Land Rover Range Rover Sport Insurance Cost for 2023

Does a Range Rover Sport have expensive car insurance rates?

From the SE P360 trim level to the Autobiography trim level, we compared average insurance cost for a Range Rover Sport to look at how rates rank against other midsize luxury SUVs.

Start a Free QuoteCompare Land Rover Range Rover Sport car insurance quotes and save on your next policy.

  • The average Range Rover Sport insurance cost is $2,254 per year, or $188 per month for full coverage.
  • The Range Rover Sport SE P360 trim level is the cheapest to insure at around $2,150 per year. The most expensive trim is the Autobiography at $2,372 per year.
  • Out of 37 models in the 2023 midsize luxury SUV segment, the Range Rover Sport ranks 30th for most affordable insurance.

How much does Range Rover Sport insurance cost?

Ranked 30th out of 37 vehicles in the midsize luxury SUV class, Range Rover Sport insurance averages around $2,254 annually, or about $188 monthly. With the average midsize luxury SUV costing $2,050 a year to insure, the Sport costs $204 more than the average rate.

The next chart illustrates how Range Rover Sport insurance rates can change based on the age of the rated driver and the chosen policy deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 Land Rover Range Rover Sport with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Land Rover Range Rover Sport trim levels.Data last updated on December 30, 2022
Land Rover Range Rover Sport Car Insurance Rates
2023 Land Rover Range Rover Sport Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,760$313
$500$4,564$380
$250$5,414$451
30$1,000$1,964$164
$500$2,400$200
$250$2,858$238
40$1,000$1,854$155
$500$2,254$188
$250$2,672$223
50$1,000$1,694$141
$500$2,056$171
$250$2,436$203
60$1,000$1,668$139
$500$2,024$169
$250$2,398$200

Driver age and policy limits are two of the larger factors that determine the cost of car insurance, but the trim level of the vehicle being insured is also an important factor.

At a MSRP of $83,000, the cheapest model to insure is the SE P360. At the high end, with a MSRP of $104,200, the Autobiography model costs the most to insure.

The table below breaks down average Range Rover Sport insurance cost by trim level for the 2023 model year.

2023 Land Rover Range Rover Sport Insurance Cost by Trim Level
Land Rover Range Rover Sport Trim Level Annual Policy Six-Month Policy Per Month
SE P360$2,150$1,075$179
Dynamic SE P400$2,238$1,119$187
Autobiography$2,372$1,186$198

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Land Rover Range Rover Sport, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
Land Rover Range Rover Sport Insurance Cost by Trim Level

How do Range Rover Sport insurance rates compare?

Car insurance prices for a Range Rover Sport cost $676 more per year than the Lexus RX 350, $24 more than the BMW X5, and $498 more than the Acura MDX.

The Range Rover Sport ranks 30th out of 37 total vehicles in the 2023 midsize luxury SUV class for auto insurance affordability.

The table below ranks car insurance cost for all midsize luxury SUVs in the United States, and compares Range Rover Sport insurance rates to popular models like the Cadillac XT5, Infiniti QX60, and the Lexus GX 460.

Insurance Cost Comparison: Land Rover Range Rover Sport vs Midsize Luxury SUVs
Rank Make/Model Insurance Cost Difference
1Lexus RX 350$1,578-$676
2Infiniti QX50$1,632-$622
3Cadillac XT5$1,676-$578
4Cadillac XT6$1,716-$538
5Acura MDX$1,756-$498
6Lincoln Nautilus$1,786-$468
7Lexus RX 350L$1,804-$450
8Land Rover Discovery Sport$1,806-$448
9Jaguar E-Pace$1,808-$446
10Volvo V90$1,838-$416
11Lexus RX 450h$1,858-$396
12Lexus GX 460$1,880-$374
13Lexus RX 450hL$1,890-$364
14Volvo V60$1,896-$358
15Mercedes-Benz AMG GLB35$1,934-$320
16Genesis GV80$1,936-$318
17Audi SQ5$1,940-$314
18Lincoln Aviator$1,958-$296
19Infiniti QX60$1,974-$280
20Mercedes-Benz GLE450$1,990-$264
21Mercedes-Benz GLE350$2,014-$240
22Land Rover Discovery$2,022-$232
23Mercedes-Benz AMG GLC43$2,056-$198
24Audi Q7$2,104-$150
25Audi e-tron$2,174-$80
26Tesla Model X$2,184-$70
27Mercedes-Benz AMG GLE53$2,190-$64
28BMW X5$2,230-$24
29Audi Q8$2,238-$16
30Land Rover Range Rover Sport$2,254--
31Audi SQ7$2,362$108
32BMW iX$2,396$142
33BMW X6$2,442$188
34Porsche Cayenne$2,462$208
35Mercedes-Benz AMG GLE63$2,582$328
36Audi RS 6$2,624$370
37BMW XM$2,872$618

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on December 30, 2022
Insurance Cost Comparison: Land Rover Range Rover Sport vs Midsize Luxury SUVs

Additional rates and insights

We covered rates for different driver ages, different policy deductibles, and different trim levels. There are a lot more things that factor into car insurance premiums, however, and some of those are discussed in the list below.

  • Policyholder gender affects insurance cost. For a 2023 Land Rover Range Rover Sport, a 20-year-old male driver will pay an estimated rate of $4,564 per year, while a 20-year-old woman pays an average of $3,320, a difference of $1,244 per year. Women get significantly cheaper rates. But by age 50, the cost for male drivers is $2,056 and the cost for a female driver is $2,012, a difference of only $44.
  • Find cheaper rates by qualifying for discounts. Discounts may be available if the insured drivers take a defensive driving course, are military or federal employees, insure their home and car with the same company, are homeowners, or many other discounts which could save the average driver as much as $386 per year.
  • Teen drivers cost a lot to insure. Average rates for full coverage Range Rover Sport insurance costs $7,980 per year for a 16-year-old driver, $7,556 per year for a 17-year-old driver, $7,088 per year for an 18-year-old driver, and $6,472 per year for a 19-year-old driver.
  • As you get older, rates tend to drop. The difference in 2023 Land Rover Range Rover Sport insurance cost between a 60-year-old driver ($2,024 per year) and a 20-year-old driver ($4,564 per year) is $2,540, or a savings of 55.7%.
  • A good driving record pays dividends. In order to get the lowest Range Rover Sport insurance rates, it’s necessary to to be a conservative driver. In fact, just a few minor incidents on your driving report can potentially raise policy rates as much as $602 per year. Serious infractions like a DUI could raise rates by an additional $2,136 or more.