Chevrolet Camaro Insurance Cost for 2022

How much is car insurance for a Camaro? We analyzed average insurance cost from the 1LT Convertible to the ZL1 Coupe trim level to see how rates compare to other models in the sports car segment.

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How much is insurance for a Camaro?

Ranked #12 out of 23 vehicles in the sports car class, Camaro car insurance rates average $2,096 annually, or around $175 monthly. With the average sports car costing $2,135 a year to insure, Camaro insurance costs $39 less each year.

The following chart shows average car insurance cost for a 2022 Chevy Camaro rated for different driver ages and risk profiles.

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Chart Data Details: Average rates are for a 2022 model year Chevrolet Camaro with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Chevrolet Camaro trim levels.Data last updated on May 19, 2022
Chevrolet Camaro Car Insurance Rates
Chevrolet Camaro Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,740$395
Safe Driver Age 20$4,154$346
At-fault Accidents Age 40$2,964$247
Low Deductibles Age 40$2,690$224
Safe Driver Age 30$2,198$183
Safe Driver Age 40$2,096$175
Safe Driver Age 50$1,908$159
Safe Driver Age 60$1,872$156
High Deductibles Age 40$1,788$149
Discount Rate Age 40$1,740$145

To help you grasp how variable insurance rates for a Camaro are, think about the fact that insuring an older Camaro for only liability insurance in some parts of Illinois or North Carolina can cost as little as $209 a year. For the same model year of vehicle, average insurance cost for a 16-year-old driver with a tendency to speed in specific Philadelpha zip codes may have to pay as much as $13,082 a year for full coverage.

Some other notable rates and scenarios that can possibly earn policy discounts include:

  • Insuring teenagers can be very expensive. Chevrolet Camaro car insurance costs $7,594 per year for a 16-year-old driver, $7,064 per year for a 17-year-old driver, and $6,584 per year for a 18-year-old driver.
  • Clean up your credit to lower your rates. In states that have laws allowing an insured’s credit rating to be used for generating rates, having a good credit rating over 800 could save a minimum of $329 per year when compared to a slightly lower credit score between 670-739. Conversely, a below average credit score could cost as much as $381 more per year.
  • Your job could save you a few bucks. Most car insurance providers offer policy discounts for working in professions like high school and elementary teachers, members of the military, engineers, emergency medical technicians, farmers, and other occupations. Getting this discount applied to your policy could save between $63 and $158 on your Chevrolet Camaro insurance bill, depending on your age.
  • High risk Camaro insurance is expensive. For a 30-year-old driver, the requirement to buy a high-risk policy could trigger a rate increase of $2,542 or more per year.
  • Find cheaper rates by qualifying for policy discounts. Discounts may be available if the insureds are homeowners, insure multiple vehicles on the same policy, are accident-free, belong to certain professional organizations, or many other policy discounts which could save the average driver as much as $356 per year.

Does a ZL1 or SS Camaro cost more to insure?

The three most expensive Camaro models to insure are the Camaro 2SS Coupe, the ZL1 Convertible, and the ZL1 Coupe trim levels at around $2,240,  $2,254, and $2,384 per year, respectively.

The cheapest Camaro model to insure is the 1LT Convertible at $1,936 per year. The next cheapest model to insure is the 1LS Coupe at $1,944 per year. On average, plan on budgeting a minimum of $161 per month for a policy with full coverage.

With 2022 Chevy Camaro insurance rates ranging from $1,936 to $2,384 per year on average, the cost difference between the cheapest and most expensive models is $448 per year.

The next table details average annual and 6-month Chevrolet Camaro car insurance rates, plus a monthly budget amount, for each 2022 model and trim level.

2022 Chevrolet Camaro Insurance Cost by Trim Level
Chevrolet Camaro Trim Level Annual Policy 6-month Policy Per Month
1LT Convertible$1,936$968$161
1LS Coupe$1,944$972$162
1LT Coupe$1,958$979$163
2LT Convertible$1,972$986$164
2LT Coupe$2,006$1,003$167
3LT Convertible$2,030$1,015$169
LT1 Convertible$2,060$1,030$172
3LT Coupe$2,090$1,045$174
1SS Convertible$2,096$1,048$175
LT1 Coupe$2,132$1,066$178
2SS Convertible$2,142$1,071$179
1SS Coupe$2,184$1,092$182
2SS Coupe$2,240$1,120$187
ZL1 Convertible$2,254$1,127$188
ZL1 Coupe$2,384$1,192$199

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Table Data Details: Average rates are for a 2022 Chevrolet Camaro, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 19, 2022
Chevrolet Camaro Insurance Cost by Trim Level

Where does Camaro insurance cost rank?

The Chevrolet Camaro ranks #12 out of 23 total comparison vehicles in the sports car category. The Camaro costs an average of $2,096 per year to insure, while the segment average cost is $2,135 per year, a difference of $39 per year.

When rates are compared directly to the most popular models in the sports car category, insurance for a Chevrolet Camaro costs $500 more per year than the Ford Mustang, $56 less than the Dodge Challenger, $374 more than the Subaru WRX, and $188 more than the Chevrolet Corvette.

