- Drivers can expect to pay $1,820 per year, $910 for a 6-month policy, or $152 per month for full coverage insurance on a Mitsubishi Outlander, depending on the trim level.
- The Outlander ranks 42nd out of 47 vehicles in the small SUV class for insurance affordability.
- With an insurance cost range of $190, the cheapest Outlander to insure is the ES 2WD at around $1,706 per year, and the most expensive trim being the SEL Black Edition AWD at $1,896 annually.
- Mitsubishi Outlander car insurance rates in a few larger cities include $1,628 in Fort Worth, TX, $2,834 in Los Angeles, CA, and $2,848 in Philadelphia, PA.
How much does Mitsubishi Outlander insurance cost?
Mitsubishi Outlander car insurance costs on average $1,820 yearly, or about $152 if paid each month. Plan on paying about $214 more per year to insure a Mitsubishi Outlander compared to the average rate for small SUVs, and $135 more per year than the $1,685 all-vehicle national average.
The following chart shows how Mitsubishi Outlander car insurance rates change based on the age of the rated driver and insurance policy deductibles. The annual policy rates shown vary from a low of $1,380 per year for a 60-year-old driver with a deductible of $1,000, to the highest price of $4,236 per year for a driver age 20 with $250 deductibles.
As with all auto insurance policies, the higher the deductibles, the lower the policy costs. In the chart above, insurance rates range from an average rate for a 60-year-old driver of $1,630 up to the average rate for a 20-year-old driver of $3,644 per year.
Expect to pay much higher auto insurance rates for teenagers on an Outlander. For example, a 16-year-old male driver with a clean driving record would pay around $6,582 while a 16-year-old female would pay about $5,796. By age 18, rates drop to around $5,748 for males and $4,990 for female drivers.
The following table shows average Mitsubishi Outlander insurance rates for the 2013 to 2023 model years.
| Model Year and Vehicle | Annual Rate | 6-month Rate | Monthly Rate |
|---|---|---|---|
| 2023 Mitsubishi Outlander | $1,820 | $910 | $152 |
| 2022 Mitsubishi Outlander | $1,780 | $890 | $148 |
| 2021 Mitsubishi Outlander | $1,820 | $910 | $152 |
| 2020 Mitsubishi Outlander | $1,796 | $898 | $150 |
| 2019 Mitsubishi Outlander | $1,586 | $793 | $132 |
| 2018 Mitsubishi Outlander | $1,518 | $759 | $127 |
| 2017 Mitsubishi Outlander | $1,448 | $724 | $121 |
| 2016 Mitsubishi Outlander | $1,354 | $677 | $113 |
| 2015 Mitsubishi Outlander | $1,296 | $648 | $108 |
| 2014 Mitsubishi Outlander | $1,252 | $626 | $104 |
| 2013 Mitsubishi Outlander | $1,246 | $623 | $104 |
Outlander insurance cost vs. the competition
The Mitsubishi Outlander ranks 42nd out of 47 total vehicles in the small SUV category. The Outlander costs an average of $1,820 per year for insurance and the class average cost is $1,606 per year, a difference of $214 per year.
When compared to the top-selling other small SUVs, insurance for a Mitsubishi Outlander costs $186 more per year than the Toyota RAV4, $324 more than the Honda CR-V, $232 more than the Chevrolet Equinox, and $198 more than the Nissan Rogue.
The chart below shows how average Outlander insurance rates compare to the top 10 selling small SUVs in the U.S. Also included is a rate table ranking the entire 47 vehicle 2023 model year small SUV segment for insurance affordability.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Chevrolet Trailblazer | $1,334 | -$486 |
| 2 | Subaru Crosstrek | $1,346 | -$474 |
| 3 | Nissan Kicks | $1,354 | -$466 |
| 4 | Nissan Rogue Sport | $1,378 | -$442 |
| 5 | Mazda CX-5 | $1,386 | -$434 |
| 6 | Buick Encore | $1,406 | -$414 |
| 7 | Buick Envision | $1,410 | -$410 |
| 8 | Kia Seltos | $1,430 | -$390 |
