevrolet Camaro Insurance Cost by Trim Level

2014 Chevy Camaro Insurance Cost

Average insurance cost for a 2014 Chevrolet Camaro is $1,530 per year, or around $128 per month. Rates range from $1,218 per year for the Camaro LT Convertible to $1,948 for the Camaro Z/28 Coupe.

2014 Chevrolet Camaro Insurance Cost by Trim Level
2014 Chevrolet Camaro Trim Level Annual Rate Per Month
LT Convertible$1,218$102
SS Convertible$1,282$107
ZL1 Convertible$1,444$120
LS Coupe$1,476$123
LT Coupe$1,498$125
SS Coupe$1,574$131
ZL1 Coupe$1,798$150
Z/28 Coupe$1,948$162

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2014 Chevrolet Camaro, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 8, 2022
2014 Chevrolet Camaro Insurance Cost by Trim Level

2013 Chevy Camaro Insurance Cost

Insurance rates for a 2013 Chevy Camaro average $1,380 per year, or about $115 per month. Rates range from $1,094 per year for the Camaro LT Convertible to $1,738 for the Camaro ZL1 Coupe.

2013 Chevrolet Camaro Insurance Cost by Trim Level
2013 Chevrolet Camaro Trim Level Annual Rate Per Month
LT Convertible$1,094$91
SS Convertible$1,152$96
ZL1 Convertible$1,272$106
LS Coupe$1,440$120
LT Coupe$1,450$121
SS Coupe$1,530$128
ZL1 Coupe$1,738$145

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2013 Chevrolet Camaro, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 8, 2022
2013 Chevrolet Camaro Insurance Cost by Trim Level