Audi e-tron Insurance Cost [2022 Rates + Comparisons]

How much does Audi e-tron insurance cost? We analyzed insurance rates for the e-tron Quattro Premium Plus and Quattro Prestige models and compared them to the entire midsize luxury SUV class to see how they rank.

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How much does Audi e-tron car insurance cost?

Audi e-tron insurance costs on average $2,144 a year, or about $179 on a monthly basis. You can expect to pay approximately $301 more per year for Audi e-tron insurance as compared to the average rate for midsize luxury SUVs, and $577 more per year than the all-vehicle national average of $1,567.

The chart below illustrates how average Audi e-tron insurance rates fluctuate based on the age of the driver and comprehensive and collision deductibles.

Rates vary from $1,586 per year for a driver age 60 with $1,000 physical damage deductibles to the highest rate of $5,040 annually for a driver age 20 with a deductible of $250.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2022 Audi e-tron with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Audi e-tron trim levels.Data last updated on August 11, 2022
Audi e-tron Car Insurance Rates
Audi e-tron Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,544$295
$500$4,272$356
$250$5,040$420
30$1,000$1,876$156
$500$2,280$190
$250$2,700$225
40$1,000$1,772$148
$500$2,144$179
$250$2,530$211
50$1,000$1,614$135
$500$1,948$162
$250$2,296$191
60$1,000$1,586$132
$500$1,914$160
$250$2,258$188

The following table shows average annual and semi-annual full coverage Audi e-tron insurance rates for the 2019 to 2022 model years.

Audi e-tron Insurance Cost for 2019-2022 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2022 Audi e-tron$2,144$1,072$179
2021 Audi e-tron$1,930$965$161
2020 Audi e-tron$1,892$946$158
2019 Audi e-tron$1,864$932$155

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2022
Audi e-tron Insurance Rates by Model Year

How does Audi e-tron insurance rank vs. the competition?

The Audi e-tron ranks #31 out of 36 total comparison vehicles in the 2022 midsize luxury SUV class. The e-tron costs an average of $2,144 per year to insure, while the segment median rate is $1,843 annually, a difference of $301 per year.

When compared to other midsize luxury models, insurance for a Audi e-tron costs $574 more per year than the Lexus RX 350, $206 more than the BMW X5, $566 more than the Acura MDX, and $644 more than the Cadillac XT5.

The table below shows how auto insurance cost for a 2022 Audi e-tron compares to all other midsize luxury SUVs like the Lexus RX 350, BMW X5, and the Tesla Model X.

Audi e-tron Insurance Cost Compared to Other Midsize Luxury SUVs
Rank Make/Model Insurance Cost Difference
1Cadillac XT5$1,500-$644
2Jaguar E-Pace$1,564-$580
3Lexus RX 350$1,570-$574
4Acura MDX$1,578-$566
5Lincoln Nautilus$1,594-$550
6Lexus RX 450h$1,608-$536
7Infiniti QX50$1,614-$530
8Lexus RX 350L$1,628-$516
9Cadillac XT6$1,640-$504
10Volvo V60$1,648-$496
11Land Rover Discovery$1,660-$484
12Land Rover Discovery Sport$1,662-$482
13Lexus RX 450hL$1,676-$468
14Volvo V90$1,688-$456
15Lincoln Aviator$1,720-$424
16Mercedes-Benz AMG GLB35$1,740-$404
17Mercedes-Benz GLE450$1,744-$400
18Lexus GX 460$1,766-$378
19Infiniti QX60$1,774-$370
20Mercedes-Benz GLE350$1,784-$360
21Genesis GV80$1,818-$326
22Mercedes-Benz AMG GLC43$1,846-$298
23Audi SQ5$1,874-$270
24BMW X5$1,938-$206
25Audi Q8$1,966-$178
26Audi Q7$1,998-$146
27Land Rover Range Rover Sport$2,020-$124
28BMW iX$2,034-$110
29Tesla Model X$2,064-$80
30Audi SQ7$2,124-$20
31Audi e-tron$2,144--
32Mercedes-Benz AMG GLE53$2,150$6
33BMW X6$2,200$56
34Mercedes-Benz AMG GLE63$2,292$148
35Porsche Cayenne$2,314$170
36Audi RS 6$2,390$246

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2022
Audi e-tron Insurance Cost Compared to Other Midsize Luxury SUVs

Is Premium Plus or Prestige cheaper to insure?

The cheapest Audi e-tron to insure is the Premium at $1,936 per year. The RS GT runs a little higher at $2,438 per year. Expect to budget at least $161 per month for full coverage insurance on an e-tron.

The table below shows average car insurance rates for each 2022 Audi e-tron trim level.

2022 Audi e-tron Insurance Cost by Trim Level
Audi e-tron Trim Level Annual Policy 6-month Policy Per Month
Premium$1,936$968$161
Sportback Premium$1,978$989$165
Premium Plus$2,048$1,024$171
Sportback Premium Plus$2,082$1,041$174
Sportback Prestige$2,124$1,062$177
Chronos Edition$2,134$1,067$178
S Premium Plus$2,146$1,073$179
S Sportback Premium Plus$2,166$1,083$181
S Prestige$2,184$1,092$182
S Sportback Prestige$2,204$1,102$184
GT$2,270$1,135$189
RS GT$2,438$1,219$203

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Audi e-tron, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2022
Audi e-tron Insurance Cost by Trim Level

Below are some additional rates for different risk scenarios, along with some ideas for cutting the cost of your next policy.

  • Clean up your credit to lower your rates. Having a good credit rating over 800 could save you $337 per year compared to a lower credit score of 670-739. Conversely, a weak credit rating could cost up to $390 more per year. Not all states allow credit scores to be used to determine car insurance rates, however.
  • Older drivers pay less than younger drivers. The difference in car insurance cost for an Audi e-tron between a 40-year-old driver ($2,144 per year) and a 20-year-old driver ($4,272 per year) is $2,128, or a savings of 49.8%.
  • High-risk drivers pay extremely high rates. For a 30-year-old driver, having to buy a high-risk insurance policy could inflate rates by $2,596 or more per year.
  • Make your policy cheaper by raising deductibles. Boosting your deductibles from $500 to $1,000 could save around $372 per year for a 40-year-old driver and $728 per year for a 20-year-old driver.
  • The lower deductible you choose, the higher the policy cost. Dropping your physical damage deductibles from $500 to $250 could cost an additional $386 per year for a 40-year-old driver and $768 per year for a 20-year-old driver.
  • A good driving record pays dividends. To get the cheapest Audi e-tron car insurance rates, you need to drive sensibly. In fact, just a few driving offenses could possibly increase insurance policy rates by at least $558 per year. Major convictions such as DUI and hit-and-run could raise rates by an additional $1,968 or more.
  • Be a careful driver and pay less for insurance. At-fault accidents raise insurance rates, possibly as much as $2,992 per year for a 20-year-old driver and as much as $668 per year for a 50-year-old driver.