Dodge Dart Car Insurance Cost for 2021

How much does Dodge Dart insurance cost? We tallied car insurance rates from the SXT Sport up to the Limited trim for the 2017 Dart model year to see how prices compare to all compact car competitors.

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  • Dodge Dart insurance averages $1,530 per year or around $128 per month, depending on the trim level.
  • When compared to other small cars, the Dodge Dart is one of the more expensive small cars to insure, costing $260 more per year on average.
  • The SXT Sport Sedan trim level has the cheapest Dodge Dart insurance at around $1,468 per year, while the most expensive trim is the Limited Sedan at $1,586 per year.

How much does Dodge Dart insurance cost?

Ranked #35 out of 37 vehicles in the compact car segment, Dodge Dart insurance rates average $1,530 a year, or $128 on a monthly basis. With the average small car costing $1,270 a year to insure, the Dodge Dart could cost an extra $260 more every 12 months.

The chart below shows how average Dodge Dart car insurance rates vary based on driver age and a range of policy deductibles. The cost values shown vary from the cheapest rate of $1,216 per year for a 60-year-old driver with high physical damage deductibles to the highest cost of $3,424 each year for a driver age 20 with low policy deductibles.

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Chart Data Details: Chart shows average insurance cost for a 2016 Dodge Dart with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Dodge Dart trim levels.
Dodge Dart Insurance Cost Summary
Dodge Dart Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,710$226
$500$3,058$255
$250$3,424$285
30$1,000$1,384$115
$500$1,580$132
$250$1,782$149
40$1,000$1,350$113
$500$1,530$128
$250$1,716$143
50$1,000$1,240$103
$500$1,402$117
$250$1,568$131
60$1,000$1,216$101
$500$1,376$115
$250$1,540$128

The table below shows average car insurance cost for the 2013 to 2016 Dodge Dart model years. Rates range from $1,152 for a 2013 Dodge Dart to the most expensive cost of $1,530 for a 2016 model with full coverage.

Dodge Dart Insurance Cost for 2013-2016 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2016 Dodge Dart$1,530$765$128
2015 Dodge Dart$1,426$713$119
2014 Dodge Dart$1,364$682$114
2013 Dodge Dart$1,152$576$96

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.
Dodge Dart Car Insurance Cost by Model Year

Is Dart insurance more expensive than other compact cars?

When rates are compared to other popular compact cars, insurance for a Dodge Dart costs $314 more per year than the Honda Civic, $264 more than the Toyota Corolla, $296 more than the Nissan Sentra, and $168 more than the Hyundai Elantra.

The Dodge Dart ranks #35 out of 37 total vehicles in the small car segment. The Dart costs an average of $1,530 per year to insure for full coverage and the category median cost is $1,270 per year, a difference of $260.

The chart below shows how average car insurance rates for a Dodge Dart fare against the top-selling small cars like the Honda Civic, Toyota Corolla, and the Hyundai Elantra. In addition, you can view a more comprehensive table after the chart showing insurance affordability rankings for the entire 37 vehicle small car segment.