The table below shows how well average Camaro insurance compares to all other cars in the 2022 sports car segment.

Insurance Cost Comparison: Chevrolet Camaro vs Sports Cars
Rank Make/Model Insurance Cost Difference
1Mazda MX-5 Miata$1,312-$784
2Ford Mustang$1,596-$500
3BMW Z4$1,628-$468
4Subaru WRX$1,722-$374
5Toyota GR86$1,764-$332
6Toyota GR Supra$1,804-$292
7Audi TT$1,844-$252
8Subaru BRZ$1,898-$198
9Chevrolet Corvette$1,908-$188
10BMW M3$1,960-$136
11Porsche 718$2,044-$52
12Chevrolet Camaro$2,096--
13Lexus RC F$2,138$42
14Dodge Challenger$2,152$56
15Mercedes-Benz AMG GT53$2,186$90
16Jaguar F-Type$2,286$190
17Porsche Taycan$2,346$250
18Porsche 911$2,402$306
19BMW M4$2,410$314
20Lexus LC 500$2,494$398
21Acura NSX$2,924$828
22Audi R8$3,052$956
23Nissan GT-R$3,132$1,036

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 19, 2022
Insurance Cost Comparison: Chevrolet Camaro vs Sports Cars

How much is Camaro insurance for teenagers?

Average car insurance rates for a teen driver on a 2022 Chevy Camaro are expensive. Prices range from the average cost to insure a 19-year-old female is $5,278 per year up to insurance for a 16-year-old male at $7,594 per year.

There is a good chance that a teen is driving an older model year of Camaro, rather than a new 2022 model, which will save a little bit on insurance. The chart below shows average car insurance rates on a 2015 Chevy Camaro for both male and female teen drivers, from age 16 to 19.

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Chart Data Details: Teenage driver rates are for a 2015 model year Chevrolet Camaro with $500 physical damage deductibles. Rates are averaged across all U.S. states and all Chevrolet Camaro trim levels.Data last updated on February 20, 2022
Chevy Camaro Insurance Rates for Teenagers
Chevrolet Camaro Insurance Cost for Teenage Drivers
Teen Driver Gender Age 16 Age 17 Age 18 Age 19
Male$5,690$5,260$4,892$4,384
Female$5,018$4,708$4,238$3,900

Teenagers are the most expensive age group to insure, and the performance of the Camaro does not help the situation. Any time a young, inexperienced driver is rated on any kind of vehicle with above average performance features, the result will be very high car insurance rates.

If keeping full coverage is mandatory, the only ways to reduce the cost of insuring a teen on a Camaro are to increase the physical damage deductibles, or ensure you’re getting every discount possible including good student and driver training discounts if you can.

If the Camaro is old enough and in somewhat poor condition, then dropping full coverage may be an option. Liability-only insurance is the cheapest policy available since it does not cover any losses like collisions, hail, fire, flood, theft, or vandalism.

Chevy Camaro prior model year insurance rates

The following sections detail Chevrolet Camaro insurance rates for every trim level for the 2013 to 2021 model years.

2021 Chevy Camaro Insurance Cost

Average insurance rates for a 2021 Chevy Camaro are $2,274 per year, or around $190 per month. Rates range from $1,922 per year for the Camaro LT Convertible to $2,862 for the Camaro ZL1 Coupe.

2021 Chevrolet Camaro Insurance Cost by Trim Level
2021 Chevrolet Camaro Trim Level Annual Rate Per Month
LT Convertible$1,626$136
LT Convertible 4 Cyl Turbo$1,664$139
SS Convertible$1,760$147
LS Coupe$1,904$159
LT Coupe$1,912$159
LT Coupe 4 Cyl Turbo$1,912$159
ZL1 Convertible$1,964$164
SS Coupe$2,164$180
ZL1 Coupe$2,418$202

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2021 Chevrolet Camaro, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 19, 2022
2021 Chevrolet Camaro Insurance Cost by Trim Level

2020 Chevy Camaro Insurance Cost

Average insurance rates for a 2020 Chevy Camaro are $1,894 per year, or around $158 per month. Rates range from $1,600 per year for the Camaro LT Convertible to $2,374 for the Camaro ZL1 Coupe.

2020 Chevrolet Camaro Insurance Cost by Trim Level
2020 Chevrolet Camaro Trim Level Annual Rate Per Month
LT Convertible$1,600$133
LT Convertible 4 Cyl Turbo$1,636$136
SS Convertible$1,730$144
LS Coupe$1,874$156
LT Coupe$1,884$157
LT Coupe 4 Cyl Turbo$1,884$157
ZL1 Convertible$1,926$161
SS Coupe$2,128$177
ZL1 Coupe$2,374$198

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2020 Chevrolet Camaro, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 19, 2022
2020 Chevrolet Camaro Insurance Cost by Trim Level

2019 Chevy Camaro Insurance Cost

Insurance rates for a 2019 Chevrolet Camaro average $1,790 per year, or about $149 per month. Rates range from $1,448 per year for the Camaro LT Convertible to $2,240 for the Camaro ZL1 Coupe.

