Mitsubishi Outlander Car Insurance Cost 2023

How much does Mitsubishi Outlander insurance cost? We rank the Outlander against the entire small SUV market by comparing insurance rates for the base ES model up to the SEL Black Edition model.

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How much does Mitsubishi Outlander insurance cost?

Mitsubishi Outlander car insurance costs on average $1,820 yearly, or about $152 if paid each month. Plan on paying about $214 more per year to insure a Mitsubishi Outlander compared to the average rate for small SUVs, and $135 more per year than the $1,685 all-vehicle national average.

The following chart shows how Mitsubishi Outlander car insurance rates change based on the age of the rated driver and insurance policy deductibles. The annual policy rates shown vary from a low of $1,380 per year for a 60-year-old driver with a deductible of $1,000, to the highest price of $4,236 per year for a driver age 20 with $250 deductibles.

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Chart Data Details: Chart shows average insurance cost for a 2023 Mitsubishi Outlander with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Mitsubishi Outlander trim levels.Data last updated on May 5, 2023
Mitsubishi Outlander Car Insurance Rates
2023 Mitsubishi Outlander Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,084$257
$500$3,644$304
$250$4,236$353
30$1,000$1,610$134
$500$1,920$160
$250$2,244$187
40$1,000$1,536$128
$500$1,820$152
$250$2,118$177
50$1,000$1,406$117
$500$1,662$139
$250$1,928$161
60$1,000$1,380$115
$500$1,630$136
$250$1,892$158

As with all auto insurance policies, the higher the deductibles, the lower the policy costs. In the chart above, insurance rates range from an average rate for a 60-year-old driver of $1,630 up to the average rate for a 20-year-old driver of $3,644 per year.

Expect to pay much higher auto insurance rates for teenagers on an Outlander. For example, a 16-year-old male driver with a clean driving record would pay around $6,582 while a 16-year-old female would pay about $5,796. By age 18, rates drop to around $5,748 for males and $4,990 for female drivers.

The following table shows average Mitsubishi Outlander insurance rates for the 2013 to 2023 model years.

Mitsubishi Outlander Insurance Cost for 2013-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Mitsubishi Outlander$1,820$910$152
2022 Mitsubishi Outlander$1,780$890$148
2021 Mitsubishi Outlander$1,820$910$152
2020 Mitsubishi Outlander$1,796$898$150
2019 Mitsubishi Outlander$1,586$793$132
2018 Mitsubishi Outlander$1,518$759$127
2017 Mitsubishi Outlander$1,448$724$121
2016 Mitsubishi Outlander$1,354$677$113
2015 Mitsubishi Outlander$1,296$648$108
2014 Mitsubishi Outlander$1,252$626$104
2013 Mitsubishi Outlander$1,246$623$104

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 5, 2023
Mitsubishi Outlander Insurance Rates by Model Year

Outlander insurance cost vs. the competition

The Mitsubishi Outlander ranks 42nd out of 47 total vehicles in the small SUV category. The Outlander costs an average of $1,820 per year for insurance and the class average cost is $1,606 per year, a difference of $214 per year.

When compared to the top-selling other small SUVs, insurance for a Mitsubishi Outlander costs $186 more per year than the Toyota RAV4, $324 more than the Honda CR-V, $232 more than the Chevrolet Equinox, and $198 more than the Nissan Rogue.

The chart below shows how average Outlander insurance rates compare to the top 10 selling small SUVs in the U.S. Also included is a rate table ranking the entire 47 vehicle 2023 model year small SUV segment for insurance affordability.

