- Ford C-Max car insurance costs around $1,338 per year, $669 for a 6-month policy, or around $112 per month.
- The cheapest Ford C-Max insurance is the Hybrid SE Hatchback at an estimated $1,316 per year.
- The C-Max is one of the more expensive small SUVs to insure, costing $103 more per year on average when compared to other small SUVs.
How much does Ford C-Max car insurance cost?
Ranked #27 out of 34 vehicles in the 2018 small SUV class, Ford C-Max insurance costs on average $1,338 yearly, or about $112 each month.
With the average small SUV costing $1,235 a year to insure, the Ford C-Max could cost around $103 or more every 12 months.
The bar chart below details average car insurance cost for a C-Max for different driver age groups and scenarios.
|Driver Risk Profile||Annual Rate||Monthly Rate|
|High Risk Driver Age 30||$3,052||$254|
|Safe Driver Age 20||$2,668||$222|
|At-fault Accidents Age 40||$1,906||$159|
|Low Deductibles Age 40||$1,698||$142|
|Safe Driver Age 30||$1,400||$117|
|Safe Driver Age 40||$1,338||$112|
|Safe Driver Age 50||$1,220||$102|
|Safe Driver Age 60||$1,198||$100|
|High Deductibles Age 40||$1,150||$96|
|Discount Rate Age 40||$1,112||$93|
The table below details average annual and 6-month policy costs, in addition to a monthly budget figure, for each Ford C-Max model and trim level.
|Ford C-Max Trim Level||Annual Policy||6-month Policy||Per Month|
|Hybrid SE Hatchback||$1,316||$658||$110|
|Hybrid Titanium Hatchback||$1,358||$679||$113|
The next table breaks down average Ford C-Max full coverage insurance policy costs from the 2013 to the 2018 model years.
|Model Year and Vehicle||Annual Rate||6-month Rate||Monthly Rate|
|2018 Ford C-Max||$1,338||$669||$112|
|2017 Ford C-Max||$1,360||$680||$113|
|2016 Ford C-Max||$1,246||$623||$104|
|2015 Ford C-Max||$1,256||$628||$105|
|2014 Ford C-Max||$1,202||$601||$100|
|2013 Ford C-Max||$1,178||$589||$98|
Does C-Max insurance cost more than similar vehicles?
When compared directly to other vehicles in the small SUV segment, auto insurance rates for a Ford C-Max cost $36 more per year than the Toyota RAV4, $250 more than the Honda CR-V, and $182 more than the Chevrolet Equinox.
The Ford C-Max ranks #27 out of 34 comparison vehicles in the small SUV category for most affordable car insurance cost. The C-Max costs an average of $1,338 per year to insure for full coverage and the class average cost is $1,235 per year, a difference of $103 per year.
The next table shows how insurance cost for a Ford C-Max compares to the top 10 most popular small SUVs like the Nissan Rogue, Ford Escape, and the Jeep Wrangler.
|11||Mitsubishi Eclipse Cross||$1,172||-$166|
|25||Mini Cooper Countryman||$1,308||-$30|
|29||Mini Cooper Clubman||$1,358||$20|
Other rates and observations
A few additional noteworthy conclusions as they relate to Ford C-Max insurance cost include:
- Insuring teen drivers is expensive. Average rates for full coverage C-Max insurance costs $4,966 per year for a 16-year-old driver, $4,602 per year for a 17-year-old driver, $4,280 per year for a 18-year-old driver, and $3,842 per year for a 19-year-old driver.
- As you get older, rates tend to be cheaper. The difference in insurance cost for a 2018 Ford C-Max between a 60-year-old driver ($1,198 per year) and a 20-year-old driver ($2,668 per year) is $1,470, or a savings of 55.1%.
- Your employment could save you money. The large majority of auto insurance providers offer discounts for occupations like architects, firefighters, accountants, lawyers, police officers and law enforcement, and other. Being employed in a qualifying occupation could potentially save between $40 and $142 on your annual C-Max insurance bill, depending on the age of the driver.
- Driver gender influences rates. For a 2018 Ford C-Max, a 20-year-old male will pay an estimated rate of $2,668 per year, while a 20-year-old female driver pays an average of $1,982, a difference of $686 per year. Women get significantly cheaper rates. But by age 50, the cost for a male driver is $1,220 and the cost for a female driver is $1,198, a difference of only $22.
- High-risk auto insurance costs more. For a 20-year-old driver, having enough accidents and violations to require a high-risk insurance policy increases the cost by $2,100 or more per year.
- Policy discounts mean cheaper C-Max insurance. Discounts may be available if the insured drivers are good students, insure multiple vehicles on the same policy, work in certain occupations, are claim-free, or many other discounts which could save the average driver as much as $226 per year on the cost of insuring a Ford C-Max.
- Car insurance is cheaper with higher deductibles. Increasing deductibles from $500 to $1,000 could save around $188 per year for a 40-year-old driver and $362 per year for a 20-year-old driver.
- Low deductibles increase auto insurance cost. Lowering your physical damage coverage deductibles from $500 to $250 could cost an additional $192 per year for a 40-year-old driver and $384 per year for a 20-year-old driver.