- Audi e-tron car insurance costs an average of $2,366 per year or around $197 per month, depending on the trim level.
- When compared to other midsize luxury SUVs, the 2024 Audi e-tron is one of the more expensive midsize luxury SUVs to insure, costing $113 more per year on average.
- The e-tron GT Premium Plus trim level is the cheapest to insure at around $2,236 per year. The most expensive trim is the RS GT at $2,550 per year.
How much does Audi e-tron car insurance cost?
Audi e-tron insurance costs on average $2,366 a year, or about $197 on a monthly basis. You can expect to pay approximately $113 more per year for Audi e-tron insurance as compared to the average rate for midsize luxury SUVs, and $483 more per year than the all-vehicle national average of $1,883.
The chart below illustrates how average Audi e-tron insurance rates fluctuate based on the age of the driver and comprehensive and collision deductibles.
Rates vary from $1,608 per year for a driver age 60 with $1,000 physical damage deductibles to the highest rate of $5,632 annually for a driver age 20 with a deductible of $250.
The following table shows average annual and semi-annual full coverage Audi e-tron insurance rates for the 2019 to 2024 model years.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2024 Audi e-tron | $2,366 | $197 |
| 2023 Audi e-tron | $2,280 | $190 |
| 2022 Audi e-tron | $2,350 | $196 |
| 2021 Audi e-tron | $2,212 | $184 |
| 2020 Audi e-tron | $2,142 | $179 |
| 2019 Audi e-tron | $2,076 | $173 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Audi e-tron trim levels for each model year. Updated February 23, 2024
How does Audi e-tron insurance rank vs. the competition?
The Audi e-tron ranks 28th out of 41 total comparison vehicles in the 2024 midsize luxury SUV class. The e-tron costs an average of $2,366 per year to insure, while the segment median rate is $2,253 annually, a difference of $113 per year.
When compared to other midsize luxury models, insurance for a Audi e-tron costs $468 more per year than the Lexus RX 350, $58 less than the BMW X5, $470 more than the Acura MDX, and $574 more than the Cadillac XT5.
The table below shows how auto insurance cost for a 2024 Audi e-tron compares to all other midsize luxury SUVs like the Lexus RX 350, BMW X5, and the Tesla Model X.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Jaguar E-Pace | $1,776 | -$590 |
| 2 | Cadillac XT5 | $1,792 | -$574 |
| 3 | Infiniti QX50 | $1,844 | -$522 |
| 4 | Cadillac XT6 | $1,856 | -$510 |
| 5 | Infiniti QX60 | $1,868 | -$498 |
| 6 | Mercedes-Benz AMG GLB35 | $1,870 | -$496 |
| 7 | Acura MDX | $1,896 | -$470 |
| 8 | Lexus RX 350 | $1,898 | -$468 |
| 9 | Lexus TX 350 | $1,928 | -$438 |
| 10 | Lexus RX 350h | $1,952 | -$414 |
| 11 | Lexus TX 500h | $1,980 | -$386 |
| 12 | Lexus RX 500h | $1,986 | -$380 |
| 13 | Lincoln Nautilus | $2,002 | -$364 |
| 14 | Lexus RX 450h | $2,008 | -$358 |
| 15 | Volvo V90 | $2,022 | -$344 |
| 16 | Audi SQ5 | $2,094 | -$272 |
| 17 | Mercedes-Benz GLE350 | $2,118 | -$248 |
| 18 | Lincoln Aviator | $2,134 | -$232 |
| 19 | Lexus GX 550 | $2,158 | -$208 |
| 20 | Volvo V60 | $2,220 | -$146 |
| 21 | Land Rover Discovery Sport | $2,226 | -$140 |
| 22 | Mercedes-Benz GLE450 | $2,236 | -$130 |
| 23 | Cadillac Lyriq | $2,254 | -$112 |
| 24 | Volvo EX90 | $2,274 | -$92 |
| 25 | Audi Q7 | $2,304 | -$62 |
| 26 | Genesis GV80 | $2,312 | -$54 |
| 27 | Mercedes-Benz AMG GLC43 | $2,324 | -$42 |
| 28 | Audi e-tron | $2,366 | -- |
| 29 | Tesla Model X | $2,384 | $18 |
| 30 | BMW X5 | $2,424 | $58 |
| 31 | Audi Q8 | $2,438 | $72 |
| 32 | Land Rover Discovery | $2,452 | $86 |
| 33 | Mercedes-Benz AMG GLE53 | $2,466 | $100 |
| 34 | Audi SQ7 | $2,550 | $184 |
| 35 | BMW iX | $2,586 | $220 |
| 36 | BMW X6 | $2,652 | $286 |
| 37 | Land Rover Range Rover Sport | $2,762 | $396 |
| 38 | Audi RS 6 | $2,818 | $452 |
| 39 | Porsche Cayenne | $2,842 | $476 |
| 40 | BMW XM | $3,114 | $748 |
| 41 | Mercedes-Benz AMG GLE63 | $3,198 | $832 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated February 22, 2024
Is Premium Plus or Prestige cheaper to insure?
The cheapest Audi e-tron to insure is the GT Premium Plus at $2,236 per year. The RS GT runs a little higher at $2,550 per year. Expect to budget at least $186 per month for full coverage insurance on an e-tron.
The table below shows average car insurance rates for each 2024 Audi e-tron trim level.
| 2024 Audi e-tron Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| GT Premium Plus | $2,236 | $186 |
| GT Prestige | $2,316 | $193 |
| RS GT | $2,550 | $213 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 22, 2024
Below are some additional rates for different risk scenarios, along with some ideas for cutting the cost of your next policy.
- Clean up your credit to lower your rates. Having a good credit rating over 800 could save you $371 per year compared to a lower credit score of 670-739. Conversely, a weak credit rating could cost up to $431 more per year. Not all states allow credit scores to be used to determine car insurance rates, however.
- Older drivers pay less than younger drivers. The difference in car insurance cost for an Audi e-tron between a 40-year-old driver ($2,366 per year) and a 20-year-old driver ($4,752 per year) is $2,386, or a savings of 67%.
- High-risk drivers pay extremely high rates. For a 30-year-old driver, having to buy a high-risk insurance policy could inflate rates by $2,876 or more per year.
- Make your policy cheaper by raising deductibles. Boosting your deductibles from $500 to $1,000 could save around $424 per year for a 40-year-old driver and $830 per year for a 20-year-old driver.
- The lower deductible you choose, the higher the policy cost. Dropping your physical damage deductibles from $500 to $250 could cost an additional $442 per year for a 40-year-old driver and $880 per year for a 20-year-old driver.
- A good driving record pays dividends. To get the cheapest Audi e-tron car insurance rates, you need to drive sensibly. In fact, just a few driving offenses could possibly increase insurance policy rates by at least $618 per year. Major convictions such as DUI and hit-and-run could raise rates by an additional $2,172 or more.
- Be a careful driver and pay less for insurance. At-fault accidents raise insurance rates, possibly as much as $3,336 per year for a 20-year-old driver and as much as $662 per year for a 50-year-old driver.