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Chart Data Details: Average rates are for a 2023 model year Mitsubishi Outlander, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Mitsubishi Outlander trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 5, 2023
Mitsubishi Outlander vs Top 10 Small SUVs Insurance Cost Comparison
Mitsubishi Outlander Insurance Cost Compared to All Small SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Trailblazer$1,334-$486
2Subaru Crosstrek$1,346-$474
3Nissan Kicks$1,354-$466
4Nissan Rogue Sport$1,378-$442
5Mazda CX-5$1,386-$434
6Buick Encore$1,406-$414
7Buick Envision$1,410-$410
8Kia Seltos$1,430-$390
9Hyundai Venue$1,440-$380
10Honda HR-V$1,464-$356
11Hyundai Kona$1,480-$340
12Subaru Forester$1,486-$334
13Honda CR-V$1,496-$324
14Mazda CX-30$1,498-$322
15Chevrolet Trax$1,514-$306
16Volkswagen Tiguan$1,532-$288
17Ford Bronco Sport$1,536-$284
18Fiat 500X$1,564-$256
19GMC Terrain$1,566-$254
20Kia Soul$1,568-$252
21Mitsubishi Eclipse Cross$1,572-$248
22Chevrolet Equinox$1,588-$232
23Toyota Corolla Cross$1,592-$228
24Volkswagen Taos$1,600-$220
25Mazda CX-50$1,610-$210
26Hyundai Tucson$1,614-$206
27Ford Escape$1,616-$204
28Nissan Rogue$1,622-$198
29Toyota RAV4$1,634-$186
30Mazda MX-30$1,636-$184
31Kia Niro$1,638-$182
32Mini Cooper$1,648-$172
33Jeep Compass$1,652-$168
34Mini Cooper Clubman$1,674-$146
35Jeep Renegade$1,698-$122
36Chevrolet Bolt$1,710-$110
37Toyota bz4X$1,716-$104
38Kia Sportage$1,760-$60
39Hyundai Ioniq 5$1,764-$56
40Mini Cooper Countryman$1,812-$8
41Mitsubishi Mirage$1,818-$2
42Mitsubishi Outlander$1,820--
43Volkswagen ID4$1,832$12
44Kia EV6$1,870$50
45Dodge Hornet$1,872$52
46Hyundai Nexo$1,938$118
47Ford Mustang Mach-E$1,996$176

Which Mitsubishi Outlander is the cheapest to insure?

The cheapest model of Mitsubishi Outlander to insure is the ES 2WD at around $1,706 per year. The next cheapest model is the ES AWD at $1,750 per year, and the third cheapest trim level to insure is the SE 2WD at $1,780 per year.

The least budget-friendly trim levels of Mitsubishi Outlander to insure are the SEL Black Edition AWD at $1,896 and the SEL Touring AWD at $1,876 per year. Those two trim levels will cost an extra $190 and $170 per year, respectively, over the cheapest ES 2WD model.

The next table displays average Outlander car insurance rates for annual and semi-annual policy terms, plus a monthly amount for budgeting.

2023 Mitsubishi Outlander Insurance Cost by Trim Level
Mitsubishi Outlander Trim Level Annual Policy Six-Month Policy Per Month
ES 2WD$1,706$853$142
ES AWD$1,750$875$146
SE 2WD$1,780$890$148
SE Tech 2WD$1,780$890$148
Black Edition 2WD$1,806$903$151
SE AWD$1,816$908$151
SE Tech AWD$1,816$908$151
Black Edition AWD$1,838$919$153
SEL Premium Package$1,846$923$154
SEL Touring 2WD$1,846$923$154
SEL Black Edition$1,872$936$156
SEL Premium AWD$1,876$938$156
SEL Touring AWD$1,876$938$156
SEL Black Edition AWD$1,896$948$158

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Mitsubishi Outlander, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 5, 2023
Mitsubishi Outlander Insurance Cost by Trim Level

Average Outlander insurance rates by location

Depending on where you live, the cost of insurance for a Mitsubishi Outlander can range widely, from cheaper premiums like $1,352 a year in Columbus, OH, or $1,290 in Charlotte, NC, to higher rates like $2,624 a year in Miami, FL, and $3,158 in New Orleans, LA.

The insurance cost for an Outlander in some other cities include Dallas, TX, at an estimated $1,868 per year, Tulsa, OK, at $2,196, Milwaukee, WI, costing $1,774, and San Francisco, CA, at $2,452.

The chart below shows typical Mitsubishi Outlander insurance policy premiums for the thirty largest urban areas in America.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2023 Mitsubishi Outlander, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Mitsubishi Outlander trim levels.Data last updated on May 5, 2023
Mitsubishi Outlander Insurance Rates in Large U.S. Cities

If we look at Mitsubishi Outlander insurance cost by state, Virginia ($1,210), Maine ($1,096), and Iowa ($1,218) have cheaper insurance costs, while states like Michigan ($2,490), Louisiana ($2,168), and Florida ($2,268) tend to be higher.

The next table breaks down average insurance rates for a 2023 Mitsubishi Outlander for all fifty states in the U.S.

