Nissan Cube Insurance Costs: Rates, Rankings, and Insights

How much does Nissan Cube insurance cost? We analyze rates from the base Cube 2WD up to the loaded SL 2WD trim level to find out how insurance prices stack up against the compact SUV segment.

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  • Nissan Cube insurance costs an average of $1,284 per year, or around $107 per month for full coverage.
  • The Cube 2WD model is the cheapest to insure at around $1,270 per year. The most expensive trim is the SL 2WD at $1,314 per year.
  • The Cube ranks fifth out of 29 vehicles in the 2014 small SUV class for insurance affordability.

How much does Nissan Cube insurance cost?

Nissan Cube car insurance averages $1,284 annually for full coverage, or about $107 each month. On average, expect to pay about $143 less annually for Nissan Cube insurance compared to similar vehicles, and $992 less per year than the overall national average of $2,276.

The following chart displays average car insurance rates for a 2014 Cube for different driver age groups and scenarios.

Average 2014 Nissan Cube insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2014 Nissan Cube insurance premiums for different driver ages and risk scenarios. Rates updated on October 24, 2025.

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Data Methodology: Average rates are for a 2014 model year Nissan Cube with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Nissan Cube trim levels.

2014 Nissan Cube Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$2,964$247
Safe Driver Age 20$2,590$216
At-fault Accidents Age 40$1,844$154
Low Deductibles Age 40$1,592$133
Safe Driver Age 30$1,356$113
Safe Driver Age 40$1,284$107
Safe Driver Age 50$1,156$96
High Deductibles Age 40$1,126$94
Safe Driver Age 60$1,082$90
Discount Rate Age 40$1,070$89

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2014 Nissan Cube trim levels. Updated October 24, 2025

The rate table below breaks down average Nissan Cube insurance rates for the 2009-2014 model years for five different age groups.

Nissan Cube Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2014 Nissan Cube$2,590$1,284$1,082
2013 Nissan Cube$2,628$1,298$1,092
2012 Nissan Cube$2,575$1,272$1,070
2011 Nissan Cube$2,524$1,247$1,049
2010 Nissan Cube$2,473$1,222$1,028
2009 Nissan Cube$2,424$1,197$1,007

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Nissan Cube trim levels for each model year. Updated October 24, 2025

Average insurance rates for 2009 to 2014 Nissan Cube models for drivers age 20, 40 and 60
Average insurance rates for 2009 to 2014 Nissan Cube models for drivers age 20, 40 and 60

The table below displays the estimated annual and semi-annual policy costs, in addition to a monthly budget amount, for each Nissan Cube model trim level.

2014 Nissan Cube Insurance Rates by Trim Level
2014 Nissan Cube Trim Level Annual Premium Cost Per Month
2WD$1,270$106
S 2WD$1,270$106
SL 2WD$1,314$110

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025

Insurance cost by trim level for a 2014 Nissan Cube ranging from the 2WD model at $1,270 per year to the SL 2WD model at $1,314
Insurance cost by trim level for a 2014 Nissan Cube ranging from the 2WD model at $1,270 per year to the SL 2WD model at $1,314

How does Nissan Cube car insurance cost rank?

The Nissan Cube ranks fifth out of 29 total vehicles in the 2014 model year small SUV class for most affordable car insurance rates. The Cube costs an estimated $1,284 per year for a car insurance policy with full coverage and the segment average policy cost is $1,427 annually, a difference of $143 per year.

When compared to the other small SUVs, Nissan Cube insurance costs $214 less per year than the Toyota RAV4, $28 more than the Honda CR-V, and $140 less than the Chevrolet Equinox.

The chart displayed below shows how well the Nissan Cube car insurance compares to the best-selling compact SUVs in the United States like the Nissan Rogue, Ford Escape, and Subaru Forester. In addition to the chart, a larger table is included after the chart that ranks average auto insurance rates for all 29 models in the small SUV class.

Average 2014 Nissan Cube car insurance premium compared to other small SUV models.
Figure 2: Average 2014 Nissan Cube car insurance premium compared to other small SUV models. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2014 model year Nissan Cube. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Nissan Cube trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Nissan Cube Insurance Cost Compared to All Small SUVs
Rank Make and Model Annual Premium Difference
1Mini Cooper Clubman$1,214-$70
2Scion XD$1,224-$60
3Scion XB$1,242-$42
4Honda CR-V$1,256-$28
5Nissan Cube$1,284--
6Mini Cooper Countryman$1,316$32
7Kia Soul$1,336$52
8Jeep Patriot$1,338$54
9Mitsubishi Mirage$1,348$64
10Ford Escape$1,400$116
11Nissan Rogue$1,410$126
12Chevrolet Equinox$1,424$140
13Buick Encore$1,434$150
14Hyundai Tucson$1,442$158
15Mazda CX-5$1,452$168
16Nissan Juke$1,456$172
17Chevrolet Captiva Sport$1,458$174
18Subaru Forester$1,464$180
19Subaru XV Crosstrek$1,468$184
20GMC Terrain$1,474$190
21Jeep Compass$1,480$196
22Mini Cooper$1,496$212
23Toyota RAV4$1,498$214
24Subaru Tribeca$1,514$230
25Mitsubishi Outlander$1,546$262
26Volkswagen Tiguan$1,588$304
27Kia Sportage$1,596$312
28Ford C-Max$1,600$316
29Mini Cooper Paceman$1,612$328

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2014 model year. Updated October 24, 2025

Additional Cube car insurance information

Some other insights as they relate to Nissan Cube insurance cost include:

  • Earn policy discounts to save money. Discounts may be available if the insureds insure their home and car with the same company, sign their policy early, drive low annual mileage, choose electronic billing, are military or federal employees, or many other policy discounts which could save the average driver as much as $214 per year on their insurance cost.
  • Good credit scores mean better rates. Maintaining a high credit score could save around $202 per year compared to a credit rating between 670-739. Conversely, a credit score lower than 579 could cost up to $234 more per year.
  • Save money due to your job. Just about all car insurance providers offer policy discounts for certain professions like accountants, members of the military, police officers and law enforcement, engineers, scientists, dentists, and others. If you qualify for this occupational discount, you could potentially save between $39 and $153 on your annual auto insurance bill, depending on the coverage levels.
  • Tickets and violations can cost a lot. To get the most affordable Cube insurance rates, it pays to avoid traffic citations. As few as two minor driving offenses could increase policy cost by at least $348 per year.
  • Teenagers are the most expensive age group to insure. Average rates for full coverage Cube insurance costs $4,781 per year for a 16-year-old driver, $4,566 per year for a 17-year-old driver, $3,965 per year for an 18-year-old driver, and $3,654 per year for a 19-year-old driver.
  • Gender affects car insurance rates. For a 2014 Nissan Cube, a 20-year-old male driver pays an average rate of $2,590 per year, while a 20-year-old woman pays an estimated $1,868, a difference of $722 per year in favor of the women by a long shot. But by age 50, the rate for males is $1,156 and the rate for women is $1,120, a difference of only $36.