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Chart Data Details: Average rates are for a 2016 model year Dodge Dart, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Dodge Dart trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.
Insurance Cost Comparison: Dodge Dart vs Top 10 Small Cars
Dodge Dart Insurance Cost Compared to All Small Cars
Rank Make/Model Insurance Cost Difference
1Smart Fortwo$980-$550
2Honda Fit$1,054-$476
3Chrysler Fiat 500$1,066-$464
4Toyota Yaris$1,074-$456
5Nissan Versa$1,074-$456
6Ford Fiesta$1,088-$442
7Scion IM$1,154-$376
8Chevrolet Spark$1,156-$374
9Subaru Impreza$1,158-$372
10Hyundai Accent$1,162-$368
11Volkswagen Golf$1,178-$352
12Mazda 3$1,188-$342
13Scion IA$1,194-$336
14Honda Civic$1,216-$314
15Honda CR-Z$1,224-$306
16Nissan Sentra$1,234-$296
17Kia Rio$1,248-$282
18Toyota Corolla$1,266-$264
19Hyundai Veloster$1,270-$260
20Nissan Leaf$1,276-$254
21Toyota Prius$1,288-$242
22Chevrolet Sonic$1,290-$240
23Chevrolet Cruze$1,314-$216
24Volkswagen GTI$1,332-$198
25Chevrolet Volt$1,334-$196
26Volkswagen Beetle$1,336-$194
27Kia Forte$1,338-$192
28Volkswagen EOS$1,342-$188
29Ford Focus$1,358-$172
30Hyundai Elantra$1,362-$168
31Scion FR-S$1,388-$142
32Mitsubishi Lancer$1,426-$104
33Volkswagen E-Golf$1,440-$90
34Volkswagen Jetta$1,496-$34
35Dodge Dart$1,530--
36Scion TC$1,574$44
37Toyota Mirai$1,598$68

What is the cheapest insurance for a Dodge Dart?

With average Dodge Dart insurance cost ranging from $1,468 to $1,586 per year, the cheapest model to insure is the SXT Sport Sedan. The second cheapest model to insure is the SE Sedan also at $1,468 per year.

The most expensive Dodge Darts to insure are the Limited Sedan at $1,586 and the GT Sedan also averaging $1,586 per year. Those two models will cost an extra $118 per year over the least expensive SXT Sport Sedan model.

The table below displays insurance cost for each of the Dodge Dart trim levels, from the SXT Sport Sedan up to the top-end Limited Sedan.

2016 Dodge Dart Insurance Cost by Trim Level
Dodge Dart Trim Level Annual Policy 6-month Policy Per Month
SXT Sport Sedan$1,468$734$122
SE Sedan$1,468$734$122
SXT Sedan$1,508$754$126
AERO Sedan$1,546$773$129
GT Sport Sedan$1,546$773$129
GT Sedan$1,586$793$132
Limited Sedan$1,586$793$132

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2016 Dodge Dart, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.
Dodge Dart Insurance Cost by Trim Level

Some other important insights about Dodge Dart insurance rates include:

  • Gender and age affect the rate you pay. For a 2016 Dodge Dart, a 20-year-old male will pay an average rate of $3,058 per year, while a 20-year-old woman pays an average of $2,278, a difference of $780 per year. Women get significantly cheaper rates. But by age 50, the cost for male drivers is $1,402 and the cost for a female driver is $1,372, a difference of only $30.
  • Car insurance is cheaper with higher deductibles. Raising the comprehensive and collision deductibles from $500 to $1,000 could save around $180 per year for a 40-year-old driver and $348 per year for a 20-year-old driver.
  • Low physical damage deductibles may be wasting money. Cutting your deductibles from $500 to $250 could cost an additional $186 per year for a 40-year-old driver and $366 per year for a 20-year-old driver.
  • It’s expensive to buy high risk insurance. For a 40-year-old driver, having a high frequency of accidents or violations could trigger a rate increase of $1,904 or more per year.
  • Older drivers pay less than younger drivers. The difference in Dodge Dart insurance rates between a 60-year-old driver ($1,376 per year) and a 20-year-old driver ($3,058 per year) is $1,682, or a savings of 55%.
  • Teen drivers cost a lot to insure. Average rates for full coverage Dart insurance costs $5,916 per year for a 16-year-old driver, $5,422 per year for a 17-year-old driver, and $5,018 per year for a 18-year-old driver.
  • Lots of policy discounts equals cheaper Dart insurance. Discounts may be available if the insureds are senior citizens, are homeowners, are good students, drive low annual mileage, or many other policy discounts which could save the average driver as much as $264 per year on Dodge Dart insurance.
  • Obey the law and pay less. If you want to pay the lowest price to insure your Dart, it makes good sense to be a safe driver. In fact, just a few speeding tickets could result in increasing policy cost by as much as $416 per year.