- Dodge Dart insurance averages $1,686 per year or around $141 per month, depending on the trim level.
- When compared to other small cars, the Dodge Dart is one of the more expensive small cars to insure, costing $293 more per year on average.
- The SE Sedan trim level has the cheapest Dodge Dart insurance at around $1,622 per year, while the most expensive trim is the Limited Sedan at $1,744 per year.
How much does Dodge Dart insurance cost?
Ranked 35th out of 37 vehicles in the compact car segment, Dodge Dart insurance rates average $1,686 a year, or $141 on a monthly basis. With the average small car costing $1,393 a year to insure, the Dodge Dart could cost an extra $293 more every 12 months.
The chart below shows how average Dodge Dart car insurance rates vary based on driver age and a range of policy deductibles. The cost values shown vary from the cheapest rate of $1,350 per year for a 60-year-old driver with high physical damage deductibles to the highest cost of $3,738 each year for a driver age 20 with low policy deductibles.
The table below shows average car insurance cost for the 2013 to 2016 Dodge Dart model years. Rates range from $1,248 for a 2013 Dodge Dart to the most expensive cost of $1,686 for a 2016 model with full coverage.
| Model Year and Vehicle | Annual Rate | 6-month Rate | Monthly Rate |
|---|---|---|---|
| 2016 Dodge Dart | $1,686 | $843 | $141 |
| 2015 Dodge Dart | $1,552 | $776 | $129 |
| 2014 Dodge Dart | $1,478 | $739 | $123 |
| 2013 Dodge Dart | $1,248 | $624 | $104 |
Is Dart insurance more expensive than other compact cars?
When rates are compared to other popular compact cars, insurance for a Dodge Dart costs $338 more per year than the Honda Civic, $296 more than the Toyota Corolla, $328 more than the Nissan Sentra, and $178 more than the Hyundai Elantra.
The Dodge Dart ranks 35th out of 37 total vehicles in the small car segment. The Dart costs an average of $1,686 per year to insure for full coverage and the category median cost is $1,393 per year, a difference of $293.
The chart below shows how average car insurance rates for a Dodge Dart fare against the top-selling small cars like the Honda Civic, Toyota Corolla, and the Hyundai Elantra. In addition, you can view a more comprehensive table after the chart showing insurance affordability rankings for the entire 37 vehicle small car segment.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Smart Fortwo | $1,062 | -$624 |
| 2 | Chrysler Fiat 500 | $1,156 | -$530 |
| 3 | Nissan Versa | $1,182 | -$504 |
| 4 | Honda Fit | $1,184 | -$502 |
| 5 | Toyota Yaris | $1,186 | -$500 |
| 6 | Ford Fiesta | $1,200 | -$486 |
| 7 | Subaru Impreza | $1,250 | -$436 |
| 8 | Scion IM | $1,268 | -$418 |
| 9 | Chevrolet Spark | $1,280 | -$406 |
| 10 | Hyundai Accent | $1,282 | -$404 |
| 11 | Volkswagen Golf | $1,284 | -$402 |
| 12 | Mazda 3 | $1,310 | -$376 |
| 13 | Scion IA | $1,318 | -$368 |
| 14 | Honda CR-Z | $1,340 | -$346 |
| 15 | Honda Civic | $1,348 | -$338 |
| 16 | Nissan Sentra | $1,358 | -$328 |
| 17 | Kia Rio | $1,378 | -$308 |
| 18 | Hyundai Veloster | $1,384 | -$302 |
| 19 | Toyota Corolla | $1,390 | -$296 |
| 20 | Toyota Prius | $1,392 | -$294 |
| 21 | Nissan Leaf | $1,396 | -$290 |
| 22 | Chevrolet Sonic | $1,428 | -$258 |
| 23 | Volkswagen Beetle | $1,440 | -$246 |
| 24 | Volkswagen GTI | $1,452 | -$234 |
| 25 | Chevrolet Volt | $1,452 | -$234 |
| 26 | Volkswagen EOS | $1,460 | -$226 |
| 27 | Chevrolet Cruze | $1,462 | -$224 |
| 28 | Kia Forte | $1,474 | -$212 |
| 29 | Ford Focus | $1,484 | -$202 |
| 30 | Hyundai Elantra | $1,508 | -$178 |
| 31 | Scion FR-S | $1,510 | -$176 |
| 32 | Mitsubishi Lancer | $1,568 | -$118 |
| 33 | Volkswagen E-Golf | $1,584 | -$102 |
| 34 | Volkswagen Jetta | $1,642 | -$44 |
| 35 | Dodge Dart | $1,686 | -- |
| 36 | Toyota Mirai | $1,726 | $40 |
| 37 | Scion TC | $1,730 | $44 |
What is the cheapest insurance for a Dodge Dart?
With average Dodge Dart insurance cost ranging from $1,622 to $1,744 per year, the cheapest model to insure is the SE Sedan. The second cheapest model to insure is the SXT Sport Sedan also at $1,622 per year.
The most expensive Dodge Darts to insure are the Limited Sedan at $1,744 and the GT Sedan also averaging $1,744 per year. Those two models will cost an extra $122 per year over the least expensive SE Sedan model.
The table below displays insurance cost for each of the Dodge Dart trim levels, from the SXT Sport Sedan up to the top-end Limited Sedan.
| Dodge Dart Trim Level | Annual Policy | Six-Month Policy | Per Month |
|---|---|---|---|
| SE Sedan | $1,622 | $811 | $135 |
| SXT Sport Sedan | $1,622 | $811 | $135 |
| SXT Sedan | $1,662 | $831 | $139 |
| AERO Sedan | $1,702 | $851 | $142 |
| GT Sport Sedan | $1,702 | $851 | $142 |
| GT Sedan | $1,744 | $872 | $145 |
| Limited Sedan | $1,744 | $872 | $145 |
Some other important insights about Dodge Dart insurance rates include:
- Gender and age affect the rate you pay. For a 2016 Dodge Dart, a 20-year-old male will pay an average rate of $3,362 per year, while a 20-year-old woman pays an average of $2,510, a difference of $852 per year. Women get significantly cheaper rates. But by age 50, the cost for male drivers is $1,540 and the cost for a female driver is $1,512, a difference of only $28.
- Car insurance is cheaper with higher deductibles. Raising the comprehensive and collision deductibles from $500 to $1,000 could save around $186 per year for a 40-year-old driver and $360 per year for a 20-year-old driver.
- Low physical damage deductibles may be wasting money. Cutting your deductibles from $500 to $250 could cost an additional $190 per year for a 40-year-old driver and $376 per year for a 20-year-old driver.
- It’s expensive to buy high risk insurance. For a 40-year-old driver, having a high frequency of accidents or violations could trigger a rate increase of $2,098 or more per year.
- Older drivers pay less than younger drivers. The difference in Dodge Dart insurance rates between a 60-year-old driver ($1,512 per year) and a 20-year-old driver ($3,362 per year) is $1,850, or a savings of 75.9%.
- Teen drivers cost a lot to insure. Average rates for full coverage Dart insurance costs $6,574 per year for a 16-year-old driver, $6,004 per year for a 17-year-old driver, and $5,550 per year for an 18-year-old driver.
- Lots of policy discounts equals cheaper Dart insurance. Discounts may be available if the insureds are senior citizens, are homeowners, are good students, drive low annual mileage, or many other policy discounts which could save the average driver as much as $292 per year on Dodge Dart insurance.
- Obey the law and pay less. If you want to pay the lowest price to insure your Dart, it makes good sense to be a safe driver. In fact, just a few speeding tickets could result in increasing policy cost by as much as $456 per year.