- VW EOS insurance costs an average of $1,422 per year, or around $119 per month for full coverage.
- Out of 37 vehicles in the small car segment, the EOS ranks 26th for insurance affordability.
How much does Volkswagen EOS car insurance cost?
Volkswagen EOS car insurance rates cost an average of $1,422 a year, or about $119 a month. Expect to pay right around the small car segment average rate to insure a Volkswagen EOS, and $263 less per year than the $1,685 average for all vehicles.
The price summary chart below details how average 2016 VW EOS car insurance costs vary with changes in the rated driver age and insurance policy deductibles. Cost estimates range from the cheapest policy rate of $1,104 per year for a driver age 60 with deductibles of $1,000 to a high policy cost of $3,224 annually for a 20-year-old driver with $250 deductibles.
The following data table shows average car insurance rates for a Volkswagen EOS for the 2010 to 2016 model years and for different driver ages.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2016 Volkswagen EOS | $2,834 | $1,422 | $1,272 |
| 2015 Volkswagen EOS | $2,780 | $1,404 | $1,254 |
| 2014 Volkswagen EOS | $2,722 | $1,370 | $1,224 |
| 2013 Volkswagen EOS | $2,448 | $1,236 | $1,110 |
| 2012 Volkswagen EOS | $2,399 | $1,211 | $1,088 |
| 2011 Volkswagen EOS | $2,351 | $1,187 | $1,066 |
| 2010 Volkswagen EOS | $2,304 | $1,163 | $1,045 |
VW EOS insurance vs. other cars: How does it rank?
The Volkswagen EOS ranks 26th out of 37 total vehicles in the 2016 small car category for auto insurance affordability. The EOS costs an average of $1,422 per year for insurance and the category median rate is $1,356 annually, a difference of $66 per year.
When rates are compared to other vehicles in the small car segment, Volkswagen EOS car insurance costs $112 more per year than the Honda Civic, $68 more than the Toyota Corolla, and $100 more than the Nissan Sentra.
The table below shows how Volkswagen EOS car insurance rates compare to the top 10 most popular small cars like the Hyundai Elantra, Volkswagen Jetta, and the Kia Forte.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Smart Fortwo | $1,036 | -$386 |
| 2 | Chrysler Fiat 500 | $1,126 | -$296 |
| 3 | Honda Fit | $1,150 | -$272 |
| 4 | Nissan Versa | $1,152 | -$270 |
| 5 | Toyota Yaris | $1,154 | -$268 |
| 6 | Ford Fiesta | $1,166 | -$256 |
| 7 | Subaru Impreza | $1,216 | -$206 |
| 8 | Scion IM | $1,234 | -$188 |
| 9 | Hyundai Accent | $1,248 | -$174 |
| 10 | Chevrolet Spark | $1,250 | -$172 |
| 11 | Volkswagen Golf | $1,254 | -$168 |
| 12 | Mazda 3 | $1,274 | -$148 |
| 13 | Scion IA | $1,282 | -$140 |
| 14 | Honda CR-Z | $1,302 | -$120 |
| 15 | Honda Civic | $1,310 | -$112 |
| 16 | Nissan Sentra | $1,322 | -$100 |
| 17 | Kia Rio | $1,342 | -$80 |
| 18 | Hyundai Veloster | $1,348 | -$74 |
| 19 | Toyota Corolla | $1,354 | -$68 |
| 20 | Nissan Leaf | $1,356 | -$66 |
| 21 | Toyota Prius | $1,360 | -$62 |
| 22 | Chevrolet Sonic | $1,392 | -$30 |
| 23 | Volkswagen Beetle | $1,400 | -$22 |
| 24 | Volkswagen GTI | $1,410 | -$12 |
| 25 | Chevrolet Volt | $1,412 | -$10 |
| 26 | Volkswagen EOS | $1,422 | -- |
| 27 | Chevrolet Cruze | $1,424 | $2 |
| 28 | Kia Forte | $1,434 | $12 |
| 29 | Ford Focus | $1,448 | $26 |
| 30 | Hyundai Elantra | $1,466 | $44 |
| 31 | Scion FR-S | $1,468 | $46 |
| 32 | Mitsubishi Lancer | $1,524 | $102 |
| 33 | Volkswagen E-Golf | $1,542 | $120 |
| 34 | Volkswagen Jetta | $1,600 | $178 |
| 35 | Dodge Dart | $1,640 | $218 |
| 36 | Toyota Mirai | $1,678 | $256 |
| 37 | Scion TC | $1,686 | $264 |
Additional rates and comparisons
- Violations and tickets cost more than a fine. To pay the cheapest possible EOS insurance rates, it makes good sense to be a safe driver. Not surprisingly, just a couple of driving offenses have the consequences of increasing policy rates by at least $378 per year.
- Volkswagen EOS insurance rates for teenagers are high. Average rates for full coverage EOS insurance costs $5,316 per year for a 16-year-old driver, $4,914 per year for a 17-year-old driver, $4,566 per year for an 18-year-old driver, and $4,090 per year for a 19-year-old driver.
- EOS insurance is expensive for high-risk drivers. For a 50-year-old driver, the requirement to buy a high-risk policy could raise rates by $1,710 or more per year.
- Being a safe driver saves money. Having at-fault accidents will cost you more, as much as $664 per year for a 30-year-old driver and as much as $482 per year for a 50-year-old driver.
- Lower policy costs by raising deductibles. Raising your policy deductibles from $500 to $1,000 could save around $192 per year for a 40-year-old driver and $370 per year for a 20-year-old driver.
- Lower deductibles raise insurance costs. Decreasing your policy deductibles from $500 to $250 could cost an additional $196 per year for a 40-year-old driver and $390 per year for a 20-year-old driver.
- Get cheaper rates because of your job. Many auto insurance companies offer discounts for having a job in professions like engineers, dentists, lawyers, architects, accountants, and others. By earning this discount on your policy you could save between $43 and $144 on your Volkswagen EOS insurance bill, depending on your policy.