Mitsubishi Outlander Average Insurance Cost by State for 2023
U.S. State Annual Cost Six-month Cost Monthly Cost
Alabama$1,636$818$136
Alaska$1,380$690$115
Arizona$1,668$834$139
Arkansas$1,906$953$159
California$2,204$1,102$184
Colorado$1,954$977$163
Connecticut$2,030$1,015$169
Delaware$2,072$1,036$173
Florida$2,268$1,134$189
Georgia$1,860$930$155
Hawaii$1,242$621$104
Idaho$1,298$649$108
Illinois$1,600$800$133
Indiana$1,360$680$113
Iowa$1,218$609$102
Kansas$1,794$897$150
Kentucky$1,950$975$163
Louisiana$2,168$1,084$181
Maine$1,096$548$91
Maryland$1,692$846$141
Massachusetts$1,984$992$165
Michigan$2,490$1,245$208
Minnesota$1,562$781$130
Mississippi$1,776$888$148
Missouri$2,056$1,028$171
Montana$1,672$836$139
Nebraska$1,522$761$127
Nevada$2,178$1,089$182
New Hampshire$1,218$609$102
New Jersey$2,206$1,103$184
New Mexico$1,498$749$125
New York$2,110$1,055$176
North Carolina$1,136$568$95
North Dakota$1,508$754$126
Ohio$1,270$635$106
Oklahoma$2,012$1,006$168
Oregon$1,702$851$142
Pennsylvania$1,750$875$146
Rhode Island$2,258$1,129$188
South Carolina$1,528$764$127
South Dakota$1,874$937$156
Tennessee$1,732$866$144
Texas$1,688$844$141
Utah$1,594$797$133
Vermont$1,324$662$110
Virginia$1,210$605$101
Washington$1,646$823$137
West Virginia$1,624$812$135
Wisconsin$1,302$651$109
Wyoming$1,620$810$135

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Mitsubishi Outlander, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Mitsubishi Outlander trim levels. Physical damage deductibles are $500 and rates are averaged for all Zip Codes in each state.Data last updated on May 5, 2023
Mitsubishi Outlander insurance rates by U.S. state

Additional Rate and Policy Information

With car insurance rates, it’s difficult to present every possible price because there are just so many variables. The list below has some additional rates for different situations like getting traffic tickets or having accidents, plus some tips on how you might save some money.

  • Auto insurance is cheaper with higher deductibles. Bumping up your deductibles from $500 to $1,000 could save around $284 per year for a 40-year-old driver and $560 per year for a 20-year-old driver.
  • Low physical damage deductibles may be wasting money. Lowering your policy deductibles from $500 to $250 could cost an additional $298 per year for a 40-year-old driver and $592 per year for a 20-year-old driver.
  • Be a careful driver and save. Multiple at-fault accidents raise rates, possibly by an extra $2,582 per year for a 20-year-old driver and as much as $568 per year for a 60-year-old driver.
  • Obey driving laws to save money. If you want the most affordable price on Outlander insurance rates, it can pay off to be a safe driver. In fact, just a few minor infractions have the ramification of increasing the cost of a policy as much as $488 per year. Major misdemeanor violations like DUI/DWI and felony use of a motor vehicle could raise rates by an additional $1,698 or more.
  • Getting older means more affordable car insurance rates. The difference in insurance cost on an Outlander between a 50-year-old driver ($1,662 per year) and a 30-year-old driver ($1,920 per year) is $258, or a savings of 14.4%.
  • Earn a discount from your choice of occupation. Just about all car insurance providers offer policy discounts for occupations like accountants, architects, members of the military, police officers and law enforcement, scientists, farmers, and other occupations. If you can qualify for this discount, you may save between $55 and $178 on your yearly Outlander insurance premium, subject to policy limits.
  • Policy discounts save money. Discounts may be available if the policyholders are good students, insure multiple vehicles on the same policy, insure their home and car with the same company, drive low annual mileage, or other policy discounts which could save the average driver as much as $308 per year on the cost of insuring an Outlander.
  • Bring up your credit score and save. In states that allow a driver’s personal credit information to be used for pricing purposes, having a high credit rating of over 800 can possibly save as much as $286 per year when compared to a slightly lower credit score between 670-739. Conversely, a poor credit score could cost up to $331 more per year.