- The average Range Rover Sport insurance cost is $2,254 per year, or $188 per month for full coverage.
- The Range Rover Sport SE P360 trim level is the cheapest to insure at around $2,150 per year. The most expensive trim is the Autobiography at $2,372 per year.
- Out of 37 models in the 2023 midsize luxury SUV segment, the Range Rover Sport ranks 30th for most affordable insurance.
How much does Range Rover Sport insurance cost?
Ranked 30th out of 37 vehicles in the midsize luxury SUV class, Range Rover Sport insurance averages around $2,254 annually, or about $188 monthly. With the average midsize luxury SUV costing $2,050 a year to insure, the Sport costs $204 more than the average rate.
The next chart illustrates how Range Rover Sport insurance rates can change based on the age of the rated driver and the chosen policy deductibles.
Driver age and policy limits are two of the larger factors that determine the cost of car insurance, but the trim level of the vehicle being insured is also an important factor.
At a MSRP of $83,000, the cheapest model to insure is the SE P360. At the high end, with a MSRP of $104,200, the Autobiography model costs the most to insure.
The table below breaks down average Range Rover Sport insurance cost by trim level for the 2023 model year.
| Land Rover Range Rover Sport Trim Level | Annual Policy | Six-Month Policy | Per Month |
|---|---|---|---|
| SE P360 | $2,150 | $1,075 | $179 |
| Dynamic SE P400 | $2,238 | $1,119 | $187 |
| Autobiography | $2,372 | $1,186 | $198 |
How do Range Rover Sport insurance rates compare?
Car insurance prices for a Range Rover Sport cost $676 more per year than the Lexus RX 350, $24 more than the BMW X5, and $498 more than the Acura MDX.
The Range Rover Sport ranks 30th out of 37 total vehicles in the 2023 midsize luxury SUV class for auto insurance affordability.
The table below ranks car insurance cost for all midsize luxury SUVs in the United States, and compares Range Rover Sport insurance rates to popular models like the Cadillac XT5, Infiniti QX60, and the Lexus GX 460.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Lexus RX 350 | $1,578 | -$676 |
| 2 | Infiniti QX50 | $1,632 | -$622 |
| 3 | Cadillac XT5 | $1,676 | -$578 |
| 4 | Cadillac XT6 | $1,716 | -$538 |
| 5 | Acura MDX | $1,756 | -$498 |
| 6 | Lincoln Nautilus | $1,786 | -$468 |
| 7 | Lexus RX 350L | $1,804 | -$450 |
| 8 | Land Rover Discovery Sport | $1,806 | -$448 |
| 9 | Jaguar E-Pace | $1,808 | -$446 |
| 10 | Volvo V90 | $1,838 | -$416 |
| 11 | Lexus RX 450h | $1,858 | -$396 |
| 12 | Lexus GX 460 | $1,880 | -$374 |
| 13 | Lexus RX 450hL | $1,890 | -$364 |
| 14 | Volvo V60 | $1,896 | -$358 |
| 15 | Mercedes-Benz AMG GLB35 | $1,934 | -$320 |
| 16 | Genesis GV80 | $1,936 | -$318 |
| 17 | Audi SQ5 | $1,940 | -$314 |
| 18 | Lincoln Aviator | $1,958 | -$296 |
| 19 | Infiniti QX60 | $1,974 | -$280 |
| 20 | Mercedes-Benz GLE450 | $1,990 | -$264 |
| 21 | Mercedes-Benz GLE350 | $2,014 | -$240 |
| 22 | Land Rover Discovery | $2,022 | -$232 |
| 23 | Mercedes-Benz AMG GLC43 | $2,056 | -$198 |
| 24 | Audi Q7 | $2,104 | -$150 |
| 25 | Audi e-tron | $2,174 | -$80 |
| 26 | Tesla Model X | $2,184 | -$70 |
| 27 | Mercedes-Benz AMG GLE53 | $2,190 | -$64 |
| 28 | BMW X5 | $2,230 | -$24 |
| 29 | Audi Q8 | $2,238 | -$16 |
| 30 | Land Rover Range Rover Sport | $2,254 | -- |
| 31 | Audi SQ7 | $2,362 | $108 |
| 32 | BMW iX | $2,396 | $142 |
| 33 | BMW X6 | $2,442 | $188 |
| 34 | Porsche Cayenne | $2,462 | $208 |
| 35 | Mercedes-Benz AMG GLE63 | $2,582 | $328 |
| 36 | Audi RS 6 | $2,624 | $370 |
| 37 | BMW XM | $2,872 | $618 |
Additional rates and insights
We covered rates for different driver ages, different policy deductibles, and different trim levels. There are a lot more things that factor into car insurance premiums, however, and some of those are discussed in the list below.
- Policyholder gender affects insurance cost. For a 2023 Land Rover Range Rover Sport, a 20-year-old male driver will pay an estimated rate of $4,564 per year, while a 20-year-old woman pays an average of $3,320, a difference of $1,244 per year. Women get significantly cheaper rates. But by age 50, the cost for male drivers is $2,056 and the cost for a female driver is $2,012, a difference of only $44.
- Find cheaper rates by qualifying for discounts. Discounts may be available if the insured drivers take a defensive driving course, are military or federal employees, insure their home and car with the same company, are homeowners, or many other discounts which could save the average driver as much as $386 per year.
- Teen drivers cost a lot to insure. Average rates for full coverage Range Rover Sport insurance costs $7,980 per year for a 16-year-old driver, $7,556 per year for a 17-year-old driver, $7,088 per year for an 18-year-old driver, and $6,472 per year for a 19-year-old driver.
- As you get older, rates tend to drop. The difference in 2023 Land Rover Range Rover Sport insurance cost between a 60-year-old driver ($2,024 per year) and a 20-year-old driver ($4,564 per year) is $2,540, or a savings of 55.7%.
- A good driving record pays dividends. In order to get the lowest Range Rover Sport insurance rates, it’s necessary to to be a conservative driver. In fact, just a few minor incidents on your driving report can potentially raise policy rates as much as $602 per year. Serious infractions like a DUI could raise rates by an additional $2,136 or more.
