- Dodge Dart insurance averages $1,968 per year or around $164 per month, depending on the trim level.
- When compared to other small cars, the Dodge Dart is one of the more expensive small cars to insure, costing $332 more per year on average.
- The SE Sedan trim level has the cheapest Dodge Dart insurance at around $1,894 per year, while the most expensive trim is the Limited Sedan at $2,038 per year.
How much does Dodge Dart insurance cost?
Ranked 35th out of 37 vehicles in the compact car segment, Dodge Dart insurance rates average $1,968 a year, or $164 on a monthly basis. With the average small car costing $1,636 a year to insure, the Dodge Dart could cost an extra $332 more every 12 months.
The chart below shows how average Dodge Dart car insurance rates vary based on driver age and a range of policy deductibles. The cost values shown vary from the cheapest rate of $1,480 per year for a 60-year-old driver with high physical damage deductibles to the highest cost of $4,434 each year for a driver age 20 with low policy deductibles.
The table below shows average car insurance cost for the 2013 to 2016 Dodge Dart model years. Rates range from $1,466 for a 2013 Dodge Dart to the most expensive cost of $1,968 for a 2016 model with full coverage.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2016 Dodge Dart | $1,968 | $164 |
| 2015 Dodge Dart | $1,806 | $151 |
| 2014 Dodge Dart | $1,720 | $143 |
| 2013 Dodge Dart | $1,466 | $122 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Dodge Dart trim levels for each model year. Updated June 27, 2025
Is Dart insurance more expensive than other compact cars?
When rates are compared to other popular compact cars, insurance for a Dodge Dart costs $382 more per year than the Honda Civic, $340 more than the Toyota Corolla, $378 more than the Nissan Sentra, and $208 more than the Hyundai Elantra.
The Dodge Dart ranks 35th out of 37 total vehicles in the small car segment. The Dart costs an average of $1,968 per year to insure for full coverage and the category median cost is $1,636 per year, a difference of $332.
The chart below shows how average car insurance rates for a Dodge Dart fare against the top-selling small cars like the Honda Civic, Toyota Corolla, and the Hyundai Elantra. In addition, you can view a more comprehensive table after the chart showing insurance affordability rankings for the entire 37 vehicle small car segment.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Smart Fortwo | $1,254 | -$714 |
| 2 | Chrysler Fiat 500 | $1,360 | -$608 |
| 3 | Honda Fit | $1,386 | -$582 |
| 4 | Toyota Yaris | $1,394 | -$574 |
| 5 | Nissan Versa | $1,396 | -$572 |
| 6 | Ford Fiesta | $1,408 | -$560 |
| 7 | Subaru Impreza | $1,472 | -$496 |
| 8 | Scion IM | $1,488 | -$480 |
| 9 | Chevrolet Spark | $1,500 | -$468 |
| 10 | Hyundai Accent | $1,504 | -$464 |
| 11 | Volkswagen Golf | $1,518 | -$450 |
| 12 | Mazda 3 | $1,538 | -$430 |
| 13 | Scion IA | $1,540 | -$428 |
| 14 | Honda CR-Z | $1,576 | -$392 |
| 15 | Honda Civic | $1,586 | -$382 |
| 16 | Nissan Sentra | $1,590 | -$378 |
| 17 | Kia Rio | $1,612 | -$356 |
| 18 | Toyota Corolla | $1,628 | -$340 |
| 19 | Nissan Leaf | $1,642 | -$326 |
| 20 | Toyota Prius | $1,644 | -$324 |
| 21 | Hyundai Veloster | $1,650 | -$318 |
| 22 | Chevrolet Sonic | $1,668 | -$300 |
| 23 | Volkswagen Beetle | $1,694 | -$274 |
| 24 | Volkswagen GTI | $1,706 | -$262 |
| 25 | Chevrolet Volt | $1,708 | -$260 |
| 26 | Chevrolet Cruze | $1,712 | -$256 |
| 27 | Volkswagen EOS | $1,716 | -$252 |
| 28 | Kia Forte | $1,724 | -$244 |
| 29 | Ford Focus | $1,744 | -$224 |
| 30 | Hyundai Elantra | $1,760 | -$208 |
| 31 | Scion FR-S | $1,778 | -$190 |
| 32 | Mitsubishi Lancer | $1,838 | -$130 |
| 33 | Volkswagen E-Golf | $1,852 | -$116 |
| 34 | Volkswagen Jetta | $1,924 | -$44 |
| 35 | Dodge Dart | $1,968 | -- |
| 36 | Scion TC | $2,022 | $54 |
| 37 | Toyota Mirai | $2,036 | $68 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2016 model year. Updated June 26, 2025
What is the cheapest insurance for a Dodge Dart?
With average Dodge Dart insurance cost ranging from $1,894 to $2,038 per year, the cheapest model to insure is the SE Sedan. The second cheapest model to insure is the SXT Sport Sedan also at $1,894 per year.
The most expensive Dodge Darts to insure are the Limited Sedan at $2,038 and the GT Sedan also averaging $2,038 per year. Those two models will cost an extra $144 per year over the least expensive SE Sedan model.
The table below displays insurance cost for each of the Dodge Dart trim levels, from the SXT Sport Sedan up to the top-end Limited Sedan.
| 2016 Dodge Dart Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| SE Sedan | $1,894 | $158 |
| SXT Sport Sedan | $1,894 | $158 |
| SXT Sedan | $1,942 | $162 |
| AERO Sedan | $1,988 | $166 |
| GT Sport Sedan | $1,988 | $166 |
| GT Sedan | $2,038 | $170 |
| Limited Sedan | $2,038 | $170 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025
Some other important insights about Dodge Dart insurance rates include:
- Gender and age affect the rate you pay. For a 2016 Dodge Dart, a 20-year-old male will pay an average rate of $3,982 per year, while a 20-year-old woman pays an average of $2,878, a difference of $1,104 per year. Women get significantly cheaper rates. But by age 50, the cost for male drivers is $1,774 and the cost for a female driver is $1,712, a difference of only $62.
- Car insurance is cheaper with higher deductibles. Raising the comprehensive and collision deductibles from $500 to $1,000 could save around $224 per year for a 40-year-old driver and $428 per year for a 20-year-old driver.
- Low physical damage deductibles may be wasting money. Cutting your deductibles from $500 to $250 could cost an additional $234 per year for a 40-year-old driver and $452 per year for a 20-year-old driver.
- It’s expensive to buy high risk insurance. For a 40-year-old driver, having a high frequency of accidents or violations could trigger a rate increase of $2,454 or more per year.
- Older drivers pay less than younger drivers. The difference in Dodge Dart insurance rates between a 60-year-old driver ($1,660 per year) and a 20-year-old driver ($3,982 per year) is $2,322, or a savings of 82.3%.
- Teen drivers cost a lot to insure. Average rates for full coverage Dart insurance costs $7,440 per year for a 16-year-old driver, $7,075 per year for a 17-year-old driver, and $6,089 per year for an 18-year-old driver.
- Lots of policy discounts equals cheaper Dart insurance. Discounts may be available if the insureds are senior citizens, are homeowners, are good students, drive low annual mileage, or many other policy discounts which could save the average driver as much as $338 per year on Dodge Dart insurance.
- Obey the law and pay less. If you want to pay the lowest price to insure your Dart, it makes good sense to be a safe driver. In fact, just a few speeding tickets could result in increasing policy cost by as much as $542 per year.