2019 Chevrolet Camaro Insurance Cost by Trim Level
2019 Chevrolet Camaro Trim Level Annual Rate Per Month
LT Convertible$1,448$121
SS Convertible$1,570$131
LS Coupe$1,766$147
LT Coupe$1,766$147
ZL1 Convertible$1,784$149
SS Coupe$1,960$163
ZL1 Coupe$2,240$187

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2019 Chevrolet Camaro, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 19, 2022
2019 Chevrolet Camaro Insurance Cost by Trim Level

2018 Chevy Camaro Insurance Cost

2018 Chevy Camaro insurance rates average $1,752 per year, or around $146 per month. Cost ranges from $1,418 per year for the Camaro LT Convertible to $2,186 for the Camaro ZL1 Coupe.

2018 Chevrolet Camaro Insurance Cost by Trim Level
2018 Chevrolet Camaro Trim Level Annual Rate Per Month
LT Convertible$1,418$118
SS Convertible$1,534$128
LS Coupe$1,728$144
ZL1 Convertible$1,738$145
LT Coupe$1,740$145
SS Coupe$1,916$160
ZL1 Coupe$2,186$182

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2018 Chevrolet Camaro, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 19, 2022
2018 Chevrolet Camaro Insurance Cost by Trim Level

2017 Chevy Camaro Insurance Cost

A 2017 Chevrolet Camaro averages $1,586 per year for full coverage insurance, or around $132 per month. Rates range from $1,416 per year for the Camaro LT Convertible to $1,872 for the Camaro SS Coupe.

2017 Chevrolet Camaro Insurance Cost by Trim Level
2017 Chevrolet Camaro Trim Level Annual Rate Per Month
LT Convertible$1,416$118
ZL1 Convertible$1,416$118
SS 2 Convertible$1,496$125
SS Convertible$1,496$125
LT Coupe$1,702$142
ZL1 Coupe$1,702$142
SS Coupe$1,872$156

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2017 Chevrolet Camaro, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 19, 2022
2017 Chevrolet Camaro Insurance Cost by Trim Level

2016 Chevy Camaro Insurance Cost

Average insurance cost for a 2016 Chevy Camaro is $1,532 per year, or around $128 per month. Rates range from $1,336 per year for the Camaro LT Convertible to $1,784 for the Camaro SS Coupe.

2016 Chevrolet Camaro Insurance Cost by Trim Level
2016 Chevrolet Camaro Trim Level Annual Rate Per Month
LT Convertible$1,336$111
SS Convertible$1,446$121
SS 2 Convertible$1,482$124
LT Coupe$1,626$136
SS Coupe$1,784$149

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2016 Chevrolet Camaro, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 19, 2022
2016 Chevrolet Camaro Insurance Cost by Trim Level

2015 Chevy Camaro Insurance Cost

Insurance rates average $1,526 per year for a 2015 Chevrolet Camaro, or around $127 per month. Rates range from $1,220 per year for the Camaro LT Convertible to $1,934 for the Camaro Z/28 Coupe.

2015 Chevrolet Camaro Insurance Cost by Trim Level
2015 Chevrolet Camaro Trim Level Annual Rate Per Month
LT Convertible$1,220$102
SS Convertible$1,290$108
LS Coupe$1,436$120
ZL1 Convertible$1,464$122
LT Coupe$1,470$123
SS Coupe$1,574$131
ZL1 Coupe$1,818$152
Z/28 Coupe$1,934$161

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2015 Chevrolet Camaro, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 19, 2022
2015 Chevrolet Camaro Insurance Cost by Trim Level

2014 Chevy Camaro Insurance Cost

Average insurance cost for a 2014 Chevrolet Camaro is $1,518 per year, or around $127 per month. Rates range from $1,210 per year for the Camaro LT Convertible to $1,932 for the Camaro Z/28 Coupe.

2014 Chevrolet Camaro Insurance Cost by Trim Level
2014 Chevrolet Camaro Trim Level Annual Rate Per Month
LT Convertible$1,210$101
SS Convertible$1,274$106
ZL1 Convertible$1,432$119
LS Coupe$1,466$122
LT Coupe$1,488$124
SS Coupe$1,560$130
ZL1 Coupe$1,786$149
Z/28 Coupe$1,932$161

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2014 Chevrolet Camaro, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 19, 2022
2014 Chevrolet Camaro Insurance Cost by Trim Level

2013 Chevy Camaro Insurance Cost

Insurance rates for a 2013 Chevy Camaro average $1,370 per year, or about $114 per month. Rates range from $1,084 per year for the Camaro LT Convertible to $1,726 for the Camaro ZL1 Coupe.

2013 Chevrolet Camaro Insurance Cost by Trim Level
2013 Chevrolet Camaro Trim Level Annual Rate Per Month
LT Convertible$1,084$90
SS Convertible$1,142$95
ZL1 Convertible$1,262$105
LS Coupe$1,428$119
LT Coupe$1,438$120
SS Coupe$1,518$127
ZL1 Coupe$1,726$144

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2013 Chevrolet Camaro, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 19, 2022
2013 Chevrolet Camaro Insurance Cost by Trim Level