Insure Your Mercedes-Benz GLE400 For Less: Rates & Savings Insights

How much does Mercedes GLE400 insurance cost? We compare insurance rates for the GLE400 and rank them against the entire midsize luxury SUV segment to find out.

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How much does Mercedes GLE400 insurance cost?

Mercedes GLE400 car insurance rates average $1,880 annually for the 2019 model year. On a monthly basis, expect to pay around $141 each month.

With the average midsize luxury SUV costing $1,856 a year to insure, the Mercedes-Benz GLE400 could cost around $24 more than the average segment rate every 12 months.

The chart below illustrates how Mercedes GLE400 car insurance cost changes depending on driver age and insurance policy deductibles. The cost values vary from the cheapest policy cost of $1,316 per year for a driver age 60 with deductibles of $1,000 to the highest cost of $4,432 annually for a 20-year-old driver with a deductible of $250.

Figure 1: Average 2019 Mercedes-Benz GLE400 car insurance premiums for different driver ages and policy deductibles. Rates updated on February 23, 2024.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on a 2019 model year Mercedes-Benz GLE400. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

Mercedes-Benz GLE400 Car Insurance Rates
2019 Mercedes-Benz GLE400 Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$3,222$269
$500$3,810$318
$250$4,432$369
30-Year-Old$1,000$1,680$140
$500$2,006$167
$250$2,344$195
40-Year-Old$1,000$1,582$132
$500$1,880$157
$250$2,190$183
50-Year-Old$1,000$1,408$117
$500$1,664$139
$250$1,932$161
60-Year-Old$1,000$1,316$110
$500$1,558$130
$250$1,810$151

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2019 Mercedes-Benz GLE400. Updated February 23, 2024

Additional key data observations relative to Mercedes-Benz GLE400 insurance cost include:

  • Save money by qualifying for policy discounts. Discounts may be available if the insureds are away-from-home students, insure their home and car with the same company, work in certain occupations, belong to certain professional organizations, or other policy discounts which could save the average driver as much as $318 per year.
  • Older drivers tend to pay cheaper insurance rates. The difference in insurance rates for a GLE400 between a 50-year-old driver ($1,664 per year) and a 30-year-old driver ($2,006 per year) is $342, or a savings of 18.6%.
  • Violations and tickets cost more than a fine. To receive the most reasonable price on GLE400 insurance rates, it’s necessary to avoid traffic tickets. In fact, just one or two minor incidents on your driving report could result in a price increase of $504 per year. Being convicted of a serious infraction such as DUI/DWI and felony use of a motor vehicle could raise rates by an additional $1,764 or more.
  • Gender and age affect the rate you pay. For a 2019 Mercedes-Benz GLE400, a 20-year-old male driver pays an estimated $3,810 per year, while a 20-year-old female will pay an average of $2,726, a difference of $1,084 per year in the women’s favor by a large margin. But by age 50, the rate for men is $1,664 and female rates are $1,620, a difference of only $44.
  • A good credit rating can save money. Having an excellent credit score over 800 could get savings of $295 per year when compared to a credit rating between 670-739. Conversely, a mediocre credit score could cost up to $342 more per year.
  • Your employer could save you money. Some auto insurance providers offer policy discounts for having a job in professions like nurses, college professors, scientists, emergency medical technicians, members of the military, and other occupations. By qualifying for this profession discount, you could save between $56 and $164 on your yearly GLE400 insurance bill, depending on the policy coverages.

How does GLE400 insurance cost compare?

The Mercedes GLE400 ranks 16th out of 26 total comparison vehicles in the 2019 midsize luxury SUV segment. The GLE400 costs an estimated $1,880 per year for full coverage insurance and the segment median average cost is $1,856 annually, a difference of $24 per year.

When average GLE400 insurance rates are compared to the top-selling other midsize luxury SUVs, insurance for a Mercedes-Benz GLE400 costs $242 more per year than the Lexus RX 350, $10 less than the BMW X5, $188 more than the Acura MDX, and $370 more than the Cadillac XT5.

The chart below shows how Mercedes GLE400 auto insurance rates compare to the rest of the top-selling midsize luxury SUVs from 2019. In addition to the chart, a more complete table is added after the chart that illustrates insurance cost comparisons and rankings for the entire 2019 midsize luxury SUV class.

Figure 2: Average 2019 Mercedes-Benz GLE400 car insurance premium compared to other midsize luxury SUV models. Rates updated on February 23, 2024.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for a 2019 model year Mercedes-Benz GLE400. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Mercedes-Benz GLE400 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Mercedes-Benz GLE400 Insurance Cost vs Top 10 Midsize Luxury SUVs
Mercedes-Benz GLE400 Insurance Cost Compared to All Midsize Luxury SUVs
Rank Make and Model Annual Premium Difference
1Cadillac XT5$1,510-$370
2Infiniti QX50$1,540-$340
3Lexus RX 350L$1,572-$308
4Lincoln Nautilus$1,604-$276
5Lincoln MKT$1,628-$252
6Lexus RX 350$1,638-$242
7Jaguar E-Pace$1,646-$234
8Acura MDX$1,692-$188
9Audi SQ5$1,740-$140
10Lexus GX 460$1,748-$132
11Land Rover Discovery$1,760-$120
12Infiniti QX60$1,772-$108
13Lexus RX 450$1,772-$108
14Volvo V90$1,784-$96
15Mercedes-Benz AMG GLC43$1,868-$12
16Mercedes-Benz GLE400$1,880--
17BMW X5$1,890$10
18Audi Q7$1,932$52
19Audi Q8$2,032$152
20Mercedes-Benz AMG GLC63$2,072$192
21Audi e-tron$2,076$196
22Tesla Model X$2,110$230
23BMW X6$2,186$306
24Mercedes-Benz AMG GLE43$2,212$332
25Porsche Cayenne$2,242$362
26Mercedes-Benz AMG GLE63$2,340$460

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2019 model year. Updated February 23, 2024