Ford C-Max Car Insurance Cost for 2022

How much does Ford C-Max insurance cost? We compare rates from the base C-Max Hybrid SE Hatchback all the way to the Hybrid Titanium trim to see how insurance costs compare side-by-side to all other compact SUVs.

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  • Ford C-Max car insurance costs around $1,338 per year, $669 for a 6-month policy, or around $112 per month.
  • The cheapest Ford C-Max insurance is the Hybrid SE Hatchback at an estimated $1,316 per year.
  • The C-Max is one of the more expensive small SUVs to insure, costing $103 more per year on average when compared to other small SUVs.

How much does Ford C-Max car insurance cost?

Ranked #27 out of 34 vehicles in the 2018 small SUV class, Ford C-Max insurance costs on average $1,338 yearly, or about $112 each month.

With the average small SUV costing $1,235 a year to insure, the Ford C-Max could cost around $103 or more every 12 months.

The bar chart below details average car insurance cost for a C-Max for different driver age groups and scenarios.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2018 model year Ford C-Max with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Ford C-Max trim levels.Data last updated on August 31, 2022
Ford C-Max Insurance Cost Summary
Ford C-Max Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,052$254
Safe Driver Age 20$2,668$222
At-fault Accidents Age 40$1,906$159
Low Deductibles Age 40$1,698$142
Safe Driver Age 30$1,400$117
Safe Driver Age 40$1,338$112
Safe Driver Age 50$1,220$102
Safe Driver Age 60$1,198$100
High Deductibles Age 40$1,150$96
Discount Rate Age 40$1,112$93

The table below details average annual and 6-month policy costs, in addition to a monthly budget figure, for each Ford C-Max model and trim level.

2018 Ford C-Max Insurance Cost by Trim Level
Ford C-Max Trim Level Annual Policy 6-month Policy Per Month
Hybrid SE Hatchback$1,316$658$110
Hybrid Titanium Hatchback$1,358$679$113

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2018 Ford C-Max, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 31, 2022
Ford C-Max Insurance Cost by Trim Level

The next table breaks down average Ford C-Max full coverage insurance policy costs from the 2013 to the 2018 model years.

Ford C-Max Insurance Cost for 2013-2018 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2018 Ford C-Max$1,338$669$112
2017 Ford C-Max$1,360$680$113
2016 Ford C-Max$1,246$623$104
2015 Ford C-Max$1,256$628$105
2014 Ford C-Max$1,202$601$100
2013 Ford C-Max$1,178$589$98

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 31, 2022
Ford C-Max Insurance Cost by Model Year

Does C-Max insurance cost more than similar vehicles?

When compared directly to other vehicles in the small SUV segment, auto insurance rates for a Ford C-Max cost $36 more per year than the Toyota RAV4, $250 more than the Honda CR-V, and $182 more than the Chevrolet Equinox.

The Ford C-Max ranks #27 out of 34 comparison vehicles in the small SUV category for most affordable car insurance cost. The C-Max costs an average of $1,338 per year to insure for full coverage and the class average cost is $1,235 per year, a difference of $103 per year.

The next table shows how insurance cost for a Ford C-Max compares to the top 10 most popular small SUVs like the Nissan Rogue, Ford Escape, and the Jeep Wrangler.

Insurance Cost Comparison: Ford C-Max vs Small SUVs
Rank Make/Model Insurance Cost Difference
1Ford Ecosport$1,022-$316
2Nissan Kicks$1,048-$290
3Toyota C-HR$1,050-$288
4Jeep Compass$1,064-$274
5Subaru Crosstrek$1,072-$266
6Hyundai Kona$1,086-$252
7Honda CR-V$1,088-$250
8Mazda CX-3$1,098-$240
9Chevrolet Equinox$1,156-$182
10Honda HR-V$1,160-$178
11Mitsubishi Eclipse Cross$1,172-$166
12Mazda CX-5$1,196-$142
13Subaru Forester$1,208-$130
14Chevrolet Trax$1,210-$128
15Nissan Rogue$1,234-$104
16Jeep Renegade$1,234-$104
17Buick Encore$1,238-$100
18Hyundai Tucson$1,262-$76
19Kia Soul$1,266-$72
20Mini Cooper$1,274-$64
21Volkswagen Tiguan$1,276-$62
22Buick Envision$1,296-$42
23Toyota RAV4$1,302-$36
24Kia Sportage$1,306-$32
25Mini Cooper Countryman$1,308-$30
26Ford Escape$1,316-$22
27Ford C-Max$1,338--
28GMC Terrain$1,340$2
29Mini Cooper Clubman$1,358$20
30Chevrolet Bolt$1,362$24
31Mitsubishi Mirage$1,368$30
32Kia Niro$1,390$52
33Mitsubishi Outlander$1,396$58
34Jeep Wrangler$1,506$168

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2018 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 31, 2022
Insurance Cost Comparison: Ford C-Max vs Small SUVs

Other rates and observations

A few additional noteworthy conclusions as they relate to Ford C-Max insurance cost include:

  • Insuring teen drivers is expensive. Average rates for full coverage C-Max insurance costs $4,966 per year for a 16-year-old driver, $4,602 per year for a 17-year-old driver, $4,280 per year for a 18-year-old driver, and $3,842 per year for a 19-year-old driver.
  • As you get older, rates tend to be cheaper. The difference in insurance cost for a 2018 Ford C-Max between a 60-year-old driver ($1,198 per year) and a 20-year-old driver ($2,668 per year) is $1,470, or a savings of 55.1%.
  • Your employment could save you money. The large majority of auto insurance providers offer discounts for occupations like architects, firefighters, accountants, lawyers, police officers and law enforcement, and other. Being employed in a qualifying occupation could potentially save between $40 and $142 on your annual C-Max insurance bill, depending on the age of the driver.
  • Driver gender influences rates. For a 2018 Ford C-Max, a 20-year-old male will pay an estimated rate of $2,668 per year, while a 20-year-old female driver pays an average of $1,982, a difference of $686 per year. Women get significantly cheaper rates. But by age 50, the cost for a male driver is $1,220 and the cost for a female driver is $1,198, a difference of only $22.
  • High-risk auto insurance costs more. For a 20-year-old driver, having enough accidents and violations to require a high-risk insurance policy increases the cost by $2,100 or more per year.
  • Policy discounts mean cheaper C-Max insurance. Discounts may be available if the insured drivers are good students, insure multiple vehicles on the same policy, work in certain occupations, are claim-free, or many other discounts which could save the average driver as much as $226 per year on the cost of insuring a Ford C-Max.
  • Car insurance is cheaper with higher deductibles. Increasing deductibles from $500 to $1,000 could save around $188 per year for a 40-year-old driver and $362 per year for a 20-year-old driver.
  • Low deductibles increase auto insurance cost. Lowering your physical damage coverage deductibles from $500 to $250 could cost an additional $192 per year for a 40-year-old driver and $384 per year for a 20-year-old driver.