Mitsubishi Outlander Car Insurance Cost 2022

• Drivers can expect to pay $1,640 per year, $820 for a 6-month policy, or $137 per month for full coverage insurance on a Mitsubishi Outlander, depending on the trim level.
• The Outlander ranks #42 out of 46 vehicles in the small SUV class for insurance affordability.
• With an insurance cost range of $230, the cheapest Outlander to insure is the ES 2WD at around $1,532 per year, and the most expensive trim being the SEL Touring AWD at $1,762 annually.
• Mitsubishi Outlander car insurance rates in a few larger cities include $1,510 in Fort Worth, TX, $2,718 in Los Angeles, CA, and $2,730 in Philadelphia, PA.

How much does Mitsubishi Outlander insurance cost?

Mitsubishi Outlander car insurance costs on average $1,640 yearly, or about $137 if paid each month. Plan on paying about $214 more per year to insure a Mitsubishi Outlander compared to the average rate for small SUVs, and $73 more per year than the $1,567 all-vehicle national average.

The following chart shows how Mitsubishi Outlander car insurance rates change based on the age of the rated driver and insurance policy deductibles. The annual policy rates shown vary from a low of $1,240 per year for a 60-year-old driver with a deductible of $1,000, to the highest price of $3,812 per year for a driver age 20 with $250 deductibles.

As with all auto insurance policies, the higher the deductibles, the lower the policy costs. In the chart above, insurance rates range from an average rate for a 60-year-old driver of $1,468 up to the average rate for a 20-year-old driver of $3,280 per year.

Expect to pay much higher auto insurance rates for teenagers on an Outlander. For example, a 16-year-old male driver with a clean driving record would pay around $5,924 while a 16-year-old female would pay about $5,214. By age 18, rates drop to around $5,172 for males and $4,492 for female drivers.

The following table shows average Mitsubishi Outlander insurance costs for the 2013 to 2022 model years.

How does Outlander insurance cost rank?

The Mitsubishi Outlander ranks #42 out of 46 total vehicles in the small SUV category. The Outlander costs an average of $1,640 per year for insurance and the class average cost is $1,426 per year, a difference of $214 per year.

When compared to the top-selling other small SUVs, insurance for a Mitsubishi Outlander costs $200 more per year than the Toyota RAV4, $304 more than the Honda CR-V, $216 more than the Chevrolet Equinox, and $148 more than the Nissan Rogue.

The chart below shows how average Outlander insurance rates compare to the top 10 selling small SUVs in the U.S. Also included is a rate table ranking the entire 46 vehicle 2022 model year small SUV segment for insurance affordability.

Which Outlander is cheapest to insure?

The cheapest model of Mitsubishi Outlander to insure is the ES 2WD at around $1,532 per year. The next cheapest model is the ES AWD at $1,548 per year, and the third cheapest trim level to insure is the SE 2WD at $1,580 per year.

The least budget-friendly trim levels of Mitsubishi Outlander to insure are the SEL Touring AWD at $1,762 and the SEL Touring 2WD at $1,752 per year. Those two trim levels will cost an extra $230 and $220 per year, respectively, over the cheapest ES 2WD model.

The next table displays average Outlander car insurance rates for annual and semi-annual policy terms, plus a monthly amount for budgeting.

Which cities have the cheapest rates?

Depending on where you live, the cost of insurance for a Mitsubishi Outlander can range widely, from cheaper premiums like $1,232 a year in Columbus, OH, or $1,172 in Charlotte, NC, to higher rates like $3,166 a year in Miami, FL, and $3,836 in New Orleans, LA.

The insurance cost for an Outlander in some other cities include Dallas, TX, at an estimated $1,752 per year, Tulsa, OK, at $2,080, Milwaukee, WI, costing $1,656, and San Francisco, CA, at $2,336.

The chart below shows typical Mitsubishi Outlander insurance policy premiums for the 15 largest urban areas in America. In addition to the chart, a rate table with more locations is included displaying Outlander insurance cost for 35 additional cities.

Which states have the cheapest rates?

If we look at Mitsubishi Outlander insurance cost by state, Virginia ($1,058), Maine ($1,134), and Iowa ($1,186) have cheaper insurance costs, while states like Michigan ($2,610), Louisiana ($2,372), and Florida ($2,394) tend to be higher.

States like Oregon, New Jersey, and West Virginia have rates closer to the average, with Outlander insurance rates of $1,372, $1,546, and $1,474 per year, respectively.

Additional Rate and Policy Information

With car insurance rates, it’s difficult to present every possible price because there are just so many variables. The list below has some additional rates for different situations like getting traffic tickets or having accidents, plus some tips on how you might save some money.

• Auto insurance is cheaper with higher deductibles. Bumping up your deductibles from $500 to $1,000 could save around $256 per year for a 40-year-old driver and $504 per year for a 20-year-old driver.
• Low physical damage deductibles may be wasting money. Lowering your policy deductibles from $500 to $250 could cost an additional $266 per year for a 40-year-old driver and $532 per year for a 20-year-old driver.
• Be a careful driver and save. Multiple at-fault accidents raise rates, possibly by an extra $2,320 per year for a 20-year-old driver and as much as $508 per year for a 60-year-old driver.
• Obey driving laws to save money. If you want the most affordable price on Outlander insurance rates, it can pay off to be a safe driver. In fact, just a few minor infractions have the ramification of increasing the cost of a policy as much as $434 per year. Major misdemeanor violations like DUI/DWI and felony use of a motor vehicle could raise rates by an additional $1,526 or more.
• Getting older means more affordable car insurance rates. The difference in insurance cost on an Outlander between a 50-year-old driver ($1,494 per year) and a 30-year-old driver ($1,730 per year) is $236, or a savings of 13.6%.
• Earn a discount from your choice of occupation. Just about all car insurance providers offer policy discounts for occupations like accountants, architects, members of the military, police officers and law enforcement, scientists, farmers, and other occupations. If you can qualify for this discount, you may save between $49 and $159 on your yearly Outlander insurance premium, subject to policy limits.
• Policy discounts save money. Discounts may be available if the policyholders are good students, insure multiple vehicles on the same policy, insure their home and car with the same company, drive low annual mileage, or many other policy discounts which could save the average driver as much as $282 per yearon the cost of insuring an Outlander.
• Bring up your credit score and save. In states that allow a driver’s personal credit information to be used for pricing purposes, having a high credit rating of over 800 can possibly save as much as $257 per year when compared to a slightly lower credit score between 670-739. Conversely, a poor credit score could cost up to $298 more per year.