| 9 | Hyundai Venue | $1,440 | -$380 |
| 10 | Honda HR-V | $1,464 | -$356 |
| 11 | Hyundai Kona | $1,480 | -$340 |
| 12 | Subaru Forester | $1,486 | -$334 |
| 13 | Honda CR-V | $1,496 | -$324 |
| 14 | Mazda CX-30 | $1,498 | -$322 |
| 15 | Chevrolet Trax | $1,514 | -$306 |
| 16 | Volkswagen Tiguan | $1,532 | -$288 |
| 17 | Ford Bronco Sport | $1,536 | -$284 |
| 18 | Fiat 500X | $1,564 | -$256 |
| 19 | GMC Terrain | $1,566 | -$254 |
| 20 | Kia Soul | $1,568 | -$252 |
| 21 | Mitsubishi Eclipse Cross | $1,572 | -$248 |
| 22 | Chevrolet Equinox | $1,588 | -$232 |
| 23 | Toyota Corolla Cross | $1,592 | -$228 |
| 24 | Volkswagen Taos | $1,600 | -$220 |
| 25 | Mazda CX-50 | $1,610 | -$210 |
| 26 | Hyundai Tucson | $1,614 | -$206 |
| 27 | Ford Escape | $1,616 | -$204 |
| 28 | Nissan Rogue | $1,622 | -$198 |
| 29 | Toyota RAV4 | $1,634 | -$186 |
| 30 | Mazda MX-30 | $1,636 | -$184 |
| 31 | Kia Niro | $1,638 | -$182 |
| 32 | Mini Cooper | $1,648 | -$172 |
| 33 | Jeep Compass | $1,652 | -$168 |
| 34 | Mini Cooper Clubman | $1,674 | -$146 |
| 35 | Jeep Renegade | $1,698 | -$122 |
| 36 | Chevrolet Bolt | $1,710 | -$110 |
| 37 | Toyota bz4X | $1,716 | -$104 |
| 38 | Kia Sportage | $1,760 | -$60 |
| 39 | Hyundai Ioniq 5 | $1,764 | -$56 |
| 40 | Mini Cooper Countryman | $1,812 | -$8 |
| 41 | Mitsubishi Mirage | $1,818 | -$2 |
| 42 | Mitsubishi Outlander | $1,820 | -- |
| 43 | Volkswagen ID4 | $1,832 | $12 |
| 44 | Kia EV6 | $1,870 | $50 |
| 45 | Dodge Hornet | $1,872 | $52 |
| 46 | Hyundai Nexo | $1,938 | $118 |
| 47 | Ford Mustang Mach-E | $1,996 | $176 |
Which Mitsubishi Outlander is the cheapest to insure?
The cheapest model of Mitsubishi Outlander to insure is the ES 2WD at around $1,706 per year. The next cheapest model is the ES AWD at $1,750 per year, and the third cheapest trim level to insure is the SE 2WD at $1,780 per year.
The least budget-friendly trim levels of Mitsubishi Outlander to insure are the SEL Black Edition AWD at $1,896 and the SEL Touring AWD at $1,876 per year. Those two trim levels will cost an extra $190 and $170 per year, respectively, over the cheapest ES 2WD model.
The next table displays average Outlander car insurance rates for annual and semi-annual policy terms, plus a monthly amount for budgeting.
| Mitsubishi Outlander Trim Level | Annual Policy | Six-Month Policy | Per Month |
|---|---|---|---|
| ES 2WD | $1,706 | $853 | $142 |
| ES AWD | $1,750 | $875 | $146 |
| SE 2WD | $1,780 | $890 | $148 |
| SE Tech 2WD | $1,780 | $890 | $148 |
| Black Edition 2WD | $1,806 | $903 | $151 |
| SE AWD | $1,816 | $908 | $151 |
| SE Tech AWD | $1,816 | $908 | $151 |
| Black Edition AWD | $1,838 | $919 | $153 |
| SEL Premium Package | $1,846 | $923 | $154 |
| SEL Touring 2WD | $1,846 | $923 | $154 |
| SEL Black Edition | $1,872 | $936 | $156 |
| SEL Premium AWD | $1,876 | $938 | $156 |
| SEL Touring AWD | $1,876 | $938 | $156 |
| SEL Black Edition AWD | $1,896 | $948 | $158 |
Average Outlander insurance rates by location
Depending on where you live, the cost of insurance for a Mitsubishi Outlander can range widely, from cheaper premiums like $1,352 a year in Columbus, OH, or $1,290 in Charlotte, NC, to higher rates like $2,624 a year in Miami, FL, and $3,158 in New Orleans, LA.
The insurance cost for an Outlander in some other cities include Dallas, TX, at an estimated $1,868 per year, Tulsa, OK, at $2,196, Milwaukee, WI, costing $1,774, and San Francisco, CA, at $2,452.
The chart below shows typical Mitsubishi Outlander insurance policy premiums for the thirty largest urban areas in America.
If we look at Mitsubishi Outlander insurance cost by state, Virginia ($1,210), Maine ($1,096), and Iowa ($1,218) have cheaper insurance costs, while states like Michigan ($2,490), Louisiana ($2,168), and Florida ($2,268) tend to be higher.
