Insurance Cost for a Volkswagen EOS: Rates, Insights, Savings

How much does Volkswagen EOS insurance cost? We break down average car insurance rates for the EOS Komfort Convertible to discover how insurance prices rank when compared to the competition.

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  • VW EOS insurance costs an average of $1,716 per year, or around $143 per month for full coverage.
  • Out of 37 vehicles in the small car segment, the EOS ranks 27th for insurance affordability.

How much does Volkswagen EOS car insurance cost?

Volkswagen EOS car insurance rates cost an average of $1,716 a year, or about $143 a month. Expect to pay right around the small car segment average rate to insure a Volkswagen EOS, and $505 less per year than the $2,221 average for all vehicles.

The price summary chart below details how average 2016 VW EOS car insurance costs vary with changes in the rated driver age and insurance policy deductibles. Cost estimates range from the cheapest policy rate of $1,244 per year for a driver age 60 with deductibles of $1,000 to a high policy cost of $3,932 annually for a 20-year-old driver with $250 deductibles.

Average 2016 Volkswagen EOS car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2016 Volkswagen EOS car insurance premiums for different driver ages and policy deductibles. Rates updated on June 26, 2025.

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Data Methodology: Average premiums are based on a 2016 model year Volkswagen EOS. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2016 Volkswagen EOS Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$2,998$250
$500$3,452$288
$250$3,932$328
30-Year-Old$1,000$1,560$130
$500$1,816$151
$250$2,084$174
40-Year-Old$1,000$1,480$123
$500$1,716$143
$250$1,962$164
50-Year-Old$1,000$1,330$111
$500$1,532$128
$250$1,746$146
60-Year-Old$1,000$1,244$104
$500$1,432$119
$250$1,630$136

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2016 Volkswagen EOS. Updated June 26, 2025

The following data table shows average car insurance rates for a Volkswagen EOS for the 2010 to 2016 model years and for different driver ages.

Volkswagen EOS Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2016 Volkswagen EOS$3,452$1,716$1,432
2015 Volkswagen EOS$3,394$1,692$1,414
2014 Volkswagen EOS$3,336$1,660$1,386
2013 Volkswagen EOS$3,008$1,508$1,260
2012 Volkswagen EOS$2,948$1,478$1,235
2011 Volkswagen EOS$2,889$1,448$1,210
2010 Volkswagen EOS$2,831$1,419$1,186

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Volkswagen EOS trim levels for each model year. Updated June 26, 2025

Average insurance rates for 2010 to 2016 Volkswagen EOS models for drivers age 20, 40 and 60
Average insurance rates for 2010 to 2016 Volkswagen EOS models for drivers age 20, 40 and 60

VW EOS insurance vs. other cars: How does it rank?

The Volkswagen EOS ranks 27th out of 37 total vehicles in the 2016 small car category for auto insurance affordability. The EOS costs an average of $1,716 per year for insurance and the category median rate is $1,636 annually, a difference of $80 per year.

When rates are compared to other vehicles in the small car segment, Volkswagen EOS car insurance costs $130 more per year than the Honda Civic, $88 more than the Toyota Corolla, and $126 more than the Nissan Sentra.

The table below shows how Volkswagen EOS car insurance rates compare to the top 10 most popular small cars like the Hyundai Elantra, Volkswagen Jetta, and the Kia Forte.

Insurance Cost Comparison: Volkswagen EOS vs Small Cars
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,254-$462
2Chrysler Fiat 500$1,360-$356
3Honda Fit$1,386-$330
4Toyota Yaris$1,394-$322
5Nissan Versa$1,396-$320
6Ford Fiesta$1,408-$308
7Subaru Impreza$1,472-$244
8Scion IM$1,488-$228
9Chevrolet Spark$1,500-$216
10Hyundai Accent$1,504-$212
11Volkswagen Golf$1,518-$198
12Mazda 3$1,538-$178
13Scion IA$1,540-$176
14Honda CR-Z$1,576-$140
15Honda Civic$1,586-$130
16Nissan Sentra$1,590-$126
17Kia Rio$1,612-$104
18Toyota Corolla$1,628-$88
19Nissan Leaf$1,642-$74
20Toyota Prius$1,644-$72
21Hyundai Veloster$1,650-$66
22Chevrolet Sonic$1,668-$48
23Volkswagen Beetle$1,694-$22
24Volkswagen GTI$1,706-$10
25Chevrolet Volt$1,708-$8
26Chevrolet Cruze$1,712-$4
27Volkswagen EOS$1,716--
28Kia Forte$1,724$8
29Ford Focus$1,744$28
30Hyundai Elantra$1,760$44
31Scion FR-S$1,778$62
32Mitsubishi Lancer$1,838$122
33Volkswagen E-Golf$1,852$136
34Volkswagen Jetta$1,924$208
35Dodge Dart$1,968$252
36Scion TC$2,022$306
37Toyota Mirai$2,036$320

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2016 model year. Updated June 27, 2025

At $1,716 per year, insurance cost for a 2016 Volkswagen EOS ranks 27th out of 37 models in the small car segment
At $1,716 per year, insurance cost for a 2016 Volkswagen EOS ranks 27th out of 37 models in the small car segment

Additional rates and comparisons

  • Violations and tickets cost more than a fine. To pay the cheapest possible EOS insurance rates, it makes good sense to be a safe driver. Not surprisingly, just a couple of driving offenses have the consequences of increasing policy rates by at least $462 per year.
  • Volkswagen EOS insurance rates for teenagers are high. Average rates for full coverage EOS insurance costs $6,268 per year for a 16-year-old driver, $6,017 per year for a 17-year-old driver, $5,288 per year for an 18-year-old driver, and $4,854 per year for a 19-year-old driver.
  • EOS insurance is expensive for high-risk drivers. For a 50-year-old driver, the requirement to buy a high-risk policy could raise rates by $2,038 or more per year.
  • Being a safe driver saves money. Having at-fault accidents will cost you more, as much as $836 per year for a 30-year-old driver and as much as $550 per year for a 50-year-old driver.
  • Lower policy costs by raising deductibles. Raising your policy deductibles from $500 to $1,000 could save around $236 per year for a 40-year-old driver and $454 per year for a 20-year-old driver.
  • Lower deductibles raise insurance costs. Decreasing your policy deductibles from $500 to $250 could cost an additional $246 per year for a 40-year-old driver and $480 per year for a 20-year-old driver.
  • Get cheaper rates because of your job. Many auto insurance companies offer discounts for having a job in professions like engineers, dentists, lawyers, architects, accountants, and others. By earning this discount on your policy you could save between $51 and $175 on your Volkswagen EOS insurance bill, depending on your policy.