Navigating Insurance for a Mazda 2: Rates Compared for 2024

How much does Mazda 2 insurance cost? We compared auto insurance rates for the Sport and Touring Hatchback trim levels to see how insurance costs measure up to all other compact cars.

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Stylized illustration of a Mazda 2
  • Mazda 2 insurance costs an average of $1,092 per year, or around $91 per month.
  • The cheapest trim level to insure is the Sport Hatchback at around $1,072 per year, and the most expensive trim to insure is the Touring Hatchback at $1,112 annually.

How much does Mazda 2 insurance cost?

Mazda 2 car insurance rates average $1,092 annually for full coverage, or around $91 a month. When splitting out the cost of individual coverages, collision coverage will cost around $238 a year, liability/medical (or PIP) coverage costs approximately $622, and the remaining comprehensive coverage is approximately $232.

The following chart details average car insurance rates for a 2014 Mazda 2 using some common driver age and risk scenarios.

Figure 1: Average 2014 Mazda 2 insurance premiums for different driver ages and risk scenarios. Rates updated on February 26, 2024.

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Data Methodology: Average rates are for a 2014 model year Mazda 2 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mazda 2 trim levels.

Mazda 2 Insurance Cost Summary
2014 Mazda 2 Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$2,490$208
Safe Driver Age 20$2,166$181
At-fault Accidents Age 40$1,572$131
Low Deductibles Age 40$1,292$108
Safe Driver Age 30$1,144$95
Safe Driver Age 40$1,092$91
Safe Driver Age 50$992$83
High Deductibles Age 40$984$82
Safe Driver Age 60$924$77
Discount Rate Age 40$906$76

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2014 Mazda 2 trim levels. Updated February 26, 2024

The table below details the average annual and 6-month policy costs, in addition to a monthly budget figure, for each Mazda 2 model trim level.

2014 Mazda 2 Insurance Rates by Trim Level
2014 Mazda 2 Trim Level Annual Premium Cost Per Month
Sport Hatchback$1,072$89
Touring Hatchback$1,112$93

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 23, 2024

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Mazda 2 Insurance Cost by Trim Level

The table below shows average insurance policy costs for a Mazda 2 for the 2007 to 2014 model years for five different age groups.

Mazda 2 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2014 Mazda 2$2,166$1,092$924
2013 Mazda 2$1,736$878$744
2012 Mazda 2$1,701$860$729
2011 Mazda 2$1,667$843$715
2010 Mazda 2$1,634$826$700
2009 Mazda 2$1,601$810$686
2008 Mazda 2$1,569$794$673
2007 Mazda 2$1,538$778$659

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mazda 2 trim levels for each model year. Updated February 23, 2024

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Mazda 2 Insurance Cost by Model Year

The Mazda 2 was rebadged and sold initially as the Scion iA for the 2016 model year. After the Scion name was discontinued, it was named the Toyota Yaris iA for 2017 and 2018. Then in 2019, the iA was dropped and it was then just marketed as the Toyota Yaris sedan for the 2019 and 2020 model years.

How do Mazda 2 car insurance rates rank?

The Mazda 2 ranks 12th out of 36 total comparison vehicles in the 2014 small car class for insurance affordability. The Mazda 2 costs an average of $1,092 per year to insure and the segment median rate is $1,160 annually, a difference of $68 per year.

When average rates are compared to other vehicles in the small car class, insurance prices for a Mazda 2 cost $14 less per year than the Honda Civic, $34 less than the Toyota Corolla, and $30 more than the Nissan Sentra.

The chart below shows how average Mazda 2 car insurance rates compare to the top 10 selling small cars like the Hyundai Elantra, Volkswagen Jetta, and the Kia Forte. We also included a more comprehensive table following the chart that displays average car insurance rates for all 36 models in the 2014 small car class.

Figure 2: Average 2014 Mazda 2 car insurance premium compared to other small car models. Rates updated on February 22, 2024.

Data Methodology: Average rates are for a 2014 model year Mazda 2. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Mazda 2 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Insurance Cost Comparison: Mazda 2 vs Top 10 Small Cars
Mazda 2 Insurance Cost Compared to All Small Cars
Rank Make and Model Annual Premium Difference
1Scion IQ$864-$228
2Kia Rio5$1,034-$58
3Nissan Versa$1,038-$54
4Ford Fiesta$1,042-$50
5Hyundai Accent$1,050-$42
6Toyota Yaris$1,054-$38
7Smart Fortwo$1,056-$36
8Nissan Sentra$1,062-$30
9Chevrolet Sonic$1,064-$28
10Chevrolet Spark$1,070-$22
11Kia Rio$1,078-$14
12Mazda 2$1,092--
13Honda Civic$1,106$14
14Chrysler Fiat 500$1,108$16
15Hyundai Veloster$1,116$24
16Toyota Corolla$1,126$34
17Nissan Leaf$1,130$38
18Hyundai Elantra$1,134$42
19Mazda 3$1,144$52
20Volkswagen Golf$1,156$64
21Honda CR-Z$1,158$66
22Kia Forte$1,164$72
23Ford Focus$1,180$88
24Toyota Prius$1,190$98
25Volkswagen GTI$1,208$116
26Volkswagen Beetle$1,214$122
27Subaru Impreza$1,218$126
28Volkswagen Jetta$1,226$134
29Scion FR-S$1,228$136
30Chevrolet Volt$1,240$148
31Chevrolet Cruze$1,336$244
32Honda Fit$1,342$250
33Volkswagen EOS$1,346$254
34Mitsubishi Lancer$1,386$294
35Dodge Dart$1,396$304
36Scion TC$1,402$310

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2014 model year. Updated February 22, 2024