The next table breaks down average insurance rates for a 2023 Mitsubishi Outlander for all fifty states in the U.S.
| U.S. State | Annual Cost | Six-month Cost | Monthly Cost |
|---|---|---|---|
| Alabama | $1,636 | $818 | $136 |
| Alaska | $1,380 | $690 | $115 |
| Arizona | $1,668 | $834 | $139 |
| Arkansas | $1,906 | $953 | $159 |
| California | $2,204 | $1,102 | $184 |
| Colorado | $1,954 | $977 | $163 |
| Connecticut | $2,030 | $1,015 | $169 |
| Delaware | $2,072 | $1,036 | $173 |
| Florida | $2,268 | $1,134 | $189 |
| Georgia | $1,860 | $930 | $155 |
| Hawaii | $1,242 | $621 | $104 |
| Idaho | $1,298 | $649 | $108 |
| Illinois | $1,600 | $800 | $133 |
| Indiana | $1,360 | $680 | $113 |
| Iowa | $1,218 | $609 | $102 |
| Kansas | $1,794 | $897 | $150 |
| Kentucky | $1,950 | $975 | $163 |
| Louisiana | $2,168 | $1,084 | $181 |
| Maine | $1,096 | $548 | $91 |
| Maryland | $1,692 | $846 | $141 |
| Massachusetts | $1,984 | $992 | $165 |
| Michigan | $2,490 | $1,245 | $208 |
| Minnesota | $1,562 | $781 | $130 |
| Mississippi | $1,776 | $888 | $148 |
| Missouri | $2,056 | $1,028 | $171 |
| Montana | $1,672 | $836 | $139 |
| Nebraska | $1,522 | $761 | $127 |
| Nevada | $2,178 | $1,089 | $182 |
| New Hampshire | $1,218 | $609 | $102 |
| New Jersey | $2,206 | $1,103 | $184 |
| New Mexico | $1,498 | $749 | $125 |
| New York | $2,110 | $1,055 | $176 |
| North Carolina | $1,136 | $568 | $95 |
| North Dakota | $1,508 | $754 | $126 |
| Ohio | $1,270 | $635 | $106 |
| Oklahoma | $2,012 | $1,006 | $168 |
| Oregon | $1,702 | $851 | $142 |
| Pennsylvania | $1,750 | $875 | $146 |
| Rhode Island | $2,258 | $1,129 | $188 |
| South Carolina | $1,528 | $764 | $127 |
| South Dakota | $1,874 | $937 | $156 |
| Tennessee | $1,732 | $866 | $144 |
| Texas | $1,688 | $844 | $141 |
| Utah | $1,594 | $797 | $133 |
| Vermont | $1,324 | $662 | $110 |
| Virginia | $1,210 | $605 | $101 |
| Washington | $1,646 | $823 | $137 |
| West Virginia | $1,624 | $812 | $135 |
| Wisconsin | $1,302 | $651 | $109 |
| Wyoming | $1,620 | $810 | $135 |
Additional Rate and Policy Information
With car insurance rates, it’s difficult to present every possible price because there are just so many variables. The list below has some additional rates for different situations like getting traffic tickets or having accidents, plus some tips on how you might save some money.
- Auto insurance is cheaper with higher deductibles. Bumping up your deductibles from $500 to $1,000 could save around $284 per year for a 40-year-old driver and $560 per year for a 20-year-old driver.
- Low physical damage deductibles may be wasting money. Lowering your policy deductibles from $500 to $250 could cost an additional $298 per year for a 40-year-old driver and $592 per year for a 20-year-old driver.
- Be a careful driver and save. Multiple at-fault accidents raise rates, possibly by an extra $2,582 per year for a 20-year-old driver and as much as $568 per year for a 60-year-old driver.
- Obey driving laws to save money. If you want the most affordable price on Outlander insurance rates, it can pay off to be a safe driver. In fact, just a few minor infractions have the ramification of increasing the cost of a policy as much as $488 per year. Major misdemeanor violations like DUI/DWI and felony use of a motor vehicle could raise rates by an additional $1,698 or more.
- Getting older means more affordable car insurance rates. The difference in insurance cost on an Outlander between a 50-year-old driver ($1,662 per year) and a 30-year-old driver ($1,920 per year) is $258, or a savings of 14.4%.
- Earn a discount from your choice of occupation. Just about all car insurance providers offer policy discounts for occupations like accountants, architects, members of the military, police officers and law enforcement, scientists, farmers, and other occupations. If you can qualify for this discount, you may save between $55 and $178 on your yearly Outlander insurance premium, subject to policy limits.
- Policy discounts save money. Discounts may be available if the policyholders are good students, insure multiple vehicles on the same policy, insure their home and car with the same company, drive low annual mileage, or other policy discounts which could save the average driver as much as $308 per year on the cost of insuring an Outlander.
- Bring up your credit score and save. In states that allow a driver’s personal credit information to be used for pricing purposes, having a high credit rating of over 800 can possibly save as much as $286 per year when compared to a slightly lower credit score between 670-739. Conversely, a poor credit score could cost up to $331 more per year.
